46074 ZIP Code — Westfield, IN

Hamilton County, Indiana

ZIP code 46074 is located in Westfield, Indiana, within Hamilton County. It covers approximately 36.38 square miles and serves a population of 44,075 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 317/463.

About ZIP code 46074

The housing stock consists of predominantly single-family detached homes. Much of the housing stock is relatively new, reflecting recent development activity. Median home value is $373,300. Owner-occupancy is high at 83%, well above the national average.

The gap between median ($121,250) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 5% is below the national average.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.

Educational attainment is high — 58% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 46074 reflects a community defined by a highly educated population and high homeownership.

44,075

population

36.38

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46074 ZIP code map

Cities in ZIP code 46074

Below are the cities the US Postal Service accepts for ZIP code 46074. Using any city not on this list may result in mail delivery delays.

City	Status
Westfield	Preferred

Nearby ZIP codes

46032 Carmel (4.5 mi) 46032 Carmel (4.5 mi) 46033 Carmel (6.4 mi) 46033 Carmel (6.4 mi) 46290 Indianapolis (6.9 mi) 46290 Indianapolis (6.9 mi) 46290 Indianapolis (6.9 mi) 46290 Indianapolis (6.9 mi) 46062 Noblesville (7 mi) 46062 Noblesville (7 mi) 46062 Noblesville (7 mi) 46062 Noblesville (7 mi)

Demographics updated 05/2026

Population
Total population	44,075
Population density	1,212 / sq mi
State FIPS	18
County FIPS	057

Geography
Land area	36.38 sq mi
Water area	0.14 sq mi
Latitude	40.0373
Longitude	-86.1659
Timezone	Eastern (ET)
Area code	317/463

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	19.3%	21.3%	42.9%
$50k – $100k	30.4%	30.4%	32.7%
$100k – $200k	33.9%	33.2%	19.8%
Over $200k	16.3%	15.1%	4.5%

Demographics & statistics

44,075

Population

1,212

People per sq mi

36.9

Median age

$121,250

Median household income

$55,567

Per capita income

$373,300

Median home value

$1,433

Median monthly rent

82.6%

Home ownership

4.9%

Poverty rate

1.8%

Unemployment

13,316

Housing units

58.0%

Bachelor's or higher

Age distribution

Male Female

1,420

Under 5

1,475

1,998

5–9

2,074

1,846

10–14

1,917

1,467

15–19

1,524

1,049

20–24

1,090

2,486

25–34

2,581

3,491

35–44

3,626

2,805

45–54

2,912

1,305

55–59

1,355

1,111

60–64

1,153

1,614

65–74

1,677

625

75–84

649

405

85+

420

← Male

Female →

Age summary

Group	Count	%
Under 18	12,480	28.3%
18 and over	31,595	71.7%
65 and over	5,390	12.2%
Median age	36.9 years

Race & ethnicity

White 75.7%

Two or more races 7.7%

Asian 7.6%

Hispanic or Latino 4.7%

Black or African American 2.4%

Other race 1.6%

American Indian / Alaska Native 0.3%

Group	Count	%
White	35,045	75.7%
Two or more races	3,556	7.7%
Asian	3,504	7.6%
Hispanic or Latino	2,194	4.7%
Black or African American	1,106	2.4%
Other race	740	1.6%
American Indian / Alaska Native	124	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	19.3%	21.3%	42.9%
$50k – $100k	30.4%	30.4%	32.7%
$100k – $200k	33.9%	33.2%	19.8%
Over $200k	16.3%	15.1%	4.5%

Under $10k 1.3%

$10k–$15k 1.9%

$15k–$25k 1.6%

$25k–$35k 3.6%

$35k–$50k 4.1%

$50k–$75k 13.5%

$75k–$100k 14.0%

$100k–$150k 21.5%

$150k–$200k 13.1%

$200k+ 25.4%

Range	% of households
Under $10k	1.3%
$10k–$15k	1.9%
$15k–$25k	1.6%
$25k–$35k	3.6%
$35k–$50k	4.1%
$50k–$75k	13.5%
$75k–$100k	14.0%
$100k–$150k	21.5%
$150k–$200k	13.1%
$200k+	25.4%
Median income	$121,250

Housing

Home values

Under $50k 2.4%

$50k–$100k 0.2%

$100k–$150k 2.6%

$150k–$200k 5.4%

$200k–$300k 18.2%

$300k–$500k 47.5%

$500k–$1M 22.5%

$1M+ 1.2%

Housing overview

Metric	Value
Median home value	$373,300
Median rent / month	$1,433
Owner occupied	82.6%
Renter occupied	17.4%
Vacant	3.7%
Single-family detached	81.5%
Large apartment buildings	2.0%
Mobile homes	1.8%
Median rooms	7.4
Avg household size (owned)	2.88

Year built

Era	%
2020 or later	4.0%
2010–2019	38.1%
2000–2009	28.9%
1990–1999	15.3%
1980–1989	2.5%
1970–1979	4.0%
1960–1969	3.0%
1950–1959	2.4%
1940–1949	0.3%
1939 or earlier	1.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.5%
1 bedroom	2.9%
2 bedrooms	15.4%
3 bedrooms	34.5%
4 bedrooms	31.4%
5+ bedrooms	15.3%

