37185 ZIP Code — Waverly, TN

Humphreys County, Tennessee

ZIP code 37185 is located in Waverly, Tennessee, within Humphreys County. It covers approximately 224.50 square miles and serves a population of 9,125 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 931.

About ZIP code 37185

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $178,100. Owner-occupancy is high at 77%, well above the national average.

Median household income is $50,403. 47% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. An above-average commute of 37 minutes suggests many residents work outside the immediate area.

College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (25%) compared to national benchmarks.

Overall, ZIP code 37185 reflects a community defined by high homeownership and a significant Social Security-dependent population.

9,125

population

224.50

sq mi land

Standard

ZIP type

Central (CT)

timezone

37185 ZIP code map

Cities in ZIP code 37185

Below are the cities the US Postal Service accepts for ZIP code 37185. Using any city not on this list may result in mail delivery delays.

City	Status
Waverly	Preferred

Nearby ZIP codes

37134 New Johnsonville (6.8 mi) 37078 Hurricane Mills (7.5 mi) 37101 Mc Ewen (9.5 mi) 38333 Eva (11.8 mi) 37140 Only (14.3 mi) 38320 Camden (15.8 mi) 38341 Holladay (17.8 mi) 37097 Lobelville (19.5 mi) 37061 Erin (19.5 mi)

Demographics updated 06/2026

Population
Total population	9,125
Population density	41 / sq mi
State FIPS	47
County FIPS	085

Geography
Land area	224.50 sq mi
Water area	15.35 sq mi
Latitude	36.0243
Longitude	-87.8192
Timezone	Central (CT)
Area code	931

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	61.8%	53.2%	45.7%
$50k – $100k	22.7%	30.4%	30.9%
$100k – $200k	13.3%	14.4%	18.3%
Over $200k	2.2%	2.0%	5.1%

Demographics & statistics

9,125

Population

People per sq mi

45.8

Median age

$50,403

Median household income

$29,469

Per capita income

$178,100

Median home value

$821

Median monthly rent

76.6%

Home ownership

14.5%

Poverty rate

12.7%

Unemployment

3,949

Housing units

20.2%

Bachelor's or higher

Age distribution

Male Female

239

Under 5

240

167

5–9

169

237

10–14

238

196

15–19

197

317

20–24

319

561

25–34

565

511

35–44

516

517

45–54

522

386

55–59

390

327

60–64

330

597

65–74

602

428

75–84

432

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,596	17.5%
18 and over	7,529	82.5%
65 and over	2,181	23.9%
Median age	45.8 years

Race & ethnicity

White 85.9%

Two or more races 4.9%

Hispanic or Latino 3.4%

Black or African American 2.4%

Other race 1.8%

Asian 1.5%

American Indian / Alaska Native 0.2%

Group	Count	%
White	8,112	85.9%
Two or more races	464	4.9%
Hispanic or Latino	319	3.4%
Black or African American	223	2.4%
Other race	167	1.8%
Asian	137	1.5%
American Indian / Alaska Native	22	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	61.8%	53.2%	45.7%
$50k – $100k	22.7%	30.4%	30.9%
$100k – $200k	13.3%	14.4%	18.3%
Over $200k	2.2%	2.0%	5.1%

Under $10k 2.2%

$10k–$15k 1.7%

$15k–$25k 9.3%

$25k–$35k 13.6%

$35k–$50k 22.4%

$50k–$75k 22.8%

$75k–$100k 7.0%

$100k–$150k 11.9%

$150k–$200k 5.4%

$200k+ 3.7%

Range	% of households
Under $10k	2.2%
$10k–$15k	1.7%
$15k–$25k	9.3%
$25k–$35k	13.6%
$35k–$50k	22.4%
$50k–$75k	22.8%
$75k–$100k	7.0%
$100k–$150k	11.9%
$150k–$200k	5.4%
$200k+	3.7%
Median income	$50,403

Housing

Home values

Under $50k 13.6%

$50k–$100k 12.1%

$100k–$150k 14.8%

$150k–$200k 22.1%

$200k–$300k 15.5%

$300k–$500k 16.4%

$500k–$1M 4.3%

$1M+ 1.2%

Housing overview

Metric	Value
Median home value	$178,100
Median rent / month	$821
Owner occupied	76.6%
Renter occupied	23.4%
Vacant	26.7%
Single-family detached	72.5%
Large apartment buildings	1.7%
Mobile homes	15.3%
Median rooms	5.5
Avg household size (owned)	2.46

Year built

Era	%
2020 or later	0.4%
2010–2019	7.3%
2000–2009	11.0%
1990–1999	17.1%
1980–1989	11.9%
1970–1979	16.9%
1960–1969	13.5%
1950–1959	8.7%
1940–1949	5.6%
1939 or earlier	7.6%

Bedrooms

Size	% of units
No bedroom (studio)	1.8%
1 bedroom	5.5%
2 bedrooms	36.0%
3 bedrooms	44.1%
4 bedrooms	11.7%
5+ bedrooms	0.9%

