05492 ZIP Code — Waterville, VT

Lamoille County, Vermont

ZIP code 05492 is located in Waterville, Vermont, within Lamoille County. It covers approximately 17.23 square miles and serves a population of 774 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 802.

About ZIP code 05492

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $230,800. Owner-occupancy is high at 83%, well above the national average.

Median household income is $84,375. The poverty rate of 2% is below the national average.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 38 minutes suggests many residents work outside the immediate area.

Educational attainment is near the national average, with 26% of residents holding a bachelor's degree or higher.

774
population
17.23
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
05492 ZIP code map
Cities in ZIP code 05492

Below are the cities the US Postal Service accepts for ZIP code 05492. Using any city not on this list may result in mail delivery delays.

City Status
Waterville Acceptable
Waterville Preferred
Nearby ZIP codes
05441 Bakersfield (4.4 mi) 05464 Jeffersonville (5.9 mi) 05448 East Fairfield (6.4 mi) 05656 Johnson (6.6 mi) 05652 Eden (6.6 mi) 05444 Cambridge (8.5 mi) 05455 Fairfield (11.7 mi) 05455 Fairfield (11.7 mi) 05655 Hyde Park (11.7 mi) 05454 Fairfax (12.3 mi) 05450 Enosburg Falls (12.4 mi) 05471 Montgomery Center (12.8 mi)
Demographics updated 05/2026
Population
Total population 774
Population density 45 / sq mi
State FIPS 50
County FIPS 015
Geography
Land area 17.23 sq mi
Water area 0.05 sq mi
Latitude 44.7197
Longitude -72.7664
Timezone Eastern (ET)
Area code 802
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 36.1% 39.2% 39.3%
$50k – $100k 34.9% 31.8% 32.2%
$100k – $200k 26.2% 23.1% 22.5%
Over $200k 2.7% 5.9% 6.0%

Demographics & statistics

774
Population
45
People per sq mi
48.0
Median age
$84,375
Median household income
$38,937
Per capita income
$230,800
Median home value
$947
Median monthly rent
82.5%
Home ownership
2.1%
Poverty rate
6.2%
Unemployment
309
Housing units
26.2%
Bachelor's or higher

Age distribution

Male Female
8
Under 5
6
30
5–9
25
17
10–14
15
16
15–19
13
22
20–24
18
27
25–34
22
61
35–44
51
78
45–54
67
39
55–59
33
48
60–64
40
41
65–74
35
23
75–84
19
11
85+
9
← Male
Female →

Age summary

GroupCount%
Under 1812516.1%
18 and over64983.9%
65 and over13817.8%
Median age48.0 years

Race & ethnicity

White 96.4%
Hispanic or Latino 1.8%
Other race 1.5%
Two or more races 0.3%
GroupCount%
White76096.4%
Hispanic or Latino141.8%
Other race121.5%
Two or more races20.3%

Household income

Income range This ZIP County avg State avg
Under $50k 36.1% 39.2% 39.3%
$50k – $100k 34.9% 31.8% 32.2%
$100k – $200k 26.2% 23.1% 22.5%
Over $200k 2.7% 5.9% 6.0%
Under $10k 1.1%
$10k–$15k 0.6%
$15k–$25k 6.5%
$25k–$35k 7.6%
$35k–$50k 14.1%
$50k–$75k 17.5%
$75k–$100k 17.5%
$100k–$150k 22.5%
$150k–$200k 9.3%
$200k+ 3.4%
Range% of households
Under $10k1.1%
$10k–$15k0.6%
$15k–$25k6.5%
$25k–$35k7.6%
$35k–$50k14.1%
$50k–$75k17.5%
$75k–$100k17.5%
$100k–$150k22.5%
$150k–$200k9.3%
$200k+3.4%
Median income$84,375

Housing

Home values

Under $50k 1.0%
$50k–$100k 5.8%
$100k–$150k 6.8%
$150k–$200k 16.4%
$200k–$300k 47.4%
$300k–$500k 16.0%
$500k–$1M 5.5%
$1M+ 1.0%

Housing overview

MetricValue
Median home value$230,800
Median rent / month$947
Owner occupied82.5%
Renter occupied17.5%
Vacant4.3%
Single-family detached84.6%
Large apartment buildings0.0%
Mobile homes10.8%
Median rooms6.1
Avg household size (owned)2.15

Year built

Era%
2020 or later0.0%
2010–20193.2%
2000–200911.6%
1990–199912.1%
1980–198916.2%
1970–19798.9%
1960–19697.3%
1950–19599.4%
1940–19490.0%
1939 or earlier31.3%

Bedrooms

Size% of units
No bedroom (studio)0.0%
1 bedroom4.6%
2 bedrooms32.3%
3 bedrooms34.0%
4 bedrooms27.8%
5+ bedrooms1.3%

