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Oklahoma ZIP Codes
Stephens County
Velma, OK
73491
73491 ZIP Code — Velma, OK
Stephens County, Oklahoma
ZIP code 73491 is located in
Velma ,
Oklahoma ,
within Stephens County .
It covers approximately 10.40 square miles and serves a population of
693 residents.
This is a standard ZIP code in the Central (CT) timezone,
served by area code 580 .
About ZIP code 73491
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $98,300. Owner-occupancy sits near the national average at 75%.
Median household income is $58,281. Poverty affects 28% of residents, above the national average. SNAP benefit usage at 20% of households reflects economic stress in the area. 38% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is production, transportation, and material moving, with agriculture and mining as the leading industry. The average commute of 25 minutes is near the national average.
College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (24%) compared to national benchmarks.
Overall, ZIP code 73491 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.
73491 ZIP code map
View map of 73491
Cities in ZIP code 73491
Below are the cities the US Postal Service accepts for ZIP code 73491. Using any city not on this list may result in mail delivery delays.
City
Status
Velma
Acceptable
Demographics
updated 05/2026
Population
Total population
693
Population density
67 / sq mi
State FIPS
40
County FIPS
137
Geography
Land area
10.40 sq mi
Water area
0.07 sq mi
Latitude
34.4852
Longitude
-97.6497
Timezone
Central (CT)
Area code
580
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
49.6%
48.7%
46.5%
$50k – $100k
30.8%
33.2%
31.0%
$100k – $200k
17.8%
15.5%
18.1%
Over $200k
1.8%
2.6%
4.5%
Demographics & statistics
$58,281
Median household income
13.9%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 150 21.6% 18 and over 543 78.4% 65 and over 132 19.0% Median age 46.1 years
Race & ethnicity
American Indian / Alaska Native
4.1%
Group Count % White 559 75.8% Two or more races 104 14.1% Hispanic or Latino 44 6% American Indian / Alaska Native 30 4.1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
49.6%
48.7%
46.5%
$50k – $100k
30.8%
33.2%
31.0%
$100k – $200k
17.8%
15.5%
18.1%
Over $200k
1.8%
2.6%
4.5%
Range % of households Under $10k 9.5% $10k–$15k 9.5% $15k–$25k 9.2% $25k–$35k 8.1% $35k–$50k 6.4% $50k–$75k 10.8% $75k–$100k 19.7% $100k–$150k 18.6% $150k–$200k 6.8% $200k+ 1.4% Median income $58,281
Housing
Housing overview
Metric Value Median home value $98,300 Median rent / month $888 Owner occupied 74.9% Renter occupied 25.1% Vacant 13.2% Single-family detached 78.5% Large apartment buildings 0.0% Mobile homes 11.2% Median rooms 5.9 Avg household size (owned) 2.09
Year built
Era % 2020 or later 0.0% 2010–2019 4.7% 2000–2009 5.0% 1990–1999 2.9% 1980–1989 11.8% 1970–1979 38.8% 1960–1969 13.8% 1950–1959 20.3% 1940–1949 2.1% 1939 or earlier 0.6%
Bedrooms
Size % of units No bedroom (studio) 2.4% 1 bedroom 5.6% 2 bedrooms 17.4% 3 bedrooms 63.5% 4 bedrooms 11.2% 5+ bedrooms 0.0%
Vehicles per household
Vehicles % of households No vehicle 2.0% 1 vehicle 24.7% 2 vehicles 43.7% 3 or more 29.5%
Heating fuel
Fuel type % Utility gas 33.9% Electricity 58.0% Propane / LP gas 1.7% Fuel oil 3.7% Wood 0.7%
Households & families
Household type Count % Married-couple family 181 61.4% Cohabiting couple 25 8.5% Male householder, no spouse 28 9.5% Female householder, no spouse 61 20.7% Households with children under 18 92 31.2% Households with seniors (65+) 96 32.5% Average household size 2.35
Marital status
Status Male Female Never married 14.2% 12.5% Married 75.2% 58.2% Separated 0.7% 2.1% Widowed 1.5% 17.8% Divorced 8.4% 9.4%
Education
Some college, no degree
15.2%
Graduate / professional
2.3%
Metric % HS diploma or higher 92.7% Bachelor's or higher 13.9%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 9 6.6% Kindergarten 10 7.4% Elementary school 81 59.6% High school 34 25.0% College / grad school 2 1.5%
Employment
Industry of employment
Agriculture & mining
26.9%
Education & healthcare
14.1%
Transportation & utilities
9.0%
Professional & management
7.2%
Arts, food & hospitality
6.2%
Public administration
2.8%
Finance & real estate
1.7%
Occupation
Category % Management, business & arts 24.8% Service 12.4% Sales & office 21.4% Natural resources & construction 10.3% Production & transportation 31.0%
Employment type
Type % Private sector 77.9% Government 16.2% Self-employed 5.9% Unpaid family workers 0.0%
Commute
Method % Drive alone 94.4% Carpool 4.2% Public transit 0.0% Walk 0.0% Work from home 1.4% Other means 0.0% Avg commute (minutes) 25.2
Poverty
Married-couple families
12.2%
Female-led households
32.3%
Income support
Source % of households Social Security 37.6% Retirement income 19.3% Supplemental Security 5.8% Cash public assistance 1.7% Food stamps / SNAP 19.7%
Health indicators
Condition % Obesity 40.6% High blood pressure 38.9% High cholesterol 34.4% Diabetes 11.6% Heart disease 7.5% Stroke 3.6% Asthma 11.0% Arthritis 27.9% Kidney disease 3.1% Pulmonary disease 9.4% Cancer 6.7%
Behavior / access % Smoking 23.5% Binge drinking 12.9% No physical activity 32.5% Less than 7 hrs sleep 35.3% Depression 25.9% Fair or poor health 18.8% Poor mental health 17.4% Poor physical health 13.2% No health insurance 18.1% Visited doctor (checkup) 74.2% Visited dentist 55.9% Cholesterol screening 87.4% Teeth loss 19.5%
Veterans & disability
Veterans Count % Civilian veterans 59 10.9%
Disability % Any disability 16.6% Under 18 6.0% 18–64 years 14.4% 65 and over 35.6%
Health insurance coverage
Type % Private insurance 61.3% Public insurance 43.7% No insurance 11.3% Uninsured under 19 6.4%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 668 96.4% Spanish 3 0.4% Other Indo-European 3 0.4% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 686 99.0% Born in same state 684 98.7% Born in different state 506 73.0% Foreign born 2 0.3% Naturalized citizen 7 1.0% Not a US citizen 0 0.0%
Ancestry
Ancestry Count % Arab 185 26.7% Italian 89 12.8%
Ancestry Count % French 15 2.2% English 4 0.6%
Technology access
Metric % of households Computer access 42.6% Internet access 92.5%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 73491
What city is ZIP code 73491 in?
ZIP code 73491 is primarily assigned to Velma, Oklahoma.
What county is ZIP code 73491 in?
ZIP code 73491 falls within Stephens County, Oklahoma.
What is the poverty rate in ZIP code 73491?
28% of residents in ZIP code 73491 live below the poverty line, above the national average.
How educated is the population of ZIP code 73491?
14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.
Does ZIP code 73491 have a large retiree population?
38% of households in ZIP code 73491 receive Social Security income, suggesting a significant retiree or disability population.
Does ZIP code 73491 have a large veteran population?
11% of civilians in ZIP code 73491 are veterans, above the national average of ~7%.
What timezone is ZIP code 73491 in?
ZIP code 73491 observes the CST timezone.
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