86045 ZIP Code — Tuba City, AZ

Coconino County, Arizona

ZIP code 86045 is located in Tuba City, Arizona, within Coconino County. It covers approximately 720.62 square miles and serves a population of 11,154 residents. This is a standard ZIP code in the Mountain (MT) timezone, served by area code 928.

About ZIP code 86045

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $63,800. Owner-occupancy sits near the national average at 60%.

Median household income is $57,850. Poverty affects 25% of residents, above the national average. SNAP benefit usage at 24% of households reflects economic stress in the area.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 20 minutes is near the national average.

College attainment at 17% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (33%), poor mental health (23%) compared to national benchmarks.

Overall, ZIP code 86045 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, and elevated reliance on food assistance.

11,154

population

720.62

sq mi land

Standard

ZIP type

Mountain (MT)

timezone

86045 ZIP code map

Cities in ZIP code 86045

Below are the cities the US Postal Service accepts for ZIP code 86045. Using any city not on this list may result in mail delivery delays.

City	Status
Tuba City	Acceptable

Demographics updated 06/2026

Population
Total population	11,154
Population density	15 / sq mi
State FIPS	04
County FIPS	005

Geography
Land area	720.62 sq mi
Water area	0.04 sq mi
Latitude	35.9438
Longitude	-111.4463
Timezone	Mountain (MT)
Area code	928

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.4%	42.0%	40.6%
$50k – $100k	29.5%	33.0%	31.9%
$100k – $200k	16.5%	19.7%	21.1%
Over $200k	1.7%	5.2%	6.4%

Demographics & statistics

11,154

Population

People per sq mi

34.2

Median age

$57,850

Median household income

$20,229

Per capita income

$63,800

Median home value

$798

Median monthly rent

60.0%

Home ownership

24.6%

Poverty rate

13.1%

Unemployment

2,511

Housing units

16.8%

Bachelor's or higher

Age distribution

Male Female

315

Under 5

346

372

5–9

409

491

10–14

541

373

15–19

410

531

20–24

585

681

25–34

750

687

35–44

757

582

45–54

640

336

55–59

370

311

60–64

343

379

65–74

417

168

75–84

186

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	2,950	26.4%
18 and over	8,204	73.6%
65 and over	1,324	11.9%
Median age	34.2 years

Race & ethnicity

American Indian / Alaska Native 92.6%

White 3.9%

Hispanic or Latino 1.3%

Other race 0.9%

Black or African American 0.8%

Two or more races 0.4%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
American Indian / Alaska Native	10,467	92.6%
White	440	3.9%
Hispanic or Latino	144	1.3%
Other race	100	0.9%
Black or African American	94	0.8%
Two or more races	45	0.4%
Native Hawaiian / Pacific Islander	8	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.4%	42.0%	40.6%
$50k – $100k	29.5%	33.0%	31.9%
$100k – $200k	16.5%	19.7%	21.1%
Over $200k	1.7%	5.2%	6.4%

Under $10k 11.9%

$10k–$15k 4.8%

$15k–$25k 8.2%

$25k–$35k 8.8%

$35k–$50k 12.4%

$50k–$75k 16.9%

$75k–$100k 9.9%

$100k–$150k 16.6%

$150k–$200k 7.2%

$200k+ 3.5%

Range	% of households
Under $10k	11.9%
$10k–$15k	4.8%
$15k–$25k	8.2%
$25k–$35k	8.8%
$35k–$50k	12.4%
$50k–$75k	16.9%
$75k–$100k	9.9%
$100k–$150k	16.6%
$150k–$200k	7.2%
$200k+	3.5%
Median income	$57,850

Housing

Home values

Under $50k 42.5%

$50k–$100k 18.7%

$100k–$150k 16.9%

$150k–$200k 9.7%

$200k–$300k 5.6%

$300k–$500k 4.7%

$500k–$1M 1.3%

$1M+ 0.7%

Housing overview

Metric	Value
Median home value	$63,800
Median rent / month	$798
Owner occupied	60.0%
Renter occupied	40.0%
Vacant	17.0%
Single-family detached	58.7%
Large apartment buildings	0.0%
Mobile homes	27.9%
Median rooms	4.7
Avg household size (owned)	3.87

Year built

Era	%
2020 or later	0.2%
2010–2019	2.7%
2000–2009	8.0%
1990–1999	30.2%
1980–1989	24.3%
1970–1979	20.8%
1960–1969	4.2%
1950–1959	4.2%
1940–1949	4.5%
1939 or earlier	0.9%

Bedrooms

Size	% of units
No bedroom (studio)	7.2%
1 bedroom	12.0%
2 bedrooms	24.7%
3 bedrooms	42.3%
4 bedrooms	11.2%
5+ bedrooms	2.7%