Vehicles per household

Vehicles% of households
No vehicle0.0%
1 vehicle25.4%
2 vehicles49.9%
3 or more24.8%

Heating fuel

Fuel type%
Electricity2.3%
Propane / LP gas17.2%
Fuel oil46.8%
Wood31.0%

Households & families

Household typeCount%
Married-couple family22463.1%
Cohabiting couple205.6%
Male householder, no spouse7621.4%
Female householder, no spouse359.9%
Households with children under 186418.0%
Households with seniors (65+)9326.2%
Average household size2.18

Marital status

StatusMaleFemale
Never married21.8%13.5%
Married60.5%74.0%
Separated0.8%0.0%
Widowed3.4%2.4%
Divorced13.5%10.1%

Education

Less than 9th grade 4.0%
Some HS, no diploma 2.8%
HS graduate 34.8%
Some college, no degree 23.3%
Associate's degree 8.9%
Bachelor's degree 15.7%
Graduate / professional 10.4%
Metric%
HS diploma or higher93.2%
Bachelor's or higher26.2%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool00.0%
Kindergarten85.3%
Elementary school7549.3%
High school2415.8%
College / grad school4529.6%

Employment

Industry of employment

Education & healthcare 25.9%
Construction 15.3%
Professional & management 13.0%
Arts, food & hospitality 11.3%
Agriculture & mining 10.6%
Manufacturing 8.0%
Transportation & utilities 6.6%
Retail trade 5.0%
Finance & real estate 1.7%
Public administration 0.9%
Information 0.7%
Wholesale trade 0.5%
Other services 0.5%

Occupation

Category%
Management, business & arts32.1%
Service20.8%
Sales & office13.9%
Natural resources & construction19.8%
Production & transportation13.4%

Employment type

Type%
Private sector68.9%
Government12.0%
Self-employed19.1%
Unpaid family workers0.0%

Commute

Method%
Drive alone76.1%
Carpool7.4%
Public transit0.0%
Walk0.0%
Work from home16.0%
Other means0.5%
Avg commute (minutes)38.0

Poverty

All people 2.1%
Under 18 years 0.0%
18 and over 2.5%
Married-couple families 1.8%
Female-led households 0.0%

Income support

Source% of households
Social Security29.0%
Retirement income17.2%
Supplemental Security2.8%
Cash public assistance1.7%
Food stamps / SNAP13.0%

Health indicators

Condition%
Obesity26.4%
High blood pressure28.1%
High cholesterol29.0%
Diabetes8.1%
Heart disease6.2%
Stroke2.9%
Asthma9.9%
Arthritis23.8%
Kidney disease2.7%
Pulmonary disease6.8%
Cancer6.7%
Behavior / access%
Smoking17.4%
Binge drinking19.6%
No physical activity19.0%
Less than 7 hrs sleep28.4%
Depression23.3%
Fair or poor health11.8%
Poor mental health15.0%
Poor physical health9.9%
No health insurance10.3%
Visited doctor (checkup)66.5%
Visited dentist68.7%
Cholesterol screening89.0%
Teeth loss14.6%

Veterans & disability

VeteransCount%
Civilian veterans538.2%
Disability%
Any disability16.7%
Under 1821.6%
18–64 years10.4%
65 and over35.5%

Health insurance coverage

Type%
Private insurance67.4%
Public insurance44.4%
No insurance3.0%
Uninsured under 190.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only76098.2%
Spanish00.0%
Other Indo-European00.0%
Asian & Pacific Islander00.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)76699.0%
Born in same state76699.0%
Born in different state56673.1%
Foreign born00.0%
Naturalized citizen81.0%
Not a US citizen337.5%

Ancestry

AncestryCount%
Italian20826.9%
German14118.2%
French10713.8%
AncestryCount%
Arab202.6%
Polish70.9%
English60.8%

Technology access

Metric% of households
Computer access45.9%
Internet access82.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 05492

What city is ZIP code 05492 in?

ZIP code 05492 is primarily assigned to Waterville, Vermont.

What county is ZIP code 05492 in?

ZIP code 05492 falls within Lamoille County, Vermont.

Is ZIP code 05492 mostly owner-occupied?

83% of occupied units in ZIP code 05492 are owner-occupied, well above the national average.

What is the population of ZIP code 05492?

ZIP code 05492 has an estimated population of 774 residents, with a density of 45 people per square mile.

What is the median household income in ZIP code 05492?

The median household income in ZIP code 05492 is $84,375, above the national median of ~$75,000.

What is the typical home value in ZIP code 05492?

The median home value in ZIP code 05492 is $230,800.

What timezone is ZIP code 05492 in?

ZIP code 05492 observes the EST timezone.

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