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Michigan ZIP Codes
Arenac County
Twining, MI
48766
48766 ZIP Code — Twining, MI
Arenac County, Michigan
ZIP code 48766 is located in
Twining ,
Michigan ,
within Arenac County .
It covers approximately 51.92 square miles and serves a population of
1,319 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 989 .
About ZIP code 48766
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $91,000. Owner-occupancy is high at 87%, well above the national average.
Median household income is $49,688. Poverty affects 20% of residents, above the national average. SNAP benefit usage at 21% of households reflects economic stress in the area. 47% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 30 minutes is near the national average.
College attainment at 7% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (24%) compared to national benchmarks.
Overall, ZIP code 48766 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.
48766 ZIP code map
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Cities in ZIP code 48766
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Demographics
updated 06/2026
Population
Total population
1,319
Population density
25 / sq mi
State FIPS
26
County FIPS
011
Geography
Land area
51.92 sq mi
Water area
0.44 sq mi
Latitude
44.1120
Longitude
-83.8669
Timezone
Eastern (ET)
Area code
989
Economics
updated 06/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
56.5%
55.8%
42.6%
$50k – $100k
34.4%
31.8%
31.1%
$100k – $200k
8.7%
10.5%
20.6%
Over $200k
0.4%
1.9%
5.7%
Demographics & statistics
$49,688
Median household income
Age distribution
Age summary
Group Count % Under 18 225 17.1% 18 and over 1,094 82.9% 65 and over 275 20.8% Median age 50.0 years
Race & ethnicity
American Indian / Alaska Native
1.9%
Black or African American
0.3%
Group Count % White 1,251 92.9% Two or more races 36 2.7% Hispanic or Latino 27 2% American Indian / Alaska Native 26 1.9% Black or African American 4 0.3% Other race 2 0.1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
56.5%
55.8%
42.6%
$50k – $100k
34.4%
31.8%
31.1%
$100k – $200k
8.7%
10.5%
20.6%
Over $200k
0.4%
1.9%
5.7%
Range % of households Under $10k 5.0% $10k–$15k 2.0% $15k–$25k 9.6% $25k–$35k 9.6% $35k–$50k 25.0% $50k–$75k 22.4% $75k–$100k 10.5% $100k–$150k 12.9% $150k–$200k 2.8% $200k+ 0.4% Median income $49,688
Housing
Housing overview
Metric Value Median home value $91,000 Median rent / month $827 Owner occupied 87.3% Renter occupied 12.7% Vacant 22.4% Single-family detached 80.5% Large apartment buildings 0.0% Mobile homes 19.0% Median rooms 5.9 Avg household size (owned) 2.45
Year built
Era % 2020 or later 0.0% 2010–2019 2.7% 2000–2009 11.0% 1990–1999 12.3% 1980–1989 9.4% 1970–1979 23.7% 1960–1969 9.7% 1950–1959 11.8% 1940–1949 5.4% 1939 or earlier 14.0%
Bedrooms
Size % of units No bedroom (studio) 0.0% 1 bedroom 8.1% 2 bedrooms 30.5% 3 bedrooms 50.5% 4 bedrooms 10.0% 5+ bedrooms 0.9%
Vehicles per household
Vehicles % of households No vehicle 10.3% 1 vehicle 27.0% 2 vehicles 38.8% 3 or more 23.9%
Heating fuel
Fuel type % Utility gas 5.1% Electricity 1.7% Propane / LP gas 54.0% Fuel oil 2.8% Wood 32.7% No fuel used 0.6%
Households & families
Household type Count % Married-couple family 254 46.7% Cohabiting couple 101 18.6% Male householder, no spouse 120 22.1% Female householder, no spouse 69 12.7% Households with children under 18 135 24.8% Households with seniors (65+) 214 39.3% Average household size 2.42
Marital status
Status Male Female Never married 43.6% 31.5% Married 39.0% 48.8% Separated 0.3% 2.8% Widowed 4.9% 9.4% Divorced 12.2% 7.5%
Education
Some HS, no diploma
16.2%
Some college, no degree
21.1%
Graduate / professional
1.8%
Metric % HS diploma or higher 80.1% Bachelor's or higher 6.9%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 4 1.9% Kindergarten 12 5.7% Elementary school 62 29.4% High school 98 46.4% College / grad school 35 16.6%
Employment
Industry of employment
Education & healthcare
19.3%
Transportation & utilities
10.3%
Arts, food & hospitality
9.9%
Agriculture & mining
6.7%
Professional & management
4.2%
Public administration
2.3%
Finance & real estate
1.9%
Occupation
Category % Management, business & arts 22.6% Service 13.4% Sales & office 18.5% Natural resources & construction 18.4% Production & transportation 27.2%
Employment type
Type % Private sector 79.7% Government 9.4% Self-employed 10.9% Unpaid family workers 0.0%
Commute
Method % Drive alone 80.1% Carpool 8.7% Public transit 1.2% Walk 2.5% Work from home 7.4% Other means 0.2% Avg commute (minutes) 30.3
Poverty
Married-couple families
10.6%
Female-led households
39.5%
Income support
Source % of households Social Security 46.5% Retirement income 34.0% Supplemental Security 10.5% Cash public assistance 3.9% Food stamps / SNAP 21.3%
Health indicators
Condition % Obesity 38.4% High blood pressure 37.4% High cholesterol 38.3% Diabetes 12.8% Heart disease 8.2% Stroke 3.8% Asthma 11.5% Arthritis 33.2% Kidney disease 3.4% Pulmonary disease 10.2% Cancer 7.2%
Behavior / access % Smoking 24.2% Binge drinking 18.5% No physical activity 24.5% Less than 7 hrs sleep 34.7% Depression 23.1% Fair or poor health 18.2% Poor mental health 17.2% Poor physical health 13.3% No health insurance 10.5% Visited doctor (checkup) 74.8% Visited dentist 63.5% Cholesterol screening 90.8% Teeth loss 16.0%
Veterans & disability
Veterans Count % Civilian veterans 81 7.4%
Disability % Any disability 16.5% Under 18 3.6% 18–64 years 15.9% 65 and over 29.1%
Health insurance coverage
Type % Private insurance 53.0% Public insurance 54.5% No insurance 10.3% Uninsured under 19 5.0%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 1,248 94.6% Spanish 4 0.3% Other Indo-European 4 0.3% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 1,305 98.9% Born in same state 1,304 98.9% Born in different state 1,209 91.7% Foreign born 1 0.1% Naturalized citizen 14 1.1% Not a US citizen 4 28.6%
Ancestry
Ancestry Count % Italian 168 12.7% French 98 7.4% Arab 75 5.7% Irish 21 1.6% German 20 1.5%
Ancestry Count % English 13 1% Polish 3 0.2% Norwegian 3 0.2% Dutch 2 0.2%
Technology access
Metric % of households Computer access 41.2% Internet access 74.8%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 48766
What city is ZIP code 48766 in?
ZIP code 48766 is primarily assigned to Twining, Michigan.
What county is ZIP code 48766 in?
ZIP code 48766 falls within Arenac County, Michigan.
How educated is the population of ZIP code 48766?
7% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.
Is ZIP code 48766 mostly owner-occupied?
87% of occupied units in ZIP code 48766 are owner-occupied, well above the national average.
Does ZIP code 48766 have a large retiree population?
47% of households in ZIP code 48766 receive Social Security income, suggesting a significant retiree or disability population.
What is the poverty rate in ZIP code 48766?
20% of residents in ZIP code 48766 live below the poverty line, above the national average.
What timezone is ZIP code 48766 in?
ZIP code 48766 observes the EST timezone.
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