49349 ZIP Code — White Cloud, MI

Newaygo County, Michigan

ZIP code 49349 is located in White Cloud, Michigan, within Newaygo County. It covers approximately 197.14 square miles and serves a population of 7,672 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 231.

About ZIP code 49349

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $123,300. Owner-occupancy is high at 85%, well above the national average.

Median household income is $50,244. SNAP benefit usage at 21% of households reflects economic stress in the area. 49% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. An above-average commute of 36 minutes suggests many residents work outside the immediate area.

College attainment at 10% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (26%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 24%.

Overall, ZIP code 49349 reflects a community defined by a trades-oriented workforce, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

7,672

population

197.14

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

49349 ZIP code map

Cities in ZIP code 49349

Below are the cities the US Postal Service accepts for ZIP code 49349. Using any city not on this list may result in mail delivery delays.

City	Status
White Cloud	Preferred

Nearby ZIP codes

49337 Newaygo (11.7 mi) 49412 Fremont (12.2 mi) 49309 Bitely (12.5 mi) 49413 Fremont (12.7 mi) 49338 Paris (13.4 mi) 49307 Big Rapids (14.5 mi) 49421 Hesperia (15.1 mi) 49336 Morley (17.5 mi) 49346 Stanwood (17.9 mi) 49327 Grant (18.4 mi) 49329 Howard City (18.6 mi) 49459 Walkerville (19.2 mi)

Demographics updated 06/2026

Population
Total population	7,672
Population density	39 / sq mi
State FIPS	26
County FIPS	123

Geography
Land area	197.14 sq mi
Water area	5.97 sq mi
Latitude	43.5966
Longitude	-85.7607
Timezone	Eastern (ET)
Area code	231

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	56.1%	48.5%	42.6%
$50k – $100k	30.6%	35.4%	31.1%
$100k – $200k	10.9%	13.9%	20.6%
Over $200k	2.4%	2.2%	5.7%

Demographics & statistics

7,672

Population

People per sq mi

46.0

Median age

$50,244

Median household income

$27,038

Per capita income

$123,300

Median home value

$784

Median monthly rent

84.8%

Home ownership

17.2%

Poverty rate

4.9%

Unemployment

3,719

Housing units

10.2%

Bachelor's or higher

Age distribution

Male Female

183

Under 5

151

221

5–9

184

186

10–14

155

255

15–19

211

209

20–24

173

475

25–34

394

456

35–44

378

714

45–54

592

311

55–59

257

395

60–64

327

461

65–74

382

267

75–84

222

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,402	18.3%
18 and over	6,270	81.7%
65 and over	1,445	18.8%
Median age	46.0 years

Race & ethnicity

White 85.6%

Two or more races 4.4%

Hispanic or Latino 4.4%

Other race 2%

Black or African American 1.7%

American Indian / Alaska Native 1.6%

Asian 0.1%

Group	Count	%
White	6,871	85.6%
Two or more races	357	4.4%
Hispanic or Latino	353	4.4%
Other race	162	2%
Black or African American	139	1.7%
American Indian / Alaska Native	131	1.6%
Asian	12	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	56.1%	48.5%	42.6%
$50k – $100k	30.6%	35.4%	31.1%
$100k – $200k	10.9%	13.9%	20.6%
Over $200k	2.4%	2.2%	5.7%

Under $10k 5.2%

$10k–$15k 5.3%

$15k–$25k 14.0%

$25k–$35k 10.1%

$35k–$50k 15.2%

$50k–$75k 19.9%

$75k–$100k 14.1%

$100k–$150k 10.3%

$150k–$200k 2.6%

$200k+ 3.4%

Range	% of households
Under $10k	5.2%
$10k–$15k	5.3%
$15k–$25k	14.0%
$25k–$35k	10.1%
$35k–$50k	15.2%
$50k–$75k	19.9%
$75k–$100k	14.1%
$100k–$150k	10.3%
$150k–$200k	2.6%
$200k+	3.4%
Median income	$50,244

Housing

Home values

Under $50k 19.2%

$50k–$100k 22.1%

$100k–$150k 16.4%

$150k–$200k 16.1%

$200k–$300k 17.1%

$300k–$500k 6.1%

$500k–$1M 1.5%

$1M+ 1.6%

Housing overview

Metric	Value
Median home value	$123,300
Median rent / month	$784
Owner occupied	84.8%
Renter occupied	15.2%
Vacant	27.7%
Single-family detached	68.1%
Large apartment buildings	0.5%
Mobile homes	27.9%
Median rooms	5.3
Avg household size (owned)	2.50

Year built

Era	%
2020 or later	0.2%
2010–2019	3.6%
2000–2009	8.8%
1990–1999	20.0%
1980–1989	12.6%
1970–1979	20.7%
1960–1969	11.2%
1950–1959	10.2%
1940–1949	5.3%
1939 or earlier	7.4%

Bedrooms

Size	% of units
No bedroom (studio)	3.2%
1 bedroom	10.8%
2 bedrooms	35.7%
3 bedrooms	37.0%
4 bedrooms	10.3%
5+ bedrooms	2.9%

