28403 ZIP Code — Wilmington, NC

New Hanover County, North Carolina

ZIP code 28403 is located in Wilmington, North Carolina, within New Hanover County. It covers approximately 14.03 square miles and serves a population of 39,628 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 910.

About ZIP code 28403

The housing stock consists of a significant share of large multi-unit buildings. Most homes were built in the 1980s, giving the area an established character. Median home value is $297,100. Renters make up the majority at 64%, typical of denser urban areas.

Median household income is $50,757. Poverty affects 24% of residents, above the national average.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 17 minutes is near the national average.

Educational attainment is high — 47% of residents hold a bachelor's degree or higher, well above the national average of 33%.

39,628
population
14.03
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
28403 ZIP code map
Cities in ZIP code 28403

Below are the cities the US Postal Service accepts for ZIP code 28403. Using any city not on this list may result in mail delivery delays.

City Status
Wilmington Acceptable
Wilmington Preferred
Nearby ZIP codes
28405 Wilmington (3.4 mi) 28410 Wilmington (4.3 mi) 28480 Wrightsville Beach (4.4 mi) 28409 Wilmington (6.2 mi) 28401 Wilmington (6.4 mi) 28411 Wilmington (6.5 mi) 28412 Wilmington (7.2 mi) 28429 Castle Hayne (8.2 mi) 28428 Carolina Beach (12.9 mi) 28451 Leland (13.5 mi) 28479 Winnabow (14.5 mi) 28457 Rocky Point (17.5 mi)
Demographics updated 05/2026
Population
Total population 39,628
Population density 2,825 / sq mi
State FIPS 37
County FIPS 129
Geography
Land area 14.03 sq mi
Water area 0.39 sq mi
Latitude 34.2219
Longitude -77.8704
Timezone Eastern (ET)
Area code 910
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 56.3% 44.1% 44.4%
$50k – $100k 26.1% 29.4% 30.6%
$100k – $200k 12.0% 19.3% 19.1%
Over $200k 5.6% 7.2% 6.0%

Demographics & statistics

39,628
Population
2,825
People per sq mi
30.3
Median age
$50,757
Median household income
$35,939
Per capita income
$297,100
Median home value
$1,206
Median monthly rent
35.8%
Home ownership
24.4%
Poverty rate
5.2%
Unemployment
8,393
Housing units
46.7%
Bachelor's or higher

Age distribution

Male Female
565
Under 5
680
466
5–9
562
629
10–14
757
2,131
15–19
2,567
3,528
20–24
4,251
2,773
25–34
3,342
2,009
35–44
2,420
1,529
45–54
1,842
1,083
55–59
1,305
1,023
60–64
1,232
1,167
65–74
1,405
729
75–84
879
342
85+
412
← Male
Female →

Age summary

GroupCount%
Under 184,53311.4%
18 and over35,09588.6%
65 and over4,93412.5%
Median age30.3 years

Race & ethnicity

White 78.9%
Black or African American 11.7%
Two or more races 3.7%
Hispanic or Latino 2.3%
Asian 2.2%
Other race 0.9%
American Indian / Alaska Native 0.2%
GroupCount%
White32,01178.9%
Black or African American4,75311.7%
Two or more races1,5163.7%
Hispanic or Latino9332.3%
Asian8882.2%
Other race3810.9%
American Indian / Alaska Native790.2%

Household income

Income range This ZIP County avg State avg
Under $50k 56.3% 44.1% 44.4%
$50k – $100k 26.1% 29.4% 30.6%
$100k – $200k 12.0% 19.3% 19.1%
Over $200k 5.6% 7.2% 6.0%
Under $10k 10.5%
$10k–$15k 5.4%
$15k–$25k 8.4%
$25k–$35k 10.3%
$35k–$50k 14.9%
$50k–$75k 17.3%
$75k–$100k 11.3%
$100k–$150k 11.4%
$150k–$200k 3.9%
$200k+ 6.6%
Range% of households
Under $10k10.5%
$10k–$15k5.4%
$15k–$25k8.4%
$25k–$35k10.3%
$35k–$50k14.9%
$50k–$75k17.3%
$75k–$100k11.3%
$100k–$150k11.4%
$150k–$200k3.9%
$200k+6.6%
Median income$50,757

Housing

Home values

Under $50k 1.8%
$50k–$100k 2.9%
$100k–$150k 5.7%
$150k–$200k 12.8%
$200k–$300k 27.4%
$300k–$500k 27.6%
$500k–$1M 18.8%
$1M+ 2.9%

Housing overview

MetricValue
Median home value$297,100
Median rent / month$1,206
Owner occupied35.8%
Renter occupied64.2%
Vacant9.6%
Single-family detached39.7%
Large apartment buildings20.7%
Mobile homes1.2%
Median rooms4.6
Avg household size (owned)2.07

Year built

Era%
2020 or later0.6%
2010–201913.4%
2000–200911.8%
1990–199916.3%
1980–198917.9%
1970–197911.2%
1960–19698.0%
1950–19599.6%
1940–19494.3%
1939 or earlier6.9%

