56295 ZIP Code — Watson, MN

Chippewa County, Minnesota

ZIP code 56295 is located in Watson, Minnesota, within Chippewa County. It covers approximately 22.63 square miles and serves a population of 323 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 320.

About ZIP code 56295

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $96,700. Owner-occupancy is high at 82%, well above the national average.

Median household income is $63,750.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 18 minutes is near the national average.

College attainment at 19% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 56295 reflects a community defined by a trades-oriented workforce and high homeownership.

323
population
22.63
sq mi land
Standard
ZIP type
Central (CT)
timezone
56295 ZIP code map
Cities in ZIP code 56295

Below are the cities the US Postal Service accepts for ZIP code 56295. Using any city not on this list may result in mail delivery delays.

City Status
Watson Preferred
Nearby ZIP codes
56262 Milan (5.5 mi) 56265 Montevideo (6.4 mi) 56232 Dawson (8 mi) 56256 Madison (13.8 mi) 56218 Boyd (14.3 mi) 56260 Maynard (17.4 mi) 56231 Danvers (17.8 mi) 56208 Appleton (18.5 mi) 56223 Clarkfield (18.6 mi) 56241 Granite Falls (18.7 mi)
Demographics updated 05/2026
Population
Total population 323
Population density 14 / sq mi
State FIPS 27
County FIPS 023
Geography
Land area 22.63 sq mi
Water area 3.54 sq mi
Latitude 45.0294
Longitude -95.8267
Timezone Central (CT)
Area code 320
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 33.0% 41.2% 33.6%
$50k – $100k 50.0% 35.5% 31.5%
$100k – $200k 14.3% 19.7% 26.5%
Over $200k 2.7% 3.6% 8.5%

Demographics & statistics

323
Population
14
People per sq mi
41.3
Median age
$63,750
Median household income
$32,940
Per capita income
$96,700
Median home value
$672
Median monthly rent
82.0%
Home ownership
9.9%
Poverty rate
4.7%
Unemployment
122
Housing units
19.3%
Bachelor's or higher

Age distribution

Male Female
4
Under 5
4
7
5–9
8
16
10–14
16
19
15–19
19
6
20–24
6
16
25–34
17
24
35–44
26
22
45–54
23
14
55–59
14
10
60–64
11
18
65–74
18
2
75–84
2
0
85+
1
← Male
Female →

Age summary

GroupCount%
Under 187824.1%
18 and over24575.9%
65 and over4112.7%
Median age41.3 years

Race & ethnicity

White 90.7%
Asian 6.8%
Two or more races 2.5%
GroupCount%
White29390.7%
Asian226.8%
Two or more races82.5%

Household income

Income range This ZIP County avg State avg
Under $50k 33.0% 41.2% 33.6%
$50k – $100k 50.0% 35.5% 31.5%
$100k – $200k 14.3% 19.7% 26.5%
Over $200k 2.7% 3.6% 8.5%
Under $10k 8.6%
$10k–$15k 2.9%
$15k–$25k 3.6%
$25k–$35k 17.3%
$35k–$50k 7.9%
$50k–$75k 24.5%
$75k–$100k 10.8%
$100k–$150k 10.8%
$150k–$200k 7.2%
$200k+ 6.5%
Range% of households
Under $10k8.6%
$10k–$15k2.9%
$15k–$25k3.6%
$25k–$35k17.3%
$35k–$50k7.9%
$50k–$75k24.5%
$75k–$100k10.8%
$100k–$150k10.8%
$150k–$200k7.2%
$200k+6.5%
Median income$63,750

Housing

Home values

Under $50k 12.3%
$50k–$100k 38.6%
$100k–$150k 10.5%
$150k–$200k 9.6%
$200k–$300k 15.8%
$300k–$500k 11.4%
$500k–$1M 1.8%

Housing overview

MetricValue
Median home value$96,700
Median rent / month$672
Owner occupied82.0%
Renter occupied18.0%
Vacant5.4%
Single-family detached88.4%
Large apartment buildings0.0%
Mobile homes0.0%
Median rooms5.9
Avg household size (owned)2.54

Year built

Era%
2020 or later0.0%
2010–20194.8%
2000–20091.4%
1990–19990.7%
1980–198915.6%
1970–19799.5%
1960–19693.4%
1950–195910.2%
1940–194915.0%
1939 or earlier39.5%

Bedrooms

Size% of units
No bedroom (studio)0.0%
1 bedroom14.3%
2 bedrooms12.9%
3 bedrooms40.1%
4 bedrooms25.9%
5+ bedrooms6.8%

Vehicles per household

Vehicles% of households
No vehicle5.8%
1 vehicle25.9%
2 vehicles25.9%
3 or more42.4%

