31565 ZIP Code — Waverly, GA

Camden County, Georgia

ZIP code 31565 is located in Waverly, Georgia, within Camden County. It covers approximately 117.99 square miles and serves a population of 2,230 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 912.

About ZIP code 31565

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $207,800. Owner-occupancy is high at 81%, well above the national average.

Median household income is $56,563. SNAP benefit usage at 18% of households reflects economic stress in the area. 51% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is sales and office, with arts, entertainment, and food service as the leading industry. The average commute of 34 minutes is near the national average.

Educational attainment is near the national average, with 36% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Overall, ZIP code 31565 reflects a community defined by high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

2,230

population

117.99

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

31565 ZIP code map

Cities in ZIP code 31565

Below are the cities the US Postal Service accepts for ZIP code 31565. Using any city not on this list may result in mail delivery delays.

City	Status
Waverly	Acceptable
Waverly	Preferred

Nearby ZIP codes

31524 Brunswick (10.1 mi) 31569 Woodbine (10.2 mi) 31520 Brunswick (10.3 mi) 31568 White Oak (10.3 mi) 31523 Brunswick (11.1 mi) 31527 Jekyll Island (12.2 mi) 31566 Waynesville (15.1 mi) 31558 Saint Marys (16.2 mi) 31548 Kingsland (17.3 mi) 31525 Brunswick (18.6 mi) 31522 Saint Simons Island (19.8 mi)

Demographics updated 06/2026

Population
Total population	2,230
Population density	19 / sq mi
State FIPS	13
County FIPS	039

Geography
Land area	117.99 sq mi
Water area	7.54 sq mi
Latitude	31.0611
Longitude	-81.6272
Timezone	Eastern (ET)
Area code	912

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	35.5%	43.3%	41.5%
$50k – $100k	44.8%	31.3%	30.3%
$100k – $200k	16.0%	22.5%	21.2%
Over $200k	3.6%	3.0%	7.1%

Demographics & statistics

2,230

Population

People per sq mi

46.3

Median age

$56,563

Median household income

$30,215

Per capita income

$207,800

Median home value

$1,016

Median monthly rent

80.9%

Home ownership

14.7%

Poverty rate

13.1%

Unemployment

919

Housing units

35.7%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

219

35–44

166

45–54

55–59

149

60–64

113

267

65–74

202

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	434	19.5%
18 and over	1,796	80.5%
65 and over	584	26.2%
Median age	46.3 years

Race & ethnicity

White 67.3%

Black or African American 16.2%

Two or more races 9.5%

Hispanic or Latino 6.8%

Asian 0.2%

Other race 0.1%

Group	Count	%
White	1,609	67.3%
Black or African American	388	16.2%
Two or more races	227	9.5%
Hispanic or Latino	162	6.8%
Asian	4	0.2%
Other race	2	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	35.5%	43.3%	41.5%
$50k – $100k	44.8%	31.3%	30.3%
$100k – $200k	16.0%	22.5%	21.2%
Over $200k	3.6%	3.0%	7.1%

Under $10k 13.1%

$10k–$15k 1.4%

$15k–$25k 6.6%

$25k–$35k 11.7%

$35k–$50k 13.6%

$50k–$75k 12.3%

$75k–$100k 18.6%

$100k–$150k 18.0%

$150k–$200k 3.6%

$200k+ 1.0%

Range	% of households
Under $10k	13.1%
$10k–$15k	1.4%
$15k–$25k	6.6%
$25k–$35k	11.7%
$35k–$50k	13.6%
$50k–$75k	12.3%
$75k–$100k	18.6%
$100k–$150k	18.0%
$150k–$200k	3.6%
$200k+	1.0%
Median income	$56,563

Housing

Home values

Under $50k 4.4%

$50k–$100k 14.1%

$100k–$150k 20.4%

$150k–$200k 8.3%

$200k–$300k 27.8%

$300k–$500k 22.2%

$500k–$1M 2.9%

Housing overview

Metric	Value
Median home value	$207,800
Median rent / month	$1,016
Owner occupied	80.9%
Renter occupied	19.1%
Vacant	10.8%
Single-family detached	63.3%
Large apartment buildings	0.0%
Mobile homes	36.7%
Median rooms	5.5
Avg household size (owned)	2.32

Year built

Era	%
2020 or later	1.3%
2010–2019	22.6%
2000–2009	15.8%
1990–1999	28.7%
1980–1989	14.8%
1970–1979	5.7%
1960–1969	1.6%
1950–1959	4.0%
1940–1949	2.8%
1939 or earlier	2.8%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	1.5%
2 bedrooms	16.8%
3 bedrooms	70.4%
4 bedrooms	10.6%
5+ bedrooms	0.6%

