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New York ZIP Codes
Broome County
Windsor, NY
13865
13865 ZIP Code — Windsor, NY
Broome County, New York
ZIP code 13865 is located in
Windsor ,
New York ,
within Broome County .
It covers approximately 107.32 square miles and serves a population of
6,000 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 607 .
About ZIP code 13865
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $145,600. Owner-occupancy is high at 86%, well above the national average.
Median household income is $66,906. 42% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is sales and office, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average.
Educational attainment is near the national average, with 25% of residents holding a bachelor's degree or higher.
Overall, ZIP code 13865 reflects a community defined by high homeownership and a significant Social Security-dependent population.
13865 ZIP code map
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Cities in ZIP code 13865
Below are the cities the US Postal Service accepts for ZIP code 13865. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
6,000
Population density
56 / sq mi
State FIPS
36
County FIPS
007
Geography
Land area
107.32 sq mi
Water area
1.25 sq mi
Latitude
42.0690
Longitude
-75.6454
Timezone
Eastern (ET)
Area code
607
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
39.1%
47.8%
37.0%
$50k – $100k
44.1%
30.4%
27.0%
$100k – $200k
16.0%
17.9%
24.4%
Over $200k
0.8%
3.8%
11.5%
Demographics & statistics
$66,906
Median household income
$145,600
Median home value
24.6%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 1,212 20.2%
18 and over 4,788 79.8%
65 and over 1,328 22.1%
Median age 48.9 years
Race & ethnicity
Black or African American
1.4%
Group Count %
White 5,702 94.5%
Two or more races 200 3.3%
Black or African American 85 1.4%
Hispanic or Latino 37 0.6%
Asian 9 0.1%
Other race 4 0.1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
39.1%
47.8%
37.0%
$50k – $100k
44.1%
30.4%
27.0%
$100k – $200k
16.0%
17.9%
24.4%
Over $200k
0.8%
3.8%
11.5%
Range % of households
Under $10k 8.6%
$10k–$15k 3.4%
$15k–$25k 8.5%
$25k–$35k 6.0%
$35k–$50k 6.7%
$50k–$75k 24.1%
$75k–$100k 17.3%
$100k–$150k 17.7%
$150k–$200k 5.6%
$200k+ 2.0%
Median income $66,906
Housing
Housing overview
Metric Value
Median home value $145,600
Median rent / month $751
Owner occupied 86.1%
Renter occupied 13.9%
Vacant 17.4%
Single-family detached 83.2%
Large apartment buildings 2.0%
Mobile homes 6.7%
Median rooms 6.4
Avg household size (owned) 2.21
Year built
Era %
2020 or later 0.0%
2010–2019 2.1%
2000–2009 3.3%
1990–1999 17.3%
1980–1989 14.5%
1970–1979 17.6%
1960–1969 7.7%
1950–1959 9.2%
1940–1949 3.3%
1939 or earlier 25.0%
Bedrooms
Size % of units
No bedroom (studio) 0.7%
1 bedroom 5.8%
2 bedrooms 21.3%
3 bedrooms 51.6%
4 bedrooms 13.1%
5+ bedrooms 7.6%
Vehicles per household
Vehicles % of households
No vehicle 3.4%
1 vehicle 35.2%
2 vehicles 36.9%
3 or more 24.5%
Heating fuel
Fuel type %
Utility gas 2.8%
Electricity 11.6%
Propane / LP gas 21.8%
Fuel oil 45.1%
Wood 12.0%
Households & families
Household type Count %
Married-couple family 1,367 51.6%
Cohabiting couple 163 6.2%
Male householder, no spouse 709 26.8%
Female householder, no spouse 408 15.4%
Households with children under 18 721 27.2%
Households with seniors (65+) 922 34.8%
Average household size 2.26
Marital status
Status Male Female
Never married 37.7% 22.7%
Married 48.6% 61.2%
Separated 1.5% 0.7%
Widowed 2.1% 9.7%
