13862 ZIP Code — Whitney Point, NY

Broome County, New York

ZIP code 13862 is located in Whitney Point, New York, within Broome County. It covers approximately 51.43 square miles and serves a population of 3,702 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 607.

About ZIP code 13862

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $130,200. Owner-occupancy is high at 76%, well above the national average.

Median household income is $57,545. Poverty affects 19% of residents, above the national average. SNAP benefit usage at 18% of households reflects economic stress in the area. 43% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 29 minutes is near the national average.

Educational attainment is near the national average, with 22% of residents holding a bachelor's degree or higher.

Overall, ZIP code 13862 reflects a community defined by economic challenges above the national average, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

3,702

population

51.43

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

13862 ZIP code map

Cities in ZIP code 13862

Below are the cities the US Postal Service accepts for ZIP code 13862. Using any city not on this list may result in mail delivery delays.

City	Status
Whitney Point	Acceptable
Whitney Point	Preferred

Nearby ZIP codes

13797 Lisle (5.5 mi) 13777 Glen Aubrey (5.7 mi) 13744 Castle Creek (6.4 mi) 13746 Chenango Forks (7.3 mi) 13841 Smithville Flats (7.9 mi) 13863 Willet (8.8 mi) 13802 Maine (9.1 mi) 13905 Binghamton (10 mi) 13778 Greene (10.2 mi) 13901 Binghamton (11.3 mi) 13790 Johnson City (11.5 mi) 13833 Port Crane (12.6 mi)

Demographics updated 05/2026

Population
Total population	3,702
Population density	72 / sq mi
State FIPS	36
County FIPS	007

Geography
Land area	51.43 sq mi
Water area	2.13 sq mi
Latitude	42.3224
Longitude	-75.9377
Timezone	Eastern (ET)
Area code	607

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	49.2%	47.8%	37.0%
$50k – $100k	27.9%	30.4%	27.0%
$100k – $200k	20.1%	17.9%	24.4%
Over $200k	2.8%	3.8%	11.5%

Demographics & statistics

3,702

Population

People per sq mi

40.6

Median age

$57,545

Median household income

$30,345

Per capita income

$130,200

Median home value

$831

Median monthly rent

75.5%

Home ownership

19.0%

Poverty rate

11.9%

Unemployment

1,356

Housing units

22.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

145

5–9

137

132

10–14

124

15–19

212

20–24

201

191

25–34

181

228

35–44

215

239

45–54

227

124

55–59

117

60–64

222

65–74

211

117

75–84

111

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	738	19.9%
18 and over	2,964	80.1%
65 and over	778	21.0%
Median age	40.6 years

Race & ethnicity

White 95.9%

Two or more races 2.5%

Black or African American 1.3%

Hispanic or Latino 0.3%

Group	Count	%
White	3,561	95.9%
Two or more races	94	2.5%
Black or African American	47	1.3%
Hispanic or Latino	10	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	49.2%	47.8%	37.0%
$50k – $100k	27.9%	30.4%	27.0%
$100k – $200k	20.1%	17.9%	24.4%
Over $200k	2.8%	3.8%	11.5%

Under $10k 4.8%

$10k–$15k 5.2%

$15k–$25k 10.1%

$25k–$35k 7.9%

$35k–$50k 14.1%

$50k–$75k 18.7%

$75k–$100k 11.9%

$100k–$150k 14.2%

$150k–$200k 6.8%

$200k+ 6.3%

Range	% of households
Under $10k	4.8%
$10k–$15k	5.2%
$15k–$25k	10.1%
$25k–$35k	7.9%
$35k–$50k	14.1%
$50k–$75k	18.7%
$75k–$100k	11.9%
$100k–$150k	14.2%
$150k–$200k	6.8%
$200k+	6.3%
Median income	$57,545

Housing

Home values

Under $50k 7.1%

$50k–$100k 20.8%

$100k–$150k 33.3%

$150k–$200k 14.5%

$200k–$300k 15.3%

$300k–$500k 6.2%

$500k–$1M 1.7%

$1M+ 1.2%

Housing overview

Metric	Value
Median home value	$130,200
Median rent / month	$831
Owner occupied	75.5%
Renter occupied	24.5%
Vacant	13.0%
Single-family detached	65.3%
Large apartment buildings	2.1%
Mobile homes	19.0%
Median rooms	6.1
Avg household size (owned)	2.47

Year built

Era	%
2020 or later	0.0%
2010–2019	4.9%
2000–2009	5.7%
1990–1999	16.3%
1980–1989	13.6%
1970–1979	13.4%
1960–1969	4.9%
1950–1959	7.1%
1940–1949	7.6%
1939 or earlier	26.5%

Bedrooms

Size	% of units
No bedroom (studio)	1.5%
1 bedroom	8.2%
2 bedrooms	23.1%
3 bedrooms	44.3%
4 bedrooms	17.9%
5+ bedrooms	5.0%

