60556 ZIP Code — Waterman, IL

Dekalb County, Illinois

ZIP code 60556 is located in Waterman, Illinois, within Dekalb County. It covers approximately 52.36 square miles and serves a population of 2,216 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 815.

About ZIP code 60556

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $224,300. Owner-occupancy is high at 81%, well above the national average.

Median household income is $85,417.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. An above-average commute of 37 minutes suggests many residents work outside the immediate area.

Educational attainment is near the national average, with 27% of residents holding a bachelor's degree or higher.

2,216
population
52.36
sq mi land
Standard
ZIP type
Central (CT)
timezone
60556 ZIP code map
Cities in ZIP code 60556

Below are the cities the US Postal Service accepts for ZIP code 60556. Using any city not on this list may result in mail delivery delays.

City Status
Waterman Acceptable
Waterman Preferred
Nearby ZIP codes
60550 Shabbona (5.5 mi) 60520 Hinckley (6.5 mi) 60552 Somonauk (7.4 mi) 60530 Lee (9 mi) 60531 Leland (10.1 mi) 60115 Dekalb (10.3 mi) 60548 Sandwich (11 mi) 60511 Big Rock (11.7 mi) 60150 Malta (12.1 mi) 61353 Paw Paw (12.1 mi) 60112 Cortland (12.4 mi) 60553 Steward (13.1 mi)
Demographics updated 06/2026
Population
Total population 2,216
Population density 42 / sq mi
State FIPS 17
County FIPS 037
Geography
Land area 52.36 sq mi
Water area 0.10 sq mi
Latitude 41.7583
Longitude -88.7783
Timezone Central (CT)
Area code 815
Total population by age
Gender
Race & ethnicity
Economics updated 06/2026
Household income
Income range This ZIP County avg State avg
Under $50k 22.8% 40.0% 37.2%
$50k – $100k 41.7% 31.3% 29.6%
$100k – $200k 33.7% 24.0% 24.4%
Over $200k 1.8% 4.8% 8.8%

Demographics & statistics

2,216
Population
42
People per sq mi
36.4
Median age
$85,417
Median household income
$34,791
Per capita income
$224,300
Median home value
$859
Median monthly rent
81.1%
Home ownership
10.8%
Poverty rate
1.9%
Unemployment
622
Housing units
26.7%
Bachelor's or higher

Age distribution

Male Female
71
Under 5
85
97
5–9
116
83
10–14
98
51
15–19
61
93
20–24
111
86
25–34
103
227
35–44
270
81
45–54
96
55
55–59
65
72
60–64
86
55
65–74
65
28
75–84
34
12
85+
15
← Male
Female →

Age summary

GroupCount%
Under 1863428.6%
18 and over1,58271.4%
65 and over2099.4%
Median age36.4 years

Race & ethnicity

White 78.9%
Two or more races 10.6%
Hispanic or Latino 6.1%
Other race 2.4%
Black or African American 1.2%
Asian 0.6%
American Indian / Alaska Native 0.1%
GroupCount%
White1,86378.9%
Two or more races25110.6%
Hispanic or Latino1456.1%
Other race562.4%
Black or African American291.2%
Asian140.6%
American Indian / Alaska Native30.1%

Household income

Income range This ZIP County avg State avg
Under $50k 22.8% 40.0% 37.2%
$50k – $100k 41.7% 31.3% 29.6%
$100k – $200k 33.7% 24.0% 24.4%
Over $200k 1.8% 4.8% 8.8%
Under $10k 2.3%
$10k–$15k 1.6%
$15k–$25k 4.0%
$25k–$35k 11.4%
$35k–$50k 8.2%
$50k–$75k 16.1%
$75k–$100k 12.5%
$100k–$150k 29.4%
$150k–$200k 9.7%
$200k+ 5.0%
Range% of households
Under $10k2.3%
$10k–$15k1.6%
$15k–$25k4.0%
$25k–$35k11.4%
$35k–$50k8.2%
$50k–$75k16.1%
$75k–$100k12.5%
$100k–$150k29.4%
$150k–$200k9.7%
$200k+5.0%
Median income$85,417

Housing

Home values

Under $50k 2.6%
$50k–$100k 1.2%
$100k–$150k 12.6%
$150k–$200k 25.0%
$200k–$300k 37.9%
$300k–$500k 13.1%
$500k–$1M 6.0%
$1M+ 1.8%

Housing overview

MetricValue
Median home value$224,300
Median rent / month$859
Owner occupied81.1%
Renter occupied18.9%
Vacant2.2%
Single-family detached84.3%
Large apartment buildings1.8%
Mobile homes3.1%
Median rooms7.0
Avg household size (owned)2.96

Year built

Era%
2020 or later0.0%
2010–20190.0%
2000–200919.3%
1990–199910.7%
1980–19893.4%
1970–19796.0%
1960–19698.8%
1950–19597.6%
1940–19494.5%
1939 or earlier39.7%

