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Pennsylvania ZIP Codes
Mercer County
Transfer, PA
16154
16154 ZIP Code — Transfer, PA
Mercer County, Pennsylvania
ZIP code 16154 is located in
Transfer ,
Pennsylvania ,
within Mercer County .
It covers approximately 27.02 square miles and serves a population of
1,987 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 724 .
About ZIP code 16154
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $162,200. Owner-occupancy is high at 93%, well above the national average.
Median household income is $54,635. The poverty rate of 6% is below the national average. 49% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 33 minutes is near the national average.
Educational attainment is near the national average, with 21% of residents holding a bachelor's degree or higher.
Health indicators show elevated rates of smoking (21%) compared to national benchmarks.
Notable community characteristics include a notable veteran presence at 16% of civilians, above the national average of 7%.
Overall, ZIP code 16154 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.
16154 ZIP code map
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Cities in ZIP code 16154
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
1,987
Population density
74 / sq mi
State FIPS
42
County FIPS
085
Geography
Land area
27.02 sq mi
Water area
2.15 sq mi
Latitude
41.3333
Longitude
-80.4236
Timezone
Eastern (ET)
Area code
724
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
44.6%
49.8%
39.8%
$50k – $100k
26.7%
31.4%
30.8%
$100k – $200k
28.4%
16.3%
22.4%
Over $200k
0.3%
2.5%
7.1%
Demographics & statistics
$54,635
Median household income
$162,200
Median home value
21.4%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 238 12.0%
18 and over 1,749 88.0%
65 and over 612 30.8%
Median age 54.7 years
Race & ethnicity
Group Count %
White 1,921 94.3%
Hispanic or Latino 51 2.5%
Two or more races 50 2.5%
Other race 16 0.8%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
44.6%
49.8%
39.8%
$50k – $100k
26.7%
31.4%
30.8%
$100k – $200k
28.4%
16.3%
22.4%
Over $200k
0.3%
2.5%
7.1%
Range % of households
Under $10k 4.7%
$10k–$15k 1.3%
$15k–$25k 6.9%
$25k–$35k 10.3%
$35k–$50k 16.1%
$50k–$75k 24.8%
$75k–$100k 14.5%
$100k–$150k 12.0%
$150k–$200k 5.2%
$200k+ 4.3%
Median income $54,635
Housing
Housing overview
Metric Value
Median home value $162,200
Median rent / month $843
Owner occupied 93.4%
Renter occupied 6.6%
Vacant 3.4%
Single-family detached 86.6%
Large apartment buildings 0.0%
Mobile homes 13.0%
Median rooms 6.1
Avg household size (owned) 2.23
Year built
Era %
2020 or later 0.0%
2010–2019 1.0%
2000–2009 7.3%
1990–1999 9.2%
1980–1989 14.1%
1970–1979 26.4%
1960–1969 7.9%
1950–1959 21.0%
1940–1949 4.5%
1939 or earlier 8.6%
Bedrooms
Size % of units
No bedroom (studio) 0.0%
1 bedroom 0.0%
2 bedrooms 29.3%
3 bedrooms 60.3%
4 bedrooms 10.5%
5+ bedrooms 0.0%
Vehicles per household
Vehicles % of households
No vehicle 6.2%
1 vehicle 27.7%
2 vehicles 44.3%
3 or more 21.9%
Heating fuel
Fuel type %
Utility gas 31.3%
Electricity 23.0%
Propane / LP gas 8.4%
Fuel oil 21.5%
Wood 11.7%
Households & families
Household type Count %
Married-couple family 489 55.7%
Cohabiting couple 32 3.6%
Male householder, no spouse 206 23.5%
Female householder, no spouse 151 17.2%
Households with children under 18 130 14.8%
Households with seniors (65+) 417 47.5%
Average household size 2.26
Marital status
