48386 ZIP Code — White Lake, MI

Oakland County, Michigan

ZIP code 48386 is located in White Lake, Michigan, within Oakland County. It covers approximately 16.81 square miles and serves a population of 18,043 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 248.

About ZIP code 48386

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $285,400. Owner-occupancy is high at 84%, well above the national average.

Median household income is $88,119. 42% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 31 minutes is near the national average.

Educational attainment is near the national average, with 33% of residents holding a bachelor's degree or higher.

Overall, ZIP code 48386 reflects a community defined by high homeownership and a significant Social Security-dependent population.

18,043

population

16.81

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

48386 ZIP code map

Cities in ZIP code 48386

Below are the cities the US Postal Service accepts for ZIP code 48386. Using any city not on this list may result in mail delivery delays.

City	Status
White Lake	Acceptable

Demographics updated 06/2026

Population
Total population	18,043
Population density	1,073 / sq mi
State FIPS	26
County FIPS	125

Geography
Land area	16.81 sq mi
Water area	2.47 sq mi
Latitude	42.6595
Longitude	-83.4785
Timezone	Eastern (ET)
Area code	248

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	31.7%	30.7%	42.6%
$50k – $100k	29.8%	28.7%	31.1%
$100k – $200k	28.7%	28.4%	20.6%
Over $200k	9.8%	12.3%	5.7%

Demographics & statistics

18,043

Population

1,073

People per sq mi

46.8

Median age

$88,119

Median household income

$44,754

Per capita income

$285,400

Median home value

$1,376

Median monthly rent

83.5%

Home ownership

9.2%

Poverty rate

2.5%

Unemployment

6,390

Housing units

33.2%

Bachelor's or higher

Age distribution

Male Female

353

Under 5

353

390

5–9

389

649

10–14

647

571

15–19

569

501

20–24

500

761

25–34

759

1,112

35–44

1,110

1,139

45–54

1,137

650

55–59

648

1,023

60–64

1,020

952

65–74

950

585

75–84

584

346

85+

345

← Male

Female →

Age summary

Group	Count	%
Under 18	3,490	19.3%
18 and over	14,553	80.7%
65 and over	3,762	20.9%
Median age	46.8 years

Race & ethnicity

White 88.6%

Two or more races 5.5%

Hispanic or Latino 3.5%

Asian 0.9%

Black or African American 0.7%

Other race 0.5%

American Indian / Alaska Native 0.3%

Group	Count	%
White	16,554	88.6%
Two or more races	1,028	5.5%
Hispanic or Latino	650	3.5%
Asian	176	0.9%
Black or African American	138	0.7%
Other race	86	0.5%
American Indian / Alaska Native	61	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	31.7%	30.7%	42.6%
$50k – $100k	29.8%	28.7%	31.1%
$100k – $200k	28.7%	28.4%	20.6%
Over $200k	9.8%	12.3%	5.7%

Under $10k 4.7%

$10k–$15k 3.0%

$15k–$25k 5.9%

$25k–$35k 8.0%

$35k–$50k 8.5%

$50k–$75k 11.7%

$75k–$100k 16.7%

$100k–$150k 18.4%

$150k–$200k 10.3%

$200k+ 12.8%

Range	% of households
Under $10k	4.7%
$10k–$15k	3.0%
$15k–$25k	5.9%
$25k–$35k	8.0%
$35k–$50k	8.5%
$50k–$75k	11.7%
$75k–$100k	16.7%
$100k–$150k	18.4%
$150k–$200k	10.3%
$200k+	12.8%
Median income	$88,119

Housing

Home values

Under $50k 6.2%

$50k–$100k 2.9%

$100k–$150k 3.3%

$150k–$200k 9.0%

$200k–$300k 33.3%

$300k–$500k 34.8%

$500k–$1M 10.3%

$1M+ 0.3%

Housing overview

Metric	Value
Median home value	$285,400
Median rent / month	$1,376
Owner occupied	83.5%
Renter occupied	16.5%
Vacant	3.7%
Single-family detached	77.3%
Large apartment buildings	3.4%
Mobile homes	7.6%
Median rooms	6.3
Avg household size (owned)	2.54

Year built

Era	%
2020 or later	0.2%
2010–2019	4.5%
2000–2009	20.2%
1990–1999	12.7%
1980–1989	14.4%
1970–1979	16.8%
1960–1969	9.4%
1950–1959	8.7%
1940–1949	4.4%
1939 or earlier	8.7%

Bedrooms

Size	% of units
No bedroom (studio)	1.2%
1 bedroom	2.2%
2 bedrooms	20.9%
3 bedrooms	49.1%
4 bedrooms	22.4%
5+ bedrooms	4.2%

Vehicles per household

Vehicles	% of households
No vehicle	5.9%
1 vehicle	28.4%
2 vehicles	37.8%
3 or more	28.0%

