68464 ZIP Code — Western, NE

Saline County, Nebraska

ZIP code 68464 is located in Western, Nebraska, within Saline County. It covers approximately 81.28 square miles and serves a population of 480 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 402.

About ZIP code 68464

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $141,700. Owner-occupancy is high at 93%, well above the national average.

Median household income is $64,583. 44% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 30 minutes is near the national average.

Educational attainment is near the national average, with 22% of residents holding a bachelor's degree or higher.

Overall, ZIP code 68464 reflects a community defined by high homeownership and a significant Social Security-dependent population.

480

population

81.28

sq mi land

Standard

ZIP type

Central (CT)

timezone

68464 ZIP code map

Cities in ZIP code 68464

Below are the cities the US Postal Service accepts for ZIP code 68464. Using any city not on this list may result in mail delivery delays.

City	Status
Western	Preferred

Nearby ZIP codes

68445 Swanton (2.2 mi) 68465 Wilber (6.1 mi) 68424 Plymouth (10.2 mi) 68453 Tobias (11 mi) 68341 De Witt (11.1 mi) 68338 Daykin (11.7 mi) 68343 Dorchester (14.1 mi) 68328 Clatonia (14.3 mi) 68333 Crete (14.3 mi) 68377 Jansen (15.2 mi) 68359 Friend (16.2 mi) 68416 Ohiowa (17 mi)

Demographics updated 05/2026

Population
Total population	480
Population density	6 / sq mi
State FIPS	31
County FIPS	151

Geography
Land area	81.28 sq mi
Water area	0.07 sq mi
Latitude	40.4296
Longitude	-97.1032
Timezone	Central (CT)
Area code	402

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	45.9%	44.6%	39.5%
$50k – $100k	45.5%	31.3%	33.4%
$100k – $200k	6.8%	20.1%	22.0%
Over $200k	1.8%	4.0%	5.2%

Demographics & statistics

480

Population

People per sq mi

53.2

Median age

$64,583

Median household income

$33,493

Per capita income

$141,700

Median home value

$625

Median monthly rent

93.3%

Home ownership

9.0%

Poverty rate

3.1%

Unemployment

237

Housing units

22.0%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	106	22.1%
18 and over	374	77.9%
65 and over	133	27.7%
Median age	53.2 years

Race & ethnicity

White 94.6%

Native Hawaiian / Pacific Islander 3.5%

Two or more races 1.9%

Group	Count	%
White	454	94.6%
Native Hawaiian / Pacific Islander	17	3.5%
Two or more races	9	1.9%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	45.9%	44.6%	39.5%
$50k – $100k	45.5%	31.3%	33.4%
$100k – $200k	6.8%	20.1%	22.0%
Over $200k	1.8%	4.0%	5.2%

Under $10k 4.5%

$10k–$15k 5.8%

$15k–$25k 9.0%

$25k–$35k 4.5%

$35k–$50k 22.9%

$50k–$75k 7.2%

$75k–$100k 18.8%

$100k–$150k 21.1%

$150k–$200k 4.5%

$200k+ 1.8%

Range	% of households
Under $10k	4.5%
$10k–$15k	5.8%
$15k–$25k	9.0%
$25k–$35k	4.5%
$35k–$50k	22.9%
$50k–$75k	7.2%
$75k–$100k	18.8%
$100k–$150k	21.1%
$150k–$200k	4.5%
$200k+	1.8%
Median income	$64,583

Housing

Home values

Under $50k 25.5%

$50k–$100k 16.8%

$100k–$150k 8.2%

$150k–$200k 7.7%

$200k–$300k 13.9%

$300k–$500k 4.8%

$500k–$1M 9.1%

$1M+ 13.9%

Housing overview

Metric	Value
Median home value	$141,700
Median rent / month	$625
Owner occupied	93.3%
Renter occupied	6.7%
Vacant	11.5%
Single-family detached	100.0%
Large apartment buildings	0.0%
Mobile homes	0.0%
Median rooms	7.8
Avg household size (owned)	2.17

Year built

Era	%
2020 or later	0.0%
2010–2019	2.8%
2000–2009	3.6%
1990–1999	2.8%
1980–1989	0.4%
1970–1979	7.5%
1960–1969	7.9%
1950–1959	13.9%
1940–1949	6.0%
1939 or earlier	55.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	3.2%
2 bedrooms	25.8%
3 bedrooms	36.1%
4 bedrooms	19.8%
5+ bedrooms	15.1%

Vehicles per household

Vehicles	% of households
No vehicle	0.9%
1 vehicle	28.3%
2 vehicles	29.6%
3 or more	41.3%

