50701 ZIP Code — Waterloo, IA
Black Hawk County, Iowa
ZIP code 50701 is located in Waterloo, Iowa, within Black Hawk County. It covers approximately 79.12 square miles and serves a population of 30,128 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 319.
About ZIP code 50701
The housing stock consists of a mix of housing types. Most homes were built in the 1970s, giving the area an established character. Median home value is $173,500. Owner-occupancy sits near the national average at 65%.
The gap between median ($60,130) and mean household income suggests income inequality — a small number of higher earners pull the average up. 32% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 15 minutes is near the national average.
Educational attainment is near the national average, with 30% of residents holding a bachelor's degree or higher.
30,128
population
79.12
sq mi land
Standard
ZIP type
Central (CT)
timezone
50701 ZIP code map
Cities in ZIP code 50701
Below are the cities the US Postal Service accepts for ZIP code 50701. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Waterloo | Preferred |
Nearby ZIP codes
50702 Waterloo (2.1 mi)
50707 Evansdale (4.2 mi)
50667 Raymond (5.5 mi)
50643 Hudson (8.5 mi)
50703 Waterloo (9.1 mi)
50614 Cedar Falls (9.4 mi)
50651 La Porte City (9.6 mi)
50613 Cedar Falls (10.9 mi)
50648 Jesup (11.8 mi)
50626 Dunkerton (12.6 mi)
52313 Mount Auburn (16.6 mi)
50622 Denver (16.8 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 30,128 |
| Population density | 381 / sq mi |
| State FIPS | 19 |
| County FIPS | 013 |
| Geography | |
|---|---|
| Land area | 79.12 sq mi |
| Water area | 1.34 sq mi |
| Latitude | 42.4293 |
| Longitude | -92.3134 |
| Timezone | Central (CT) |
| Area code | 319 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 46.4% | 45.5% | 40.1% |
| $50k – $100k | 29.5% | 31.6% | 33.4% |
| $100k – $200k | 17.8% | 18.4% | 21.5% |
| Over $200k | 6.2% | 4.5% | 5.0% |
Demographics & statistics
30,128
Population
381
People per sq mi
37.6
Median age
$60,130
Median household income
$39,329
Per capita income
$173,500
Median home value
$839
Median monthly rent
65.1%
Home ownership
17.0%
Poverty rate
4.3%
Unemployment
9,743
Housing units
30.3%
Bachelor's or higher
Age distribution
Male
Female
915
Under 5
931
914
5–9
931
1,036
10–14
1,055
852
15–19
867
1,020
20–24
1,038
2,164
25–34
2,204
1,690
35–44
1,720
1,615
45–54
1,645
898
55–59
915
964
60–64
981
1,712
65–74
1,744
857
75–84
873
291
85+
296
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 6,762 | 22.4% |
| 18 and over | 23,366 | 77.6% |
| 65 and over | 5,773 | 19.2% |
| Median age | 37.6 years | |
Race & ethnicity
White
78.3%
Black or African American
12.4%
Two or more races
4.1%
Asian
2%
Hispanic or Latino
1.6%
Other race
1.1%
Native Hawaiian / Pacific Islander
0.5%
American Indian / Alaska Native
0.1%
| Group | Count | % |
|---|---|---|
| White | 23,957 | 78.3% |
| Black or African American | 3,790 | 12.4% |
| Two or more races | 1,255 | 4.1% |
| Asian | 605 | 2% |
| Hispanic or Latino | 481 | 1.6% |
| Other race | 347 | 1.1% |
| Native Hawaiian / Pacific Islander | 141 | 0.5% |
| American Indian / Alaska Native | 33 | 0.1% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 46.4% | 45.5% | 40.1% |
| $50k – $100k | 29.5% | 31.6% | 33.4% |
