Accident ZIP Codes — Garrett County, MD

There is one unique ZIP code in Accident, Maryland and it is 21520. Area code: 301/240.
1
ZIP codes
56.69
sq mi land
0.00
sq mi water
301/240
area code
Accident, MD ZIP code map

About Accident, MD

Accident, Maryland, is a small, charming town located in Garrett County. Known for its serene landscapes and close-knit community, it offers a peaceful retreat from the hustle and bustle of city life. With a ZIP code of 21520, Accident is part of an area that embraces rural charm and natural beauty.

Location & geography

Accident is situated in western Maryland, nestled among the beautiful Appalachian Mountains. Nearby cities include Oakland, approximately 13 miles to the southeast, McHenry, around 15 miles north, and Deep Creek Lake, situated about 16 miles from the center of Accident. The town covers a land area of 56.69 square miles, while there is no significant water area.

Community & economy

The character of Accident is defined by its friendly residents and stunning natural surroundings, making it a great place for those seeking tranquility. The local economy thrives on tourism, particularly due to its proximity to outdoor recreational activities and attractions such as Deep Creek Lake and Wisp Resort. Daily life in Accident revolves around community events and enjoying the outdoors, whether it be hiking, fishing, or participating in local festivals.

Transportation

Accident is accessible via several local roads, with Maryland Route 135 being a significant highway that connects the town to larger routes. For air travel, the nearest major airport is the Morgantown Municipal Airport, located approximately 50 miles away in West Virginia. Public transportation options are limited, so most residents rely on personal vehicles.

History

Accident, MD, was founded in the early 19th century and has a rich history tied to agriculture and logging industries. The town's name is said to have originated from a mishap that occurred during the survey of the land. Over the years, it has evolved into a quaint haven for nature lovers and those seeking outdoor adventures.

Did you know?

One surprising fact about Accident is that it is home to the historic Accident Schoolhouse, which serves as a reminder of the town's educational past. Additionally, the town features the famous 'Accident, MD' sign, which attracts visitors eager to snap a photo with this unique geographic landmark.

ZIP codes for Accident, MD (1)
ZIP code City County Map
21520 Accident Garrett View map

Demographics & statistics

2,056
Population
42.0
Median age
$67,708
Median household income
$44,936
Per capita income
$287,100
Median home value
$720
Median monthly rent
82.1%
Home ownership
7.3%
Poverty rate
1.1%
Unemployment
863
Housing units
27.3%
Bachelor's or higher

Age distribution

Male Female
67
Under 5
66
81
5–9
80
50
10–14
50
44
15–19
43
40
20–24
39
131
25–34
130
126
35–44
124
190
45–54
188
43
55–59
43
65
60–64
65
110
65–74
109
61
75–84
60
26
85+
25
← Male
Female →

Age summary

GroupCount%
Under 1847923.3%
18 and over1,57776.7%
65 and over39119.0%
Median age42.0 years

Race & ethnicity

White 97.3%
Black or African American 2.2%
Two or more races 0.4%
GroupCount%
White2,00097.3%
Black or African American462.2%
Two or more races80.4%

Household income

Under $10k 2.0%
$10k–$15k 5.2%
$15k–$25k 6.5%
$25k–$35k 7.5%
$35k–$50k 9.4%
$50k–$75k 23.9%
$75k–$100k 14.8%
$100k–$150k 13.7%
$150k–$200k 7.7%
$200k+ 9.3%
Range% of households
Under $10k2.0%
$10k–$15k5.2%
$15k–$25k6.5%
$25k–$35k7.5%
$35k–$50k9.4%
$50k–$75k23.9%
$75k–$100k14.8%
$100k–$150k13.7%
$150k–$200k7.7%
$200k+9.3%
Median income$67,708

Housing

Home values

Under $50k 5.2%
$50k–$100k 3.5%
$100k–$150k 10.6%
$150k–$200k 14.7%
$200k–$300k 19.1%
$300k–$500k 36.2%
$500k–$1M 8.6%
$1M+ 2.1%

Housing overview

MetricValue
Median home value$287,100
Median rent / month$720
Owner occupied82.1%
Renter occupied17.9%
Vacant15.2%
Single-family detached79.5%
Large apartment buildings6.5%
Mobile homes8.5%
Median rooms6.6
Avg household size (owned)2.43

