59874 ZIP Code — Trout Creek, MT

Sanders County, Montana

ZIP code 59874 is located in Trout Creek, Montana, within Sanders County. It covers approximately 369.21 square miles and serves a population of 2,023 residents. This is a standard ZIP code in the Mountain (MT) timezone, served by area code 406.

About ZIP code 59874

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $445,600. Owner-occupancy is high at 82%, well above the national average.

Median household income is $57,587. 57% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.

Educational attainment is near the national average, with 27% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 15% of civilians, above the national average of 7%.

Overall, ZIP code 59874 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

2,023

population

369.21

sq mi land

Standard

ZIP type

Mountain (MT)

timezone

59874 ZIP code map

Cities in ZIP code 59874

Below are the cities the US Postal Service accepts for ZIP code 59874. Using any city not on this list may result in mail delivery delays.

City	Status
Trout Creek	Preferred

Nearby ZIP codes

59873 Thompson Falls (13.9 mi) 59853 Noxon (19 mi)

Demographics updated 05/2026

Population
Total population	2,023
Population density	5 / sq mi
State FIPS	30
County FIPS	089

Geography
Land area	369.21 sq mi
Water area	7.47 sq mi
Latitude	47.8356
Longitude	-115.6011
Timezone	Mountain (MT)
Area code	406

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	61.2%	58.5%	44.2%
$50k – $100k	26.6%	29.6%	32.0%
$100k – $200k	11.0%	9.4%	19.2%
Over $200k	1.1%	2.6%	4.7%

Demographics & statistics

2,023

Population

People per sq mi

55.8

Median age

$57,587

Median household income

$27,650

Per capita income

$445,600

Median home value

$559

Median monthly rent

81.7%

Home ownership

13.8%

Poverty rate

7.2%

Unemployment

841

Housing units

27.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

134

15–19

140

20–24

25–34

35–44

103

45–54

119

55–59

124

128

60–64

133

143

65–74

150

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	405	20.0%
18 and over	1,618	80.0%
65 and over	539	26.6%
Median age	55.8 years

Race & ethnicity

White 91.8%

Hispanic or Latino 2.7%

Two or more races 2.5%

Black or African American 1.1%

Asian 0.7%

American Indian / Alaska Native 0.6%

Other race 0.6%

Group	Count	%
White	1,909	91.8%
Hispanic or Latino	57	2.7%
Two or more races	51	2.5%
Black or African American	23	1.1%
Asian	15	0.7%
American Indian / Alaska Native	13	0.6%
Other race	12	0.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	61.2%	58.5%	44.2%
$50k – $100k	26.6%	29.6%	32.0%
$100k – $200k	11.0%	9.4%	19.2%
Over $200k	1.1%	2.6%	4.7%

Under $10k 0.3%

$10k–$15k 5.2%

$15k–$25k 9.3%

$25k–$35k 11.5%

$35k–$50k 15.9%

$50k–$75k 18.9%

$75k–$100k 20.7%

$100k–$150k 13.9%

$150k–$200k 1.1%

$200k+ 3.3%

Range	% of households
Under $10k	0.3%
$10k–$15k	5.2%
$15k–$25k	9.3%
$25k–$35k	11.5%
$35k–$50k	15.9%
$50k–$75k	18.9%
$75k–$100k	20.7%
$100k–$150k	13.9%
$150k–$200k	1.1%
$200k+	3.3%
Median income	$57,587

Housing

Home values

Under $50k 0.8%

$50k–$100k 1.9%

$100k–$150k 3.7%

$150k–$200k 4.6%

$200k–$300k 21.8%

$300k–$500k 23.0%

$500k–$1M 41.0%

$1M+ 3.2%

Housing overview

Metric	Value
Median home value	$445,600
Median rent / month	$559
Owner occupied	81.7%
Renter occupied	18.3%
Vacant	19.6%
Single-family detached	93.8%
Large apartment buildings	0.0%
Mobile homes	5.8%
Median rooms	5.6
Avg household size (owned)	2.77

Year built

Era	%
2020 or later	0.0%
2010–2019	8.2%
2000–2009	39.1%
1990–1999	18.3%
1980–1989	14.3%
1970–1979	8.1%
1960–1969	4.9%
1950–1959	5.4%
1940–1949	1.2%
1939 or earlier	0.5%

Bedrooms

Size	% of units
No bedroom (studio)	1.9%
1 bedroom	20.9%
2 bedrooms	31.2%
3 bedrooms	28.7%
4 bedrooms	13.6%
5+ bedrooms	3.7%

Vehicles per household

Vehicles	% of households
No vehicle	1.6%
1 vehicle	22.1%
2 vehicles	42.4%
3 or more	33.9%

