16689 ZIP Code — Waterfall, PA

Fulton County, Pennsylvania

ZIP code 16689 is located in Waterfall, Pennsylvania, within Fulton County. It covers approximately 17.41 square miles and serves a population of 350 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 814.

About ZIP code 16689

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $210,000. Owner-occupancy is high at 92%, well above the national average.

Median household income is $55,139. Poverty affects 24% of residents, above the national average. 49% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 34 minutes is near the national average.

College attainment at 13% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Overall, ZIP code 16689 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.

350

population

17.41

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

16689 ZIP code map

Cities in ZIP code 16689

Below are the cities the US Postal Service accepts for ZIP code 16689. Using any city not on this list may result in mail delivery delays.

City	Status
Waterfall	Preferred

Nearby ZIP codes

16691 Wells Tannery (2.8 mi) 17229 Hustontown (3.9 mi) 16674 Robertsdale (6.3 mi) 16679 Six Mile Run (7.4 mi) 17264 Three Springs (7.8 mi) 17215 Burnt Cabins (9.6 mi) 16650 Hopewell (10.2 mi) 16621 Broad Top (10.3 mi) 17233 Mc Connellsburg (10.9 mi) 15536 Crystal Spring (11.6 mi) 15533 Breezewood (11.8 mi) 17255 Shade Gap (13.1 mi)

Demographics updated 05/2026

Population
Total population	350
Population density	20 / sq mi
State FIPS	42
County FIPS	057

Geography
Land area	17.41 sq mi
Water area	0.00 sq mi
Latitude	40.0863
Longitude	-78.0937
Timezone	Eastern (ET)
Area code	814

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.5%	44.6%	39.8%
$50k – $100k	37.9%	35.9%	30.8%
$100k – $200k	15.7%	17.9%	22.4%
Over $200k	0.0%	1.5%	7.1%

Demographics & statistics

350

Population

People per sq mi

40.3

Median age

$55,139

Median household income

$29,160

Per capita income

$210,000

Median home value

Median monthly rent

92.1%

Home ownership

24.3%

Poverty rate

9.0%

Unemployment

141

Housing units

12.8%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	72	20.6%
18 and over	278	79.4%
65 and over	81	23.1%
Median age	40.3 years

Race & ethnicity

White 99.7%

Two or more races 0.3%

Group	Count	%
White	349	99.7%
Two or more races	1	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.5%	44.6%	39.8%
$50k – $100k	37.9%	35.9%	30.8%
$100k – $200k	15.7%	17.9%	22.4%
Over $200k	0.0%	1.5%	7.1%

Under $10k 5.0%

$10k–$15k 1.4%

$15k–$25k 10.8%

$25k–$35k 10.1%

$35k–$50k 15.8%

$50k–$75k 27.3%

$75k–$100k 7.9%

$100k–$150k 9.4%

$150k–$200k 10.1%

$200k+ 2.2%

Range	% of households
Under $10k	5.0%
$10k–$15k	1.4%
$15k–$25k	10.8%
$25k–$35k	10.1%
$35k–$50k	15.8%
$50k–$75k	27.3%
$75k–$100k	7.9%
$100k–$150k	9.4%
$150k–$200k	10.1%
$200k+	2.2%
Median income	$55,139

Housing

Home values

Under $50k 7.8%

$50k–$100k 5.5%

$100k–$150k 18.8%

$150k–$200k 16.4%

$200k–$300k 33.6%

$300k–$500k 6.3%

$1M+ 11.7%

Housing overview

Metric	Value
Median home value	$210,000
Median rent / month	$0
Owner occupied	92.1%
Renter occupied	7.9%
Vacant	8.6%
Single-family detached	87.5%
Large apartment buildings	0.0%
Mobile homes	12.5%
Median rooms	7.0
Avg household size (owned)	2.61

Year built

Era	%
2020 or later	0.0%
2010–2019	2.6%
2000–2009	2.0%
1990–1999	14.5%
1980–1989	11.2%
1970–1979	14.5%
1960–1969	13.8%
1950–1959	5.3%
1940–1949	7.2%
1939 or earlier	28.9%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.0%
2 bedrooms	13.2%
3 bedrooms	59.9%
4 bedrooms	16.4%
5+ bedrooms	10.5%

Vehicles per household

Vehicles	% of households
No vehicle	2.9%
1 vehicle	20.1%
2 vehicles	26.6%
3 or more	50.4%

