98686 ZIP Code — Vancouver, WA

Clark County, Washington

ZIP code 98686 is located in Vancouver, Washington, within Clark County. It covers approximately 11.65 square miles and serves a population of 20,518 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 360/564.

About ZIP code 98686

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $497,100. Owner-occupancy is high at 76%, well above the national average.

Median household income is $101,174. The poverty rate of 7% is below the national average. 33% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.

Educational attainment is near the national average, with 36% of residents holding a bachelor's degree or higher.

Overall, ZIP code 98686 reflects a community defined by high homeownership and a significant Social Security-dependent population.

20,518

population

11.65

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

98686 ZIP code map

Cities in ZIP code 98686

Below are the cities the US Postal Service accepts for ZIP code 98686. Using any city not on this list may result in mail delivery delays.

City	Status
Vancouver	Preferred

Nearby ZIP codes

98685 Vancouver (3.2 mi) 98665 Vancouver (3.5 mi) 98662 Vancouver (3.6 mi) 98660 Vancouver (4.8 mi) 98663 Vancouver (5.5 mi) 98661 Vancouver (5.9 mi) 98642 Ridgefield (6.2 mi) 98664 Vancouver (8 mi) 98606 Brush Prairie (8.4 mi) 98682 Vancouver (8.5 mi) 98604 Battle Ground (8.6 mi) 98684 Vancouver (9 mi)

Demographics updated 05/2026

Population
Total population	20,518
Population density	1,761 / sq mi
State FIPS	53
County FIPS	011

Geography
Land area	11.65 sq mi
Water area	0.00 sq mi
Latitude	45.7290
Longitude	-122.6304
Timezone	Pacific (PT)
Area code	360/564

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	27.4%	30.0%	31.7%
$50k – $100k	29.7%	33.0%	30.6%
$100k – $200k	36.5%	29.0%	27.1%
Over $200k	6.4%	8.0%	10.6%

Demographics & statistics

20,518

Population

1,761

People per sq mi

42.1

Median age

$101,174

Median household income

$46,805

Per capita income

$497,100

Median home value

$1,677

Median monthly rent

76.0%

Home ownership

7.0%

Poverty rate

3.9%

Unemployment

6,450

Housing units

36.2%

Bachelor's or higher

Age distribution

Male Female

602

Under 5

579

661

5–9

636

714

10–14

688

545

15–19

525

649

20–24

624

1,042

25–34

1,002

1,475

35–44

1,420

1,771

45–54

1,705

419

55–59

404

562

60–64

541

1,320

65–74

1,271

530

75–84

510

165

85+

158

← Male

Female →

Age summary

Group	Count	%
Under 18	4,584	22.3%
18 and over	15,934	77.7%
65 and over	3,954	19.3%
Median age	42.1 years

Race & ethnicity

White 76.1%

Two or more races 7.9%

Hispanic or Latino 5.5%

Asian 5.2%

Other race 2.2%

Black or African American 1.6%

Native Hawaiian / Pacific Islander 1%

American Indian / Alaska Native 0.6%

Group	Count	%
White	16,533	76.1%
Two or more races	1,707	7.9%
Hispanic or Latino	1,200	5.5%
Asian	1,121	5.2%
Other race	468	2.2%
Black or African American	344	1.6%
Native Hawaiian / Pacific Islander	218	1%
American Indian / Alaska Native	127	0.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	27.4%	30.0%	31.7%
$50k – $100k	29.7%	33.0%	30.6%
$100k – $200k	36.5%	29.0%	27.1%
Over $200k	6.4%	8.0%	10.6%

Under $10k 2.0%

$10k–$15k 2.1%

$15k–$25k 3.8%

$25k–$35k 5.3%

$35k–$50k 9.1%

$50k–$75k 11.7%

$75k–$100k 15.3%

$100k–$150k 24.8%

$150k–$200k 11.2%

$200k+ 14.8%

Range	% of households
Under $10k	2.0%
$10k–$15k	2.1%
$15k–$25k	3.8%
$25k–$35k	5.3%
$35k–$50k	9.1%
$50k–$75k	11.7%
$75k–$100k	15.3%
$100k–$150k	24.8%
$150k–$200k	11.2%
$200k+	14.8%
Median income	$101,174

Housing

Home values

Under $50k 3.2%

$50k–$100k 0.9%

$100k–$150k 1.2%

$150k–$200k 1.3%

$200k–$300k 6.6%

$300k–$500k 37.5%

$500k–$1M 48.1%

$1M+ 1.1%

Housing overview

Metric	Value
Median home value	$497,100
Median rent / month	$1,677
Owner occupied	76.0%
Renter occupied	24.0%
Vacant	6.4%
Single-family detached	72.4%
Large apartment buildings	7.1%
Mobile homes	4.3%
Median rooms	6.3
Avg household size (owned)	2.60

Year built

Era	%
2020 or later	2.3%
2010–2019	16.5%
2000–2009	18.1%
1990–1999	22.0%
1980–1989	10.4%
1970–1979	16.5%
1960–1969	7.7%
1950–1959	2.1%
1940–1949	1.9%
1939 or earlier	2.5%