Vehicles per household

Vehicles	% of households
No vehicle	6.9%
1 vehicle	40.2%
2 vehicles	30.8%
3 or more	22.1%

Heating fuel

Fuel type	%
Utility gas	11.0%
Electricity	13.3%
Propane / LP gas	13.0%
Wood	59.4%
Solar	0.4%
No fuel used	1.6%

Households & families

Household type	Count	%
Married-couple family	1,088	34.9%
Cohabiting couple	288	9.2%
Male householder, no spouse	478	15.3%
Female householder, no spouse	1,262	40.5%
Households with children under 18	1,328	42.6%
Households with seniors (65+)	1,006	32.3%
Average household size	3.56

Marital status

Status	Male	Female
Never married	55.2%	48.8%
Married	35.2%	29.8%
Separated	1.7%	1.8%
Widowed	2.7%	6.8%
Divorced	5.2%	12.8%

Education

Less than 9th grade 6.4%

Some HS, no diploma 11.1%

HS graduate 32.5%

Some college, no degree 21.9%

Associate's degree 11.3%

Bachelor's degree 7.4%

Graduate / professional 9.4%

Metric	%
HS diploma or higher	82.5%
Bachelor's or higher	16.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	64	2.3%
Kindergarten	163	5.9%
Elementary school	1,503	54.4%
High school	636	23.0%
College / grad school	395	14.3%

Employment

Industry of employment

Education & healthcare 54.8%

Construction 9.3%

Public administration 8.4%

Retail trade 8.2%

Arts, food & hospitality 6.2%

Transportation & utilities 3.6%

Other services 3.3%

Professional & management 3.0%

Manufacturing 1.2%

Information 0.8%

Finance & real estate 0.7%

Wholesale trade 0.5%

Occupation

Category	%
Management, business & arts	38.3%
Service	21.7%
Sales & office	16.7%
Natural resources & construction	13.5%
Production & transportation	9.7%

Employment type

Type	%
Private sector	40.4%
Government	53.6%
Self-employed	6.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	72.7%
Carpool	9.1%
Public transit	2.1%
Walk	8.4%
Work from home	6.9%
Other means	0.8%
Avg commute (minutes)	19.5

Poverty

All people 24.6%

Under 18 years 27.9%

18 and over 23.5%

Married-couple families 11.3%

Female-led households 26.8%

Income support

Source	% of households
Social Security	24.9%
Retirement income	19.6%
Supplemental Security	7.9%
Cash public assistance	0.8%
Food stamps / SNAP	23.9%

Health indicators

Condition	%
Obesity	34.8%
High blood pressure	33.0%
High cholesterol	26.8%
Diabetes	15.0%
Heart disease	7.6%
Stroke	5.1%
Asthma	15.1%
Arthritis	23.9%
Kidney disease	4.1%
Pulmonary disease	10.3%
Cancer	4.9%

Behavior / access	%
Smoking	32.6%
Binge drinking	16.7%
No physical activity	27.6%
Less than 7 hrs sleep	36.5%
Depression	24.2%
Fair or poor health	25.9%
Poor mental health	22.7%
Poor physical health	16.9%
No health insurance	17.7%
Visited doctor (checkup)	68.8%
Visited dentist	49.0%
Cholesterol screening	84.1%
Teeth loss	31.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	291	3.5%

Disability	%
Any disability	13.0%
Under 18	3.6%
18–64 years	10.5%
65 and over	46.9%

Health insurance coverage

Type	%
Private insurance	36.4%
Public insurance	53.5%
No insurance	15.0%
Uninsured under 19	10.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	10,493	94.1%
Spanish	1,390	13.2%
Other Indo-European	1	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	11,056	99.1%
Born in same state	11,041	99.0%
Born in different state	9,654	86.6%
Foreign born	15	0.1%
Naturalized citizen	98	0.9%
Not a US citizen	82	83.7%

Ancestry

Ancestry	Count	%
Italian	50	0.4%

Ancestry	Count	%
French	10	0.1%

Technology access

Metric	% of households
Computer access	27.9%
Internet access	89.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 86045

What city is ZIP code 86045 in?

ZIP code 86045 is primarily assigned to Tuba City, Arizona.

What county is ZIP code 86045 in?

ZIP code 86045 falls within Coconino County, Arizona.

What is the poverty rate in ZIP code 86045?

25% of residents in ZIP code 86045 live below the poverty line, above the national average.

What is the typical home value in ZIP code 86045?

The median home value in ZIP code 86045 is $63,800.

What is the population of ZIP code 86045?

ZIP code 86045 has an estimated population of 11,154 residents, with a density of 15 people per square mile.

What is the median household income in ZIP code 86045?

The median household income in ZIP code 86045 is $57,850, below the national median of ~$75,000.

What timezone is ZIP code 86045 in?

ZIP code 86045 observes the MST timezone.