12992 ZIP Code — West Chazy, NY

Clinton County, New York

ZIP code 12992 is located in West Chazy, New York, within Clinton County. It covers approximately 65.75 square miles and serves a population of 3,774 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 518.

About ZIP code 12992

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $168,200. Owner-occupancy is high at 77%, well above the national average.

Median household income is $82,175. 41% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 21 minutes is near the national average.

College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 12992 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

3,774

population

65.75

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12992 ZIP code map

Cities in ZIP code 12992

Below are the cities the US Postal Service accepts for ZIP code 12992. Using any city not on this list may result in mail delivery delays.

City	Status
West Chazy	Acceptable
West Chazy	Preferred

Nearby ZIP codes

12921 Chazy (5.5 mi) 12910 Altona (6.4 mi) 12962 Morrisonville (8.7 mi) 12901 Plattsburgh (8.8 mi) 12958 Mooers (9.9 mi) 12919 Champlain (10.4 mi) 12918 Cadyville (11.2 mi) 12903 Plattsburgh (11.5 mi) 05463 Isle La Motte (11.8 mi) 05474 North Hero (12.2 mi) 12935 Ellenburg Depot (12.6 mi) 05458 Grand Isle (12.9 mi)

Demographics updated 05/2026

Population
Total population	3,774
Population density	57 / sq mi
State FIPS	36
County FIPS	019

Geography
Land area	65.75 sq mi
Water area	0.15 sq mi
Latitude	44.8227
Longitude	-73.5231
Timezone	Eastern (ET)
Area code	518

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	41.6%	40.8%	37.0%
$50k – $100k	44.0%	34.8%	27.0%
$100k – $200k	9.9%	20.8%	24.4%
Over $200k	4.4%	3.6%	11.5%

Demographics & statistics

3,774

Population

People per sq mi

50.3

Median age

$82,175

Median household income

$40,224

Per capita income

$168,200

Median home value

$950

Median monthly rent

77.0%

Home ownership

11.3%

Poverty rate

3.1%

Unemployment

1,409

Housing units

19.7%

Bachelor's or higher

Age distribution

Male Female

110

Under 5

112

5–9

10–14

15–19

130

20–24

132

316

25–34

322

126

35–44

128

165

45–54

168

173

55–59

176

198

60–64

201

305

65–74

311

126

75–84

129

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	627	16.6%
18 and over	3,147	83.4%
65 and over	879	23.3%
Median age	50.3 years

Race & ethnicity

White 96.8%

Two or more races 2.1%

Hispanic or Latino 0.7%

Asian 0.4%

Group	Count	%
White	3,679	96.8%
Two or more races	81	2.1%
Hispanic or Latino	25	0.7%
Asian	14	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	41.6%	40.8%	37.0%
$50k – $100k	44.0%	34.8%	27.0%
$100k – $200k	9.9%	20.8%	24.4%
Over $200k	4.4%	3.6%	11.5%

Under $10k 4.1%

$10k–$15k 4.9%

$15k–$25k 4.6%

$25k–$35k 9.9%

$35k–$50k 11.4%

$50k–$75k 9.9%

$75k–$100k 20.3%

$100k–$150k 27.9%

$150k–$200k 1.5%

$200k+ 5.6%

Range	% of households
Under $10k	4.1%
$10k–$15k	4.9%
$15k–$25k	4.6%
$25k–$35k	9.9%
$35k–$50k	11.4%
$50k–$75k	9.9%
$75k–$100k	20.3%
$100k–$150k	27.9%
$150k–$200k	1.5%
$200k+	5.6%
Median income	$82,175

Housing

Home values

Under $50k 5.3%

$50k–$100k 20.4%

$100k–$150k 15.2%

$150k–$200k 24.5%

$200k–$300k 26.6%

$300k–$500k 5.9%

$500k–$1M 2.0%

Housing overview

Metric	Value
Median home value	$168,200
Median rent / month	$950
Owner occupied	77.0%
Renter occupied	23.0%
Vacant	9.0%
Single-family detached	74.7%
Large apartment buildings	0.0%
Mobile homes	20.9%
Median rooms	6.3
Avg household size (owned)	2.28

Year built

Era	%
2020 or later	1.2%
2010–2019	3.7%
2000–2009	7.3%
1990–1999	21.2%
1980–1989	17.0%
1970–1979	18.1%
1960–1969	3.9%
1950–1959	6.2%
1940–1949	4.9%
1939 or earlier	16.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	4.6%
2 bedrooms	20.0%
3 bedrooms	52.4%
4 bedrooms	21.2%
5+ bedrooms	1.8%

Vehicles per household

Vehicles	% of households
No vehicle	4.6%
1 vehicle	24.3%
2 vehicles	47.2%
3 or more	23.9%