Vehicles per household

Vehicles	% of households
No vehicle	4.9%
1 vehicle	26.9%
2 vehicles	40.7%
3 or more	27.5%

Heating fuel

Fuel type	%
Utility gas	2.9%
Electricity	13.1%
Propane / LP gas	27.0%
Fuel oil	40.1%
Wood	11.5%
No fuel used	1.3%

Households & families

Household type	Count	%
Married-couple family	724	48.3%
Cohabiting couple	121	8.1%
Male householder, no spouse	295	19.7%
Female householder, no spouse	360	24.0%
Households with children under 18	401	26.7%
Households with seniors (65+)	557	37.1%
Average household size	2.47

Marital status

Status	Male	Female
Never married	36.0%	25.7%
Married	50.4%	49.8%
Separated	1.6%	2.2%
Widowed	2.0%	10.1%
Divorced	9.9%	12.2%

Education

Less than 9th grade 1.1%

Some HS, no diploma 4.5%

HS graduate 40.3%

Some college, no degree 19.8%

Associate's degree 12.0%

Bachelor's degree 10.9%

Graduate / professional 11.5%

Metric	%
HS diploma or higher	94.4%
Bachelor's or higher	22.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	13	1.4%
Kindergarten	66	7.2%
Elementary school	380	41.3%
High school	248	27.0%
College / grad school	213	23.2%

Employment

Industry of employment

Education & healthcare 31.6%

Manufacturing 12.5%

Retail trade 10.4%

Professional & management 9.1%

Construction 7.4%

Transportation & utilities 6.2%

Public administration 6.0%

Arts, food & hospitality 4.9%

Finance & real estate 4.1%

Other services 2.8%

Wholesale trade 2.3%

Information 1.5%

Agriculture & mining 1.2%

Occupation

Category	%
Management, business & arts	38.4%
Service	15.8%
Sales & office	21.6%
Natural resources & construction	10.1%
Production & transportation	14.3%

Employment type

Type	%
Private sector	75.5%
Government	20.3%
Self-employed	4.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	89.8%
Carpool	4.3%
Public transit	0.0%
Walk	1.3%
Work from home	3.7%
Other means	0.9%
Avg commute (minutes)	29.0

Poverty

All people 19.0%

Under 18 years 29.9%

18 and over 16.4%

Married-couple families 12.4%

Female-led households 33.3%

Income support

Source	% of households
Social Security	42.8%
Retirement income	32.7%
Supplemental Security	4.5%
Cash public assistance	1.5%
Food stamps / SNAP	18.4%

Health indicators

Condition	%
Obesity	35.8%
High blood pressure	32.9%
High cholesterol	33.2%
Diabetes	9.1%
Heart disease	6.4%
Stroke	2.9%
Asthma	10.7%
Arthritis	25.3%
Kidney disease	2.8%
Pulmonary disease	7.2%
Cancer	6.8%

Behavior / access	%
Smoking	19.2%
Binge drinking	18.2%
No physical activity	23.6%
Less than 7 hrs sleep	33.7%
Depression	22.8%
Fair or poor health	12.4%
Poor mental health	15.4%
Poor physical health	10.1%
No health insurance	10.5%
Visited doctor (checkup)	77.8%
Visited dentist	65.5%
Cholesterol screening	90.2%
Teeth loss	14.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	250	8.5%

Disability	%
Any disability	14.7%
Under 18	5.3%
18–64 years	10.4%
65 and over	35.5%

Health insurance coverage

Type	%
Private insurance	66.7%
Public insurance	47.4%
No insurance	3.6%
Uninsured under 19	4.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,615	97.6%
Spanish	20	0.6%
Other Indo-European	0	0.0%
Asian & Pacific Islander	20	0.6%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,645	98.5%
Born in same state	3,642	98.4%
Born in different state	3,208	86.7%
Foreign born	3	0.1%
Naturalized citizen	57	1.5%
Not a US citizen	25	43.9%

Ancestry

Ancestry	Count	%
Italian	605	16.3%
French	480	13%
Arab	289	7.8%
English	37	1%

Ancestry	Count	%
German	21	0.6%
Polish	17	0.5%
Irish	5	0.1%

Technology access

Metric	% of households
Computer access	40.5%
Internet access	92.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 13862

What city is ZIP code 13862 in?

ZIP code 13862 is primarily assigned to Whitney Point, New York.

What county is ZIP code 13862 in?

ZIP code 13862 falls within Broome County, New York.

What is the poverty rate in ZIP code 13862?

19% of residents in ZIP code 13862 live below the poverty line, above the national average.

Does ZIP code 13862 have a large retiree population?

43% of households in ZIP code 13862 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 13862?

The median home value in ZIP code 13862 is $130,200.

What is the population of ZIP code 13862?

ZIP code 13862 has an estimated population of 3,702 residents, with a density of 72 people per square mile.

What timezone is ZIP code 13862 in?

ZIP code 13862 observes the EST timezone.