43566 ZIP Code — Waterville, OH

Lucas County, Ohio

ZIP code 43566 is located in Waterville, Ohio, within Lucas County. It covers approximately 18.38 square miles and serves a population of 7,947 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 419/567.

About ZIP code 43566

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $262,700. Owner-occupancy is high at 86%, well above the national average.

Median household income is $104,877. The poverty rate of 4% is below the national average. 38% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.

Educational attainment is high — 47% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 43566 reflects a community defined by high homeownership and a significant Social Security-dependent population.

7,947

population

18.38

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

43566 ZIP code map

Cities in ZIP code 43566

Below are the cities the US Postal Service accepts for ZIP code 43566. Using any city not on this list may result in mail delivery delays.

City	Status
Waterville	Preferred

Nearby ZIP codes

43571 Whitehouse (2.9 mi) 43525 Haskins (3.5 mi) 43542 Monclova (4.9 mi) 43537 Maumee (6.5 mi) 43522 Grand Rapids (6.8 mi) 43402 Bowling Green (7.9 mi) 43558 Swanton (8.4 mi) 43528 Holland (9.4 mi) 43614 Toledo (9.6 mi) 43551 Perrysburg (10.3 mi) 43569 Weston (10.5 mi) 43403 Bowling Green (10.9 mi)

Demographics updated 05/2026

Population
Total population	7,947
Population density	432 / sq mi
State FIPS	39
County FIPS	095

Geography
Land area	18.38 sq mi
Water area	0.85 sq mi
Latitude	41.4992
Longitude	-83.7579
Timezone	Eastern (ET)
Area code	419/567

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	24.5%	50.4%	43.3%
$50k – $100k	29.9%	28.8%	31.4%
$100k – $200k	35.6%	17.2%	20.0%
Over $200k	10.0%	3.5%	5.2%

Demographics & statistics

7,947

Population

432

People per sq mi

45.8

Median age

$104,877

Median household income

$52,090

Per capita income

$262,700

Median home value

$1,440

Median monthly rent

85.9%

Home ownership

4.2%

Poverty rate

4.7%

Unemployment

3,022

Housing units

47.2%

Bachelor's or higher

Age distribution

Male Female

188

Under 5

184

249

5–9

243

265

10–14

259

277

15–19

271

132

20–24

129

399

25–34

390

459

35–44

449

430

45–54

421

260

55–59

255

395

60–64

386

555

65–74

542

252

75–84

247

157

85+

153

← Male

Female →

Age summary

Group	Count	%
Under 18	1,834	23.1%
18 and over	6,113	76.9%
65 and over	1,906	24.0%
Median age	45.8 years

Race & ethnicity

White 86.7%

Two or more races 7.6%

Hispanic or Latino 2.9%

Asian 1.3%

Black or African American 1.1%

Other race 0.3%

American Indian / Alaska Native 0.1%

Group	Count	%
White	7,095	86.7%
Two or more races	619	7.6%
Hispanic or Latino	237	2.9%
Asian	106	1.3%
Black or African American	94	1.1%
Other race	27	0.3%
American Indian / Alaska Native	6	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	24.5%	50.4%	43.3%
$50k – $100k	29.9%	28.8%	31.4%
$100k – $200k	35.6%	17.2%	20.0%
Over $200k	10.0%	3.5%	5.2%

Under $10k 1.8%

$10k–$15k 0.5%

$15k–$25k 3.3%

$25k–$35k 3.8%

$35k–$50k 7.5%

$50k–$75k 13.4%

$75k–$100k 16.8%

$100k–$150k 25.9%

$150k–$200k 15.2%

$200k+ 11.9%

Range	% of households
Under $10k	1.8%
$10k–$15k	0.5%
$15k–$25k	3.3%
$25k–$35k	3.8%
$35k–$50k	7.5%
$50k–$75k	13.4%
$75k–$100k	16.8%
$100k–$150k	25.9%
$150k–$200k	15.2%
$200k+	11.9%
Median income	$104,877

Housing

Home values

Under $50k 0.7%

$50k–$100k 1.0%

$100k–$150k 4.3%

$150k–$200k 19.7%

$200k–$300k 40.7%

$300k–$500k 31.5%

$500k–$1M 2.2%

Housing overview

Metric	Value
Median home value	$262,700
Median rent / month	$1,440
Owner occupied	85.9%
Renter occupied	14.1%
Vacant	6.7%
Single-family detached	73.1%
Large apartment buildings	7.5%
Mobile homes	0.0%
Median rooms	6.6
Avg household size (owned)	2.43

Year built

Era	%
2020 or later	2.4%
2010–2019	12.1%
2000–2009	16.4%
1990–1999	16.6%
1980–1989	6.8%
1970–1979	15.9%
1960–1969	7.5%
1950–1959	8.7%
1940–1949	4.5%
1939 or earlier	9.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.6%
1 bedroom	5.6%
2 bedrooms	25.1%
3 bedrooms	36.9%
4 bedrooms	28.8%
5+ bedrooms	3.1%