Heating fuel

Fuel type	%
Electricity	17.9%
Propane / LP gas	31.0%
Fuel oil	2.4%
Wood	47.8%

Households & families

Household type	Count	%
Married-couple family	522	65.8%
Cohabiting couple	28	3.5%
Male householder, no spouse	109	13.7%
Female householder, no spouse	134	16.9%
Households with children under 18	126	15.9%
Households with seniors (65+)	329	41.5%
Average household size	2.55

Marital status

Status	Male	Female
Never married	27.5%	19.9%
Married	60.1%	60.0%
Separated	0.0%	1.4%
Widowed	2.5%	6.7%
Divorced	10.0%	11.9%

Education

Less than 9th grade 0.5%

Some HS, no diploma 3.5%

HS graduate 38.7%

Some college, no degree 20.2%

Associate's degree 9.7%

Bachelor's degree 22.7%

Graduate / professional 4.7%

Metric	%
HS diploma or higher	96.0%
Bachelor's or higher	27.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	145	31.0%
High school	294	62.8%
College / grad school	29	6.2%

Employment

Industry of employment

Education & healthcare 29.6%

Professional & management 12.0%

Manufacturing 11.8%

Construction 10.9%

Agriculture & mining 8.3%

Public administration 7.6%

Transportation & utilities 6.2%

Other services 5.5%

Arts, food & hospitality 4.9%

Wholesale trade 1.6%

Information 1.1%

Retail trade 0.7%

Occupation

Category	%
Management, business & arts	41.7%
Service	17.1%
Sales & office	21.8%
Natural resources & construction	11.8%
Production & transportation	7.6%

Employment type

Type	%
Private sector	53.7%
Government	26.9%
Self-employed	19.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	61.7%
Carpool	15.4%
Public transit	0.0%
Walk	2.7%
Work from home	17.9%
Other means	2.3%
Avg commute (minutes)	25.2

Poverty

All people 13.8%

Under 18 years 30.3%

18 and over 10.3%

Married-couple families 5.9%

Female-led households 0.0%

Income support

Source	% of households
Social Security	57.0%
Retirement income	39.2%
Supplemental Security	4.4%
Cash public assistance	0.4%
Food stamps / SNAP	2.6%

Health indicators

Condition	%
Obesity	31.5%
High blood pressure	37.1%
High cholesterol	35.5%
Diabetes	12.9%
Heart disease	9.2%
Stroke	4.4%
Asthma	10.4%
Arthritis	33.0%
Kidney disease	3.9%
Pulmonary disease	10.2%
Cancer	8.3%

Behavior / access	%
Smoking	21.5%
Binge drinking	18.0%
No physical activity	25.8%
Less than 7 hrs sleep	32.5%
Depression	22.5%
Fair or poor health	18.1%
Poor mental health	13.4%
Poor physical health	14.2%
No health insurance	13.7%
Visited doctor (checkup)	70.7%
Visited dentist	54.4%
Cholesterol screening	89.3%
Teeth loss	17.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	236	14.6%

Disability	%
Any disability	17.1%
Under 18	3.7%
18–64 years	14.4%
65 and over	32.7%

Health insurance coverage

Type	%
Private insurance	58.9%
Public insurance	54.0%
No insurance	8.0%
Uninsured under 19	14.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,990	98.4%
Spanish	3	0.2%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	3	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,001	98.9%
Born in same state	2,001	98.9%
Born in different state	440	21.7%
Foreign born	0	0.0%
Naturalized citizen	22	1.1%
Not a US citizen	18	81.8%

Ancestry

Ancestry	Count	%
Arab	302	14.9%
Italian	206	10.2%
French	205	10.1%
Polish	152	7.5%

Ancestry	Count	%
Dutch	16	0.8%
English	15	0.7%
German	12	0.6%

Technology access

Metric	% of households
Computer access	39.2%
Internet access	87.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 59874

What city is ZIP code 59874 in?

ZIP code 59874 is primarily assigned to Trout Creek, Montana.

What county is ZIP code 59874 in?

ZIP code 59874 falls within Sanders County, Montana.

Does ZIP code 59874 have a large retiree population?

57% of households in ZIP code 59874 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 59874 have an older population?

27% of residents in ZIP code 59874 are 65 or older, above the national average of ~17%.

Is ZIP code 59874 mostly owner-occupied?

82% of occupied units in ZIP code 59874 are owner-occupied, well above the national average.

Does ZIP code 59874 have a large veteran population?

15% of civilians in ZIP code 59874 are veterans, above the national average of ~7%.

What timezone is ZIP code 59874 in?

ZIP code 59874 observes the MST timezone.