44089 ZIP Code — Vermilion, OH

Erie County, Ohio

ZIP code 44089 is located in Vermilion, Ohio, within Erie County. It covers approximately 34.57 square miles and serves a population of 15,788 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 440.

About ZIP code 44089

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1960s, giving the area an established character. Median home value is $181,300. Owner-occupancy is high at 80%, well above the national average.

The gap between median ($71,781) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 5% is below the national average. 37% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 30 minutes is near the national average.

Educational attainment is near the national average, with 28% of residents holding a bachelor's degree or higher.

Overall, ZIP code 44089 reflects a community defined by high homeownership and a significant Social Security-dependent population.

15,788

population

34.57

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

44089 ZIP code map

Cities in ZIP code 44089

Below are the cities the US Postal Service accepts for ZIP code 44089. Using any city not on this list may result in mail delivery delays.

City	Status
Vermilion	Acceptable
Vermilion	Preferred

Nearby ZIP codes

44001 Amherst (5.9 mi) 44001 Amherst (5.9 mi) 44814 Berlin Heights (6.1 mi) 44053 Lorain (8.1 mi) 44839 Huron (8.5 mi) 44889 Wakeman (9.7 mi) 44889 Wakeman (9.7 mi) 44074 Oberlin (10.2 mi) 44074 Oberlin (10.2 mi) 44052 Lorain (12 mi) 44055 Lorain (12.7 mi) 44035 Elyria (12.8 mi)

Demographics updated 05/2026

Population
Total population	15,788
Population density	457 / sq mi
State FIPS	39
County FIPS	043

Geography
Land area	34.57 sq mi
Water area	2.97 sq mi
Latitude	41.3886
Longitude	-82.3718
Timezone	Eastern (ET)
Area code	440

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	35.3%	43.9%	43.3%
$50k – $100k	35.1%	32.2%	31.4%
$100k – $200k	24.6%	19.6%	20.0%
Over $200k	5.0%	4.3%	5.2%

Demographics & statistics

15,788

Population

457

People per sq mi

49.2

Median age

$71,781

Median household income

$47,374

Per capita income

$181,300

Median home value

$1,073

Median monthly rent

80.3%

Home ownership

4.5%

Poverty rate

4.5%

Unemployment

6,557

Housing units

28.2%

Bachelor's or higher

Age distribution

Male Female

422

Under 5

425

314

5–9

316

307

10–14

309

632

15–19

636

318

20–24

319

671

25–34

674

819

35–44

824

1,014

45–54

1,020

881

55–59

885

583

60–64

585

1,073

65–74

1,079

575

75–84

578

264

85+

265

← Male

Female →

Age summary

Group	Count	%
Under 18	2,861	18.1%
18 and over	12,927	81.9%
65 and over	3,834	24.3%
Median age	49.2 years

Race & ethnicity

White 94%

Two or more races 2.6%

Hispanic or Latino 1.8%

Asian 1%

Other race 0.3%

Black or African American 0.3%

American Indian / Alaska Native 0.1%

Group	Count	%
White	15,109	94%
Two or more races	412	2.6%
Hispanic or Latino	283	1.8%
Asian	155	1%
Other race	51	0.3%
Black or African American	47	0.3%
American Indian / Alaska Native	14	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	35.3%	43.9%	43.3%
$50k – $100k	35.1%	32.2%	31.4%
$100k – $200k	24.6%	19.6%	20.0%
Over $200k	5.0%	4.3%	5.2%

Under $10k 2.7%

$10k–$15k 1.9%

$15k–$25k 7.5%

$25k–$35k 6.4%

$35k–$50k 12.2%

$50k–$75k 20.8%

$75k–$100k 14.6%

$100k–$150k 19.8%

$150k–$200k 6.2%

$200k+ 7.9%

Range	% of households
Under $10k	2.7%
$10k–$15k	1.9%
$15k–$25k	7.5%
$25k–$35k	6.4%
$35k–$50k	12.2%
$50k–$75k	20.8%
$75k–$100k	14.6%
$100k–$150k	19.8%
$150k–$200k	6.2%
$200k+	7.9%
Median income	$71,781

Housing

Home values

Under $50k 6.0%

$50k–$100k 8.1%

$100k–$150k 24.5%

$150k–$200k 18.0%

$200k–$300k 20.4%

$300k–$500k 15.9%

$500k–$1M 5.7%

$1M+ 1.4%

Housing overview

Metric	Value
Median home value	$181,300
Median rent / month	$1,073
Owner occupied	80.3%
Renter occupied	19.7%
Vacant	14.5%
Single-family detached	80.9%
Large apartment buildings	0.8%
Mobile homes	3.6%
Median rooms	6.2
Avg household size (owned)	2.41

Year built

Era	%
2020 or later	0.2%
2010–2019	3.7%
2000–2009	9.1%
1990–1999	12.9%
1980–1989	9.3%
1970–1979	14.6%
1960–1969	21.5%
1950–1959	10.5%
1940–1949	5.8%
1939 or earlier	12.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.7%
1 bedroom	3.7%
2 bedrooms	22.4%
3 bedrooms	49.8%
4 bedrooms	19.5%
5+ bedrooms	3.8%

