Belmont ZIP Codes — Gaston County, NC

There is one unique ZIP code in Belmont, North Carolina and it is 28012. Area code: 704/980.

ZIP codes

27.25

sq mi land

3.81

sq mi water

704/980

area code

Belmont, NC ZIP code map

About Belmont, NC

Belmont, North Carolina, is a charming city located in the heart of Gaston County. Known for its rich history and community spirit, Belmont offers a perfect blend of small-town charm and modern conveniences. The city's picturesque landscapes and friendly atmosphere make it an attractive destination for both residents and visitors alike.

Location & geography

Belmont is situated approximately 13 miles west of Charlotte, making it an excellent location for commuters. The city is bordered by Lake Wylie to the south and features diverse terrain, including both land and water areas. Specifically, Belmont spans 27.25 square miles of land and includes 3.81 square miles of water, contributing to its scenic beauty.

Community & economy

The character of Belmont is defined by its welcoming community, which takes pride in its historic downtown area filled with locally-owned shops and restaurants. The local economy benefits from various industries, including manufacturing and retail, providing a stable job market for residents. Daily life in Belmont is vibrant, with numerous parks, recreational activities, and community events promoting engagement among residents.

Transportation

Accessing Belmont is convenient, as it is located near major highways like Interstate 85, which connects to larger cities in North Carolina. The nearest airport is Charlotte Douglas International Airport, situated about 12 miles to the east, providing ample travel options. Public transportation is limited but serves the community through local transit services.

History

Belmont was founded in the late 19th century and originally served as a mill town, centered around the textile industry that flourished in North Carolina during that era. Over time, the city's growth has been influenced by its strategic location and development around the Catawba River. Key events in Belmont's history include the establishment of the local college and the expansion of its historic downtown district, which has undergone significant revitalization.

Did you know?

One surprising fact about Belmont is that it is home to the beautiful Daniel Stowe Botanical Garden, which attracts visitors with its stunning plant collections and scenic vistas. Additionally, Belmont's historic downtown area boasts several buildings that date back to the 19th century, showcasing its rich architectural heritage.

ZIP codes for Belmont, NC (1)

ZIP code	City	County	Map
28012	Belmont	Gaston	View map

Demographics & statistics

26,027

Population

40.0

Median age

$81,045

Median household income

$49,336

Per capita income

$286,900

Median home value

$1,199

Median monthly rent

71.8%

Home ownership

9.2%

Poverty rate

4.8%

Unemployment

8,305

Housing units

41.4%

Bachelor's or higher

Age distribution

Male Female

666

Under 5

782

672

5–9

790

646

10–14

759

808

15–19

949

676

20–24

795

1,843

25–34

2,166

1,451

35–44

1,706

1,632

45–54

1,917

925

55–59

1,087

737

60–64

865

1,130

65–74

1,328

548

75–84

643

233

85+

273

← Male

Female →

Age summary

Group	Count	%
Under 18	5,272	20.3%
18 and over	20,755	79.7%
65 and over	4,155	16.0%
Median age	40.0 years

Race & ethnicity

White 84.1%

Black or African American 5.4%

Two or more races 4.1%

Asian 3.3%

Hispanic or Latino 2.3%

Other race 0.6%

Group	Count	%
White	22,405	84.1%
Black or African American	1,450	5.4%
Two or more races	1,099	4.1%
Asian	890	3.3%
Hispanic or Latino	622	2.3%
Other race	170	0.6%

Household income

Under $10k 4.1%

$10k–$15k 3.0%

$15k–$25k 6.6%

$25k–$35k 8.0%

$35k–$50k 10.3%

$50k–$75k 15.1%

$75k–$100k 12.3%

$100k–$150k 15.3%

$150k–$200k 11.5%

$200k+ 13.8%

Range	% of households
Under $10k	4.1%
$10k–$15k	3.0%
$15k–$25k	6.6%
$25k–$35k	8.0%
$35k–$50k	10.3%
$50k–$75k	15.1%
$75k–$100k	12.3%
$100k–$150k	15.3%
$150k–$200k	11.5%
$200k+	13.8%
Median income	$81,045

Housing

Home values

Under $50k 3.3%

$50k–$100k 4.1%

$100k–$150k 9.4%

$150k–$200k 9.5%

$200k–$300k 27.0%

$300k–$500k 27.8%

$500k–$1M 14.5%

$1M+ 4.5%

Housing overview

Metric	Value
Median home value	$286,900
Median rent / month	$1,199
Owner occupied	71.8%
Renter occupied	28.2%
Vacant	6.1%
Single-family detached	71.7%
Large apartment buildings	5.0%
Mobile homes	4.7%
Median rooms	5.7
Avg household size (owned)	2.57