Heating fuel

Fuel type	%
Utility gas	2.5%
Electricity	12.6%
Propane / LP gas	9.6%
Fuel oil	61.9%
Wood	10.3%
No fuel used	0.9%

Households & families

Household type	Count	%
Married-couple family	901	55.6%
Cohabiting couple	282	17.4%
Male householder, no spouse	189	11.7%
Female householder, no spouse	249	15.4%
Households with children under 18	371	22.9%
Households with seniors (65+)	609	37.6%
Average household size	2.32

Marital status

Status	Male	Female
Never married	37.7%	25.2%
Married	51.6%	59.0%
Separated	0.0%	0.4%
Widowed	2.8%	9.7%
Divorced	7.8%	5.8%

Education

Less than 9th grade 3.2%

Some HS, no diploma 8.1%

HS graduate 37.8%

Some college, no degree 20.7%

Associate's degree 10.5%

Bachelor's degree 12.2%

Graduate / professional 7.5%

Metric	%
HS diploma or higher	88.7%
Bachelor's or higher	19.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	97	19.4%
Elementary school	161	32.2%
High school	141	28.2%
College / grad school	101	20.2%

Employment

Industry of employment

Education & healthcare 21.1%

Retail trade 16.4%

Construction 13.8%

Arts, food & hospitality 12.2%

Other services 10.5%

Public administration 7.2%

Transportation & utilities 5.8%

Manufacturing 5.4%

Professional & management 3.6%

Agriculture & mining 2.0%

Finance & real estate 1.3%

Wholesale trade 0.8%

Information 0.1%

Occupation

Category	%
Management, business & arts	25.4%
Service	20.3%
Sales & office	20.6%
Natural resources & construction	17.7%
Production & transportation	16.0%

Employment type

Type	%
Private sector	76.7%
Government	17.2%
Self-employed	6.0%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	80.5%
Carpool	12.9%
Public transit	0.0%
Walk	0.8%
Work from home	4.4%
Other means	1.3%
Avg commute (minutes)	20.8

Poverty

All people 11.3%

Under 18 years 16.7%

18 and over 10.2%

Married-couple families 6.5%

Female-led households 5.4%

Income support

Source	% of households
Social Security	41.2%
Retirement income	39.0%
Supplemental Security	6.0%
Cash public assistance	4.3%
Food stamps / SNAP	14.3%

Health indicators

Condition	%
Obesity	31.5%
High blood pressure	31.2%
High cholesterol	31.6%
Diabetes	9.2%
Heart disease	6.1%
Stroke	2.7%
Asthma	10.6%
Arthritis	23.1%
Kidney disease	2.6%
Pulmonary disease	7.0%
Cancer	6.5%

Behavior / access	%
Smoking	19.9%
Binge drinking	18.0%
No physical activity	21.7%
Less than 7 hrs sleep	33.2%
Depression	22.6%
Fair or poor health	12.1%
Poor mental health	14.6%
Poor physical health	9.8%
No health insurance	10.3%
Visited doctor (checkup)	76.3%
Visited dentist	64.0%
Cholesterol screening	90.4%
Teeth loss	15.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	175	5.6%

Disability	%
Any disability	16.1%
Under 18	10.7%
18–64 years	13.7%
65 and over	26.1%

Health insurance coverage

Type	%
Private insurance	71.7%
Public insurance	48.4%
No insurance	2.3%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,552	94.1%
Spanish	14	0.4%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	14	0.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,677	97.4%
Born in same state	3,614	95.8%
Born in different state	3,108	82.4%
Foreign born	63	1.7%
Naturalized citizen	97	2.6%
Not a US citizen	28	28.9%

Ancestry

Ancestry	Count	%
German	464	12.3%
Italian	381	10.1%
French	311	8.2%

Ancestry	Count	%
Arab	138	3.7%
English	33	0.9%

Technology access

Metric	% of households
Computer access	43.0%
Internet access	94.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12992

What city is ZIP code 12992 in?

ZIP code 12992 is primarily assigned to West Chazy, New York.

What county is ZIP code 12992 in?

ZIP code 12992 falls within Clinton County, New York.

Does ZIP code 12992 have a large retiree population?

41% of households in ZIP code 12992 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 12992?

The median home value in ZIP code 12992 is $168,200.

What is the population of ZIP code 12992?

ZIP code 12992 has an estimated population of 3,774 residents, with a density of 57 people per square mile.

What is the median household income in ZIP code 12992?

The median household income in ZIP code 12992 is $82,175, above the national median of ~$75,000.

What timezone is ZIP code 12992 in?

ZIP code 12992 observes the EST timezone.