89440 ZIP Code — Virginia City, NV

Storey County, Nevada

ZIP code 89440 is located in Virginia City, Nevada, within Storey County. It covers approximately 12.47 square miles and serves a population of 981 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 775.

About ZIP code 89440

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $325,600.

Median household income is $125,058. 67% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with arts, entertainment, and food service as the leading industry. The average commute of 27 minutes is near the national average.

Educational attainment is near the national average, with 41% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 19% of civilians, above the national average of 7%; and disability rates above the national average at 24%.

Overall, ZIP code 89440 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

981
population
12.47
sq mi land
Standard
ZIP type
Pacific (PT)
timezone
89440 ZIP code map
Cities in ZIP code 89440

Below are the cities the US Postal Service accepts for ZIP code 89440. Using any city not on this list may result in mail delivery delays.

City Status
Virginia City Acceptable
Demographics updated 06/2026
Population
Total population 981
Population density 79 / sq mi
State FIPS 32
County FIPS 029
Geography
Land area 12.47 sq mi
Water area 0.00 sq mi
Latitude 39.4399
Longitude -119.4969
Timezone Pacific (PT)
Area code 775
Total population by age
Gender
Race & ethnicity
Economics updated 06/2026
Household income
Income range This ZIP County avg State avg
Under $50k 25.5% 25.5% 40.3%
$50k – $100k 23.0% 23.0% 32.2%
$100k – $200k 43.4% 43.4% 21.6%
Over $200k 8.0% 8.0% 5.9%

Demographics & statistics

981
Population
79
People per sq mi
55.7
Median age
$125,058
Median household income
$44,959
Per capita income
$325,600
Median home value
$0
Median monthly rent
100.0%
Home ownership
9.4%
Poverty rate
0.0%
Unemployment
553
Housing units
40.5%
Bachelor's or higher

Age distribution

Male Female
13
Under 5
7
35
5–9
20
34
10–14
18
15
15–19
8
20
20–24
11
83
25–34
46
38
35–44
21
70
45–54
38
55
55–59
31
32
60–64
17
136
65–74
75
102
75–84
56
← Male
Female →

Age summary

GroupCount%
Under 1815015.3%
18 and over83184.7%
65 and over36937.6%
Median age55.7 years

Race & ethnicity

White 91.4%
Two or more races 5.3%
Hispanic or Latino 3.1%
Black or African American 0.1%
American Indian / Alaska Native 0.1%
GroupCount%
White92591.4%
Two or more races545.3%
Hispanic or Latino313.1%
Black or African American10.1%
American Indian / Alaska Native10.1%

Household income

Income range This ZIP County avg State avg
Under $50k 25.5% 25.5% 40.3%
$50k – $100k 23.0% 23.0% 32.2%
$100k – $200k 43.4% 43.4% 21.6%
Over $200k 8.0% 8.0% 5.9%
$10k–$15k 9.4%
$25k–$35k 15.6%
$35k–$50k 6.2%
$50k–$75k 10.4%
$100k–$150k 41.3%
$150k–$200k 5.5%
$200k+ 11.7%
Range% of households
$10k–$15k9.4%
$25k–$35k15.6%
$35k–$50k6.2%
$50k–$75k10.4%
$100k–$150k41.3%
$150k–$200k5.5%
$200k+11.7%
Median income$125,058

Housing

Home values

$100k–$150k 15.6%
$200k–$300k 28.8%
$300k–$500k 24.2%
$500k–$1M 31.4%

Housing overview

MetricValue
Median home value$325,600
Median rent / month$0
Owner occupied100.0%
Renter occupied0.0%
Vacant30.4%
Single-family detached81.6%
Large apartment buildings0.0%
Mobile homes4.7%
Median rooms5.0
Avg household size (owned)2.53

Year built

Era%
2020 or later0.0%
2010–20190.0%
2000–20095.4%
1990–19990.0%
1980–198914.8%
1970–197913.0%
1960–19695.2%
1950–19596.5%
1940–19490.0%
1939 or earlier55.0%

Bedrooms

Size% of units
No bedroom (studio)8.7%
1 bedroom9.8%
2 bedrooms17.2%
3 bedrooms64.4%
4 bedrooms0.0%
5+ bedrooms0.0%

Vehicles per household

Vehicles% of households
No vehicle0.0%
1 vehicle17.1%
2 vehicles31.9%
3 or more50.9%