Vehicles per household

Vehicles	% of households
No vehicle	2.7%
1 vehicle	34.5%
2 vehicles	40.5%
3 or more	22.3%

Heating fuel

Fuel type	%
Utility gas	51.2%
Electricity	43.5%
Propane / LP gas	4.1%
Wood	1.3%

Households & families

Household type	Count	%
Married-couple family	1,637	46.9%
Cohabiting couple	135	3.9%
Male householder, no spouse	739	21.2%
Female householder, no spouse	982	28.1%
Households with children under 18	623	17.8%
Households with seniors (65+)	1,519	43.5%
Average household size	2.53

Marital status

Status	Male	Female
Never married	28.3%	20.1%
Married	51.7%	43.0%
Separated	3.1%	1.9%
Widowed	3.9%	13.7%
Divorced	13.0%	21.2%

Education

Less than 9th grade 2.7%

Some HS, no diploma 9.1%

HS graduate 41.8%

Some college, no degree 17.3%

Associate's degree 9.0%

Bachelor's degree 13.0%

Graduate / professional 7.2%

Metric	%
HS diploma or higher	88.2%
Bachelor's or higher	20.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	45	3.2%
Kindergarten	52	3.7%
Elementary school	610	43.8%
High school	403	28.9%
College / grad school	283	20.3%

Employment

Industry of employment

Manufacturing 23.9%

Education & healthcare 19.2%

Retail trade 12.0%

Arts, food & hospitality 9.5%

Professional & management 8.4%

Public administration 6.5%

Construction 6.0%

Transportation & utilities 5.7%

Other services 3.6%

Finance & real estate 2.8%

Agriculture & mining 1.5%

Wholesale trade 0.8%

Occupation

Category	%
Management, business & arts	34.6%
Service	18.3%
Sales & office	19.2%
Natural resources & construction	8.0%
Production & transportation	19.9%

Employment type

Type	%
Private sector	72.1%
Government	16.9%
Self-employed	10.9%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	81.1%
Carpool	12.1%
Public transit	0.0%
Walk	1.5%
Work from home	5.2%
Other means	0.0%
Avg commute (minutes)	36.8

Poverty

All people 14.5%

Under 18 years 26.9%

18 and over 12.0%

Married-couple families 2.1%

Female-led households 31.9%

Income support

Source	% of households
Social Security	47.0%
Retirement income	33.7%
Supplemental Security	5.4%
Cash public assistance	2.9%
Food stamps / SNAP	12.2%

Health indicators

Condition	%
Obesity	35.4%
High blood pressure	42.0%
High cholesterol	38.9%
Diabetes	13.9%
Heart disease	8.7%
Stroke	4.1%
Asthma	10.5%
Arthritis	33.6%
Kidney disease	3.5%
Pulmonary disease	10.9%
Cancer	7.8%

Behavior / access	%
Smoking	25.2%
Binge drinking	13.3%
No physical activity	29.0%
Less than 7 hrs sleep	34.8%
Depression	26.9%
Fair or poor health	19.6%
Poor mental health	17.0%
Poor physical health	13.4%
No health insurance	17.7%
Visited doctor (checkup)	76.6%
Visited dentist	53.9%
Cholesterol screening	90.3%
Teeth loss	21.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	694	9.2%

Disability	%
Any disability	21.5%
Under 18	5.0%
18–64 years	18.8%
65 and over	40.2%

Health insurance coverage

Type	%
Private insurance	60.9%
Public insurance	43.3%
No insurance	13.6%
Uninsured under 19	13.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	8,646	94.8%
Spanish	74	0.9%
Other Indo-European	11	0.1%
Asian & Pacific Islander	9	0.1%
Other languages	54	0.6%

Place of birth & citizenship

Origin	Count	%
Native born (US)	8,805	96.5%
Born in same state	8,747	95.9%
Born in different state	5,492	60.2%
Foreign born	58	0.6%
Naturalized citizen	320	3.5%
Not a US citizen	182	56.9%

Ancestry

Ancestry	Count	%
Arab	1,659	18.2%
Italian	952	10.4%
French	903	9.9%
Irish	132	1.4%

Ancestry	Count	%
Polish	98	1.1%
German	19	0.2%
Norwegian	6	0.1%
English	4	0%

Technology access

Metric	% of households
Computer access	38.3%
Internet access	91.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 37185

What city is ZIP code 37185 in?

ZIP code 37185 is primarily assigned to Waverly, Tennessee.

What county is ZIP code 37185 in?

ZIP code 37185 falls within Humphreys County, Tennessee.

Does ZIP code 37185 have a large retiree population?

47% of households in ZIP code 37185 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 37185 have a large veteran population?

9% of civilians in ZIP code 37185 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 37185?

The median home value in ZIP code 37185 is $178,100.

What is the population of ZIP code 37185?

ZIP code 37185 has an estimated population of 9,125 residents, with a density of 41 people per square mile.

What timezone is ZIP code 37185 in?

ZIP code 37185 observes the CST timezone.