55389 ZIP Code — Watkins, MN

Meeker County, Minnesota

ZIP code 55389 is located in Watkins, Minnesota, within Meeker County. It covers approximately 74.85 square miles and serves a population of 2,675 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 320.

About ZIP code 55389

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $254,500. Owner-occupancy is high at 85%, well above the national average.

Median household income is $86,625. The poverty rate of 5% is below the national average.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 30 minutes is near the national average.

College attainment at 12% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 55389 reflects a community defined by a trades-oriented workforce and high homeownership.

2,675

population

74.85

sq mi land

Standard

ZIP type

Central (CT)

timezone

55389 ZIP code map

Cities in ZIP code 55389

Below are the cities the US Postal Service accepts for ZIP code 55389. Using any city not on this list may result in mail delivery delays.

City	Status
Watkins	Preferred

Nearby ZIP codes

55353 Kimball (6.8 mi) 55353 Kimball (6.8 mi) 55329 Eden Valley (7.5 mi) 56368 Richmond (10.6 mi) 56320 Cold Spring (11.8 mi) 56320 Cold Spring (11.8 mi) 55382 South Haven (12.6 mi) 56362 Paynesville (14.3 mi) 55355 Litchfield (14.8 mi) 55302 Annandale (15.3 mi) 55325 Dassel (15.6 mi) 56243 Grove City (16 mi)

Demographics updated 05/2026

Population
Total population	2,675
Population density	36 / sq mi
State FIPS	27
County FIPS	093

Geography
Land area	74.85 sq mi
Water area	1.73 sq mi
Latitude	45.3013
Longitude	-94.4426
Timezone	Central (CT)
Area code	320

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	33.2%	37.9%	33.6%
$50k – $100k	39.9%	35.7%	31.5%
$100k – $200k	23.7%	22.8%	26.5%
Over $200k	3.3%	3.5%	8.5%

Demographics & statistics

2,675

Population

People per sq mi

36.9

Median age

$86,625

Median household income

$31,776

Per capita income

$254,500

Median home value

$770

Median monthly rent

84.6%

Home ownership

4.5%

Poverty rate

1.5%

Unemployment

911

Housing units

11.8%

Bachelor's or higher

Age distribution

Male Female

Under 5

109

5–9

106

181

10–14

174

15–19

20–24

144

25–34

138

181

35–44

174

202

45–54

194

55–59

60–64

105

65–74

101

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	788	29.5%
18 and over	1,887	70.5%
65 and over	375	14.0%
Median age	36.9 years

Race & ethnicity

White 95%

Hispanic or Latino 1.6%

Other race 1.6%

Two or more races 1.5%

Asian 0.2%

American Indian / Alaska Native 0.1%

Group	Count	%
White	2,583	95%
Hispanic or Latino	44	1.6%
Other race	44	1.6%
Two or more races	41	1.5%
Asian	5	0.2%
American Indian / Alaska Native	2	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	33.2%	37.9%	33.6%
$50k – $100k	39.9%	35.7%	31.5%
$100k – $200k	23.7%	22.8%	26.5%
Over $200k	3.3%	3.5%	8.5%

Under $10k 2.5%

$10k–$15k 2.9%

$15k–$25k 6.4%

$25k–$35k 5.5%

$35k–$50k 10.7%

$50k–$75k 12.3%

$75k–$100k 19.8%

$100k–$150k 26.7%

$150k–$200k 8.4%

$200k+ 4.8%

Range	% of households
Under $10k	2.5%
$10k–$15k	2.9%
$15k–$25k	6.4%
$25k–$35k	5.5%
$35k–$50k	10.7%
$50k–$75k	12.3%
$75k–$100k	19.8%
$100k–$150k	26.7%
$150k–$200k	8.4%
$200k+	4.8%
Median income	$86,625

Housing

Home values

Under $50k 4.9%

$50k–$100k 5.4%

$100k–$150k 16.5%

$150k–$200k 10.8%

$200k–$300k 29.2%

$300k–$500k 22.5%

$500k–$1M 9.9%

$1M+ 0.9%

Housing overview

Metric	Value
Median home value	$254,500
Median rent / month	$770
Owner occupied	84.6%
Renter occupied	15.4%
Vacant	12.6%
Single-family detached	81.0%
Large apartment buildings	5.7%
Mobile homes	9.9%
Median rooms	6.7
Avg household size (owned)	3.02

Year built

Era	%
2020 or later	0.0%
2010–2019	11.5%
2000–2009	17.0%
1990–1999	10.4%
1980–1989	9.2%
1970–1979	13.0%
1960–1969	7.4%
1950–1959	8.8%
1940–1949	5.6%
1939 or earlier	17.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.7%
1 bedroom	8.1%
2 bedrooms	17.2%
3 bedrooms	34.8%
4 bedrooms	27.7%
5+ bedrooms	11.6%

Vehicles per household

Vehicles	% of households
No vehicle	5.8%
1 vehicle	18.8%
2 vehicles	37.8%
3 or more	37.6%

