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Illinois ZIP Codes
Dekalb County
Waterman, IL
60556
60556 ZIP Code — Waterman, IL
Dekalb County, Illinois
ZIP code 60556 is located in
Waterman ,
Illinois ,
within Dekalb County .
It covers approximately 52.36 square miles and serves a population of
2,216 residents.
This is a standard ZIP code in the Central (CT) timezone,
served by area code 815 .
About ZIP code 60556
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $224,300. Owner-occupancy is high at 81%, well above the national average.
Median household income is $85,417.
The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. An above-average commute of 37 minutes suggests many residents work outside the immediate area.
Educational attainment is near the national average, with 27% of residents holding a bachelor's degree or higher.
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Cities in ZIP code 60556
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Nearby ZIP codes
Demographics
updated 06/2026
Population
Total population
2,216
Population density
42 / sq mi
State FIPS
17
County FIPS
037
Geography
Land area
52.36 sq mi
Water area
0.10 sq mi
Latitude
41.7583
Longitude
-88.7783
Timezone
Central (CT)
Area code
815
Economics
updated 06/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
22.8%
40.0%
37.2%
$50k – $100k
41.7%
31.3%
29.6%
$100k – $200k
33.7%
24.0%
24.4%
Over $200k
1.8%
4.8%
8.8%
Demographics & statistics
$85,417
Median household income
$224,300
Median home value
26.7%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 634 28.6%
18 and over 1,582 71.4%
65 and over 209 9.4%
Median age 36.4 years
Race & ethnicity
Black or African American
1.2%
American Indian / Alaska Native
0.1%
Group Count %
White 1,863 78.9%
Two or more races 251 10.6%
Hispanic or Latino 145 6.1%
Other race 56 2.4%
Black or African American 29 1.2%
Asian 14 0.6%
American Indian / Alaska Native 3 0.1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
22.8%
40.0%
37.2%
$50k – $100k
41.7%
31.3%
29.6%
$100k – $200k
33.7%
24.0%
24.4%
Over $200k
1.8%
4.8%
8.8%
Range % of households
Under $10k 2.3%
$10k–$15k 1.6%
$15k–$25k 4.0%
$25k–$35k 11.4%
$35k–$50k 8.2%
$50k–$75k 16.1%
$75k–$100k 12.5%
$100k–$150k 29.4%
$150k–$200k 9.7%
$200k+ 5.0%
Median income $85,417
Housing
Housing overview
Metric Value
Median home value $224,300
Median rent / month $859
Owner occupied 81.1%
Renter occupied 18.9%
Vacant 2.2%
Single-family detached 84.3%
Large apartment buildings 1.8%
Mobile homes 3.1%
Median rooms 7.0
Avg household size (owned) 2.96
Year built
Era %
2020 or later 0.0%
2010–2019 0.0%
2000–2009 19.3%
1990–1999 10.7%
1980–1989 3.4%
1970–1979 6.0%
1960–1969 8.8%
1950–1959 7.6%
1940–1949 4.5%
1939 or earlier 39.7%
Bedrooms
Size % of units
No bedroom (studio) 1.0%
1 bedroom 2.9%
2 bedrooms 15.2%
3 bedrooms 54.3%
4 bedrooms 22.0%
5+ bedrooms 4.6%
Vehicles per household
Vehicles % of households
No vehicle 1.6%
1 vehicle 17.7%
2 vehicles 47.5%
3 or more 33.2%
Heating fuel
Fuel type %
Utility gas 68.1%
Electricity 8.6%
Propane / LP gas 22.3%
Fuel oil 1.1%
Households & families
Household type Count %
Married-couple family 468 62.7%
Cohabiting couple 117 15.7%
Male householder, no spouse 72 9.7%
Female householder, no spouse 89 11.9%
Households with children under 18 289 38.7%
Households with seniors (65+) 157 21.0%
Average household size 2.97
Marital status
Status Male Female
Never married 19.9% 31.1%
Married 66.6% 53.5%
Separated 0.9% 0.2%
Widowed 0.5% 4.1%