Year built

Era%
2020 or later0.0%
2010–20192.0%
2000–200920.4%
1990–199913.8%
1980–198913.9%
1970–197910.5%
1960–19697.0%
1950–19599.8%
1940–19491.0%
1939 or earlier21.7%

Bedrooms

Size% of units
No bedroom (studio)0.0%
1 bedroom11.9%
2 bedrooms16.5%
3 bedrooms44.9%
4 bedrooms16.9%
5+ bedrooms9.7%

Vehicles per household

Vehicles% of households
No vehicle9.2%
1 vehicle14.4%
2 vehicles53.4%
3 or more23.1%

Heating fuel

Fuel type%
Utility gas0.5%
Electricity21.6%
Propane / LP gas17.6%
Fuel oil35.6%
Wood12.3%

Households & families

Household typeCount%
Married-couple family55964.8%
Cohabiting couple192.2%
Male householder, no spouse14316.6%
Female householder, no spouse14116.4%
Households with children under 1827031.3%
Households with seniors (65+)32437.6%
Average household size2.38

Marital status

StatusMaleFemale
Never married26.7%14.8%
Married63.6%66.5%
Separated1.0%0.3%
Widowed3.5%10.4%
Divorced5.1%8.0%

Education

Less than 9th grade 2.7%
Some HS, no diploma 4.9%
HS graduate 34.5%
Some college, no degree 18.4%
Associate's degree 12.2%
Bachelor's degree 12.6%
Graduate / professional 14.7%
Metric%
HS diploma or higher92.4%
Bachelor's or higher27.3%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool439.9%
Kindergarten204.6%
Elementary school22752.4%
High school6214.3%
College / grad school8118.7%

Employment

Industry of employment

Education & healthcare 20.0%
Construction 17.8%
Retail trade 11.4%
Professional & management 10.6%
Arts, food & hospitality 10.6%
Public administration 7.4%
Finance & real estate 6.5%
Transportation & utilities 5.2%
Manufacturing 4.2%
Other services 2.4%
Information 2.1%
Agriculture & mining 1.4%
Wholesale trade 0.4%

Occupation

Category%
Management, business & arts40.6%
Service16.7%
Sales & office20.1%
Natural resources & construction9.4%
Production & transportation13.2%

Employment type

Type%
Private sector70.1%
Government25.1%
Self-employed4.8%
Unpaid family workers0.0%

Commute

Method%
Drive alone75.9%
Carpool7.5%
Public transit0.5%
Walk0.0%
Other means0.9%
Avg commute (minutes)19.8

Poverty

All people 7.3%
Under 18 years 7.5%
18 and over 7.2%
Married-couple families 2.3%
Female-led households 7.9%

Income support

Source% of households
Social Security31.9%
Retirement income26.2%
Supplemental Security6.4%
Cash public assistance2.0%
Food stamps / SNAP12.4%

Health indicators

Condition%
High blood pressure35.6%
High cholesterol34.5%
Heart disease7.0%
Stroke3.1%
Asthma10.0%
Arthritis29.8%
Kidney disease2.9%
Pulmonary disease7.4%
Cancer7.3%
Behavior / access%
Binge drinking15.5%
No physical activity24.3%
Less than 7 hrs sleep32.9%
Fair or poor health13.9%
Poor mental health14.9%
Poor physical health9.9%
No health insurance10.2%
Visited doctor (checkup)75.6%
Visited dentist64.1%
Cholesterol screening91.2%
Teeth loss13.9%

Veterans & disability

VeteransCount%
Civilian veterans1157.3%
Disability%
Any disability16.6%
Under 189.0%
18–64 years14.9%
65 and over31.3%

Health insurance coverage

Type%
Private insurance71.5%
Public insurance38.5%
Uninsured under 190.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only1,92393.5%
Spanish10.1%
Other Indo-European00.0%
Asian & Pacific Islander00.0%
Other languages10.1%

Place of birth & citizenship

OriginCount%
Native born (US)2,03098.7%
Born in same state2,03098.7%
Born in different state1,18257.5%
Foreign born00.0%
Naturalized citizen261.3%
Not a US citizen13.8%

Ancestry

AncestryCount%
Italian1286.2%
French1085.3%
Arab824%
AncestryCount%
Irish381.8%
German80.4%
Norwegian50.2%

Technology access

Metric% of households
Computer access41.9%
Internet access89.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions
What ZIP codes does Accident, MD have?
Accident, MD has one ZIP code: 21520. Each ZIP code serves a distinct delivery area within the city and surrounding region.
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