Vehicles per household

Vehicles	% of households
No vehicle	10.4%
1 vehicle	15.0%
2 vehicles	46.9%
3 or more	27.7%

Heating fuel

Fuel type	%
Utility gas	20.2%
Electricity	76.3%
Propane / LP gas	1.2%
Wood	2.2%

Households & families

Household type	Count	%
Married-couple family	581	58.8%
Cohabiting couple	20	2.0%
Male householder, no spouse	241	24.4%
Female householder, no spouse	146	14.8%
Households with children under 18	217	22.0%
Households with seniors (65+)	497	50.3%
Average household size	2.26

Marital status

Status	Male	Female
Never married	32.2%	20.5%
Married	59.7%	62.5%
Separated	0.0%	0.0%
Widowed	2.3%	9.2%
Divorced	5.8%	7.9%

Education

Less than 9th grade 0.0%

Some HS, no diploma 5.1%

HS graduate 32.4%

Some college, no degree 23.2%

Associate's degree 3.6%

Bachelor's degree 19.5%

Graduate / professional 16.3%

Metric	%
HS diploma or higher	94.9%
Bachelor's or higher	35.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	55	11.7%
Kindergarten	0	0.0%
Elementary school	215	45.6%
High school	86	18.2%
College / grad school	116	24.6%

Employment

Industry of employment

Arts, food & hospitality 23.0%

Education & healthcare 21.6%

Public administration 11.4%

Construction 9.6%

Retail trade 8.8%

Professional & management 7.8%

Wholesale trade 7.3%

Manufacturing 4.3%

Transportation & utilities 2.8%

Finance & real estate 2.7%

Other services 0.4%

Agriculture & mining 0.2%

Occupation

Category	%
Management, business & arts	26.8%
Service	25.5%
Sales & office	29.3%
Natural resources & construction	14.4%
Production & transportation	4.0%

Employment type

Type	%
Private sector	58.5%
Government	27.6%
Self-employed	13.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	89.8%
Carpool	5.8%
Public transit	0.0%
Walk	0.0%
Work from home	4.4%
Other means	0.0%
Avg commute (minutes)	33.6

Poverty

All people 14.7%

Under 18 years 26.7%

18 and over 11.8%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	51.2%
Retirement income	33.1%
Supplemental Security	3.5%
Cash public assistance	1.2%
Food stamps / SNAP	17.9%

Health indicators

Condition	%
Obesity	38.3%
High blood pressure	37.2%
High cholesterol	35.5%
Diabetes	12.7%
Heart disease	7.3%
Stroke	3.6%
Asthma	9.8%
Arthritis	29.8%
Kidney disease	3.3%
Pulmonary disease	7.9%
Cancer	6.7%

Behavior / access	%
Smoking	20.5%
Binge drinking	14.9%
No physical activity	27.4%
Less than 7 hrs sleep	37.6%
Depression	21.1%
Fair or poor health	17.0%
Poor mental health	15.6%
Poor physical health	11.9%
No health insurance	19.1%
Visited doctor (checkup)	78.3%
Visited dentist	59.4%
Cholesterol screening	91.1%
Teeth loss	16.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	177	9.9%

Disability	%
Any disability	18.4%
Under 18	11.5%
18–64 years	20.0%
65 and over	20.2%

Health insurance coverage

Type	%
Private insurance	67.4%
Public insurance	39.8%
No insurance	7.7%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,070	92.8%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,130	95.5%
Born in same state	2,017	90.4%
Born in different state	1,053	47.2%
Foreign born	113	5.1%
Naturalized citizen	100	4.5%
Not a US citizen	100	100.0%

Ancestry

Ancestry	Count	%
Italian	226	10.1%
Arab	159	7.1%
French	155	7%

Ancestry	Count	%
German	107	4.8%
Dutch	25	1.1%
English	15	0.7%

Technology access

Metric	% of households
Computer access	44.3%
Internet access	91.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 31565

What city is ZIP code 31565 in?

ZIP code 31565 is primarily assigned to Waverly, Georgia.

What county is ZIP code 31565 in?

ZIP code 31565 falls within Camden County, Georgia.

Does ZIP code 31565 have an older population?

26% of residents in ZIP code 31565 are 65 or older, above the national average of ~17%.

Does ZIP code 31565 have a large retiree population?

51% of households in ZIP code 31565 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 31565 mostly owner-occupied?

81% of occupied units in ZIP code 31565 are owner-occupied, well above the national average.

Does ZIP code 31565 have a large veteran population?

10% of civilians in ZIP code 31565 are veterans, above the national average of ~7%.

What timezone is ZIP code 31565 in?

ZIP code 31565 observes the EST timezone.