Divorced 12.1% 11.1%
Education
Some college, no degree
24.5%
Graduate / professional
9.3%
Metric %
HS diploma or higher 93.2%
Bachelor's or higher 26.7%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 86 13.3%
Kindergarten 31 4.8%
Elementary school 284 43.9%
High school 140 21.6%
College / grad school 106 16.4%
Employment
Industry of employment
Education & healthcare
13.3%
Finance & real estate
10.0%
Professional & management
8.9%
Transportation & utilities
7.6%
Arts, food & hospitality
5.9%
Agriculture & mining
4.3%
Public administration
2.4%
Occupation
Category %
Management, business & arts 32.2%
Service 8.8%
Sales & office 24.2%
Natural resources & construction 20.0%
Production & transportation 14.8%
Employment type
Type %
Private sector 79.3%
Government 11.9%
Self-employed 8.9%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 76.0%
Carpool 14.3%
Public transit 0.0%
Walk 2.1%
Work from home 7.4%
Other means 0.2%
Avg commute (minutes) 36.7
Poverty
Married-couple families
6.2%
Female-led households
16.7%
Income support
Source % of households
Social Security 22.4%
Retirement income 27.7%
Supplemental Security 1.6%
Cash public assistance 1.7%
Food stamps / SNAP 7.8%
Health indicators
Condition %
Obesity 34.7%
High blood pressure 29.4%
High cholesterol 30.9%
Diabetes 8.6%
Heart disease 5.4%
Stroke 2.5%
Asthma 9.7%
Arthritis 23.7%
Kidney disease 2.4%
Pulmonary disease 6.1%
Cancer 5.9%
Behavior / access %
Smoking 18.2%
Binge drinking 16.6%
No physical activity 21.8%
Less than 7 hrs sleep 31.3%
Depression 17.7%
Fair or poor health 12.2%
Poor mental health 13.3%
Poor physical health 9.0%
No health insurance 10.5%
Visited doctor (checkup) 75.2%
Visited dentist 64.3%
Cholesterol screening 88.9%
Teeth loss 13.0%
Veterans & disability
Veterans Count %
Civilian veterans 64 4.0%
Disability %
Any disability 8.3%
Under 18 2.7%
18–64 years 8.7%
65 and over 22.5%
Health insurance coverage
Type %
Private insurance 82.4%
Public insurance 19.7%
No insurance 5.9%
Uninsured under 19 0.9%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 2,060 93.0%
Spanish 52 2.5%
Other Indo-European 52 2.5%
Asian & Pacific Islander 0 0.0%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 2,157 97.3%
Born in same state 2,125 95.9%
Born in different state 1,895 85.5%
Foreign born 32 1.4%
Naturalized citizen 59 2.7%
Not a US citizen 35 59.3%
Ancestry
Ancestry Count %
Italian 272 12.3%
French 236 10.6%
Arab 121 5.5%
Ancestry Count %
Polish 64 2.9%
Dutch 12 0.5%
English 10 0.5%
Technology access
Metric % of households
Computer access 33.7%
Internet access 96.0%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 60556
What city is ZIP code 60556 in?
ZIP code 60556 is primarily assigned to Waterman, Illinois.
What county is ZIP code 60556 in?
ZIP code 60556 falls within Dekalb County, Illinois.
Is ZIP code 60556 mostly owner-occupied?
81% of occupied units in ZIP code 60556 are owner-occupied, well above the national average.
What is the population of ZIP code 60556?
ZIP code 60556 has an estimated population of 2,216 residents, with a density of 42 people per square mile.
What is the typical home value in ZIP code 60556?
The median home value in ZIP code 60556 is $224,300.
What is the median household income in ZIP code 60556?
The median household income in ZIP code 60556 is $85,417, above the national median of ~$75,000.
What timezone is ZIP code 60556 in?
ZIP code 60556 observes the CST timezone.
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