Bedrooms

Size	% of units
No bedroom (studio)	2.0%
1 bedroom	7.5%
2 bedrooms	18.0%
3 bedrooms	39.7%
4 bedrooms	27.7%
5+ bedrooms	5.2%

Vehicles per household

Vehicles	% of households
No vehicle	5.0%
1 vehicle	23.4%
2 vehicles	43.5%
3 or more	28.1%

Heating fuel

Fuel type	%
Utility gas	37.7%
Electricity	58.1%
Propane / LP gas	0.7%
Fuel oil	0.4%
Wood	1.9%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	4,373	56.2%
Cohabiting couple	368	4.7%
Male householder, no spouse	1,182	15.2%
Female householder, no spouse	1,862	23.9%
Households with children under 18	2,388	30.7%
Households with seniors (65+)	2,629	33.8%
Average household size	2.62

Marital status

Status	Male	Female
Never married	30.6%	18.9%
Married	57.7%	55.0%
Separated	0.3%	1.3%
Widowed	2.4%	8.6%
Divorced	8.9%	16.3%

Education

Less than 9th grade 1.3%

Some HS, no diploma 2.6%

HS graduate 23.4%

Some college, no degree 24.2%

Associate's degree 12.3%

Bachelor's degree 22.6%

Graduate / professional 13.6%

Metric	%
HS diploma or higher	96.2%
Bachelor's or higher	36.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	321	7.0%
Kindergarten	276	6.0%
Elementary school	2,095	45.5%
High school	916	19.9%
College / grad school	992	21.6%

Employment

Industry of employment

Education & healthcare 21.9%

Professional & management 15.1%

Manufacturing 11.4%

Retail trade 9.2%

Transportation & utilities 8.9%

Construction 7.9%

Public administration 6.3%

Arts, food & hospitality 5.6%

Finance & real estate 5.4%

Wholesale trade 3.7%

Other services 3.0%

Information 1.2%

Agriculture & mining 0.5%

Occupation

Category	%
Management, business & arts	44.1%
Service	12.3%
Sales & office	21.8%
Natural resources & construction	8.8%
Production & transportation	13.0%

Employment type

Type	%
Private sector	76.2%
Government	16.1%
Self-employed	7.5%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	71.8%
Carpool	4.8%
Public transit	1.2%
Walk	2.0%
Work from home	17.8%
Other means	2.3%
Avg commute (minutes)	23.9

Poverty

All people 7.0%

Under 18 years 4.7%

18 and over 7.6%

Married-couple families 1.9%

Female-led households 19.2%

Income support

Source	% of households
Social Security	32.8%
Retirement income	25.7%
Supplemental Security	2.9%
Cash public assistance	2.3%
Food stamps / SNAP	7.3%

Health indicators

Condition	%
Obesity	33.9%
High blood pressure	29.1%
High cholesterol	30.6%
Diabetes	8.1%
Heart disease	5.3%
Stroke	2.4%
Asthma	10.7%
Arthritis	24.3%
Kidney disease	2.5%
Pulmonary disease	5.3%
Cancer	6.8%

Behavior / access	%
Smoking	12.7%
Binge drinking	15.0%
No physical activity	15.8%
Less than 7 hrs sleep	31.0%
Depression	26.2%
Fair or poor health	10.7%
Poor mental health	14.0%
Poor physical health	9.1%
No health insurance	8.6%
Visited doctor (checkup)	68.8%
Visited dentist	69.5%
Cholesterol screening	89.3%
Teeth loss	8.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,352	8.5%

Disability	%
Any disability	14.1%
Under 18	6.3%
18–64 years	11.8%
65 and over	30.1%

Health insurance coverage

Type	%
Private insurance	75.2%
Public insurance	35.0%
No insurance	5.4%
Uninsured under 19	1.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	19,337	94.2%
Spanish	772	4.0%
Other Indo-European	394	2.0%
Asian & Pacific Islander	144	0.7%
Other languages	215	1.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	18,563	90.5%
Born in same state	18,180	88.6%
Born in different state	6,870	33.5%
Foreign born	383	1.9%
Naturalized citizen	1,955	9.5%
Not a US citizen	1,232	63.0%

Ancestry

Ancestry	Count	%
French	2,475	12.1%
Italian	2,091	10.2%
Polish	1,056	5.1%
Arab	948	4.6%
English	369	1.8%

Ancestry	Count	%
Dutch	158	0.8%
German	147	0.7%
Irish	55	0.3%
Norwegian	35	0.2%

Technology access

Metric	% of households
Computer access	37.9%
Internet access	96.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 98686

What city is ZIP code 98686 in?

ZIP code 98686 is primarily assigned to Vancouver, Washington.

What county is ZIP code 98686 in?

ZIP code 98686 falls within Clark County, Washington.

What is the typical home value in ZIP code 98686?

The median home value in ZIP code 98686 is $497,100.

What is the population of ZIP code 98686?

ZIP code 98686 has an estimated population of 20,518 residents, with a density of 1,761 people per square mile.

What is the median household income in ZIP code 98686?

The median household income in ZIP code 98686 is $101,174, above the national median of ~$75,000.

What timezone is ZIP code 98686 in?

ZIP code 98686 observes the PST timezone.