50677 ZIP Code — Waverly, IA

Bremer County, Iowa

ZIP code 50677 is located in Waverly, Iowa, within Bremer County. It covers approximately 128.56 square miles and serves a population of 12,746 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 319.

About ZIP code 50677

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $217,100. Owner-occupancy is high at 79%, well above the national average.

The gap between median ($83,635) and mean household income suggests income inequality — a small number of higher earners pull the average up. 36% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 17 minutes is near the national average.

Educational attainment is near the national average, with 38% of residents holding a bachelor's degree or higher.

Overall, ZIP code 50677 reflects a community defined by high homeownership and a significant Social Security-dependent population.

12,746

population

128.56

sq mi land

Standard

ZIP type

Central (CT)

timezone

50677 ZIP code map

Cities in ZIP code 50677

Below are the cities the US Postal Service accepts for ZIP code 50677. Using any city not on this list may result in mail delivery delays.

City	Status
Waverly	Acceptable
Waverly	Preferred

Nearby ZIP codes

50666 Plainfield (5.8 mi) 50676 Tripoli (8.4 mi) 50622 Denver (8.8 mi) 50647 Janesville (9.4 mi) 50670 Shell Rock (12.1 mi) 50619 Clarksville (12.5 mi) 50668 Readlyn (12.8 mi) 50658 Nashua (14 mi) 50674 Sumner (15.9 mi) 50645 Ionia (16.4 mi) 50630 Fredericksburg (16.7 mi) 50660 New Hartford (17.1 mi)

Demographics updated 05/2026

Population
Total population	12,746
Population density	99 / sq mi
State FIPS	19
County FIPS	017

Geography
Land area	128.56 sq mi
Water area	1.30 sq mi
Latitude	42.7801
Longitude	-92.4263
Timezone	Central (CT)
Area code	319

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	33.1%	30.8%	40.1%
$50k – $100k	35.9%	37.7%	33.4%
$100k – $200k	28.0%	28.2%	21.5%
Over $200k	3.0%	3.3%	5.0%

Demographics & statistics

12,746

Population

People per sq mi

36.9

Median age

$83,635

Median household income

$42,491

Per capita income

$217,100

Median home value

$826

Median monthly rent

79.4%

Home ownership

9.0%

Poverty rate

2.2%

Unemployment

4,140

Housing units

38.3%

Bachelor's or higher

Age distribution

Male Female

312

Under 5

318

403

5–9

410

368

10–14

375

561

15–19

571

701

20–24

715

683

25–34

697

764

35–44

778

601

45–54

613

336

55–59

342

366

60–64

373

628

65–74

640

408

75–84

416

182

85+

185

← Male

Female →

Age summary

Group	Count	%
Under 18	2,643	20.7%
18 and over	10,103	79.3%
65 and over	2,459	19.3%
Median age	36.9 years

Race & ethnicity

White 87%

Two or more races 3.6%

Hispanic or Latino 3.5%

Black or African American 2.3%

Other race 1.7%

Asian 1.5%

American Indian / Alaska Native 0.3%

Group	Count	%
White	11,493	87%
Two or more races	480	3.6%
Hispanic or Latino	458	3.5%
Black or African American	303	2.3%
Other race	228	1.7%
Asian	200	1.5%
American Indian / Alaska Native	42	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	33.1%	30.8%	40.1%
$50k – $100k	35.9%	37.7%	33.4%
$100k – $200k	28.0%	28.2%	21.5%
Over $200k	3.0%	3.3%	5.0%

Under $10k 4.1%

$10k–$15k 1.7%

$15k–$25k 8.3%

$25k–$35k 5.0%

$35k–$50k 9.6%

$50k–$75k 15.7%

$75k–$100k 19.1%

$100k–$150k 20.8%

$150k–$200k 7.2%

$200k+ 8.5%

Range	% of households
Under $10k	4.1%
$10k–$15k	1.7%
$15k–$25k	8.3%
$25k–$35k	5.0%
$35k–$50k	9.6%
$50k–$75k	15.7%
$75k–$100k	19.1%
$100k–$150k	20.8%
$150k–$200k	7.2%
$200k+	8.5%
Median income	$83,635

Housing

Home values

Under $50k 2.7%

$50k–$100k 4.8%

$100k–$150k 17.7%

$150k–$200k 20.5%

$200k–$300k 25.9%

$300k–$500k 21.9%

$500k–$1M 6.1%

$1M+ 0.4%

Housing overview

Metric	Value
Median home value	$217,100
Median rent / month	$826
Owner occupied	79.4%
Renter occupied	20.6%
Vacant	7.0%
Single-family detached	75.7%
Large apartment buildings	5.4%
Mobile homes	2.4%
Median rooms	6.4
Avg household size (owned)	2.44

Year built

Era	%
2020 or later	0.1%
2010–2019	14.2%
2000–2009	10.1%
1990–1999	8.8%
1980–1989	8.6%
1970–1979	15.5%
1960–1969	11.3%
1950–1959	7.0%
1940–1949	3.7%
1939 or earlier	20.7%

Bedrooms

Size	% of units
No bedroom (studio)	1.1%
1 bedroom	7.9%
2 bedrooms	23.2%
3 bedrooms	38.4%
4 bedrooms	23.5%
5+ bedrooms	6.0%