Year built

Era	%
2020 or later	2.1%
2010–2019	20.7%
2000–2009	15.7%
1990–1999	12.6%
1980–1989	10.1%
1970–1979	9.8%
1960–1969	7.6%
1950–1959	6.2%
1940–1949	6.7%
1939 or earlier	8.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.7%
1 bedroom	7.7%
2 bedrooms	28.4%
3 bedrooms	38.6%
4 bedrooms	17.6%
5+ bedrooms	6.9%

Vehicles per household

Vehicles	% of households
No vehicle	4.5%
1 vehicle	29.7%
2 vehicles	40.7%
3 or more	25.1%

Heating fuel

Fuel type	%
Utility gas	43.3%
Electricity	52.0%
Propane / LP gas	1.9%
Fuel oil	0.3%
Wood	0.5%
Solar	0.3%
No fuel used	1.0%

Households & families

Household type	Count	%
Married-couple family	5,067	47.7%
Cohabiting couple	921	8.7%
Male householder, no spouse	1,486	14.0%
Female householder, no spouse	3,140	29.6%
Households with children under 18	3,028	28.5%
Households with seniors (65+)	3,114	29.3%
Average household size	2.38

Marital status

Status	Male	Female
Never married	32.5%	28.7%
Married	53.6%	45.7%
Separated	2.3%	2.8%
Widowed	1.8%	9.3%
Divorced	9.7%	13.5%

Education

Less than 9th grade 2.3%

Some HS, no diploma 5.1%

HS graduate 21.2%

Some college, no degree 19.4%

Associate's degree 10.5%

Bachelor's degree 29.1%

Graduate / professional 12.4%

Metric	%
HS diploma or higher	92.7%
Bachelor's or higher	41.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	244	4.4%
Kindergarten	256	4.6%
Elementary school	2,394	43.2%
High school	1,174	21.2%
College / grad school	1,480	26.7%

Employment

Industry of employment

Education & healthcare 21.1%

Manufacturing 14.8%

Professional & management 12.0%

Finance & real estate 10.7%

Retail trade 9.0%

Transportation & utilities 7.3%

Construction 6.7%

Other services 6.1%

Arts, food & hospitality 5.4%

Information 2.7%

Wholesale trade 2.3%

Public administration 1.9%

Agriculture & mining 0.2%

Occupation

Category	%
Management, business & arts	46.7%
Service	11.9%
Sales & office	20.2%
Natural resources & construction	9.1%
Production & transportation	12.0%

Employment type

Type	%
Private sector	86.7%
Government	8.1%
Self-employed	5.1%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	76.3%
Carpool	6.1%
Public transit	0.0%
Walk	2.0%
Other means	0.5%
Avg commute (minutes)	26.2

Poverty

All people 9.2%

Under 18 years 8.5%

18 and over 9.4%

Married-couple families 1.9%

Female-led households 24.2%

Income support

Source	% of households
Social Security	30.0%
Retirement income	21.3%
Supplemental Security	3.1%
Cash public assistance	1.2%
Food stamps / SNAP	7.9%

Health indicators

Condition	%
High blood pressure	33.3%
High cholesterol	34.3%
Heart disease	5.8%
Stroke	2.8%
Asthma	8.6%
Arthritis	23.6%
Kidney disease	2.7%
Pulmonary disease	6.3%
Cancer	6.3%

Behavior / access	%
Binge drinking	17.1%
No physical activity	20.4%
Less than 7 hrs sleep	30.2%
Fair or poor health	12.0%
Poor mental health	14.0%
Poor physical health	9.6%
No health insurance	15.8%
Visited doctor (checkup)	76.9%
Visited dentist	65.3%
Cholesterol screening	89.7%
Teeth loss	13.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,674	8.1%

Disability	%
Any disability	12.9%
Under 18	3.8%
18–64 years	9.6%
65 and over	38.3%

Health insurance coverage

Type	%
Private insurance	80.3%
Public insurance	26.2%
Uninsured under 19	2.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	24,579	94.4%
Spanish	485	2.0%
Other Indo-European	158	0.6%
Asian & Pacific Islander	216	0.9%
Other languages	111	0.5%

Place of birth & citizenship

Origin	Count	%
Native born (US)	24,904	95.7%
Born in same state	24,678	94.8%
Born in different state	15,612	60.0%
Foreign born	226	0.9%
Naturalized citizen	1,123	4.3%
Not a US citizen	619	55.1%

Ancestry

Ancestry	Count	%
Arab	3,520	13.5%
French	3,497	13.4%
Italian	3,494	13.4%
English	158	0.6%
Polish	112	0.4%

Ancestry	Count	%
German	87	0.3%
Dutch	45	0.2%
Irish	21	0.1%
Norwegian	6	0%

Technology access

Metric	% of households
Computer access	40.8%
Internet access	95.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Belmont, NC have?

Belmont, NC has one ZIP code: 28012. Each ZIP code serves a distinct delivery area within the city and surrounding region.