05489 ZIP Code — Underhill, VT

Chittenden County, Vermont

ZIP code 05489 is located in Underhill, Vermont, within Chittenden County. It covers approximately 58.89 square miles and serves a population of 3,652 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 802.

About ZIP code 05489

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $370,900. Owner-occupancy is high at 87%, well above the national average.

Median household income is $87,941. 36% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 33 minutes is near the national average.

Educational attainment is near the national average, with 44% of residents holding a bachelor's degree or higher.

Overall, ZIP code 05489 reflects a community defined by high homeownership and a significant Social Security-dependent population.

3,652

population

58.89

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

05489 ZIP code map

Cities in ZIP code 05489

Below are the cities the US Postal Service accepts for ZIP code 05489. Using any city not on this list may result in mail delivery delays.

City	Status
Underhill	Acceptable
Underhill	Preferred

Nearby ZIP codes

05465 Jericho (5.8 mi) 05444 Cambridge (6.9 mi) 05464 Jeffersonville (7.4 mi) 05494 Westford (7.7 mi) 05452 Essex Junction (8.4 mi) 05672 Stowe (9.8 mi) 05477 Richmond (11.5 mi) 05656 Johnson (12.4 mi) 05661 Morrisville (12.5 mi) 05439 Colchester (12.7 mi) 05495 Williston (13 mi) 05454 Fairfax (13.1 mi)

Demographics updated 05/2026

Population
Total population	3,652
Population density	62 / sq mi
State FIPS	50
County FIPS	007

Geography
Land area	58.89 sq mi
Water area	0.08 sq mi
Latitude	44.5496
Longitude	-72.8914
Timezone	Eastern (ET)
Area code	802

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	23.9%	32.9%	39.3%
$50k – $100k	27.5%	30.1%	32.2%
$100k – $200k	38.1%	27.3%	22.5%
Over $200k	10.5%	9.6%	6.0%

Demographics & statistics

3,652

Population

People per sq mi

39.8

Median age

$87,941

Median household income

$43,548

Per capita income

$370,900

Median home value

$1,277

Median monthly rent

86.7%

Home ownership

7.8%

Poverty rate

4.7%

Unemployment

1,234

Housing units

43.8%

Bachelor's or higher

Age distribution

Male Female

141

Under 5

130

169

5–9

157

10–14

129

15–19

120

20–24

276

25–34

256

140

35–44

130

243

45–54

225

138

55–59

127

173

60–64

160

189

65–74

174

120

75–84

111

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	935	25.6%
18 and over	2,717	74.4%
65 and over	657	18.0%
Median age	39.8 years

Race & ethnicity

White 95.4%

Two or more races 2.5%

Hispanic or Latino 1%

Black or African American 0.8%

Asian 0.2%

Group	Count	%
White	3,521	95.4%
Two or more races	92	2.5%
Hispanic or Latino	38	1%
Black or African American	31	0.8%
Asian	8	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	23.9%	32.9%	39.3%
$50k – $100k	27.5%	30.1%	32.2%
$100k – $200k	38.1%	27.3%	22.5%
Over $200k	10.5%	9.6%	6.0%

Under $10k 3.5%

$10k–$15k 2.1%

$15k–$25k 0.5%

$25k–$35k 5.6%

$35k–$50k 9.9%

$50k–$75k 20.8%

$75k–$100k 16.3%

$100k–$150k 14.1%

$150k–$200k 13.0%

$200k+ 14.2%

Range	% of households
Under $10k	3.5%
$10k–$15k	2.1%
$15k–$25k	0.5%
$25k–$35k	5.6%
$35k–$50k	9.9%
$50k–$75k	20.8%
$75k–$100k	16.3%
$100k–$150k	14.1%
$150k–$200k	13.0%
$200k+	14.2%
Median income	$87,941

Housing

Home values

Under $50k 0.3%

$50k–$100k 0.9%

$100k–$150k 0.5%

$150k–$200k 1.7%

$200k–$300k 23.6%

$300k–$500k 52.5%

$500k–$1M 20.5%

Housing overview

Metric	Value
Median home value	$370,900
Median rent / month	$1,277
Owner occupied	86.7%
Renter occupied	13.3%
Vacant	0.5%
Single-family detached	93.9%
Large apartment buildings	0.0%
Mobile homes	2.9%
Median rooms	6.9
Avg household size (owned)	2.35

Year built

Era	%
2020 or later	2.1%
2010–2019	7.9%
2000–2009	7.4%
1990–1999	10.5%
1980–1989	16.4%
1970–1979	35.3%
1960–1969	8.4%
1950–1959	1.0%
1940–1949	0.5%
1939 or earlier	10.5%

Bedrooms

Size	% of units
No bedroom (studio)	2.9%
1 bedroom	1.3%
2 bedrooms	16.2%
3 bedrooms	55.7%
4 bedrooms	21.9%
5+ bedrooms	2.0%