Vehicles per household

Vehicles	% of households
No vehicle	2.5%
1 vehicle	30.7%
2 vehicles	42.1%
3 or more	24.7%

Heating fuel

Fuel type	%
Utility gas	63.2%
Electricity	17.8%
Propane / LP gas	16.5%
Wood	1.6%
Solar	0.4%

Households & families

Household type	Count	%
Married-couple family	2,648	55.6%
Cohabiting couple	269	5.6%
Male householder, no spouse	693	14.5%
Female householder, no spouse	1,153	24.2%
Households with children under 18	1,387	29.1%
Households with seniors (65+)	1,590	33.4%
Average household size	2.38

Marital status

Status	Male	Female
Never married	37.0%	32.6%
Married	53.6%	49.7%
Separated	1.3%	1.0%
Widowed	3.0%	8.5%
Divorced	5.1%	8.1%

Education

Less than 9th grade 1.2%

Some HS, no diploma 3.4%

HS graduate 29.5%

Some college, no degree 15.7%

Associate's degree 11.9%

Bachelor's degree 24.3%

Graduate / professional 14.0%

Metric	%
HS diploma or higher	95.4%
Bachelor's or higher	38.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	208	5.2%
Kindergarten	214	5.4%
Elementary school	1,190	29.9%
High school	589	14.8%
College / grad school	1,779	44.7%

Employment

Industry of employment

Education & healthcare 31.4%

Manufacturing 13.5%

Professional & management 11.4%

Retail trade 8.2%

Arts, food & hospitality 8.2%

Finance & real estate 5.3%

Construction 4.8%

Agriculture & mining 4.5%

Transportation & utilities 4.5%

Other services 3.7%

Wholesale trade 2.2%

Public administration 1.8%

Information 0.4%

Occupation

Category	%
Management, business & arts	41.0%
Service	19.5%
Sales & office	15.3%
Natural resources & construction	6.4%
Production & transportation	17.8%

Employment type

Type	%
Private sector	81.8%
Government	10.3%
Self-employed	7.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	72.2%
Carpool	7.2%
Public transit	0.1%
Walk	10.2%
Work from home	9.9%
Other means	0.3%
Avg commute (minutes)	16.9

Poverty

All people 9.0%

Under 18 years 10.3%

18 and over 8.6%

Married-couple families 2.2%

Female-led households 26.3%

Income support

Source	% of households
Social Security	35.5%
Retirement income	27.7%
Supplemental Security	4.1%
Cash public assistance	1.6%
Food stamps / SNAP	6.3%

Health indicators

Condition	%
Obesity	35.8%
High blood pressure	28.6%
High cholesterol	30.6%
Diabetes	8.0%
Heart disease	5.7%
Stroke	2.5%
Asthma	9.1%
Arthritis	21.9%
Kidney disease	2.5%
Pulmonary disease	5.4%
Cancer	6.7%

Behavior / access	%
Smoking	13.2%
Binge drinking	22.8%
No physical activity	20.8%
Less than 7 hrs sleep	27.4%
Depression	17.0%
Fair or poor health	10.0%
Poor mental health	13.3%
Poor physical health	7.9%
No health insurance	7.9%
Visited doctor (checkup)	75.8%
Visited dentist	73.2%
Cholesterol screening	86.5%
Teeth loss	10.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	677	6.7%

Disability	%
Any disability	11.7%
Under 18	6.7%
18–64 years	9.3%
65 and over	25.3%

Health insurance coverage

Type	%
Private insurance	82.1%
Public insurance	34.3%
No insurance	2.2%
Uninsured under 19	0.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	12,116	95.1%
Spanish	176	1.5%
Other Indo-European	4	0.0%
Asian & Pacific Islander	9	0.1%
Other languages	93	0.8%

Place of birth & citizenship

Origin	Count	%
Native born (US)	12,243	96.1%
Born in same state	12,160	95.4%
Born in different state	9,513	74.6%
Foreign born	83	0.7%
Naturalized citizen	503	3.9%
Not a US citizen	305	60.6%

Ancestry

Ancestry	Count	%
Italian	1,342	10.5%
French	1,113	8.7%
Polish	831	6.5%
Arab	525	4.1%

Ancestry	Count	%
English	292	2.3%
Dutch	184	1.4%
Irish	20	0.2%
German	15	0.1%

Technology access

Metric	% of households
Computer access	37.4%
Internet access	94.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 50677

What city is ZIP code 50677 in?

ZIP code 50677 is primarily assigned to Waverly, Iowa.

What county is ZIP code 50677 in?

ZIP code 50677 falls within Bremer County, Iowa.

Does ZIP code 50677 have a large retiree population?

36% of households in ZIP code 50677 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 50677?

ZIP code 50677 has an estimated population of 12,746 residents, with a density of 99 people per square mile.

What is the typical home value in ZIP code 50677?

The median home value in ZIP code 50677 is $217,100.

What is the median household income in ZIP code 50677?

The median household income in ZIP code 50677 is $83,635, above the national median of ~$75,000.

What timezone is ZIP code 50677 in?

ZIP code 50677 observes the CST timezone.