85912 ZIP Code — White Mountain Lake, AZ

Navajo County, Arizona

ZIP code 85912 is located in White Mountain Lake, Arizona, within Navajo County. It covers approximately 40.48 square miles and serves a population of 175 residents. This is a standard ZIP code in the Mountain (MT) — no DST timezone, served by area code 928.

175

population

40.48

sq mi land

Standard

ZIP type

Mountain (MT) — no DST

timezone

85912 ZIP code map

Cities in ZIP code 85912

Below are the cities the US Postal Service accepts for ZIP code 85912. Using any city not on this list may result in mail delivery delays.

City	Status
White Mountain Lake	Acceptable

Demographics updated 06/2026

Population
Total population	175
Population density	4 / sq mi
State FIPS	04
County FIPS	017

Geography
Land area	40.48 sq mi
Water area	0.00 sq mi
Latitude	34.2887
Longitude	-110.0516
Timezone	Mountain (MT) — no DST
Area code	928

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	78.6%	57.0%	40.6%
$50k – $100k	21.4%	28.0%	31.9%
$100k – $200k	0.0%	13.5%	21.1%
Over $200k	0.0%	1.4%	6.4%

Demographics & statistics

175

Population

People per sq mi

53.9

Median age

$46,667

Median household income

$28,490

Per capita income

$164,500

Median home value

Median monthly rent

100.0%

Home ownership

0.0%

Poverty rate

0.0%

Unemployment

Housing units

0.0%

Bachelor's or higher

Age distribution

Male Female

25–34

35–44

45–54

55–59

60–64

65–74

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	0	0.0%
18 and over	175	100.0%
65 and over	45	25.7%
Median age	53.9 years

Race & ethnicity

White 77.2%

Two or more races 17.9%

Hispanic or Latino 4.9%

Group	Count	%
White	142	77.2%
Two or more races	33	17.9%
Hispanic or Latino	9	4.9%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	78.6%	57.0%	40.6%
$50k – $100k	21.4%	28.0%	31.9%
$100k – $200k	0.0%	13.5%	21.1%
Over $200k	0.0%	1.4%	6.4%

$15k–$25k 41.3%

$35k–$50k 13.0%

$50k–$75k 20.7%

$75k–$100k 10.9%

$100k–$150k 14.1%

Range	% of households
$15k–$25k	41.3%
$35k–$50k	13.0%
$50k–$75k	20.7%
$75k–$100k	10.9%
$100k–$150k	14.1%
Median income	$46,667

Housing

Home values

$100k–$150k 38.0%

$150k–$200k 33.7%

$200k–$300k 28.3%

Housing overview

Metric	Value
Median home value	$164,500
Median rent / month	$0
Owner occupied	100.0%
Renter occupied	0.0%
Vacant	0.0%
Single-family detached	33.7%
Large apartment buildings	0.0%
Mobile homes	66.3%
Median rooms	5.1
Avg household size (owned)	1.90

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	47.8%
1990–1999	52.2%
1980–1989	0.0%
1970–1979	0.0%
1960–1969	0.0%
1950–1959	0.0%
1940–1949	0.0%
1939 or earlier	0.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.0%
2 bedrooms	0.0%
3 bedrooms	85.9%
4 bedrooms	0.0%
5+ bedrooms	14.1%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	44.6%
2 vehicles	13.0%
3 or more	42.4%

Heating fuel

Fuel type	%
Electricity	20.7%
Propane / LP gas	14.1%
Wood	65.2%

Households & families

Household type	Count	%
Married-couple family	22	23.9%
Cohabiting couple	19	20.7%
Male householder, no spouse	0	0.0%
Female householder, no spouse	51	55.4%
Households with children under 18	0	0.0%
Households with seniors (65+)	45	48.9%
Average household size	1.90

Marital status

Status	Male	Female
Never married	10.0%	0.0%
Married	62.9%	29.5%
Separated	0.0%	0.0%
Widowed	0.0%	15.2%
Divorced	27.1%	55.2%

Education

Less than 9th grade 0.0%

Some HS, no diploma 9.1%

HS graduate 14.9%

Some college, no degree 44.6%

Associate's degree 31.4%

Bachelor's degree 0.0%

Graduate / professional 0.0%

Metric	%
HS diploma or higher	90.9%
Bachelor's or higher	0.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	0	0.0%
High school	0	0.0%
College / grad school	0	0.0%

Employment

Industry of employment

Retail trade 53.6%

Professional & management 26.2%

Transportation & utilities 20.2%

Occupation

Category	%
Management, business & arts	26.2%
Service	0.0%
Sales & office	73.8%
Natural resources & construction	0.0%
Production & transportation	0.0%

Employment type

Type	%
Private sector	53.6%
Government	20.2%
Self-employed	26.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	73.8%
Carpool	0.0%
Public transit	0.0%
Walk	0.0%
Work from home	0.0%
Other means	26.2%
Avg commute (minutes)	0.0

Poverty

All people 0.0%

Under 18 years 0.0%

18 and over 0.0%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	48.9%
Retirement income	44.6%
Supplemental Security	14.1%
Cash public assistance	0.0%
Food stamps / SNAP	0.0%

Health indicators

Condition	%
Obesity	30.9%
High blood pressure	38.8%
High cholesterol	40.5%
Diabetes	13.1%
Heart disease	9.0%
Stroke	4.5%
Asthma	12.1%
Arthritis	32.6%
Kidney disease	4.2%
Pulmonary disease	11.5%
Cancer	8.6%

Behavior / access	%
Smoking	18.6%
Binge drinking	12.2%
No physical activity	24.7%
Less than 7 hrs sleep	34.7%
Depression	22.8%
Fair or poor health	18.9%
Poor mental health	15.0%
Poor physical health	14.8%
No health insurance	13.8%
Visited doctor (checkup)	70.4%
Visited dentist	59.7%
Cholesterol screening	91.4%
Teeth loss	15.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	29	16.6%

Disability	%
Any disability	22.9%
Under 18	0.0%
18–64 years	18.5%
65 and over	35.6%

Health insurance coverage

Type	%
Private insurance	57.7%
Public insurance	29.7%
No insurance	27.4%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	175	100.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	175	100.0%
Born in same state	153	87.4%
Born in different state	91	52.0%
Foreign born	22	12.6%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	54	30.9%

Ancestry	Count	%
Arab	42	24%

Technology access

Metric	% of households
Computer access	52.6%
Internet access	100.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 85912

What city is ZIP code 85912 in?

ZIP code 85912 is primarily assigned to White Mountain Lake, Arizona.

What county is ZIP code 85912 in?

ZIP code 85912 falls within Navajo County, Arizona.

Does ZIP code 85912 have an older population?

26% of residents in ZIP code 85912 are 65 or older, above the national average of ~17%.

Does ZIP code 85912 have a large retiree population?

49% of households in ZIP code 85912 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 85912 have a large veteran population?

17% of civilians in ZIP code 85912 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 85912?

The median home value in ZIP code 85912 is $164,500.

What timezone is ZIP code 85912 in?

ZIP code 85912 observes the MST timezone.