Bedrooms

Size% of units
No bedroom (studio)1.0%
1 bedroom2.9%
2 bedrooms15.2%
3 bedrooms54.3%
4 bedrooms22.0%
5+ bedrooms4.6%

Vehicles per household

Vehicles% of households
No vehicle1.6%
1 vehicle17.7%
2 vehicles47.5%
3 or more33.2%

Heating fuel

Fuel type%
Utility gas68.1%
Electricity8.6%
Propane / LP gas22.3%
Fuel oil1.1%

Households & families

Household typeCount%
Married-couple family46862.7%
Cohabiting couple11715.7%
Male householder, no spouse729.7%
Female householder, no spouse8911.9%
Households with children under 1828938.7%
Households with seniors (65+)15721.0%
Average household size2.97

Marital status

StatusMaleFemale
Never married19.9%31.1%
Married66.6%53.5%
Separated0.9%0.2%
Widowed0.5%4.1%
Divorced12.1%11.1%

Education

Less than 9th grade 1.9%
Some HS, no diploma 5.0%
HS graduate 34.6%
Some college, no degree 24.5%
Associate's degree 7.3%
Bachelor's degree 17.4%
Graduate / professional 9.3%
Metric%
HS diploma or higher93.2%
Bachelor's or higher26.7%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool8613.3%
Kindergarten314.8%
Elementary school28443.9%
High school14021.6%
College / grad school10616.4%

Employment

Industry of employment

Manufacturing 17.2%
Education & healthcare 13.3%
Retail trade 12.1%
Finance & real estate 10.0%
Professional & management 8.9%
Transportation & utilities 7.6%
Construction 7.1%
Other services 7.1%
Arts, food & hospitality 5.9%
Agriculture & mining 4.3%
Wholesale trade 2.5%
Public administration 2.4%
Information 1.7%

Occupation

Category%
Management, business & arts32.2%
Service8.8%
Sales & office24.2%
Natural resources & construction20.0%
Production & transportation14.8%

Employment type

Type%
Private sector79.3%
Government11.9%
Self-employed8.9%
Unpaid family workers0.0%

Commute

Method%
Drive alone76.0%
Carpool14.3%
Public transit0.0%
Walk2.1%
Work from home7.4%
Other means0.2%
Avg commute (minutes)36.7

Poverty

All people 10.8%
Under 18 years 11.0%
18 and over 10.7%
Married-couple families 6.2%
Female-led households 16.7%

Income support

Source% of households
Social Security22.4%
Retirement income27.7%
Supplemental Security1.6%
Cash public assistance1.7%
Food stamps / SNAP7.8%

Health indicators

Condition%
Obesity34.7%
High blood pressure29.4%
High cholesterol30.9%
Diabetes8.6%
Heart disease5.4%
Stroke2.5%
Asthma9.7%
Arthritis23.7%
Kidney disease2.4%
Pulmonary disease6.1%
Cancer5.9%
Behavior / access%
Smoking18.2%
Binge drinking16.6%
No physical activity21.8%
Less than 7 hrs sleep31.3%
Depression17.7%
Fair or poor health12.2%
Poor mental health13.3%
Poor physical health9.0%
No health insurance10.5%
Visited doctor (checkup)75.2%
Visited dentist64.3%
Cholesterol screening88.9%
Teeth loss13.0%

Veterans & disability

VeteransCount%
Civilian veterans644.0%
Disability%
Any disability8.3%
Under 182.7%
18–64 years8.7%
65 and over22.5%

Health insurance coverage

Type%
Private insurance82.4%
Public insurance19.7%
No insurance5.9%
Uninsured under 190.9%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only2,06093.0%
Spanish522.5%
Other Indo-European522.5%
Asian & Pacific Islander00.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)2,15797.3%
Born in same state2,12595.9%
Born in different state1,89585.5%
Foreign born321.4%
Naturalized citizen592.7%
Not a US citizen3559.3%

Ancestry

AncestryCount%
Italian27212.3%
French23610.6%
Arab1215.5%
AncestryCount%
Polish642.9%
Dutch120.5%
English100.5%

Technology access

Metric% of households
Computer access33.7%
Internet access96.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 60556

What city is ZIP code 60556 in?

ZIP code 60556 is primarily assigned to Waterman, Illinois.

What county is ZIP code 60556 in?

ZIP code 60556 falls within Dekalb County, Illinois.

Is ZIP code 60556 mostly owner-occupied?

81% of occupied units in ZIP code 60556 are owner-occupied, well above the national average.

What is the population of ZIP code 60556?

ZIP code 60556 has an estimated population of 2,216 residents, with a density of 42 people per square mile.

What is the typical home value in ZIP code 60556?

The median home value in ZIP code 60556 is $224,300.

What is the median household income in ZIP code 60556?

The median household income in ZIP code 60556 is $85,417, above the national median of ~$75,000.

What timezone is ZIP code 60556 in?

ZIP code 60556 observes the CST timezone.

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