89704 ZIP Code — Washoe Valley, NV

Washoe County, Nevada

ZIP code 89704 is located in Washoe Valley, Nevada, within Washoe County. It covers approximately 76.42 square miles and serves a population of 4,644 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 775.

About ZIP code 89704

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $527,200. Owner-occupancy is high at 96%, well above the national average.

The gap between median ($102,321) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 5% is below the national average. 55% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with construction as the leading industry. The average commute of 25 minutes is near the national average.

Educational attainment is near the national average, with 23% of residents holding a bachelor's degree or higher.

Notable community characteristics include disability rates above the national average at 23%.

Overall, ZIP code 89704 reflects a community defined by high homeownership and a significant Social Security-dependent population.

4,644

population

76.42

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

89704 ZIP code map

Cities in ZIP code 89704

Below are the cities the US Postal Service accepts for ZIP code 89704. Using any city not on this list may result in mail delivery delays.

City	Status
Washoe Valley	Acceptable
Washoe Valley	Preferred

Nearby ZIP codes

89714 Carson City (6.2 mi) 89712 Carson City (6.2 mi) 89713 Carson City (6.2 mi) 89711 Carson City (6.2 mi) 89703 Carson City (8.3 mi) 89511 Reno (9.3 mi) 89701 Carson City (9.6 mi) 89521 Reno (10.5 mi) 89705 Carson City (12 mi) 89706 Carson City (13.6 mi) 89502 Reno (16.4 mi) 89519 Reno (16.5 mi)

Demographics updated 06/2026

Population
Total population	4,644
Population density	61 / sq mi
State FIPS	32
County FIPS	031

Geography
Land area	76.42 sq mi
Water area	8.94 sq mi
Latitude	39.2527
Longitude	-119.7818
Timezone	Pacific (PT)
Area code	775

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	27.2%	35.8%	40.3%
$50k – $100k	36.7%	32.4%	32.2%
$100k – $200k	30.4%	24.2%	21.6%
Over $200k	5.8%	7.6%	5.9%

Demographics & statistics

4,644

Population

People per sq mi

57.5

Median age

$102,321

Median household income

$51,022

Per capita income

$527,200

Median home value

$1,201

Median monthly rent

95.6%

Home ownership

5.1%

Poverty rate

3.4%

Unemployment

1,818

Housing units

22.7%

Bachelor's or higher

Age distribution

Male Female

109

Under 5

5–9

10–14

15–19

141

20–24

120

245

25–34

209

190

35–44

162

297

45–54

254

275

55–59

234

183

60–64

156

539

65–74

460

214

75–84

183

107

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	554	11.9%
18 and over	4,090	88.1%
65 and over	1,594	34.3%
Median age	57.5 years

Race & ethnicity

White 81%

Two or more races 10.9%

Hispanic or Latino 6.4%

Other race 1.3%

Black or African American 0.2%

Asian 0.2%

Group	Count	%
White	4,017	81%
Two or more races	541	10.9%
Hispanic or Latino	316	6.4%
Other race	64	1.3%
Black or African American	12	0.2%
Asian	10	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	27.2%	35.8%	40.3%
$50k – $100k	36.7%	32.4%	32.2%
$100k – $200k	30.4%	24.2%	21.6%
Over $200k	5.8%	7.6%	5.9%

Under $10k 0.9%

$10k–$15k 4.7%

$15k–$25k 4.3%

$25k–$35k 2.9%

$35k–$50k 6.7%

$50k–$75k 17.4%

$75k–$100k 12.9%

$100k–$150k 22.1%

$150k–$200k 16.1%

$200k+ 12.2%

Range	% of households
Under $10k	0.9%
$10k–$15k	4.7%
$15k–$25k	4.3%
$25k–$35k	2.9%
$35k–$50k	6.7%
$50k–$75k	17.4%
$75k–$100k	12.9%
$100k–$150k	22.1%
$150k–$200k	16.1%
$200k+	12.2%
Median income	$102,321

Housing

Home values

Under $50k 1.5%

$150k–$200k 1.6%

$200k–$300k 1.3%

$300k–$500k 41.9%

$500k–$1M 41.5%

$1M+ 12.3%

Housing overview

Metric	Value
Median home value	$527,200
Median rent / month	$1,201
Owner occupied	95.6%
Renter occupied	4.4%
Vacant	4.5%
Single-family detached	92.6%
Large apartment buildings	0.0%
Mobile homes	5.3%
Median rooms	6.4
Avg household size (owned)	2.58

Year built

Era	%
2020 or later	0.0%
2010–2019	4.0%
2000–2009	12.7%
1990–1999	17.3%
1980–1989	17.0%
1970–1979	36.8%
1960–1969	7.0%
1950–1959	2.4%
1940–1949	0.8%
1939 or earlier	2.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.9%
1 bedroom	1.9%
2 bedrooms	5.2%
3 bedrooms	63.2%
4 bedrooms	24.9%
5+ bedrooms	4.0%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	13.8%
2 vehicles	42.1%
3 or more	44.1%