Bedrooms

Size% of units
No bedroom (studio)5.0%
1 bedroom13.3%
2 bedrooms37.3%
3 bedrooms34.5%
4 bedrooms8.3%
5+ bedrooms1.6%

Vehicles per household

Vehicles% of households
No vehicle8.6%
1 vehicle41.2%
2 vehicles35.1%
3 or more15.2%

Heating fuel

Fuel type%
Utility gas10.6%
Electricity86.6%
Propane / LP gas1.6%
Fuel oil0.4%
No fuel used0.6%

Households & families

Household typeCount%
Married-couple family5,06928.0%
Cohabiting couple1,5208.4%
Male householder, no spouse4,32123.9%
Female householder, no spouse7,16939.7%
Households with children under 182,76015.3%
Households with seniors (65+)3,66420.3%
Average household size1.97

Marital status

StatusMaleFemale
Never married55.6%54.6%
Married33.7%27.4%
Separated0.8%2.8%
Widowed1.4%5.9%
Divorced8.5%9.4%

Education

Less than 9th grade 2.6%
Some HS, no diploma 3.5%
HS graduate 17.8%
Some college, no degree 18.5%
Associate's degree 10.9%
Bachelor's degree 31.4%
Graduate / professional 15.3%
Metric%
HS diploma or higher93.9%
Bachelor's or higher46.7%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool5263.8%
Kindergarten1220.9%
Elementary school2,05414.8%
High school9957.2%
College / grad school10,21273.4%

Employment

Industry of employment

Education & healthcare 24.4%
Arts, food & hospitality 16.2%
Professional & management 13.5%
Retail trade 12.6%
Other services 7.2%
Finance & real estate 6.6%
Manufacturing 5.1%
Construction 4.5%
Information 3.0%
Transportation & utilities 2.6%
Wholesale trade 2.0%
Public administration 2.0%
Agriculture & mining 0.3%

Occupation

Category%
Management, business & arts43.6%
Service22.0%
Sales & office20.6%
Natural resources & construction5.6%
Production & transportation8.2%

Employment type

Type%
Private sector79.0%
Government11.9%
Self-employed8.6%
Unpaid family workers0.5%

Commute

Method%
Drive alone73.8%
Carpool8.0%
Public transit0.6%
Walk3.6%
Work from home11.7%
Other means2.4%
Avg commute (minutes)16.8

Poverty

All people 24.4%
Under 18 years 21.6%
18 and over 24.8%
Married-couple families 3.8%
Female-led households 36.8%

Income support

Source% of households
Social Security21.7%
Retirement income16.4%
Supplemental Security3.4%
Cash public assistance1.4%
Food stamps / SNAP7.7%

Health indicators

Condition%
Obesity26.4%
High blood pressure27.0%
High cholesterol27.0%
Diabetes7.5%
Heart disease4.8%
Stroke2.5%
Asthma10.0%
Arthritis18.6%
Kidney disease2.5%
Pulmonary disease5.5%
Cancer4.7%
Behavior / access%
Smoking16.3%
Binge drinking19.6%
No physical activity19.9%
Less than 7 hrs sleep28.6%
Depression23.5%
Fair or poor health12.0%
Poor mental health16.6%
Poor physical health9.1%
No health insurance17.6%
Visited doctor (checkup)75.0%
Visited dentist60.2%
Cholesterol screening83.2%
Teeth loss13.1%

Veterans & disability

VeteransCount%
Civilian veterans1,6794.8%
Disability%
Any disability9.4%
Under 181.4%
18–64 years7.4%
65 and over29.1%

Health insurance coverage

Type%
Private insurance74.4%
Public insurance24.6%
No insurance11.6%
Uninsured under 193.8%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only38,38396.9%
Spanish1,0122.6%
Other Indo-European4241.1%
Asian & Pacific Islander2580.7%
Other languages2330.6%

Place of birth & citizenship

OriginCount%
Native born (US)37,59694.9%
Born in same state36,92893.2%
Born in different state20,67552.2%
Foreign born6681.7%
Naturalized citizen2,0325.1%
Not a US citizen91044.8%

Ancestry

AncestryCount%
French4,56911.5%
Italian3,94410%
Arab1,5824%
English3931%
German2510.6%
AncestryCount%
Irish2240.6%
Polish1280.3%
Dutch560.1%
Norwegian220.1%

Technology access

Metric% of households
Computer access45.6%
Internet access96.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 28403

What city is ZIP code 28403 in?

ZIP code 28403 is primarily assigned to Wilmington, North Carolina.

What county is ZIP code 28403 in?

ZIP code 28403 falls within New Hanover County, North Carolina.

Is ZIP code 28403 mostly rentals?

64% of occupied units in ZIP code 28403 are renter-occupied.

What is the poverty rate in ZIP code 28403?

24% of residents in ZIP code 28403 live below the poverty line, above the national average.

How educated is the population of ZIP code 28403?

47% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the population of ZIP code 28403?

ZIP code 28403 has an estimated population of 39,628 residents, with a density of 2,825 people per square mile.

What timezone is ZIP code 28403 in?

ZIP code 28403 observes the EST timezone.

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