33540 ZIP Code — Zephyrhills, FL

Pasco County, Florida

ZIP code 33540 is located in Zephyrhills, Florida, within Pasco County. It covers approximately 36.07 square miles and serves a population of 10,282 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 813.

About ZIP code 33540

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $114,100. Owner-occupancy is high at 83%, well above the national average.

Median household income is $46,233. Poverty affects 20% of residents, above the national average. 57% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 29 minutes is near the national average.

College attainment at 15% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (24%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%; and disability rates above the national average at 23%.

Overall, ZIP code 33540 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

10,282

population

36.07

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

33540 ZIP code map

Cities in ZIP code 33540

Below are the cities the US Postal Service accepts for ZIP code 33540. Using any city not on this list may result in mail delivery delays.

City	Status
Zephyrhills	Preferred

Nearby ZIP codes

33542 Zephyrhills (2.4 mi) 33541 Zephyrhills (4.8 mi) 33849 Kathleen (4.9 mi) 33565 Plant City (7.9 mi) 33810 Lakeland (9.8 mi) 33545 Wesley Chapel (9.9 mi) 33809 Lakeland (10.7 mi) 33543 Wesley Chapel (10.7 mi) 33525 Dade City (10.8 mi) 33592 Thonotosassa (11.2 mi) 33576 San Antonio (12.6 mi) 33563 Plant City (13.5 mi)

Demographics updated 05/2026

Population
Total population	10,282
Population density	285 / sq mi
State FIPS	12
County FIPS	101

Geography
Land area	36.07 sq mi
Water area	0.07 sq mi
Latitude	28.2132
Longitude	-82.1439
Timezone	Eastern (ET)
Area code	813

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	62.7%	48.1%	43.4%
$50k – $100k	28.7%	30.0%	30.8%
$100k – $200k	6.9%	18.0%	19.3%
Over $200k	1.7%	3.9%	6.4%

Demographics & statistics

10,282

Population

285

People per sq mi

56.3

Median age

$46,233

Median household income

$29,471

Per capita income

$114,100

Median home value

$996

Median monthly rent

83.0%

Home ownership

19.9%

Poverty rate

7.1%

Unemployment

4,586

Housing units

14.5%

Bachelor's or higher

Age distribution

Male Female

269

Under 5

273

145

5–9

148

235

10–14

238

156

15–19

158

211

20–24

214

451

25–34

457

461

35–44

469

541

45–54

550

419

55–59

425

362

60–64

367

876

65–74

889

661

75–84

672

315

85+

320

← Male

Female →

Age summary

Group	Count	%
Under 18	1,427	13.9%
18 and over	8,855	86.1%
65 and over	3,733	36.3%
Median age	56.3 years

Race & ethnicity

White 84.8%

Two or more races 4.9%

Hispanic or Latino 4.4%

Black or African American 4.2%

Other race 0.8%

Asian 0.5%

American Indian / Alaska Native 0.5%

Group	Count	%
White	9,118	84.8%
Two or more races	523	4.9%
Hispanic or Latino	476	4.4%
Black or African American	447	4.2%
Other race	82	0.8%
Asian	56	0.5%
American Indian / Alaska Native	56	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	62.7%	48.1%	43.4%
$50k – $100k	28.7%	30.0%	30.8%
$100k – $200k	6.9%	18.0%	19.3%
Over $200k	1.7%	3.9%	6.4%

Under $10k 6.7%

$10k–$15k 6.0%

$15k–$25k 9.5%

$25k–$35k 14.9%

$35k–$50k 15.1%

$50k–$75k 21.4%

$75k–$100k 9.9%

$100k–$150k 7.9%

$150k–$200k 4.0%

$200k+ 4.4%

Range	% of households
Under $10k	6.7%
$10k–$15k	6.0%
$15k–$25k	9.5%
$25k–$35k	14.9%
$35k–$50k	15.1%
$50k–$75k	21.4%
$75k–$100k	9.9%
$100k–$150k	7.9%
$150k–$200k	4.0%
$200k+	4.4%
Median income	$46,233

Housing

Home values

Under $50k 23.0%

$50k–$100k 22.7%

$100k–$150k 15.5%

$150k–$200k 9.6%

$200k–$300k 15.3%

$300k–$500k 12.0%

$500k–$1M 1.3%

$1M+ 0.5%

Housing overview

Metric	Value
Median home value	$114,100
Median rent / month	$996
Owner occupied	83.0%
Renter occupied	17.0%
Vacant	15.9%
Single-family detached	35.5%
Large apartment buildings	4.7%
Mobile homes	55.0%
Median rooms	4.9
Avg household size (owned)	2.26

Year built

Era	%
2020 or later	1.2%
2010–2019	8.9%
2000–2009	15.9%
1990–1999	31.1%
1980–1989	23.8%
1970–1979	14.3%
1960–1969	3.0%
1950–1959	0.5%
1940–1949	0.9%
1939 or earlier	0.5%

Bedrooms

Size	% of units
No bedroom (studio)	3.1%
1 bedroom	18.3%
2 bedrooms	38.0%
3 bedrooms	27.7%
4 bedrooms	11.3%
5+ bedrooms	1.6%