Heating fuel

Fuel type	%
Utility gas	88.1%
Electricity	7.4%
Propane / LP gas	2.5%
Fuel oil	0.2%
Wood	1.0%
No fuel used	0.1%

Households & families

Household type	Count	%
Married-couple family	4,103	56.1%
Cohabiting couple	430	5.9%
Male householder, no spouse	1,099	15.0%
Female householder, no spouse	1,688	23.1%
Households with children under 18	2,110	28.8%
Households with seniors (65+)	2,733	37.3%
Average household size	2.46

Marital status

Status	Male	Female
Never married	29.9%	21.0%
Married	55.5%	54.7%
Separated	0.4%	0.3%
Widowed	2.3%	11.3%
Divorced	11.9%	12.7%

Education

Less than 9th grade 3.0%

Some HS, no diploma 3.0%

HS graduate 27.0%

Some college, no degree 23.0%

Associate's degree 10.9%

Bachelor's degree 21.9%

Graduate / professional 11.3%

Metric	%
HS diploma or higher	94.1%
Bachelor's or higher	33.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	124	3.2%
Kindergarten	170	4.4%
Elementary school	1,587	41.3%
High school	1,073	27.9%
College / grad school	888	23.1%

Employment

Industry of employment

Manufacturing 19.9%

Education & healthcare 17.0%

Professional & management 13.9%

Retail trade 9.6%

Arts, food & hospitality 9.2%

Construction 8.5%

Finance & real estate 6.2%

Other services 4.0%

Public administration 3.4%

Wholesale trade 3.2%

Transportation & utilities 3.0%

Information 1.6%

Agriculture & mining 0.3%

Occupation

Category	%
Management, business & arts	38.2%
Service	17.1%
Sales & office	23.8%
Natural resources & construction	9.1%
Production & transportation	11.8%

Employment type

Type	%
Private sector	86.2%
Government	8.7%
Self-employed	4.6%
Unpaid family workers	0.5%

Commute

Method	%
Drive alone	81.0%
Carpool	6.9%
Public transit	0.0%
Walk	0.3%
Work from home	11.3%
Other means	0.6%
Avg commute (minutes)	30.6

Poverty

All people 9.2%

Under 18 years 13.0%

18 and over 8.3%

Married-couple families 2.4%

Female-led households 26.2%

Income support

Source	% of households
Social Security	41.5%
Retirement income	38.8%
Supplemental Security	6.3%
Cash public assistance	2.3%
Food stamps / SNAP	5.5%

Health indicators

Condition	%
Obesity	33.3%
High blood pressure	31.5%
High cholesterol	35.7%
Diabetes	9.5%
Heart disease	5.9%
Stroke	2.6%
Asthma	10.4%
Arthritis	26.5%
Kidney disease	2.6%
Pulmonary disease	6.6%
Cancer	7.1%

Behavior / access	%
Smoking	15.9%
Binge drinking	18.7%
No physical activity	18.5%
Less than 7 hrs sleep	33.2%
Depression	19.1%
Fair or poor health	12.4%
Poor mental health	15.1%
Poor physical health	9.6%
No health insurance	7.7%
Visited doctor (checkup)	74.0%
Visited dentist	74.6%
Cholesterol screening	93.1%
Teeth loss	9.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,098	7.5%

Disability	%
Any disability	15.1%
Under 18	7.8%
18–64 years	10.5%
65 and over	34.9%

Health insurance coverage

Type	%
Private insurance	82.1%
Public insurance	36.4%
No insurance	1.7%
Uninsured under 19	1.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	17,337	96.1%
Spanish	364	2.1%
Other Indo-European	36	0.2%
Asian & Pacific Islander	302	1.7%
Other languages	17	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	16,972	94.1%
Born in same state	16,836	93.3%
Born in different state	14,249	79.0%
Foreign born	136	0.8%
Naturalized citizen	1,071	5.9%
Not a US citizen	837	78.2%

Ancestry

Ancestry	Count	%
Italian	2,398	13.3%
French	2,345	13%
Arab	834	4.6%
German	246	1.4%
English	179	1%

Ancestry	Count	%
Dutch	154	0.9%
Irish	117	0.6%
Norwegian	95	0.5%
Polish	74	0.4%

Technology access

Metric	% of households
Computer access	40.6%
Internet access	91.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 48386

What city is ZIP code 48386 in?

ZIP code 48386 is primarily assigned to White Lake, Michigan.

What county is ZIP code 48386 in?

ZIP code 48386 falls within Oakland County, Michigan.

Is ZIP code 48386 mostly owner-occupied?

84% of occupied units in ZIP code 48386 are owner-occupied, well above the national average.

Does ZIP code 48386 have a large retiree population?

42% of households in ZIP code 48386 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 48386?

ZIP code 48386 has an estimated population of 18,043 residents, with a density of 1,073 people per square mile.

What is the typical home value in ZIP code 48386?

The median home value in ZIP code 48386 is $285,400.

What timezone is ZIP code 48386 in?

ZIP code 48386 observes the EST timezone.