| $100k – $200k | 17.8% | 18.4% | 21.5% |
| Over $200k | 6.2% | 4.5% | 5.0% |
Under $10k
6.1%
$10k–$15k
4.4%
$15k–$25k
8.4%
$25k–$35k
8.0%
$35k–$50k
15.3%
$50k–$75k
17.9%
$75k–$100k
12.4%
$100k–$150k
13.8%
$150k–$200k
7.1%
$200k+
6.5%
| Range | % of households |
|---|---|
| Under $10k | 6.1% |
| $10k–$15k | 4.4% |
| $15k–$25k | 8.4% |
| $25k–$35k | 8.0% |
| $35k–$50k | 15.3% |
| $50k–$75k | 17.9% |
| $75k–$100k | 12.4% |
| $100k–$150k | 13.8% |
| $150k–$200k | 7.1% |
| $200k+ | 6.5% |
| Median income | $60,130 |
Housing
Home values
Under $50k
6.4%
$50k–$100k
8.4%
$100k–$150k
22.3%
$150k–$200k
24.2%
$200k–$300k
25.9%
$300k–$500k
9.2%
$500k–$1M
3.2%
$1M+
0.4%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $173,500 |
| Median rent / month | $839 |
| Owner occupied | 65.1% |
| Renter occupied | 34.9% |
| Vacant | 8.0% |
| Single-family detached | 62.9% |
| Large apartment buildings | 7.4% |
| Mobile homes | 4.0% |
| Median rooms | 5.4 |
| Avg household size (owned) | 2.31 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.1% |
| 2010–2019 | 5.0% |
| 2000–2009 | 7.6% |
| 1990–1999 | 9.4% |
| 1980–1989 | 6.8% |
| 1970–1979 | 19.7% |
| 1960–1969 | 14.8% |
| 1950–1959 | 14.6% |
| 1940–1949 | 6.1% |
| 1939 or earlier | 15.7% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 1.8% |
| 1 bedroom | 12.1% |
| 2 bedrooms | 30.5% |
| 3 bedrooms | 39.0% |
| 4 bedrooms | 12.9% |
| 5+ bedrooms | 3.8% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 7.7% |
| 1 vehicle | 35.9% |
| 2 vehicles | 34.3% |
| 3 or more | 22.0% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 62.3% |
| Electricity | 33.5% |
| Propane / LP gas | 2.9% |
| Fuel oil | 0.2% |
| Wood | 0.1% |
| No fuel used | 0.3% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 5,552 | 42.0% |
| Cohabiting couple | 1,484 | 11.2% |
| Male householder, no spouse | 2,510 | 19.0% |
| Female householder, no spouse | 3,660 | 27.7% |
| Households with children under 18 | 3,588 | 27.2% |
| Households with seniors (65+) | 4,039 | 30.6% |
| Average household size | 2.26 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 36.9% | 32.5% |
| Married | 48.8% | 46.0% |
| Separated | 2.2% | 1.2% |
| Widowed | 2.1% | 9.0% |
| Divorced | 10.0% | 11.4% |
Education
Less than 9th grade
1.9%
Some HS, no diploma
3.5%
HS graduate
31.4%
Some college, no degree
20.6%
Associate's degree
12.3%
Bachelor's degree
20.5%
Graduate / professional
9.8%
| Metric | % |
|---|---|
| HS diploma or higher | 94.6% |
| Bachelor's or higher | 30.3% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 241 | 3.4% |
| Kindergarten | 389 | 5.6% |
| Elementary school | 3,107 | 44.4% |
| High school | 1,391 | 19.9% |
| College / grad school | 1,872 | 26.7% |
Employment
Industry of employment
Education & healthcare
21.9%
Manufacturing
17.7%
Retail trade
13.3%
Arts, food & hospitality
9.3%
Professional & management
9.0%
Finance & real estate
7.2%
Construction
5.2%
Transportation & utilities
5.0%
Other services
4.1%
Public administration
2.5%
Wholesale trade
2.0%
Information
1.9%
Agriculture & mining
0.9%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 39.6% |
| Service | 15.3% |
| Sales & office | 17.5% |
| Natural resources & construction | 6.2% |
| Production & transportation | 21.5% |
Employment type
| Type | % |
|---|---|
| Private sector | 86.6% |
| Government | 9.6% |