Divorced 10.1% 5.8%
Education
Some college, no degree
18.9%
Graduate / professional
11.7%
Metric %
HS diploma or higher 92.6%
Bachelor's or higher 24.6%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 58 5.0%
Kindergarten 41 3.6%
Elementary school 358 31.1%
High school 411 35.7%
College / grad school 284 24.7%
Employment
Industry of employment
Education & healthcare
24.7%
Transportation & utilities
8.4%
Professional & management
7.6%
Public administration
6.6%
Arts, food & hospitality
5.0%
Agriculture & mining
3.2%
Finance & real estate
2.3%
Occupation
Category %
Management, business & arts 24.8%
Service 16.6%
Sales & office 25.4%
Natural resources & construction 15.6%
Production & transportation 17.6%
Employment type
Type %
Private sector 76.4%
Government 17.5%
Self-employed 6.2%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 87.8%
Carpool 4.8%
Public transit 0.0%
Walk 2.1%
Work from home 3.8%
Other means 1.4%
Avg commute (minutes) 26.5
Poverty
Married-couple families
0.9%
Female-led households
17.4%
Income support
Source % of households
Social Security 42.2%
Retirement income 36.5%
Supplemental Security 2.6%
Cash public assistance 1.3%
Food stamps / SNAP 14.4%
Health indicators
Condition %
Obesity 35.8%
High blood pressure 33.7%
High cholesterol 35.0%
Diabetes 9.4%
Heart disease 6.5%
Stroke 2.9%
Asthma 10.5%
Arthritis 26.0%
Kidney disease 2.8%
Pulmonary disease 7.1%
Cancer 7.0%
Behavior / access %
Smoking 18.2%
Binge drinking 18.0%
No physical activity 23.0%
Less than 7 hrs sleep 33.3%
Depression 22.2%
Fair or poor health 11.9%
Poor mental health 14.7%
Poor physical health 9.9%
No health insurance 9.6%
Visited doctor (checkup) 78.5%
Visited dentist 67.2%
Cholesterol screening 91.2%
Teeth loss 12.9%
Veterans & disability
Veterans Count %
Civilian veterans 498 10.4%
Disability %
Any disability 14.0%
Under 18 5.0%
18–64 years 8.4%
65 and over 36.7%
Health insurance coverage
Type %
Private insurance 76.5%
Public insurance 37.4%
No insurance 2.4%
Uninsured under 19 3.2%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 5,613 93.6%
Spanish 5 0.1%
Other Indo-European 2 0.0%
Asian & Pacific Islander 3 0.1%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 5,905 98.4%
Born in same state 5,904 98.4%
Born in different state 4,407 73.5%
Foreign born 1 0.0%
Naturalized citizen 95 1.6%
Not a US citizen 89 93.7%
Ancestry
Ancestry Count %
Italian 1,151 19.2%
French 930 15.5%
Arab 578 9.6%
English 532 8.9%
Ancestry Count %
Norwegian 145 2.4%
Polish 46 0.8%
German 34 0.6%
Technology access
Metric % of households
Computer access 44.1%
Internet access 95.4%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 13865
What city is ZIP code 13865 in?
ZIP code 13865 is primarily assigned to Windsor, New York.
What county is ZIP code 13865 in?
ZIP code 13865 falls within Broome County, New York.
Is ZIP code 13865 mostly owner-occupied?
86% of occupied units in ZIP code 13865 are owner-occupied, well above the national average.
Does ZIP code 13865 have a large retiree population?
42% of households in ZIP code 13865 receive Social Security income, suggesting a significant retiree or disability population.
What is the typical home value in ZIP code 13865?
The median home value in ZIP code 13865 is $145,600.
Does ZIP code 13865 have a large veteran population?
10% of civilians in ZIP code 13865 are veterans, above the national average of ~7%.
What timezone is ZIP code 13865 in?
ZIP code 13865 observes the EST timezone.
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