48097 ZIP Code — Yale, MI

Saint Clair County, Michigan

ZIP code 48097 is located in Yale, Michigan, within Saint Clair County. It covers approximately 76.23 square miles and serves a population of 5,333 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 810.

About ZIP code 48097

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $166,800. Owner-occupancy is high at 79%, well above the national average.

Median household income is $55,536. 33% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. An above-average commute of 38 minutes suggests many residents work outside the immediate area.

College attainment at 13% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Overall, ZIP code 48097 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

5,333

population

76.23

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

48097 ZIP code map

Cities in ZIP code 48097

Below are the cities the US Postal Service accepts for ZIP code 48097. Using any city not on this list may result in mail delivery delays.

City	Status
Yale	Acceptable
Yale	Preferred

Nearby ZIP codes

48454 Melvin (4.7 mi) 48022 Emmett (7.7 mi) 48006 Avoca (7.9 mi) 48014 Capac (9.5 mi) 48466 Peck (9.5 mi) 48416 Brown City (10.2 mi) 48032 Jeddo (11.8 mi) 48422 Croswell (12.2 mi) 48444 Imlay City (12.3 mi) 48041 Memphis (14.2 mi) 48002 Allenton (14.5 mi) 48049 North Street (14.6 mi)

Demographics updated 06/2026

Population
Total population	5,333
Population density	70 / sq mi
State FIPS	26
County FIPS	147

Geography
Land area	76.23 sq mi
Water area	0.53 sq mi
Latitude	43.1374
Longitude	-82.8276
Timezone	Eastern (ET)
Area code	810

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	50.7%	43.0%	42.6%
$50k – $100k	33.2%	31.9%	31.1%
$100k – $200k	15.0%	21.1%	20.6%
Over $200k	1.1%	4.0%	5.7%

Demographics & statistics

5,333

Population

People per sq mi

41.5

Median age

$55,536

Median household income

$28,666

Per capita income

$166,800

Median home value

$820

Median monthly rent

78.7%

Home ownership

15.8%

Poverty rate

12.4%

Unemployment

1,832

Housing units

12.5%

Bachelor's or higher

Age distribution

Male Female

183

Under 5

179

129

5–9

126

152

10–14

150

151

15–19

148

194

20–24

190

355

25–34

348

277

35–44

272

394

45–54

387

230

55–59

225

183

60–64

179

239

65–74

234

145

75–84

143

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,116	20.9%
18 and over	4,217	79.1%
65 and over	881	16.5%
Median age	41.5 years

Race & ethnicity

White 93%

Two or more races 3.4%

Hispanic or Latino 2.7%

Asian 0.3%

American Indian / Alaska Native 0.3%

Other race 0.3%

Black or African American 0.1%

Group	Count	%
White	5,094	93%
Two or more races	185	3.4%
Hispanic or Latino	146	2.7%
Asian	17	0.3%
American Indian / Alaska Native	17	0.3%
Other race	14	0.3%
Black or African American	6	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	50.7%	43.0%	42.6%
$50k – $100k	33.2%	31.9%	31.1%
$100k – $200k	15.0%	21.1%	20.6%
Over $200k	1.1%	4.0%	5.7%

Under $10k 3.1%

$10k–$15k 5.9%

$15k–$25k 8.4%

$25k–$35k 11.4%

$35k–$50k 12.7%

$50k–$75k 20.4%

$75k–$100k 14.3%

$100k–$150k 16.2%

$150k–$200k 5.6%

$200k+ 1.8%

Range	% of households
Under $10k	3.1%
$10k–$15k	5.9%
$15k–$25k	8.4%
$25k–$35k	11.4%
$35k–$50k	12.7%
$50k–$75k	20.4%
$75k–$100k	14.3%
$100k–$150k	16.2%
$150k–$200k	5.6%
$200k+	1.8%
Median income	$55,536

Housing

Home values

Under $50k 11.6%

$50k–$100k 13.3%

$100k–$150k 17.5%

$150k–$200k 20.5%

$200k–$300k 23.2%

$300k–$500k 10.8%

$500k–$1M 2.9%

$1M+ 0.1%

Housing overview

Metric	Value
Median home value	$166,800
Median rent / month	$820
Owner occupied	78.7%
Renter occupied	21.3%
Vacant	5.6%
Single-family detached	78.4%
Large apartment buildings	3.6%
Mobile homes	8.7%
Median rooms	6.1
Avg household size (owned)	2.47

Year built

Era	%
2020 or later	0.0%
2010–2019	1.4%
2000–2009	14.6%
1990–1999	16.9%
1980–1989	9.7%
1970–1979	13.3%
1960–1969	4.5%
1950–1959	8.6%
1940–1949	6.8%
1939 or earlier	24.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.6%
1 bedroom	7.6%
2 bedrooms	19.2%
3 bedrooms	53.9%
4 bedrooms	15.4%
5+ bedrooms	3.4%

