48661 ZIP Code — West Branch, MI

Ogemaw County, Michigan

ZIP code 48661 is located in West Branch, Michigan, within Ogemaw County. It covers approximately 263.51 square miles and serves a population of 10,538 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 989.

About ZIP code 48661

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $151,100. Owner-occupancy is high at 78%, well above the national average.

Median household income is $56,349. SNAP benefit usage at 17% of households reflects economic stress in the area. 49% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.

College attainment at 19% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Overall, ZIP code 48661 reflects a community defined by a trades-oriented workforce, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

10,538

population

263.51

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

48661 ZIP code map

Cities in ZIP code 48661

Below are the cities the US Postal Service accepts for ZIP code 48661. Using any city not on this list may result in mail delivery delays.

City	Status
West Branch	Preferred

Nearby ZIP codes

48654 Rose City (9.8 mi) 48756 Prescott (12.2 mi) 48656 Saint Helen (12.7 mi) 48610 Alger (13.6 mi) 48743 Long Lake (17.5 mi) 48636 Luzerne (17.6 mi) 48739 Hale (19.4 mi)

Demographics updated 05/2026

Population
Total population	10,538
Population density	40 / sq mi
State FIPS	26
County FIPS	129

Geography
Land area	263.51 sq mi
Water area	2.95 sq mi
Latitude	44.3414
Longitude	-84.2030
Timezone	Eastern (ET)
Area code	989

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	53.6%	58.3%	42.6%
$50k – $100k	32.2%	30.6%	31.1%
$100k – $200k	12.3%	9.7%	20.6%
Over $200k	1.9%	1.3%	5.7%

Demographics & statistics

10,538

Population

People per sq mi

47.9

Median age

$56,349

Median household income

$32,035

Per capita income

$151,100

Median home value

$784

Median monthly rent

78.2%

Home ownership

13.5%

Poverty rate

4.4%

Unemployment

5,433

Housing units

18.6%

Bachelor's or higher

Age distribution

Male Female

261

Under 5

254

264

5–9

257

307

10–14

300

270

15–19

264

269

20–24

263

550

25–34

536

560

35–44

546

636

45–54

621

344

55–59

336

476

60–64

464

786

65–74

767

471

75–84

460

140

85+

136

← Male

Female →

Age summary

Group	Count	%
Under 18	1,990	18.9%
18 and over	8,548	81.1%
65 and over	2,760	26.2%
Median age	47.9 years

Race & ethnicity

White 93.4%

Two or more races 2.5%

Asian 1.5%

Hispanic or Latino 0.9%

Black or African American 0.6%

American Indian / Alaska Native 0.6%

Other race 0.5%

Group	Count	%
White	9,929	93.4%
Two or more races	263	2.5%
Asian	164	1.5%
Hispanic or Latino	98	0.9%
Black or African American	66	0.6%
American Indian / Alaska Native	61	0.6%
Other race	51	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	53.6%	58.3%	42.6%
$50k – $100k	32.2%	30.6%	31.1%
$100k – $200k	12.3%	9.7%	20.6%
Over $200k	1.9%	1.3%	5.7%

Under $10k 4.3%

$10k–$15k 4.6%

$15k–$25k 11.1%

$25k–$35k 8.9%

$35k–$50k 14.7%

$50k–$75k 21.7%

$75k–$100k 13.1%

$100k–$150k 12.9%

$150k–$200k 4.9%

$200k+ 3.6%

Range	% of households
Under $10k	4.3%
$10k–$15k	4.6%
$15k–$25k	11.1%
$25k–$35k	8.9%
$35k–$50k	14.7%
$50k–$75k	21.7%
$75k–$100k	13.1%
$100k–$150k	12.9%
$150k–$200k	4.9%
$200k+	3.6%
Median income	$56,349

Housing

Home values

Under $50k 7.8%

$50k–$100k 19.5%

$100k–$150k 22.2%

$150k–$200k 15.5%

$200k–$300k 21.7%

$300k–$500k 11.5%

$500k–$1M 1.2%

$1M+ 0.5%

Housing overview

Metric	Value
Median home value	$151,100
Median rent / month	$784
Owner occupied	78.2%
Renter occupied	21.8%
Vacant	29.8%
Single-family detached	83.5%
Large apartment buildings	2.5%
Mobile homes	7.8%
Median rooms	5.7
Avg household size (owned)	2.36

Year built

Era	%
2020 or later	0.2%
2010–2019	1.7%
2000–2009	13.5%
1990–1999	22.4%
1980–1989	13.2%
1970–1979	14.7%
1960–1969	8.8%
1950–1959	10.4%
1940–1949	6.5%
1939 or earlier	8.7%

Bedrooms

Size	% of units
No bedroom (studio)	2.2%
1 bedroom	6.7%
2 bedrooms	28.6%
3 bedrooms	45.6%
4 bedrooms	13.0%
5+ bedrooms	4.0%