Vehicles per household

Vehicles	% of households
No vehicle	2.8%
1 vehicle	30.4%
2 vehicles	42.9%
3 or more	23.9%

Heating fuel

Fuel type	%
Utility gas	66.1%
Electricity	23.5%
Propane / LP gas	7.7%
Fuel oil	0.7%
Wood	1.3%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	3,606	53.5%
Cohabiting couple	511	7.6%
Male householder, no spouse	1,024	15.2%
Female householder, no spouse	1,601	23.7%
Households with children under 18	1,738	25.8%
Households with seniors (65+)	2,639	39.1%
Average household size	2.32

Marital status

Status	Male	Female
Never married	29.0%	22.1%
Married	56.4%	52.0%
Separated	1.5%	0.7%
Widowed	2.8%	9.8%
Divorced	10.4%	15.4%

Education

Less than 9th grade 1.1%

Some HS, no diploma 5.7%

HS graduate 32.9%

Some college, no degree 22.3%

Associate's degree 9.7%

Bachelor's degree 18.0%

Graduate / professional 10.2%

Metric	%
HS diploma or higher	93.1%
Bachelor's or higher	28.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	217	7.3%
Kindergarten	125	4.2%
Elementary school	893	29.8%
High school	1,067	35.7%
College / grad school	690	23.1%

Employment

Industry of employment

Education & healthcare 23.5%

Manufacturing 15.8%

Retail trade 15.0%

Arts, food & hospitality 10.2%

Professional & management 7.8%

Finance & real estate 6.8%

Other services 4.4%

Transportation & utilities 4.3%

Construction 3.9%

Public administration 3.9%

Information 1.8%

Wholesale trade 1.7%

Agriculture & mining 0.7%

Occupation

Category	%
Management, business & arts	40.2%
Service	14.5%
Sales & office	21.7%
Natural resources & construction	7.2%
Production & transportation	16.4%

Employment type

Type	%
Private sector	82.9%
Government	12.8%
Self-employed	4.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	79.4%
Carpool	12.5%
Public transit	0.1%
Walk	0.2%
Work from home	6.9%
Other means	0.8%
Avg commute (minutes)	29.6

Poverty

All people 4.5%

Under 18 years 4.6%

18 and over 4.5%

Married-couple families 1.3%

Female-led households 10.2%

Income support

Source	% of households
Social Security	37.1%
Retirement income	29.0%
Supplemental Security	3.1%
Cash public assistance	5.1%
Food stamps / SNAP	6.5%

Health indicators

Condition	%
Obesity	35.9%
High blood pressure	35.4%
High cholesterol	34.7%
Diabetes	11.1%
Heart disease	7.4%
Stroke	3.2%
Asthma	9.7%
Arthritis	30.7%
Kidney disease	3.0%
Pulmonary disease	8.6%
Cancer	7.7%

Behavior / access	%
Smoking	19.8%
Binge drinking	17.7%
No physical activity	23.7%
Less than 7 hrs sleep	34.8%
Depression	22.9%
Fair or poor health	14.0%
Poor mental health	15.0%
Poor physical health	10.3%
No health insurance	10.4%
Visited doctor (checkup)	78.8%
Visited dentist	67.3%
Cholesterol screening	90.5%
Teeth loss	13.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,108	8.6%

Disability	%
Any disability	17.5%
Under 18	10.8%
18–64 years	12.3%
65 and over	35.3%

Health insurance coverage

Type	%
Private insurance	74.4%
Public insurance	37.8%
No insurance	5.8%
Uninsured under 19	2.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	14,941	94.6%
Spanish	56	0.4%
Other Indo-European	4	0.0%
Asian & Pacific Islander	14	0.1%
Other languages	14	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	15,607	98.9%
Born in same state	15,547	98.5%
Born in different state	12,519	79.3%
Foreign born	60	0.4%
Naturalized citizen	181	1.1%
Not a US citizen	141	77.9%

Ancestry

Ancestry	Count	%
Italian	2,620	16.6%
French	2,001	12.7%
Arab	1,085	6.9%
Irish	691	4.4%

Ancestry	Count	%
English	213	1.3%
Polish	58	0.4%
Dutch	31	0.2%
Norwegian	9	0.1%

Technology access

Metric	% of households
Computer access	42.7%
Internet access	93.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 44089

What city is ZIP code 44089 in?

ZIP code 44089 is primarily assigned to Vermilion, Ohio.

What county is ZIP code 44089 in?

ZIP code 44089 falls within Erie County, Ohio.

Is ZIP code 44089 mostly owner-occupied?

80% of occupied units in ZIP code 44089 are owner-occupied, well above the national average.

Does ZIP code 44089 have a large retiree population?

37% of households in ZIP code 44089 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 44089?

The median home value in ZIP code 44089 is $181,300.

What is the population of ZIP code 44089?

ZIP code 44089 has an estimated population of 15,788 residents, with a density of 457 people per square mile.

What timezone is ZIP code 44089 in?

ZIP code 44089 observes the EST timezone.