Heating fuel

Fuel type	%
Utility gas	26.0%
Electricity	45.7%
Propane / LP gas	22.4%
Wood	5.4%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	135	60.5%
Cohabiting couple	3	1.3%
Male householder, no spouse	33	14.8%
Female householder, no spouse	52	23.3%
Households with children under 18	44	19.7%
Households with seniors (65+)	96	43.0%
Average household size	2.15

Marital status

Status	Male	Female
Never married	13.3%	11.7%
Married	72.9%	68.9%
Separated	0.0%	0.0%
Widowed	3.9%	15.8%
Divorced	9.9%	3.6%

Education

Less than 9th grade 1.1%

Some HS, no diploma 6.0%

HS graduate 32.4%

Some college, no degree 24.5%

Associate's degree 14.0%

Bachelor's degree 16.2%

Graduate / professional 5.8%

Metric	%
HS diploma or higher	92.9%
Bachelor's or higher	22.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	18	22.2%
Kindergarten	0	0.0%
Elementary school	52	64.2%
High school	5	6.2%
College / grad school	6	7.4%

Employment

Industry of employment

Education & healthcare 33.2%

Wholesale trade 16.6%

Agriculture & mining 13.4%

Manufacturing 11.5%

Retail trade 5.1%

Arts, food & hospitality 5.1%

Finance & real estate 3.7%

Other services 3.7%

Information 3.2%

Transportation & utilities 2.3%

Construction 1.8%

Professional & management 0.5%

Occupation

Category	%
Management, business & arts	42.9%
Service	13.8%
Sales & office	12.0%
Natural resources & construction	9.2%
Production & transportation	22.1%

Employment type

Type	%
Private sector	70.5%
Government	19.4%
Self-employed	9.2%
Unpaid family workers	0.9%

Commute

Method	%
Drive alone	63.3%
Carpool	20.0%
Public transit	0.0%
Walk	1.9%
Work from home	14.4%
Other means	0.5%
Avg commute (minutes)	30.2

Poverty

All people 9.0%

Under 18 years 2.8%

18 and over 10.7%

Married-couple families 3.7%

Female-led households 50.0%

Income support

Source	% of households
Social Security	43.5%
Retirement income	28.7%
Supplemental Security	4.0%
Cash public assistance	5.4%
Food stamps / SNAP	9.4%

Health indicators

Condition	%
Obesity	36.7%
High blood pressure	35.8%
High cholesterol	35.9%
Diabetes	12.7%
Heart disease	8.3%
Stroke	3.8%
Asthma	8.4%
Arthritis	30.0%
Kidney disease	3.4%
Pulmonary disease	7.7%
Cancer	8.5%

Behavior / access	%
Smoking	16.8%
Binge drinking	18.7%
No physical activity	24.9%
Less than 7 hrs sleep	29.3%
Depression	16.1%
Fair or poor health	14.2%
Poor mental health	10.7%
Poor physical health	10.9%
No health insurance	12.2%
Visited doctor (checkup)	74.2%
Visited dentist	65.0%
Cholesterol screening	90.7%
Teeth loss	13.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	18	4.8%

Disability	%
Any disability	18.3%
Under 18	0.9%
18–64 years	13.3%
65 and over	41.4%

Health insurance coverage

Type	%
Private insurance	77.1%
Public insurance	49.8%
No insurance	6.0%
Uninsured under 19	15.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	446	92.9%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	466	97.1%
Born in same state	466	97.1%
Born in different state	364	75.8%
Foreign born	0	0.0%
Naturalized citizen	14	2.9%
Not a US citizen	14	100.0%

Ancestry

Ancestry	Count	%
Italian	29	6%
Arab	16	3.3%
French	10	2.1%

Ancestry	Count	%
Dutch	10	2.1%
Polish	1	0.2%

Technology access

Metric	% of households
Computer access	46.5%
Internet access	91.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 68464

What city is ZIP code 68464 in?

ZIP code 68464 is primarily assigned to Western, Nebraska.

What county is ZIP code 68464 in?

ZIP code 68464 falls within Saline County, Nebraska.

Is ZIP code 68464 mostly owner-occupied?

93% of occupied units in ZIP code 68464 are owner-occupied, well above the national average.

Does ZIP code 68464 have an older population?

28% of residents in ZIP code 68464 are 65 or older, above the national average of ~17%.

Does ZIP code 68464 have a large retiree population?

44% of households in ZIP code 68464 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 68464?

The median home value in ZIP code 68464 is $141,700.

What timezone is ZIP code 68464 in?

ZIP code 68464 observes the CST timezone.