63787 ZIP Code — Zalma, MO

Bollinger County, Missouri

ZIP code 63787 is located in Zalma, Missouri, within Bollinger County. It covers approximately 61.38 square miles and serves a population of 541 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 573.

About ZIP code 63787

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $95,800. Owner-occupancy is high at 92%, well above the national average.

Median household income is $54,167. 52% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is sales and office, with construction as the leading industry. An above-average commute of 35 minutes suggests many residents work outside the immediate area.

College attainment at 5% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (25%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 26%.

Overall, ZIP code 63787 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

541

population

61.38

sq mi land

Standard

ZIP type

Central (CT)

timezone

63787 ZIP code map

Cities in ZIP code 63787

Below are the cities the US Postal Service accepts for ZIP code 63787. Using any city not on this list may result in mail delivery delays.

City	Status
Zalma	Acceptable
Zalma	Preferred

Nearby ZIP codes

63782 Sturdivant (4.8 mi) 63750 Gipsy (6.2 mi) 63730 Advance (10 mi) 63751 Glenallen (10.1 mi) 63951 Lowndes (10.2 mi) 63960 Puxico (12.2 mi) 63760 Leopold (13.4 mi) 63764 Marble Hill (14 mi) 63966 Wappapello (14.7 mi) 63825 Bloomfield (14.7 mi) 63934 Clubb (17.2 mi) 63785 Whitewater (17.6 mi)

Demographics updated 05/2026

Population
Total population	541
Population density	9 / sq mi
State FIPS	29
County FIPS	017

Geography
Land area	61.38 sq mi
Water area	0.38 sq mi
Latitude	37.1215
Longitude	-90.0750
Timezone	Central (CT)
Area code	573

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	54.6%	54.9%	43.8%
$50k – $100k	36.3%	31.2%	31.5%
$100k – $200k	9.2%	12.6%	19.5%
Over $200k	0.0%	1.3%	5.2%

Demographics & statistics

541

Population

People per sq mi

57.4

Median age

$54,167

Median household income

$28,602

Per capita income

$95,800

Median home value

Median monthly rent

91.7%

Home ownership

11.5%

Poverty rate

2.2%

Unemployment

293

Housing units

5.2%

Bachelor's or higher

Age distribution

Male Female

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	69	12.8%
18 and over	472	87.2%
65 and over	151	27.9%
Median age	57.4 years

Race & ethnicity

White 97.2%

Two or more races 2.8%

Group	Count	%
White	526	97.2%
Two or more races	15	2.8%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	54.6%	54.9%	43.8%
$50k – $100k	36.3%	31.2%	31.5%
$100k – $200k	9.2%	12.6%	19.5%
Over $200k	0.0%	1.3%	5.2%

Under $10k 2.6%

$10k–$15k 16.2%

$15k–$25k 4.4%

$25k–$35k 10.5%

$35k–$50k 9.2%

$50k–$75k 18.0%

$75k–$100k 11.4%

$100k–$150k 22.8%

$150k–$200k 4.8%

Range	% of households
Under $10k	2.6%
$10k–$15k	16.2%
$15k–$25k	4.4%
$25k–$35k	10.5%
$35k–$50k	9.2%
$50k–$75k	18.0%
$75k–$100k	11.4%
$100k–$150k	22.8%
$150k–$200k	4.8%
Median income	$54,167

Housing

Home values

Under $50k 26.3%

$50k–$100k 24.9%

$100k–$150k 23.4%

$150k–$200k 10.0%

$200k–$300k 9.6%

$500k–$1M 5.7%

Housing overview

Metric	Value
Median home value	$95,800
Median rent / month	$0
Owner occupied	91.7%
Renter occupied	8.3%
Vacant	26.9%
Single-family detached	72.1%
Large apartment buildings	0.0%
Mobile homes	27.9%
Median rooms	5.0
Avg household size (owned)	2.34

Year built

Era	%
2020 or later	1.9%
2010–2019	3.5%
2000–2009	7.1%
1990–1999	18.3%
1980–1989	13.1%
1970–1979	21.2%
1960–1969	10.9%
1950–1959	14.7%
1940–1949	4.5%
1939 or earlier	4.8%

Bedrooms

Size	% of units
No bedroom (studio)	1.3%
1 bedroom	5.1%
2 bedrooms	31.4%
3 bedrooms	53.8%
4 bedrooms	3.5%
5+ bedrooms	4.8%