Vehicles per household

Vehicles	% of households
No vehicle	6.2%
1 vehicle	33.4%
2 vehicles	36.8%
3 or more	23.5%

Heating fuel

Fuel type	%
Utility gas	18.2%
Electricity	7.3%
Propane / LP gas	45.2%
Fuel oil	3.4%
Wood	23.2%
Solar	0.1%
No fuel used	0.5%

Households & families

Household type	Count	%
Married-couple family	1,523	50.4%
Cohabiting couple	143	4.7%
Male householder, no spouse	745	24.7%
Female householder, no spouse	611	20.2%
Households with children under 18	715	23.7%
Households with seniors (65+)	1,066	35.3%
Average household size	2.45

Marital status

Status	Male	Female
Never married	32.1%	19.3%
Married	47.5%	52.1%
Separated	1.7%	1.1%
Widowed	3.2%	11.1%
Divorced	15.5%	16.4%

Education

Less than 9th grade 5.3%

Some HS, no diploma 10.7%

HS graduate 41.7%

Some college, no degree 23.8%

Associate's degree 8.3%

Bachelor's degree 6.7%

Graduate / professional 3.6%

Metric	%
HS diploma or higher	84.1%
Bachelor's or higher	10.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	110	8.5%
Kindergarten	57	4.4%
Elementary school	616	47.5%
High school	394	30.4%
College / grad school	119	9.2%

Employment

Industry of employment

Manufacturing 23.9%

Education & healthcare 20.7%

Retail trade 11.1%

Construction 10.8%

Professional & management 6.6%

Other services 6.1%

Agriculture & mining 4.7%

Arts, food & hospitality 4.1%

Public administration 4.1%

Transportation & utilities 3.0%

Finance & real estate 2.2%

Information 1.4%

Wholesale trade 1.3%

Occupation

Category	%
Management, business & arts	24.3%
Service	17.4%
Sales & office	14.3%
Natural resources & construction	16.8%
Production & transportation	27.2%

Employment type

Type	%
Private sector	81.4%
Government	13.1%
Self-employed	5.2%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	73.0%
Carpool	14.9%
Public transit	0.7%
Walk	0.6%
Work from home	5.9%
Other means	4.9%
Avg commute (minutes)	36.3

Poverty

All people 17.2%

Under 18 years 22.7%

18 and over 16.0%

Married-couple families 8.5%

Female-led households 37.2%

Income support

Source	% of households
Social Security	48.8%
Retirement income	28.7%
Supplemental Security	9.6%
Cash public assistance	4.2%
Food stamps / SNAP	20.9%

Health indicators

Condition	%
Obesity	42.1%
High blood pressure	36.6%
High cholesterol	35.6%
Diabetes	12.8%
Heart disease	8.2%
Stroke	4.0%
Asthma	11.7%
Arthritis	32.6%
Kidney disease	3.5%
Pulmonary disease	10.6%
Cancer	6.8%

Behavior / access	%
Smoking	26.0%
Binge drinking	18.2%
No physical activity	26.9%
Less than 7 hrs sleep	33.2%
Depression	23.8%
Fair or poor health	19.7%
Poor mental health	18.1%
Poor physical health	14.0%
No health insurance	12.2%
Visited doctor (checkup)	72.9%
Visited dentist	60.8%
Cholesterol screening	89.2%
Teeth loss	17.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	636	10.2%

Disability	%
Any disability	24.2%
Under 18	4.3%
18–64 years	24.2%
65 and over	43.8%

Health insurance coverage

Type	%
Private insurance	55.3%
Public insurance	51.9%
No insurance	8.8%
Uninsured under 19	8.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	7,338	95.6%
Spanish	30	0.4%
Other Indo-European	4	0.1%
Asian & Pacific Islander	23	0.3%
Other languages	3	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	7,607	99.2%
Born in same state	7,569	98.7%
Born in different state	6,525	85.0%
Foreign born	38	0.5%
Naturalized citizen	65	0.8%
Not a US citizen	47	72.3%

Ancestry

Ancestry	Count	%
Italian	977	12.7%
French	782	10.2%
English	693	9%
Arab	396	5.2%
German	69	0.9%

Ancestry	Count	%
Polish	58	0.8%
Norwegian	43	0.6%
Dutch	22	0.3%
Irish	9	0.1%

Technology access

Metric	% of households
Computer access	39.4%
Internet access	83.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 49349

What city is ZIP code 49349 in?

ZIP code 49349 is primarily assigned to White Cloud, Michigan.

What county is ZIP code 49349 in?

ZIP code 49349 falls within Newaygo County, Michigan.

Does ZIP code 49349 have a large retiree population?

49% of households in ZIP code 49349 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 49349?

10% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is ZIP code 49349 mostly owner-occupied?

85% of occupied units in ZIP code 49349 are owner-occupied, well above the national average.

What is the poverty rate in ZIP code 49349?

17% of residents in ZIP code 49349 live below the poverty line, above the national average.

What timezone is ZIP code 49349 in?

ZIP code 49349 observes the EST timezone.