48770 ZIP Code — Whittemore, MI

Iosco County, Michigan

ZIP code 48770 is located in Whittemore, Michigan, within Iosco County. It covers approximately 69.21 square miles and serves a population of 1,826 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 989.

About ZIP code 48770

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $98,100. Owner-occupancy is high at 83%, well above the national average.

Median household income is $47,619. Poverty affects 18% of residents, above the national average. SNAP benefit usage at 22% of households reflects economic stress in the area. 46% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with education and healthcare as the leading industry. An above-average commute of 38 minutes suggests many residents work outside the immediate area.

College attainment at 10% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (25%) compared to national benchmarks. 17% of residents lack health insurance, above the national average.

Overall, ZIP code 48770 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

1,826

population

69.21

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

48770 ZIP code map

Cities in ZIP code 48770

Below are the cities the US Postal Service accepts for ZIP code 48770. Using any city not on this list may result in mail delivery delays.

City	Status
Whittemore	Preferred

Nearby ZIP codes

48748 National City (7.2 mi) 48763 Tawas City (8.8 mi) 48756 Prescott (9.8 mi) 48739 Hale (10.8 mi) 48749 Omer (12.2 mi) 48703 Au Gres (14.1 mi) 48743 Long Lake (14.6 mi) 48659 Sterling (16.8 mi) 48730 East Tawas (17.5 mi) 48658 Standish (18.8 mi) 48750 Oscoda (19.8 mi)

Demographics updated 05/2026

Population
Total population	1,826
Population density	26 / sq mi
State FIPS	26
County FIPS	069

Geography
Land area	69.21 sq mi
Water area	0.07 sq mi
Latitude	44.2374
Longitude	-83.7974
Timezone	Eastern (ET)
Area code	989

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	59.8%	59.6%	42.6%
$50k – $100k	32.4%	29.6%	31.1%
$100k – $200k	7.0%	9.6%	20.6%
Over $200k	0.7%	1.2%	5.7%

Demographics & statistics

1,826

Population

People per sq mi

45.0

Median age

$47,619

Median household income

$23,450

Per capita income

$98,100

Median home value

$605

Median monthly rent

82.9%

Home ownership

17.9%

Poverty rate

8.0%

Unemployment

882

Housing units

9.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

103

35–44

116

45–54

124

55–59

60–64

104

116

65–74

125

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	425	23.3%
18 and over	1,401	76.7%
65 and over	355	19.4%
Median age	45.0 years

Race & ethnicity

White 93.8%

Two or more races 3.4%

Hispanic or Latino 1.6%

American Indian / Alaska Native 0.7%

Other race 0.4%

Group	Count	%
White	1,741	93.8%
Two or more races	64	3.4%
Hispanic or Latino	30	1.6%
American Indian / Alaska Native	13	0.7%
Other race	8	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	59.8%	59.6%	42.6%
$50k – $100k	32.4%	29.6%	31.1%
$100k – $200k	7.0%	9.6%	20.6%
Over $200k	0.7%	1.2%	5.7%

Under $10k 6.8%

$10k–$15k 7.2%

$15k–$25k 10.6%

$25k–$35k 13.6%

$35k–$50k 14.6%

$50k–$75k 22.8%

$75k–$100k 8.7%

$100k–$150k 8.8%

$150k–$200k 3.9%

$200k+ 2.9%

Range	% of households
Under $10k	6.8%
$10k–$15k	7.2%
$15k–$25k	10.6%
$25k–$35k	13.6%
$35k–$50k	14.6%
$50k–$75k	22.8%
$75k–$100k	8.7%
$100k–$150k	8.8%
$150k–$200k	3.9%
$200k+	2.9%
Median income	$47,619

Housing

Home values

Under $50k 19.6%

$50k–$100k 31.6%

$100k–$150k 18.0%

$150k–$200k 10.3%

$200k–$300k 12.6%

$300k–$500k 4.7%

$500k–$1M 2.1%

$1M+ 1.0%

Housing overview

Metric	Value
Median home value	$98,100
Median rent / month	$605
Owner occupied	82.9%
Renter occupied	17.1%
Vacant	31.0%
Single-family detached	77.8%
Large apartment buildings	4.5%
Mobile homes	16.1%
Median rooms	6.0
Avg household size (owned)	2.66

Year built

Era	%
2020 or later	0.0%
2010–2019	1.9%
2000–2009	8.9%
1990–1999	14.4%
1980–1989	14.1%
1970–1979	21.3%
1960–1969	9.6%
1950–1959	4.8%
1940–1949	7.1%
1939 or earlier	17.9%

Bedrooms

Size	% of units
No bedroom (studio)	1.8%
1 bedroom	11.0%
2 bedrooms	23.9%
3 bedrooms	43.9%
4 bedrooms	14.7%
5+ bedrooms	4.7%

Vehicles per household

Vehicles	% of households
No vehicle	10.0%
1 vehicle	24.3%
2 vehicles	41.2%
3 or more	24.5%