Vehicles per household

Vehicles	% of households
No vehicle	3.3%
1 vehicle	25.5%
2 vehicles	46.2%
3 or more	25.0%

Heating fuel

Fuel type	%
Utility gas	10.5%
Electricity	0.5%
Propane / LP gas	16.8%
Fuel oil	40.5%
Wood	27.0%

Households & families

Household type	Count	%
Married-couple family	931	65.7%
Cohabiting couple	77	5.4%
Male householder, no spouse	238	16.8%
Female householder, no spouse	170	12.0%
Households with children under 18	538	38.0%
Households with seniors (65+)	476	33.6%
Average household size	2.57

Marital status

Status	Male	Female
Never married	24.7%	15.4%
Married	62.2%	73.3%
Separated	2.2%	0.4%
Widowed	3.2%	4.2%
Divorced	7.7%	6.7%

Education

Less than 9th grade 0.6%

Some HS, no diploma 1.5%

HS graduate 27.5%

Some college, no degree 15.4%

Associate's degree 11.1%

Bachelor's degree 23.0%

Graduate / professional 20.8%

Metric	%
HS diploma or higher	97.9%
Bachelor's or higher	43.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	34	3.7%
Kindergarten	156	17.0%
Elementary school	259	28.2%
High school	278	30.3%
College / grad school	191	20.8%

Employment

Industry of employment

Education & healthcare 28.7%

Retail trade 16.1%

Manufacturing 14.4%

Professional & management 10.0%

Construction 7.5%

Public administration 5.8%

Arts, food & hospitality 5.4%

Other services 4.6%

Finance & real estate 4.4%

Information 2.0%

Wholesale trade 0.5%

Agriculture & mining 0.3%

Transportation & utilities 0.3%

Occupation

Category	%
Management, business & arts	48.0%
Service	13.1%
Sales & office	23.6%
Natural resources & construction	8.3%
Production & transportation	6.9%

Employment type

Type	%
Private sector	78.4%
Government	14.7%
Self-employed	6.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	79.5%
Carpool	8.6%
Public transit	0.0%
Walk	0.3%
Work from home	9.6%
Other means	2.0%
Avg commute (minutes)	32.7

Poverty

All people 7.8%

Under 18 years 9.7%

18 and over 7.1%

Married-couple families 5.7%

Female-led households 0.0%

Income support

Source	% of households
Social Security	36.3%
Retirement income	24.0%
Supplemental Security	0.8%
Cash public assistance	1.1%
Food stamps / SNAP	3.6%

Health indicators

Condition	%
Obesity	21.6%
High blood pressure	24.4%
High cholesterol	28.1%
Diabetes	6.0%
Heart disease	4.5%
Stroke	2.0%
Asthma	9.4%
Arthritis	20.3%
Kidney disease	2.1%
Pulmonary disease	4.4%
Cancer	6.4%

Behavior / access	%
Smoking	11.0%
Binge drinking	18.3%
No physical activity	11.9%
Less than 7 hrs sleep	24.0%
Depression	21.9%
Fair or poor health	7.2%
Poor mental health	12.2%
Poor physical health	7.1%
No health insurance	6.3%
Visited doctor (checkup)	68.9%
Visited dentist	78.1%
Cholesterol screening	92.0%
Teeth loss	8.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	182	6.7%

Disability	%
Any disability	10.1%
Under 18	4.3%
18–64 years	8.7%
65 and over	22.5%

Health insurance coverage

Type	%
Private insurance	64.6%
Public insurance	40.5%
No insurance	6.0%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,381	92.6%
Spanish	17	0.5%
Other Indo-European	0	0.0%
Asian & Pacific Islander	17	0.5%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,543	97.0%
Born in same state	3,543	97.0%
Born in different state	2,208	60.5%
Foreign born	0	0.0%
Naturalized citizen	109	3.0%
Not a US citizen	88	80.7%

Ancestry

Ancestry	Count	%
Italian	656	18%
French	632	17.3%
Arab	322	8.8%
German	136	3.7%

Ancestry	Count	%
English	70	1.9%
Polish	20	0.5%
Dutch	15	0.4%
Irish	4	0.1%

Technology access

Metric	% of households
Computer access	38.8%
Internet access	99.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 05489

What city is ZIP code 05489 in?

ZIP code 05489 is primarily assigned to Underhill, Vermont.

What county is ZIP code 05489 in?

ZIP code 05489 falls within Chittenden County, Vermont.

Is ZIP code 05489 mostly owner-occupied?

87% of occupied units in ZIP code 05489 are owner-occupied, well above the national average.

Does ZIP code 05489 have a large retiree population?

36% of households in ZIP code 05489 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 05489?

The median home value in ZIP code 05489 is $370,900.

What is the population of ZIP code 05489?

ZIP code 05489 has an estimated population of 3,652 residents, with a density of 62 people per square mile.

What timezone is ZIP code 05489 in?

ZIP code 05489 observes the EST timezone.