Heating fuel

Fuel type	%
Utility gas	2.2%
Electricity	18.7%
Propane / LP gas	12.2%
Fuel oil	48.9%
Wood	12.2%
No fuel used	1.4%

Households & families

Household type	Count	%
Married-couple family	96	69.1%
Cohabiting couple	15	10.8%
Male householder, no spouse	20	14.4%
Female householder, no spouse	8	5.8%
Households with children under 18	34	24.5%
Households with seniors (65+)	52	37.4%
Average household size	2.52

Marital status

Status	Male	Female
Never married	27.8%	11.6%
Married	60.5%	76.0%
Separated	0.0%	0.0%
Widowed	4.3%	3.1%
Divorced	7.4%	9.3%

Education

Less than 9th grade 0.0%

Some HS, no diploma 3.5%

HS graduate 69.5%

Some college, no degree 10.2%

Associate's degree 4.0%

Bachelor's degree 10.6%

Graduate / professional 2.2%

Metric	%
HS diploma or higher	96.5%
Bachelor's or higher	12.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	6	10.7%
Elementary school	17	30.4%
High school	17	30.4%
College / grad school	16	28.6%

Employment

Industry of employment

Manufacturing 29.0%

Construction 14.5%

Transportation & utilities 13.0%

Wholesale trade 9.2%

Arts, food & hospitality 9.2%

Education & healthcare 8.4%

Professional & management 6.9%

Public administration 5.3%

Other services 4.6%

Occupation

Category	%
Management, business & arts	19.1%
Service	8.4%
Sales & office	16.8%
Natural resources & construction	16.0%
Production & transportation	39.7%

Employment type

Type	%
Private sector	79.4%
Government	11.5%
Self-employed	9.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	74.0%
Carpool	16.8%
Public transit	0.0%
Walk	0.0%
Work from home	9.2%
Other means	0.0%
Avg commute (minutes)	33.7

Poverty

All people 24.3%

Under 18 years 25.0%

18 and over 24.1%

Married-couple families 22.9%

Female-led households 0.0%

Income support

Source	% of households
Social Security	48.9%
Retirement income	43.2%
Supplemental Security	4.3%
Cash public assistance	0.0%
Food stamps / SNAP	2.9%

Health indicators

Condition	%
Obesity	35.6%
High blood pressure	36.0%
High cholesterol	36.0%
Diabetes	11.5%
Heart disease	8.3%
Stroke	3.6%
Asthma	9.8%
Arthritis	31.8%
Kidney disease	3.3%
Pulmonary disease	9.1%
Cancer	8.1%

Behavior / access	%
Smoking	21.1%
Binge drinking	17.5%
No physical activity	25.2%
Less than 7 hrs sleep	36.9%
Depression	22.0%
Fair or poor health	15.8%
Poor mental health	15.2%
Poor physical health	11.9%
No health insurance	11.0%
Visited doctor (checkup)	78.9%
Visited dentist	65.5%
Cholesterol screening	90.2%
Teeth loss	16.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	23	8.3%

Disability	%
Any disability	12.0%
Under 18	4.2%
18–64 years	12.2%
65 and over	18.5%

Health insurance coverage

Type	%
Private insurance	73.7%
Public insurance	46.0%
No insurance	1.7%
Uninsured under 19	3.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	322	92.0%
Spanish	9	2.8%
Other Indo-European	0	0.0%
Asian & Pacific Islander	9	2.8%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	346	98.9%
Born in same state	346	98.9%
Born in different state	311	88.9%
Foreign born	0	0.0%
Naturalized citizen	4	1.1%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	50	14.3%
Italian	38	10.9%

Ancestry	Count	%
French	17	4.9%
English	4	1.1%

Technology access

Metric	% of households
Computer access	39.7%
Internet access	85.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 16689

What city is ZIP code 16689 in?

ZIP code 16689 is primarily assigned to Waterfall, Pennsylvania.

What county is ZIP code 16689 in?

ZIP code 16689 falls within Fulton County, Pennsylvania.

Is ZIP code 16689 mostly owner-occupied?

92% of occupied units in ZIP code 16689 are owner-occupied, well above the national average.

What is the poverty rate in ZIP code 16689?

24% of residents in ZIP code 16689 live below the poverty line, above the national average.

Does ZIP code 16689 have a large retiree population?

49% of households in ZIP code 16689 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 16689?

13% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What timezone is ZIP code 16689 in?

ZIP code 16689 observes the EST timezone.