Heating fuel

Fuel type	%
Utility gas	28.7%
Electricity	9.3%
Propane / LP gas	30.4%
Fuel oil	2.6%
Wood	24.8%

Households & families

Household type	Count	%
Married-couple family	325	47.1%
Cohabiting couple	63	9.1%
Male householder, no spouse	171	24.8%
Female householder, no spouse	131	19.0%
Households with children under 18	191	27.7%
Households with seniors (65+)	248	35.9%
Average household size	2.65

Marital status

Status	Male	Female
Never married	27.1%	30.6%
Married	49.9%	47.1%
Separated	1.4%	1.9%
Widowed	3.0%	9.7%
Divorced	18.7%	10.7%

Education

Less than 9th grade 2.8%

Some HS, no diploma 11.4%

HS graduate 40.0%

Some college, no degree 25.2%

Associate's degree 11.1%

Bachelor's degree 6.6%

Graduate / professional 3.0%

Metric	%
HS diploma or higher	85.8%
Bachelor's or higher	9.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	15	4.2%
Kindergarten	21	5.8%
Elementary school	183	51.0%
High school	83	23.1%
College / grad school	57	15.9%

Employment

Industry of employment

Education & healthcare 20.2%

Manufacturing 15.7%

Construction 13.1%

Retail trade 11.6%

Agriculture & mining 9.7%

Transportation & utilities 7.0%

Arts, food & hospitality 6.4%

Professional & management 4.9%

Finance & real estate 3.3%

Other services 2.7%

Public administration 2.6%

Wholesale trade 1.8%

Information 0.9%

Occupation

Category	%
Management, business & arts	22.8%
Service	12.8%
Sales & office	19.9%
Natural resources & construction	20.1%
Production & transportation	24.4%

Employment type

Type	%
Private sector	79.0%
Government	8.7%
Self-employed	12.0%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	79.9%
Carpool	9.2%
Public transit	0.0%
Walk	0.9%
Work from home	8.5%
Other means	1.4%
Avg commute (minutes)	37.5

Poverty

All people 17.9%

Under 18 years 26.4%

18 and over 15.3%

Married-couple families 8.0%

Female-led households 22.8%

Income support

Source	% of households
Social Security	46.4%
Retirement income	30.9%
Supplemental Security	6.5%
Cash public assistance	2.6%
Food stamps / SNAP	22.2%

Health indicators

Condition	%
Obesity	42.4%
High blood pressure	40.7%
High cholesterol	38.8%
Diabetes	14.4%
Heart disease	9.4%
Stroke	4.4%
Asthma	11.6%
Arthritis	37.1%
Kidney disease	3.9%
Pulmonary disease	11.7%
Cancer	8.0%

Behavior / access	%
Smoking	25.4%
Binge drinking	16.9%
No physical activity	26.2%
Less than 7 hrs sleep	35.1%
Depression	23.5%
Fair or poor health	20.1%
Poor mental health	17.0%
Poor physical health	14.5%
No health insurance	11.0%
Visited doctor (checkup)	75.8%
Visited dentist	60.6%
Cholesterol screening	91.1%
Teeth loss	17.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	110	7.9%

Disability	%
Any disability	21.9%
Under 18	6.6%
18–64 years	20.8%
65 and over	43.1%

Health insurance coverage

Type	%
Private insurance	50.1%
Public insurance	50.1%
No insurance	17.2%
Uninsured under 19	19.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,699	93.0%
Spanish	12	0.7%
Other Indo-European	0	0.0%
Asian & Pacific Islander	12	0.7%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,823	99.8%
Born in same state	1,823	99.8%
Born in different state	1,574	86.2%
Foreign born	0	0.0%
Naturalized citizen	3	0.2%
Not a US citizen	1	33.3%

Ancestry

Ancestry	Count	%
French	323	17.7%
Italian	187	10.2%
Arab	114	6.2%
German	36	2%

Ancestry	Count	%
Irish	25	1.4%
English	18	1%
Polish	4	0.2%
Norwegian	1	0.1%

Technology access

Metric	% of households
Computer access	37.8%
Internet access	88.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 48770

What city is ZIP code 48770 in?

ZIP code 48770 is primarily assigned to Whittemore, Michigan.

What county is ZIP code 48770 in?

ZIP code 48770 falls within Iosco County, Michigan.

How educated is the population of ZIP code 48770?

10% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 48770 have a large retiree population?

46% of households in ZIP code 48770 receive Social Security income, suggesting a significant retiree or disability population.

What is the poverty rate in ZIP code 48770?

18% of residents in ZIP code 48770 live below the poverty line, above the national average.

Is ZIP code 48770 mostly owner-occupied?

83% of occupied units in ZIP code 48770 are owner-occupied, well above the national average.

What timezone is ZIP code 48770 in?

ZIP code 48770 observes the EST timezone.