| Self-employed | 3.7% |
| Unpaid family workers | 0.0% |
Commute
| Method | % |
|---|---|
| Drive alone | 79.5% |
| Carpool | 8.6% |
| Public transit | 0.3% |
| Walk | 2.4% |
| Work from home | 7.8% |
| Other means | 1.4% |
| Avg commute (minutes) | 14.7 |
Poverty
All people
17.0%
Under 18 years
24.5%
18 and over
14.8%
Married-couple families
3.4%
Female-led households
44.6%
Income support
| Source | % of households |
|---|---|
| Social Security | 31.7% |
| Retirement income | 23.7% |
| Supplemental Security | 5.1% |
| Cash public assistance | 1.7% |
| Food stamps / SNAP | 13.0% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 38.0% |
| High blood pressure | 32.0% |
| High cholesterol | 31.1% |
| Diabetes | 9.5% |
| Heart disease | 6.1% |
| Stroke | 2.9% |
| Asthma | 9.5% |
| Arthritis | 23.3% |
| Kidney disease | 2.8% |
| Pulmonary disease | 6.5% |
| Cancer | 6.5% |
| Behavior / access | % |
|---|---|
| Smoking | 16.8% |
| Binge drinking | 23.1% |
| No physical activity | 23.0% |
| Less than 7 hrs sleep | 32.0% |
| Depression | 18.5% |
| Fair or poor health | 12.7% |
| Poor mental health | 14.0% |
| Poor physical health | 9.4% |
| No health insurance | 9.5% |
| Visited doctor (checkup) | 76.5% |
| Visited dentist | 69.2% |
| Cholesterol screening | 87.1% |
| Teeth loss | 11.7% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 1,805 | 7.7% |
| Disability | % |
|---|---|
| Any disability | 13.8% |
| Under 18 | 3.7% |
| 18–64 years | 11.9% |
| 65 and over | 32.0% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 69.5% |
| Public insurance | 43.7% |
| No insurance | 4.5% |
| Uninsured under 19 | 2.2% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 28,282 | 93.9% |
| Spanish | 907 | 3.2% |
| Other Indo-European | 108 | 0.4% |
| Asian & Pacific Islander | 547 | 1.9% |
| Other languages | 241 | 0.9% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 28,201 | 93.6% |
| Born in same state | 27,770 | 92.2% |
| Born in different state | 22,420 | 74.4% |
| Foreign born | 431 | 1.4% |
| Naturalized citizen | 1,927 | 6.4% |
| Not a US citizen | 1,081 | 56.1% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 3,716 | 12.3% |
| French | 3,165 | 10.5% |
| Arab | 1,485 | 4.9% |
| Polish | 1,290 | 4.3% |
| Ancestry | Count | % |
|---|---|---|
| Dutch | 533 | 1.8% |
| English | 322 | 1.1% |
| German | 46 | 0.2% |
| Irish | 24 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 43.8% |
| Internet access | 92.8% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 50701
What city is ZIP code 50701 in?
ZIP code 50701 is primarily assigned to Waterloo, Iowa.
What county is ZIP code 50701 in?
ZIP code 50701 falls within Black Hawk County, Iowa.
What is the poverty rate in ZIP code 50701?
17% of residents in ZIP code 50701 live below the poverty line, above the national average.
What is the typical home value in ZIP code 50701?
The median home value in ZIP code 50701 is $173,500.
What is the population of ZIP code 50701?
ZIP code 50701 has an estimated population of 30,128 residents, with a density of 381 people per square mile.
What is the median household income in ZIP code 50701?
The median household income in ZIP code 50701 is $60,130, below the national median of ~$75,000.
What timezone is ZIP code 50701 in?
ZIP code 50701 observes the CST timezone.