Vehicles per household

Vehicles	% of households
No vehicle	6.6%
1 vehicle	27.0%
2 vehicles	36.1%
3 or more	30.3%

Heating fuel

Fuel type	%
Utility gas	42.1%
Electricity	11.1%
Propane / LP gas	31.3%
Fuel oil	3.7%
Wood	8.9%
Solar	0.1%
No fuel used	1.2%

Households & families

Household type	Count	%
Married-couple family	1,083	50.0%
Cohabiting couple	290	13.4%
Male householder, no spouse	355	16.4%
Female householder, no spouse	438	20.2%
Households with children under 18	661	30.5%
Households with seniors (65+)	596	27.5%
Average household size	2.41

Marital status

Status	Male	Female
Never married	36.1%	24.5%
Married	47.4%	51.3%
Separated	0.8%	0.7%
Widowed	2.7%	11.4%
Divorced	12.9%	12.1%

Education

Less than 9th grade 2.1%

Some HS, no diploma 8.3%

HS graduate 42.5%

Some college, no degree 24.7%

Associate's degree 9.8%

Bachelor's degree 7.0%

Graduate / professional 5.4%

Metric	%
HS diploma or higher	89.5%
Bachelor's or higher	12.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	71	6.8%
Kindergarten	90	8.6%
Elementary school	427	41.0%
High school	254	24.4%
College / grad school	200	19.2%

Employment

Industry of employment

Manufacturing 23.0%

Education & healthcare 20.6%

Retail trade 11.6%

Arts, food & hospitality 9.6%

Construction 9.3%

Professional & management 8.0%

Transportation & utilities 4.8%

Agriculture & mining 3.5%

Other services 3.0%

Finance & real estate 2.5%

Public administration 2.2%

Information 1.1%

Wholesale trade 0.9%

Occupation

Category	%
Management, business & arts	33.0%
Service	16.4%
Sales & office	15.4%
Natural resources & construction	15.6%
Production & transportation	19.7%

Employment type

Type	%
Private sector	84.2%
Government	11.4%
Self-employed	4.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	80.7%
Carpool	12.1%
Public transit	0.5%
Walk	1.9%
Work from home	4.5%
Other means	0.3%
Avg commute (minutes)	37.6

Poverty

All people 15.8%

Under 18 years 22.1%

18 and over 14.1%

Married-couple families 6.6%

Female-led households 44.5%

Income support

Source	% of households
Social Security	32.6%
Retirement income	22.3%
Supplemental Security	12.2%
Cash public assistance	2.8%
Food stamps / SNAP	14.1%

Health indicators

Condition	%
Obesity	38.2%
High blood pressure	33.7%
High cholesterol	35.0%
Diabetes	11.0%
Heart disease	7.0%
Stroke	3.3%
Asthma	11.5%
Arthritis	30.6%
Kidney disease	3.0%
Pulmonary disease	8.7%
Cancer	6.8%

Behavior / access	%
Smoking	23.3%
Binge drinking	19.8%
No physical activity	22.1%
Less than 7 hrs sleep	33.3%
Depression	22.2%
Fair or poor health	15.7%
Poor mental health	17.4%
Poor physical health	11.8%
No health insurance	10.4%
Visited doctor (checkup)	73.1%
Visited dentist	68.1%
Cholesterol screening	90.2%
Teeth loss	14.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	270	6.4%

Disability	%
Any disability	16.9%
Under 18	4.4%
18–64 years	16.8%
65 and over	35.2%

Health insurance coverage

Type	%
Private insurance	68.0%
Public insurance	44.7%
No insurance	4.8%
Uninsured under 19	1.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,971	93.2%
Spanish	28	0.6%
Other Indo-European	17	0.3%
Asian & Pacific Islander	4	0.1%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	5,241	98.3%
Born in same state	5,183	97.2%
Born in different state	4,848	90.9%
Foreign born	58	1.1%
Naturalized citizen	92	1.7%
Not a US citizen	59	64.1%

Ancestry

Ancestry	Count	%
Italian	762	14.3%
French	523	9.8%
Arab	220	4.1%
German	123	2.3%

Ancestry	Count	%
English	62	1.2%
Irish	57	1.1%
Polish	24	0.5%
Norwegian	6	0.1%

Technology access

Metric	% of households
Computer access	40.6%
Internet access	89.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 48097

What city is ZIP code 48097 in?

ZIP code 48097 is primarily assigned to Yale, Michigan.

What county is ZIP code 48097 in?

ZIP code 48097 falls within Saint Clair County, Michigan.

How educated is the population of ZIP code 48097?

13% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the poverty rate in ZIP code 48097?

16% of residents in ZIP code 48097 live below the poverty line, above the national average.

What is the typical home value in ZIP code 48097?

The median home value in ZIP code 48097 is $166,800.

What is the population of ZIP code 48097?

ZIP code 48097 has an estimated population of 5,333 residents, with a density of 70 people per square mile.

What timezone is ZIP code 48097 in?

ZIP code 48097 observes the EST timezone.