Vehicles per household

Vehicles	% of households
No vehicle	1.8%
1 vehicle	21.9%
2 vehicles	55.9%
3 or more	20.4%

Heating fuel

Fuel type	%
Utility gas	62.2%
Electricity	34.3%
Propane / LP gas	3.1%
Fuel oil	0.2%

Households & families

Household type	Count	%
Married-couple family	10,662	69.2%
Cohabiting couple	491	3.2%
Male householder, no spouse	1,581	10.3%
Female householder, no spouse	2,684	17.4%
Households with children under 18	6,700	43.5%
Households with seniors (65+)	3,660	23.7%
Average household size	2.85

Marital status

Status	Male	Female
Never married	23.5%	20.4%
Married	68.2%	63.4%
Separated	0.4%	0.4%
Widowed	1.5%	6.0%
Divorced	6.4%	9.8%

Education

Less than 9th grade 1.6%

Some HS, no diploma 2.5%

HS graduate 18.0%

Some college, no degree 13.4%

Associate's degree 6.5%

Bachelor's degree 35.8%

Graduate / professional 22.2%

Metric	%
HS diploma or higher	95.9%
Bachelor's or higher	58.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	1,111	8.4%
Kindergarten	806	6.1%
Elementary school	6,288	47.8%
High school	2,595	19.7%
College / grad school	2,353	17.9%

Employment

Industry of employment

Education & healthcare 23.4%

Professional & management 14.6%

Retail trade 13.6%

Finance & real estate 10.4%

Manufacturing 10.2%

Arts, food & hospitality 6.9%

Other services 5.1%

Construction 4.6%

Transportation & utilities 3.6%

Wholesale trade 2.8%

Public administration 2.1%

Agriculture & mining 1.9%

Information 0.9%

Occupation

Category	%
Management, business & arts	53.6%
Service	13.1%
Sales & office	23.5%
Natural resources & construction	4.8%
Production & transportation	4.9%

Employment type

Type	%
Private sector	88.2%
Government	7.0%
Self-employed	4.7%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	71.9%
Carpool	7.6%
Public transit	0.1%
Walk	0.9%
Work from home	18.6%
Other means	1.0%
Avg commute (minutes)	24.9

Poverty

All people 4.9%

Under 18 years 8.0%

18 and over 3.6%

Married-couple families 1.6%

Female-led households 24.0%

Income support

Source	% of households
Social Security	24.7%
Retirement income	19.5%
Supplemental Security	2.5%
Cash public assistance	1.4%
Food stamps / SNAP	3.5%

Health indicators

Condition	%
Obesity	30.5%
High blood pressure	24.1%
High cholesterol	26.3%
Diabetes	7.6%
Heart disease	4.0%
Stroke	1.8%
Asthma	8.8%
Arthritis	18.5%
Kidney disease	1.9%
Pulmonary disease	4.6%
Cancer	4.9%

Behavior / access	%
Smoking	13.6%
Binge drinking	17.7%
No physical activity	17.3%
Less than 7 hrs sleep	28.5%
Depression	21.4%
Fair or poor health	9.8%
Poor mental health	13.7%
Poor physical health	7.5%
No health insurance	9.9%
Visited doctor (checkup)	72.5%
Visited dentist	72.7%
Cholesterol screening	90.3%
Teeth loss	10.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,507	4.8%

Disability	%
Any disability	8.9%
Under 18	4.7%
18–64 years	7.3%
65 and over	26.6%

Health insurance coverage

Type	%
Private insurance	81.8%
Public insurance	21.0%
No insurance	5.9%
Uninsured under 19	5.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	41,180	93.4%
Spanish	2,227	5.4%
Other Indo-European	686	1.7%
Asian & Pacific Islander	321	0.8%
Other languages	961	2.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	38,913	88.3%
Born in same state	38,544	87.5%
Born in different state	24,455	55.5%
Foreign born	369	0.8%
Naturalized citizen	5,162	11.7%
Not a US citizen	2,914	56.5%

Ancestry

Ancestry	Count	%
French	5,162	11.7%
Italian	5,091	11.6%
Arab	2,212	5%
English	447	1%
Irish	198	0.4%

Ancestry	Count	%
Polish	158	0.4%
Dutch	108	0.2%
German	96	0.2%
Norwegian	47	0.1%

Technology access

Metric	% of households
Computer access	35.0%
Internet access	98.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46074

What city is ZIP code 46074 in?

ZIP code 46074 is primarily assigned to Westfield, Indiana.

What county is ZIP code 46074 in?

ZIP code 46074 falls within Hamilton County, Indiana.

How educated is the population of ZIP code 46074?

58% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Is ZIP code 46074 mostly owner-occupied?

83% of occupied units in ZIP code 46074 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 46074?

The median home value in ZIP code 46074 is $373,300.

What is the median household income in ZIP code 46074?

The median household income in ZIP code 46074 is $121,250, above the national median of ~$75,000.

What timezone is ZIP code 46074 in?

ZIP code 46074 observes the EST timezone.