Heating fuel

Fuel type%
Electricity14.0%
Propane / LP gas41.3%
Fuel oil7.8%
Wood29.4%

Households & families

Household typeCount%
Married-couple family18347.5%
Cohabiting couple00.0%
Male householder, no spouse14537.7%
Female householder, no spouse5714.8%
Households with children under 184511.7%
Households with seniors (65+)25766.8%
Average household size2.53

Marital status

StatusMaleFemale
Never married37.8%23.4%
Married38.1%56.4%
Separated0.0%0.0%
Widowed0.0%12.8%
Divorced24.1%7.4%

Education

Less than 9th grade 0.0%
Some HS, no diploma 8.9%
HS graduate 15.6%
Some college, no degree 27.5%
Associate's degree 7.5%
Bachelor's degree 18.6%
Graduate / professional 21.9%
Metric%
HS diploma or higher91.1%
Bachelor's or higher40.5%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool00.0%
Kindergarten3018.1%
Elementary school5533.1%
High school4527.1%
College / grad school3621.7%

Employment

Industry of employment

Arts, food & hospitality 23.6%
Manufacturing 20.8%
Construction 18.9%
Education & healthcare 15.7%
Transportation & utilities 11.3%
Retail trade 9.7%

Occupation

Category%
Management, business & arts39.9%
Service9.1%
Sales & office0.0%
Natural resources & construction18.9%
Production & transportation32.1%

Employment type

Type%
Private sector93.4%
Government6.6%
Self-employed0.0%
Unpaid family workers0.0%

Commute

Method%
Drive alone49.7%
Carpool26.6%
Public transit0.0%
Walk17.8%
Work from home5.9%
Other means0.0%
Avg commute (minutes)27.3

Poverty

All people 9.4%
Under 18 years 0.0%
18 and over 11.2%
Married-couple families 0.0%
Female-led households 0.0%

Income support

Source% of households
Social Security66.8%
Retirement income35.6%
Supplemental Security8.8%
Cash public assistance0.0%
Food stamps / SNAP8.1%

Health indicators

Condition%
Obesity30.4%
High blood pressure36.3%
High cholesterol37.7%
Diabetes11.4%
Heart disease7.7%
Stroke3.3%
Asthma9.8%
Arthritis30.3%
Kidney disease3.1%
Pulmonary disease8.2%
Cancer8.3%
Behavior / access%
Smoking17.1%
Binge drinking16.7%
No physical activity20.9%
Less than 7 hrs sleep32.7%
Depression19.9%
Fair or poor health15.1%
Poor mental health14.1%
Poor physical health11.8%
No health insurance10.2%
Visited doctor (checkup)71.5%
Visited dentist67.3%
Cholesterol screening93.3%
Teeth loss10.6%

Veterans & disability

VeteransCount%
Civilian veterans15218.7%
Disability%
Any disability23.6%
Under 180.0%
18–64 years13.8%
65 and over44.7%

Health insurance coverage

Type%
Private insurance47.9%
Public insurance71.4%
No insurance6.3%
Uninsured under 190.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only96198.0%
Spanish00.0%
Other Indo-European00.0%
Asian & Pacific Islander00.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)981100.0%
Born in same state981100.0%
Born in different state28629.2%
Foreign born00.0%
Naturalized citizen00.0%
Not a US citizen00.0%

Ancestry

AncestryCount%
French37638.3%
Italian13313.6%
AncestryCount%
English90.9%

Technology access

Metric% of households
Computer access39.2%
Internet access100.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 89440

What city is ZIP code 89440 in?

ZIP code 89440 is primarily assigned to Virginia City, Nevada.

What county is ZIP code 89440 in?

ZIP code 89440 falls within Storey County, Nevada.

Does ZIP code 89440 have a large retiree population?

67% of households in ZIP code 89440 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 89440 have an older population?

38% of residents in ZIP code 89440 are 65 or older, above the national average of ~17%.

Does ZIP code 89440 have a large veteran population?

19% of civilians in ZIP code 89440 are veterans, above the national average of ~7%.

What is the median household income in ZIP code 89440?

The median household income in ZIP code 89440 is $125,058, above the national median of ~$75,000.

What timezone is ZIP code 89440 in?

ZIP code 89440 observes the PST timezone.

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