32962 ZIP Code — Vero Beach, FL

Indian River County, Florida

ZIP code 32962 is located in Vero Beach, Florida, within Indian River County. It covers approximately 12.50 square miles and serves a population of 26,904 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 772.

About ZIP code 32962

The housing stock consists of a mix of housing types. Most homes were built in the 1980s, giving the area an established character. Median home value is $207,600. Owner-occupancy is high at 83%, well above the national average.

Median household income is $60,649. 53% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.

Educational attainment is near the national average, with 22% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Overall, ZIP code 32962 reflects a community defined by high homeownership and a significant Social Security-dependent population.

26,904

population

12.50

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

32962 ZIP code map

Cities in ZIP code 32962

Below are the cities the US Postal Service accepts for ZIP code 32962. Using any city not on this list may result in mail delivery delays.

City	Status
Vero Beach	Preferred

Nearby ZIP codes

32960 Vero Beach (3.9 mi) 34951 Fort Pierce (4.8 mi) 34946 Fort Pierce (5.4 mi) 32968 Vero Beach (7.9 mi) 32963 Vero Beach (9 mi) 34949 Fort Pierce (9.9 mi) 34947 Fort Pierce (9.9 mi) 32967 Vero Beach (10.2 mi) 34950 Fort Pierce (10.5 mi) 34981 Fort Pierce (13.6 mi) 34945 Fort Pierce (14 mi) 32958 Sebastian (16.1 mi)

Demographics updated 05/2026

Population
Total population	26,904
Population density	2,152 / sq mi
State FIPS	12
County FIPS	061

Geography
Land area	12.50 sq mi
Water area	2.42 sq mi
Latitude	27.5872
Longitude	-80.3845
Timezone	Eastern (ET)
Area code	772

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	48.9%	44.3%	43.4%
$50k – $100k	35.6%	30.0%	30.8%
$100k – $200k	12.2%	18.6%	19.3%
Over $200k	3.3%	7.1%	6.4%

Demographics & statistics

26,904

Population

2,152

People per sq mi

47.2

Median age

$60,649

Median household income

$30,840

Per capita income

$207,600

Median home value

$1,116

Median monthly rent

83.0%

Home ownership

11.8%

Poverty rate

4.4%

Unemployment

10,992

Housing units

22.1%

Bachelor's or higher

Age distribution

Male Female

776

Under 5

734

422

5–9

399

784

10–14

743

731

15–19

692

1,012

20–24

958

1,303

25–34

1,233

1,576

35–44

1,493

1,558

45–54

1,476

839

55–59

795

854

60–64

808

2,053

65–74

1,945

1,322

75–84

1,251

589

85+

558

← Male

Female →

Age summary

Group	Count	%
Under 18	5,029	18.7%
18 and over	21,875	81.3%
65 and over	7,718	28.7%
Median age	47.2 years

Race & ethnicity

White 77.4%

Black or African American 11.5%

Two or more races 4.1%

Hispanic or Latino 3.4%

American Indian / Alaska Native 1.3%

Other race 1.1%

Asian 1%

Group	Count	%
White	21,575	77.4%
Black or African American	3,216	11.5%
Two or more races	1,141	4.1%
Hispanic or Latino	960	3.4%
American Indian / Alaska Native	369	1.3%
Other race	312	1.1%
Asian	291	1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	48.9%	44.3%	43.4%
$50k – $100k	35.6%	30.0%	30.8%
$100k – $200k	12.2%	18.6%	19.3%
Over $200k	3.3%	7.1%	6.4%

Under $10k 3.6%

$10k–$15k 3.5%

$15k–$25k 6.6%

$25k–$35k 11.4%

$35k–$50k 15.4%

$50k–$75k 23.9%

$75k–$100k 12.9%

$100k–$150k 13.9%

$150k–$200k 4.9%

$200k+ 3.9%

Range	% of households
Under $10k	3.6%
$10k–$15k	3.5%
$15k–$25k	6.6%
$25k–$35k	11.4%
$35k–$50k	15.4%
$50k–$75k	23.9%
$75k–$100k	12.9%
$100k–$150k	13.9%
$150k–$200k	4.9%
$200k+	3.9%
Median income	$60,649

Housing

Home values

Under $50k 3.1%

$50k–$100k 7.6%

$100k–$150k 14.5%

$150k–$200k 22.4%

$200k–$300k 27.4%

$300k–$500k 21.6%

$500k–$1M 2.8%

$1M+ 0.6%

Housing overview

Metric	Value
Median home value	$207,600
Median rent / month	$1,116
Owner occupied	83.0%
Renter occupied	17.0%
Vacant	23.0%
Single-family detached	66.2%
Large apartment buildings	1.2%
Mobile homes	2.6%
Median rooms	5.2
Avg household size (owned)	2.70

Year built

Era	%
2020 or later	1.2%
2010–2019	5.9%
2000–2009	18.0%
1990–1999	15.3%
1980–1989	30.7%
1970–1979	20.8%
1960–1969	3.5%
1950–1959	3.9%
1940–1949	0.2%
1939 or earlier	0.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.6%
1 bedroom	9.7%
2 bedrooms	36.3%
3 bedrooms	41.1%
4 bedrooms	9.6%
5+ bedrooms	2.7%