Vehicles per household

Vehicles	% of households
No vehicle	2.4%
1 vehicle	31.8%
2 vehicles	46.3%
3 or more	19.4%

Heating fuel

Fuel type	%
Utility gas	76.7%
Electricity	16.0%
Propane / LP gas	5.7%
Fuel oil	0.5%
No fuel used	1.0%

Households & families

Household type	Count	%
Married-couple family	1,806	55.7%
Cohabiting couple	173	5.3%
Male householder, no spouse	612	18.9%
Female householder, no spouse	654	20.2%
Households with children under 18	822	25.3%
Households with seniors (65+)	1,258	38.8%
Average household size	2.41

Marital status

Status	Male	Female
Never married	29.6%	20.1%
Married	57.3%	61.0%
Separated	0.4%	0.0%
Widowed	5.3%	10.4%
Divorced	7.5%	8.4%

Education

Less than 9th grade 0.5%

Some HS, no diploma 1.9%

HS graduate 24.9%

Some college, no degree 15.8%

Associate's degree 9.7%

Bachelor's degree 28.4%

Graduate / professional 18.8%

Metric	%
HS diploma or higher	97.7%
Bachelor's or higher	47.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	180	10.0%
Kindergarten	103	5.7%
Elementary school	762	42.2%
High school	461	25.5%
College / grad school	300	16.6%

Employment

Industry of employment

Education & healthcare 31.9%

Professional & management 12.8%

Manufacturing 12.7%

Construction 9.1%

Retail trade 7.7%

Arts, food & hospitality 7.7%

Transportation & utilities 6.2%

Public administration 3.7%

Finance & real estate 2.0%

Agriculture & mining 1.7%

Information 1.7%

Other services 1.5%

Wholesale trade 1.3%

Occupation

Category	%
Management, business & arts	48.8%
Service	10.7%
Sales & office	19.7%
Natural resources & construction	9.7%
Production & transportation	11.0%

Employment type

Type	%
Private sector	82.5%
Government	14.9%
Self-employed	2.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	83.4%
Carpool	6.0%
Public transit	0.2%
Walk	0.4%
Work from home	8.4%
Other means	1.6%
Avg commute (minutes)	25.2

Poverty

All people 4.2%

Under 18 years 6.0%

18 and over 3.7%

Married-couple families 0.0%

Female-led households 20.7%

Income support

Source	% of households
Social Security	37.8%
Retirement income	36.2%
Supplemental Security	3.9%
Cash public assistance	0.6%
Food stamps / SNAP	1.9%

Health indicators

Condition	%
Obesity	30.9%
High blood pressure	30.4%
High cholesterol	31.6%
Diabetes	9.3%
Heart disease	5.9%
Stroke	2.5%
Asthma	9.7%
Arthritis	26.4%
Kidney disease	2.5%
Pulmonary disease	6.4%
Cancer	7.4%

Behavior / access	%
Smoking	14.9%
Binge drinking	18.5%
No physical activity	18.3%
Less than 7 hrs sleep	32.2%
Depression	21.3%
Fair or poor health	10.1%
Poor mental health	13.9%
Poor physical health	8.3%
No health insurance	8.1%
Visited doctor (checkup)	77.4%
Visited dentist	75.1%
Cholesterol screening	91.9%
Teeth loss	8.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	548	9.0%

Disability	%
Any disability	10.8%
Under 18	2.6%
18–64 years	6.6%
65 and over	29.1%

Health insurance coverage

Type	%
Private insurance	84.7%
Public insurance	33.2%
No insurance	3.3%
Uninsured under 19	1.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	7,575	95.3%
Spanish	75	1.0%
Other Indo-European	50	0.7%
Asian & Pacific Islander	10	0.1%
Other languages	15	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	7,713	97.1%
Born in same state	7,684	96.7%
Born in different state	6,090	76.6%
Foreign born	29	0.4%
Naturalized citizen	234	2.9%
Not a US citizen	143	61.1%

Ancestry

Ancestry	Count	%
Italian	1,152	14.5%
French	1,064	13.4%
Arab	494	6.2%
Irish	419	5.3%
English	187	2.4%

Ancestry	Count	%
German	30	0.4%
Dutch	19	0.2%
Polish	14	0.2%
Norwegian	8	0.1%

Technology access

Metric	% of households
Computer access	40.8%
Internet access	96.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 43566

What city is ZIP code 43566 in?

ZIP code 43566 is primarily assigned to Waterville, Ohio.

What county is ZIP code 43566 in?

ZIP code 43566 falls within Lucas County, Ohio.

Is ZIP code 43566 mostly owner-occupied?

86% of occupied units in ZIP code 43566 are owner-occupied, well above the national average.

How educated is the population of ZIP code 43566?

47% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Does ZIP code 43566 have a large retiree population?

38% of households in ZIP code 43566 receive Social Security income, suggesting a significant retiree or disability population.

What is the median household income in ZIP code 43566?

The median household income in ZIP code 43566 is $104,877, above the national median of ~$75,000.

What timezone is ZIP code 43566 in?

ZIP code 43566 observes the EST timezone.