Heating fuel

Fuel type	%
Utility gas	67.8%
Electricity	20.2%
Propane / LP gas	3.0%
Fuel oil	3.1%
Wood	3.4%
Solar	1.6%

Households & families

Household type	Count	%
Married-couple family	898	49.6%
Cohabiting couple	116	6.4%
Male householder, no spouse	307	17.0%
Female householder, no spouse	490	27.1%
Households with children under 18	299	16.5%
Households with seniors (65+)	1,081	59.7%
Average household size	2.56

Marital status

Status	Male	Female
Never married	25.8%	9.0%
Married	47.5%	53.5%
Separated	7.8%	1.9%
Widowed	4.3%	22.1%
Divorced	14.6%	13.5%

Education

Less than 9th grade 0.3%

Some HS, no diploma 9.2%

HS graduate 24.7%

Some college, no degree 32.9%

Associate's degree 10.2%

Bachelor's degree 15.8%

Graduate / professional 6.9%

Metric	%
HS diploma or higher	90.4%
Bachelor's or higher	22.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	27	5.6%
Kindergarten	0	0.0%
Elementary school	204	42.2%
High school	148	30.6%
College / grad school	104	21.5%

Employment

Industry of employment

Construction 19.4%

Education & healthcare 16.1%

Professional & management 13.9%

Arts, food & hospitality 12.8%

Transportation & utilities 10.3%

Finance & real estate 6.3%

Public administration 5.7%

Wholesale trade 4.2%

Manufacturing 4.0%

Retail trade 3.3%

Agriculture & mining 1.9%

Information 1.7%

Other services 0.4%

Occupation

Category	%
Management, business & arts	36.1%
Service	15.6%
Sales & office	21.4%
Natural resources & construction	15.0%
Production & transportation	11.8%

Employment type

Type	%
Private sector	74.1%
Government	15.6%
Self-employed	10.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	72.5%
Carpool	14.5%
Public transit	0.0%
Walk	1.2%
Work from home	10.3%
Other means	1.5%
Avg commute (minutes)	25.0

Poverty

All people 5.1%

Under 18 years 0.0%

18 and over 5.8%

Married-couple families 4.7%

Female-led households 0.0%

Income support

Source	% of households
Social Security	55.4%
Retirement income	30.8%
Supplemental Security	3.3%
Cash public assistance	2.5%
Food stamps / SNAP	9.6%

Health indicators

Condition	%
Obesity	26.6%
High blood pressure	33.3%
High cholesterol	40.6%
Diabetes	9.6%
Heart disease	7.3%
Stroke	3.1%
Asthma	9.8%
Arthritis	28.1%
Kidney disease	3.0%
Pulmonary disease	7.6%
Cancer	8.0%

Behavior / access	%
Smoking	17.5%
Binge drinking	18.5%
No physical activity	18.6%
Less than 7 hrs sleep	30.7%
Depression	19.8%
Fair or poor health	13.9%
Poor mental health	14.4%
Poor physical health	11.6%
No health insurance	9.9%
Visited doctor (checkup)	72.1%
Visited dentist	69.9%
Cholesterol screening	93.1%
Teeth loss	10.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	425	10.4%

Disability	%
Any disability	22.5%
Under 18	17.3%
18–64 years	12.9%
65 and over	39.3%

Health insurance coverage

Type	%
Private insurance	59.4%
Public insurance	48.7%
No insurance	8.8%
Uninsured under 19	2.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,442	95.7%
Spanish	5	0.1%
Other Indo-European	0	0.0%
Asian & Pacific Islander	5	0.1%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,567	98.3%
Born in same state	4,400	94.7%
Born in different state	985	21.2%
Foreign born	167	3.6%
Naturalized citizen	77	1.7%
Not a US citizen	58	75.3%

Ancestry

Ancestry	Count	%
French	854	18.4%
Italian	794	17.1%
English	413	8.9%
Arab	167	3.6%

Ancestry	Count	%
Polish	38	0.8%
Dutch	30	0.6%
Irish	9	0.2%
German	4	0.1%

Technology access

Metric	% of households
Computer access	39.0%
Internet access	98.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 89704

What city is ZIP code 89704 in?

ZIP code 89704 is primarily assigned to Washoe Valley, Nevada.

What county is ZIP code 89704 in?

ZIP code 89704 falls within Washoe County, Nevada.

Does ZIP code 89704 have an older population?

34% of residents in ZIP code 89704 are 65 or older, above the national average of ~17%.

Is ZIP code 89704 mostly owner-occupied?

96% of occupied units in ZIP code 89704 are owner-occupied, well above the national average.

Does ZIP code 89704 have a large retiree population?

55% of households in ZIP code 89704 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 89704?

The median home value in ZIP code 89704 is $527,200.

What timezone is ZIP code 89704 in?

ZIP code 89704 observes the PST timezone.