Vehicles per household

Vehicles	% of households
No vehicle	7.8%
1 vehicle	49.7%
2 vehicles	28.0%
3 or more	14.5%

Heating fuel

Fuel type	%
Utility gas	0.8%
Electricity	97.0%
Propane / LP gas	1.4%
Wood	0.2%
Solar	0.2%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	2,106	46.8%
Cohabiting couple	396	8.8%
Male householder, no spouse	934	20.7%
Female householder, no spouse	1,068	23.7%
Households with children under 18	735	16.3%
Households with seniors (65+)	2,440	54.2%
Average household size	2.25

Marital status

Status	Male	Female
Never married	22.6%	17.9%
Married	51.5%	48.1%
Separated	1.5%	1.3%
Widowed	7.2%	18.4%
Divorced	17.3%	14.2%

Education

Less than 9th grade 3.9%

Some HS, no diploma 10.6%

HS graduate 39.7%

Some college, no degree 20.9%

Associate's degree 10.4%

Bachelor's degree 9.8%

Graduate / professional 4.7%

Metric	%
HS diploma or higher	85.5%
Bachelor's or higher	14.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	69	4.7%
Kindergarten	87	6.0%
Elementary school	614	42.0%
High school	261	17.9%
College / grad school	431	29.5%

Employment

Industry of employment

Education & healthcare 17.7%

Construction 14.7%

Retail trade 14.6%

Transportation & utilities 11.4%

Arts, food & hospitality 8.4%

Professional & management 7.5%

Other services 7.4%

Public administration 6.7%

Finance & real estate 4.9%

Manufacturing 4.0%

Wholesale trade 1.4%

Information 1.3%

Occupation

Category	%
Management, business & arts	33.7%
Service	15.8%
Sales & office	24.5%
Natural resources & construction	13.4%
Production & transportation	12.6%

Employment type

Type	%
Private sector	74.8%
Government	14.9%
Self-employed	10.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	73.1%
Carpool	10.8%
Public transit	0.6%
Walk	1.4%
Work from home	11.5%
Other means	2.6%
Avg commute (minutes)	29.3

Poverty

All people 19.9%

Under 18 years 34.6%

18 and over 17.5%

Married-couple families 5.7%

Female-led households 57.1%

Income support

Source	% of households
Social Security	57.2%
Retirement income	33.0%
Supplemental Security	6.2%
Cash public assistance	1.9%
Food stamps / SNAP	14.4%

Health indicators

Condition	%
Obesity	31.7%
High blood pressure	38.8%
High cholesterol	38.4%
Diabetes	14.0%
Heart disease	10.2%
Stroke	4.7%
Asthma	8.9%
Arthritis	32.8%
Kidney disease	4.1%
Pulmonary disease	12.3%
Cancer	9.2%

Behavior / access	%
Smoking	23.7%
Binge drinking	13.8%
No physical activity	30.3%
Less than 7 hrs sleep	33.8%
Depression	22.4%
Fair or poor health	20.5%
Poor mental health	15.7%
Poor physical health	14.6%
No health insurance	22.1%
Visited doctor (checkup)	76.4%
Visited dentist	53.0%
Cholesterol screening	91.6%
Teeth loss	18.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,020	11.5%

Disability	%
Any disability	23.4%
Under 18	11.1%
18–64 years	15.8%
65 and over	39.1%

Health insurance coverage

Type	%
Private insurance	56.6%
Public insurance	57.8%
No insurance	8.0%
Uninsured under 19	3.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	9,740	94.7%
Spanish	494	5.1%
Other Indo-European	335	3.4%
Asian & Pacific Islander	132	1.4%
Other languages	27	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	9,514	92.5%
Born in same state	9,019	87.7%
Born in different state	3,804	37.0%
Foreign born	495	4.8%
Naturalized citizen	768	7.5%
Not a US citizen	239	31.1%

Ancestry

Ancestry	Count	%
Italian	1,268	12.3%
French	1,206	11.7%
Arab	1,005	9.8%
German	128	1.2%
English	99	1%

Ancestry	Count	%
Irish	67	0.7%
Polish	41	0.4%
Dutch	10	0.1%
Norwegian	7	0.1%

Technology access

Metric	% of households
Computer access	43.8%
Internet access	89.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 33540

What city is ZIP code 33540 in?

ZIP code 33540 is primarily assigned to Zephyrhills, Florida.

What county is ZIP code 33540 in?

ZIP code 33540 falls within Pasco County, Florida.

Does ZIP code 33540 have an older population?

36% of residents in ZIP code 33540 are 65 or older, above the national average of ~17%.

Does ZIP code 33540 have a large retiree population?

57% of households in ZIP code 33540 receive Social Security income, suggesting a significant retiree or disability population.

What is the poverty rate in ZIP code 33540?

20% of residents in ZIP code 33540 live below the poverty line, above the national average.

How educated is the population of ZIP code 33540?

15% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What timezone is ZIP code 33540 in?

ZIP code 33540 observes the EST timezone.