Heating fuel

Fuel type%
Utility gas15.8%
Electricity21.6%
Propane / LP gas48.9%
Fuel oil10.8%
Wood2.9%

Households & families

Household typeCount%
Married-couple family6848.9%
Cohabiting couple139.4%
Male householder, no spouse2115.1%
Female householder, no spouse3726.6%
Households with children under 185136.7%
Households with seniors (65+)3625.9%
Average household size2.32

Marital status

StatusMaleFemale
Never married39.5%21.6%
Married51.2%51.1%
Separated0.0%5.8%
Widowed0.0%8.6%
Divorced9.3%12.9%

Education

Less than 9th grade 9.2%
Some HS, no diploma 3.2%
HS graduate 29.4%
Some college, no degree 21.6%
Associate's degree 17.4%
Bachelor's degree 13.8%
Graduate / professional 5.5%
Metric%
HS diploma or higher87.6%
Bachelor's or higher19.3%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool00.0%
Kindergarten00.0%
Elementary school3744.6%
High school3238.6%
College / grad school1416.9%

Employment

Industry of employment

Education & healthcare 24.2%
Other services 13.7%
Construction 11.2%
Retail trade 10.6%
Arts, food & hospitality 10.6%
Agriculture & mining 8.1%
Wholesale trade 6.2%
Manufacturing 5.6%
Public administration 4.3%
Finance & real estate 2.5%
Transportation & utilities 1.9%
Professional & management 1.2%

Occupation

Category%
Management, business & arts32.3%
Service21.1%
Sales & office31.1%
Natural resources & construction9.9%
Production & transportation5.6%

Employment type

Type%
Private sector65.8%
Government14.3%
Self-employed19.9%
Unpaid family workers0.0%

Commute

Method%
Drive alone77.9%
Carpool5.8%
Public transit0.0%
Walk0.6%
Work from home15.6%
Other means0.0%
Avg commute (minutes)18.3

Poverty

All people 9.9%
Under 18 years 10.3%
18 and over 9.8%
Married-couple families 0.0%
Female-led households 26.7%

Income support

Source% of households
Social Security26.6%
Retirement income13.7%
Supplemental Security8.6%
Cash public assistance1.4%
Food stamps / SNAP11.5%

Health indicators

Condition%
Obesity37.5%
High blood pressure30.5%
High cholesterol31.8%
Diabetes9.4%
Heart disease6.3%
Stroke2.7%
Asthma8.8%
Arthritis23.6%
Kidney disease2.6%
Pulmonary disease5.7%
Cancer6.5%
Behavior / access%
Smoking18.8%
Binge drinking20.5%
No physical activity19.9%
Less than 7 hrs sleep27.7%
Depression22.2%
Fair or poor health11.7%
Poor mental health13.2%
Poor physical health9.5%
No health insurance10.5%
Visited doctor (checkup)69.3%
Visited dentist67.4%
Cholesterol screening89.4%
Teeth loss10.1%

Veterans & disability

VeteransCount%
Civilian veterans176.9%
Disability%
Any disability14.2%
Under 180.0%
18–64 years11.8%
65 and over53.7%

Health insurance coverage

Type%
Private insurance76.8%
Public insurance41.5%
No insurance0.3%
Uninsured under 190.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only31597.5%
Spanish72.2%
Other Indo-European00.0%
Asian & Pacific Islander00.0%
Other languages72.2%

Place of birth & citizenship

OriginCount%
Native born (US)30193.2%
Born in same state30193.2%
Born in different state26983.3%
Foreign born00.0%
Naturalized citizen226.8%
Not a US citizen1672.7%

Ancestry

AncestryCount%
Polish12639%
Italian319.6%
English82.5%
German51.5%
AncestryCount%
French51.5%
Arab51.5%
Dutch10.3%

Technology access

Metric% of households
Computer access43.0%
Internet access84.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 56295

What city is ZIP code 56295 in?

ZIP code 56295 is primarily assigned to Watson, Minnesota.

What county is ZIP code 56295 in?

ZIP code 56295 falls within Chippewa County, Minnesota.

Is ZIP code 56295 mostly owner-occupied?

82% of occupied units in ZIP code 56295 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 56295?

The median home value in ZIP code 56295 is $96,700.

What is the population of ZIP code 56295?

ZIP code 56295 has an estimated population of 323 residents, with a density of 14 people per square mile.

What is the median household income in ZIP code 56295?

The median household income in ZIP code 56295 is $63,750, below the national median of ~$75,000.

What timezone is ZIP code 56295 in?

ZIP code 56295 observes the CST timezone.

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