Vehicles per household

Vehicles	% of households
No vehicle	8.3%
1 vehicle	9.2%
2 vehicles	39.0%
3 or more	43.4%

Heating fuel

Fuel type	%
Utility gas	4.4%
Electricity	45.6%
Propane / LP gas	29.8%
Wood	20.2%

Households & families

Household type	Count	%
Married-couple family	152	66.7%
Cohabiting couple	4	1.8%
Male householder, no spouse	22	9.6%
Female householder, no spouse	50	21.9%
Households with children under 18	31	13.6%
Households with seniors (65+)	91	39.9%
Average household size	2.37

Marital status

Status	Male	Female
Never married	20.2%	12.7%
Married	65.3%	61.5%
Separated	0.0%	1.6%
Widowed	1.9%	8.2%
Divorced	12.6%	16.0%

Education

Less than 9th grade 2.8%

Some HS, no diploma 12.2%

HS graduate 58.8%

Some college, no degree 18.0%

Associate's degree 3.0%

Bachelor's degree 4.0%

Graduate / professional 1.2%

Metric	%
HS diploma or higher	85.0%
Bachelor's or higher	5.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	32	34.8%
High school	38	41.3%
College / grad school	22	23.9%

Employment

Industry of employment

Construction 24.4%

Retail trade 18.1%

Education & healthcare 17.0%

Transportation & utilities 9.6%

Manufacturing 9.3%

Wholesale trade 7.0%

Public administration 7.0%

Finance & real estate 4.8%

Agriculture & mining 1.1%

Arts, food & hospitality 1.1%

Professional & management 0.4%

Occupation

Category	%
Management, business & arts	11.5%
Service	7.4%
Sales & office	38.5%
Natural resources & construction	28.1%
Production & transportation	14.4%

Employment type

Type	%
Private sector	70.7%
Government	21.9%
Self-employed	7.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	81.0%
Carpool	13.1%
Public transit	0.0%
Walk	0.0%
Work from home	6.0%
Other means	0.0%
Avg commute (minutes)	35.3

Poverty

All people 11.5%

Under 18 years 10.1%

18 and over 11.7%

Married-couple families 8.6%

Female-led households 23.5%

Income support

Source	% of households
Social Security	52.2%
Retirement income	35.5%
Supplemental Security	8.8%
Cash public assistance	7.9%
Food stamps / SNAP	15.4%

Health indicators

Condition	%
Obesity	38.8%
High blood pressure	35.4%
High cholesterol	35.8%
Diabetes	12.1%
Heart disease	8.2%
Stroke	3.8%
Asthma	9.8%
Arthritis	31.5%
Kidney disease	3.2%
Pulmonary disease	10.4%
Cancer	7.1%

Behavior / access	%
Smoking	25.3%
Binge drinking	17.0%
No physical activity	29.5%
Less than 7 hrs sleep	35.3%
Depression	24.8%
Fair or poor health	19.2%
Poor mental health	16.4%
Poor physical health	13.9%
No health insurance	17.5%
Visited doctor (checkup)	73.9%
Visited dentist	53.9%
Cholesterol screening	88.4%
Teeth loss	20.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	32	6.8%

Disability	%
Any disability	25.7%
Under 18	0.0%
18–64 years	23.7%
65 and over	41.7%

Health insurance coverage

Type	%
Private insurance	64.5%
Public insurance	55.6%
No insurance	8.7%
Uninsured under 19	17.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	541	100.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	541	100.0%
Born in same state	541	100.0%
Born in different state	453	83.7%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	71	13.1%
Italian	48	8.9%

Ancestry	Count	%
French	32	5.9%

Technology access

Metric	% of households
Computer access	42.1%
Internet access	76.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 63787

What city is ZIP code 63787 in?

ZIP code 63787 is primarily assigned to Zalma, Missouri.

What county is ZIP code 63787 in?

ZIP code 63787 falls within Bollinger County, Missouri.

How educated is the population of ZIP code 63787?

5% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 63787 have an older population?

28% of residents in ZIP code 63787 are 65 or older, above the national average of ~17%.

Is ZIP code 63787 mostly owner-occupied?

92% of occupied units in ZIP code 63787 are owner-occupied, well above the national average.

Does ZIP code 63787 have a large retiree population?

52% of households in ZIP code 63787 receive Social Security income, suggesting a significant retiree or disability population.

What timezone is ZIP code 63787 in?

ZIP code 63787 observes the CST timezone.