Vehicles per household

Vehicles	% of households
No vehicle	5.7%
1 vehicle	31.5%
2 vehicles	38.9%
3 or more	23.9%

Heating fuel

Fuel type	%
Utility gas	40.8%
Electricity	8.5%
Propane / LP gas	29.6%
Fuel oil	2.2%
Wood	14.2%
Solar	0.2%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	2,383	52.9%
Cohabiting couple	372	8.3%
Male householder, no spouse	786	17.5%
Female householder, no spouse	962	21.4%
Households with children under 18	1,088	24.2%
Households with seniors (65+)	1,911	42.4%
Average household size	2.29

Marital status

Status	Male	Female
Never married	25.9%	20.5%
Married	57.1%	56.3%
Separated	1.7%	0.8%
Widowed	3.8%	11.4%
Divorced	11.5%	11.1%

Education

Less than 9th grade 1.8%

Some HS, no diploma 7.4%

HS graduate 34.3%

Some college, no degree 24.9%

Associate's degree 13.0%

Bachelor's degree 12.8%

Graduate / professional 5.9%

Metric	%
HS diploma or higher	90.8%
Bachelor's or higher	18.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	92	4.8%
Kindergarten	127	6.6%
Elementary school	870	45.4%
High school	478	24.9%
College / grad school	351	18.3%

Employment

Industry of employment

Education & healthcare 26.8%

Retail trade 15.0%

Manufacturing 12.2%

Arts, food & hospitality 11.7%

Construction 7.5%

Transportation & utilities 5.3%

Agriculture & mining 5.0%

Public administration 4.8%

Finance & real estate 3.7%

Professional & management 3.5%

Other services 2.8%

Wholesale trade 1.5%

Information 0.2%

Occupation

Category	%
Management, business & arts	34.8%
Service	18.9%
Sales & office	20.6%
Natural resources & construction	8.9%
Production & transportation	16.8%

Employment type

Type	%
Private sector	82.1%
Government	11.7%
Self-employed	5.9%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	83.6%
Carpool	6.7%
Public transit	0.2%
Walk	2.3%
Work from home	6.7%
Other means	0.6%
Avg commute (minutes)	24.1

Poverty

All people 13.5%

Under 18 years 18.8%

18 and over 12.3%

Married-couple families 5.9%

Female-led households 32.7%

Income support

Source	% of households
Social Security	49.0%
Retirement income	33.9%
Supplemental Security	6.8%
Cash public assistance	3.7%
Food stamps / SNAP	17.1%

Health indicators

Condition	%
Obesity	37.4%
High blood pressure	39.1%
High cholesterol	38.6%
Diabetes	13.2%
Heart disease	8.9%
Stroke	4.1%
Asthma	11.4%
Arthritis	35.9%
Kidney disease	3.7%
Pulmonary disease	10.5%
Cancer	8.3%

Behavior / access	%
Smoking	22.1%
Binge drinking	17.3%
No physical activity	23.9%
Less than 7 hrs sleep	33.0%
Depression	22.8%
Fair or poor health	18.1%
Poor mental health	16.5%
Poor physical health	13.2%
No health insurance	10.2%
Visited doctor (checkup)	75.6%
Visited dentist	63.3%
Cholesterol screening	91.5%
Teeth loss	15.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	819	9.6%

Disability	%
Any disability	17.9%
Under 18	5.7%
18–64 years	15.5%
65 and over	32.1%

Health insurance coverage

Type	%
Private insurance	65.9%
Public insurance	53.5%
No insurance	3.7%
Uninsured under 19	1.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	10,023	95.1%
Spanish	76	0.8%
Other Indo-European	10	0.1%
Asian & Pacific Islander	33	0.3%
Other languages	33	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	10,285	97.6%
Born in same state	10,246	97.2%
Born in different state	9,378	89.0%
Foreign born	39	0.4%
Naturalized citizen	253	2.4%
Not a US citizen	126	49.8%

Ancestry

Ancestry	Count	%
French	1,277	12.1%
Italian	1,184	11.2%
Arab	653	6.2%
German	448	4.3%
English	120	1.1%

Ancestry	Count	%
Irish	111	1.1%
Polish	75	0.7%
Dutch	30	0.3%
Norwegian	17	0.2%

Technology access

Metric	% of households
Computer access	42.7%
Internet access	91.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 48661

What city is ZIP code 48661 in?

ZIP code 48661 is primarily assigned to West Branch, Michigan.

What county is ZIP code 48661 in?

ZIP code 48661 falls within Ogemaw County, Michigan.

Does ZIP code 48661 have an older population?

26% of residents in ZIP code 48661 are 65 or older, above the national average of ~17%.

Does ZIP code 48661 have a large retiree population?

49% of households in ZIP code 48661 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 48661?

The median home value in ZIP code 48661 is $151,100.

Does ZIP code 48661 have a large veteran population?

10% of civilians in ZIP code 48661 are veterans, above the national average of ~7%.

What timezone is ZIP code 48661 in?

ZIP code 48661 observes the EST timezone.