Heating fuel

Fuel type	%
Utility gas	28.8%
Electricity	23.4%
Propane / LP gas	37.2%
Fuel oil	3.0%
Wood	5.4%
No fuel used	1.3%

Households & families

Household type	Count	%
Married-couple family	566	61.5%
Cohabiting couple	63	6.8%
Male householder, no spouse	155	16.8%
Female householder, no spouse	136	14.8%
Households with children under 18	333	36.2%
Households with seniors (65+)	228	24.8%
Average household size	2.85

Marital status

Status	Male	Female
Never married	30.0%	23.1%
Married	56.3%	61.3%
Separated	0.0%	0.0%
Widowed	4.4%	6.5%
Divorced	9.2%	9.1%

Education

Less than 9th grade 2.8%

Some HS, no diploma 6.2%

HS graduate 43.1%

Some college, no degree 23.5%

Associate's degree 12.5%

Bachelor's degree 8.2%

Graduate / professional 3.6%

Metric	%
HS diploma or higher	91.0%
Bachelor's or higher	11.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	18	2.4%
Kindergarten	23	3.1%
Elementary school	474	64.4%
High school	137	18.6%
College / grad school	84	11.4%

Employment

Industry of employment

Education & healthcare 27.7%

Construction 18.0%

Manufacturing 15.1%

Agriculture & mining 8.1%

Transportation & utilities 6.3%

Retail trade 6.1%

Professional & management 4.8%

Other services 3.7%

Arts, food & hospitality 3.4%

Wholesale trade 2.9%

Finance & real estate 1.8%

Public administration 1.6%

Information 0.6%

Occupation

Category	%
Management, business & arts	28.3%
Service	15.5%
Sales & office	16.5%
Natural resources & construction	20.8%
Production & transportation	18.8%

Employment type

Type	%
Private sector	76.2%
Government	12.7%
Self-employed	10.8%
Unpaid family workers	0.4%

Commute

Method	%
Drive alone	68.8%
Carpool	13.6%
Public transit	1.3%
Walk	4.5%
Work from home	9.8%
Other means	1.9%
Avg commute (minutes)	30.3

Poverty

All people 4.5%

Under 18 years 0.0%

18 and over 6.4%

Married-couple families 3.2%

Female-led households 0.0%

Income support

Source	% of households
Social Security	26.6%
Retirement income	17.3%
Supplemental Security	4.2%
Cash public assistance	1.0%
Food stamps / SNAP	10.8%

Health indicators

Condition	%
Obesity	31.3%
High blood pressure	30.3%
High cholesterol	30.9%
Diabetes	8.9%
Heart disease	6.4%
Stroke	2.9%
Asthma	8.4%
Arthritis	22.9%
Kidney disease	2.7%
Pulmonary disease	5.5%
Cancer	7.2%

Behavior / access	%
Smoking	18.1%
Binge drinking	20.8%
No physical activity	19.6%
Less than 7 hrs sleep	28.1%
Depression	20.9%
Fair or poor health	11.3%
Poor mental health	12.8%
Poor physical health	9.1%
No health insurance	11.0%
Visited doctor (checkup)	70.9%
Visited dentist	69.5%
Cholesterol screening	89.9%
Teeth loss	10.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	114	6.0%

Disability	%
Any disability	9.9%
Under 18	0.6%
18–64 years	11.1%
65 and over	26.6%

Health insurance coverage

Type	%
Private insurance	80.6%
Public insurance	27.7%
No insurance	2.8%
Uninsured under 19	3.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,541	95.0%
Spanish	35	1.4%
Other Indo-European	34	1.3%
Asian & Pacific Islander	1	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,631	98.4%
Born in same state	2,617	97.8%
Born in different state	2,463	92.1%
Foreign born	14	0.5%
Naturalized citizen	44	1.6%
Not a US citizen	15	34.1%

Ancestry

Ancestry	Count	%
Italian	191	7.1%
Polish	168	6.3%
English	93	3.5%
French	67	2.5%

Ancestry	Count	%
Arab	67	2.5%
Irish	15	0.6%
German	2	0.1%
Dutch	1	0%

Technology access

Metric	% of households
Computer access	34.4%
Internet access	90.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 55389

What city is ZIP code 55389 in?

ZIP code 55389 is primarily assigned to Watkins, Minnesota.

What county is ZIP code 55389 in?

ZIP code 55389 falls within Meeker County, Minnesota.

How educated is the population of ZIP code 55389?

12% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is ZIP code 55389 mostly owner-occupied?

85% of occupied units in ZIP code 55389 are owner-occupied, well above the national average.

What is the population of ZIP code 55389?

ZIP code 55389 has an estimated population of 2,675 residents, with a density of 36 people per square mile.

What is the median household income in ZIP code 55389?

The median household income in ZIP code 55389 is $86,625, above the national median of ~$75,000.

What timezone is ZIP code 55389 in?

ZIP code 55389 observes the CST timezone.