Vehicles per household

Vehicles	% of households
No vehicle	3.7%
1 vehicle	45.4%
2 vehicles	36.7%
3 or more	14.1%

Heating fuel

Fuel type	%
Utility gas	1.0%
Electricity	96.3%
Propane / LP gas	1.1%
Solar	0.2%
No fuel used	1.5%

Households & families

Household type	Count	%
Married-couple family	4,594	47.2%
Cohabiting couple	532	5.5%
Male householder, no spouse	1,439	14.8%
Female householder, no spouse	3,169	32.6%
Households with children under 18	2,727	28.0%
Households with seniors (65+)	5,040	51.8%
Average household size	2.76

Marital status

Status	Male	Female
Never married	35.1%	30.0%
Married	46.8%	38.8%
Separated	0.9%	0.3%
Widowed	2.5%	13.0%
Divorced	14.7%	18.0%

Education

Less than 9th grade 4.2%

Some HS, no diploma 7.9%

HS graduate 28.7%

Some college, no degree 23.0%

Associate's degree 14.1%

Bachelor's degree 16.6%

Graduate / professional 5.5%

Metric	%
HS diploma or higher	87.9%
Bachelor's or higher	22.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	248	4.9%
Kindergarten	59	1.2%
Elementary school	2,045	40.7%
High school	1,304	25.9%
College / grad school	1,370	27.3%

Employment

Industry of employment

Education & healthcare 23.6%

Arts, food & hospitality 18.3%

Retail trade 12.1%

Professional & management 11.9%

Construction 7.3%

Finance & real estate 6.9%

Other services 6.1%

Public administration 4.4%

Transportation & utilities 3.4%

Manufacturing 2.7%

Agriculture & mining 1.5%

Wholesale trade 1.4%

Information 0.4%

Occupation

Category	%
Management, business & arts	29.3%
Service	28.4%
Sales & office	25.3%
Natural resources & construction	9.3%
Production & transportation	7.6%

Employment type

Type	%
Private sector	82.4%
Government	12.6%
Self-employed	5.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	74.4%
Carpool	11.7%
Public transit	0.0%
Walk	0.2%
Work from home	8.9%
Other means	4.8%
Avg commute (minutes)	24.1

Poverty

All people 11.8%

Under 18 years 18.6%

18 and over 10.2%

Married-couple families 3.1%

Female-led households 14.7%

Income support

Source	% of households
Social Security	52.6%
Retirement income	39.0%
Supplemental Security	7.5%
Cash public assistance	1.6%
Food stamps / SNAP	7.8%

Health indicators

Condition	%
Obesity	32.2%
High blood pressure	36.5%
High cholesterol	36.3%
Diabetes	12.1%
Heart disease	8.9%
Stroke	4.2%
Asthma	9.2%
Arthritis	28.5%
Kidney disease	3.7%
Pulmonary disease	10.0%
Cancer	8.5%

Behavior / access	%
Smoking	21.3%
Binge drinking	13.1%
No physical activity	28.1%
Less than 7 hrs sleep	33.9%
Depression	18.8%
Fair or poor health	18.7%
Poor mental health	15.3%
Poor physical health	13.0%
No health insurance	23.8%
Visited doctor (checkup)	76.2%
Visited dentist	57.4%
Cholesterol screening	90.8%
Teeth loss	14.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,900	8.7%

Disability	%
Any disability	16.0%
Under 18	8.5%
18–64 years	8.8%
65 and over	34.2%

Health insurance coverage

Type	%
Private insurance	59.3%
Public insurance	47.7%
No insurance	12.6%
Uninsured under 19	7.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	25,394	94.4%
Spanish	1,121	4.4%
Other Indo-European	560	2.2%
Asian & Pacific Islander	316	1.2%
Other languages	240	0.9%

Place of birth & citizenship

Origin	Count	%
Native born (US)	23,773	88.4%
Born in same state	23,126	86.0%
Born in different state	9,472	35.2%
Foreign born	647	2.4%
Naturalized citizen	3,131	11.6%
Not a US citizen	1,973	63.0%

Ancestry

Ancestry	Count	%
Italian	3,516	13.1%
French	3,368	12.5%
Arab	1,252	4.7%
Polish	637	2.4%
English	551	2%

Ancestry	Count	%
Irish	151	0.6%
German	111	0.4%
Norwegian	71	0.3%
Dutch	14	0.1%

Technology access

Metric	% of households
Computer access	36.2%
Internet access	91.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 32962

What city is ZIP code 32962 in?

ZIP code 32962 is primarily assigned to Vero Beach, Florida.

What county is ZIP code 32962 in?

ZIP code 32962 falls within Indian River County, Florida.

Does ZIP code 32962 have an older population?

29% of residents in ZIP code 32962 are 65 or older, above the national average of ~17%.

Does ZIP code 32962 have a large retiree population?

53% of households in ZIP code 32962 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 32962 mostly owner-occupied?

83% of occupied units in ZIP code 32962 are owner-occupied, well above the national average.

What is the population of ZIP code 32962?

ZIP code 32962 has an estimated population of 26,904 residents, with a density of 2,153 people per square mile.

What timezone is ZIP code 32962 in?

ZIP code 32962 observes the EST timezone.