Status Male Female
Never married 22.4% 12.6%
Married 54.1% 62.8%
Separated 0.0% 3.2%
Widowed 3.1% 9.9%
Divorced 20.4% 11.6%
Education
Some college, no degree
20.8%
Graduate / professional
4.6%
Metric %
HS diploma or higher 97.0%
Bachelor's or higher 21.4%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 17 8.8%
Kindergarten 30 15.5%
Elementary school 81 42.0%
High school 57 29.5%
College / grad school 8 4.1%
Employment
Industry of employment
Education & healthcare
26.5%
Arts, food & hospitality
10.3%
Professional & management
7.5%
Public administration
6.4%
Finance & real estate
3.6%
Transportation & utilities
3.2%
Occupation
Category %
Management, business & arts 38.9%
Service 16.6%
Sales & office 16.7%
Natural resources & construction 12.7%
Production & transportation 15.0%
Employment type
Type %
Private sector 88.0%
Government 6.8%
Self-employed 4.7%
Unpaid family workers 0.6%
Commute
Method %
Drive alone 88.1%
Carpool 6.7%
Public transit 0.0%
Walk 0.6%
Work from home 4.6%
Other means 0.0%
Avg commute (minutes) 32.7
Poverty
Married-couple families
1.0%
Female-led households
0.0%
Income support
Source % of households
Social Security 49.0%
Retirement income 40.5%
Supplemental Security 2.2%
Cash public assistance 0.9%
Food stamps / SNAP 9.6%
Health indicators
Condition %
Obesity 33.2%
High blood pressure 34.3%
High cholesterol 34.4%
Diabetes 10.7%
Heart disease 7.7%
Stroke 3.3%
Asthma 9.9%
Arthritis 31.5%
Kidney disease 3.1%
Pulmonary disease 8.4%
Cancer 7.4%
Behavior / access %
Smoking 20.9%
Binge drinking 17.8%
No physical activity 24.2%
Less than 7 hrs sleep 37.3%
Depression 22.2%
Fair or poor health 15.2%
Poor mental health 15.1%
Poor physical health 11.7%
No health insurance 10.0%
Visited doctor (checkup) 79.7%
Visited dentist 63.5%
Cholesterol screening 90.4%
Teeth loss 15.7%
Veterans & disability
Veterans Count %
Civilian veterans 276 15.8%
Disability %
Any disability 18.8%
Under 18 0.0%
18–64 years 17.2%
65 and over 29.1%
Health insurance coverage
Type %
Private insurance 67.5%
Public insurance 45.1%
No insurance 6.9%
Uninsured under 19 1.3%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 1,905 95.9%
Spanish 0 0.0%
Other Indo-European 0 0.0%
Asian & Pacific Islander 0 0.0%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 1,971 99.2%
Born in same state 1,971 99.2%
Born in different state 1,576 79.3%
Foreign born 0 0.0%
Naturalized citizen 16 0.8%
Not a US citizen 0 0.0%
Ancestry
Ancestry Count %
French 265 13.3%
Italian 250 12.6%
Arab 117 5.9%
Ancestry Count %
English 61 3.1%
Irish 8 0.4%
Technology access
Metric % of households
Computer access 44.2%
Internet access 94.8%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 16154
What city is ZIP code 16154 in?
ZIP code 16154 is primarily assigned to Transfer, Pennsylvania.
What county is ZIP code 16154 in?
ZIP code 16154 falls within Mercer County, Pennsylvania.
Does ZIP code 16154 have an older population?
31% of residents in ZIP code 16154 are 65 or older, above the national average of ~17%.
Is ZIP code 16154 mostly owner-occupied?
93% of occupied units in ZIP code 16154 are owner-occupied, well above the national average.
Does ZIP code 16154 have a large retiree population?
49% of households in ZIP code 16154 receive Social Security income, suggesting a significant retiree or disability population.
Does ZIP code 16154 have a large veteran population?
16% of civilians in ZIP code 16154 are veterans, above the national average of ~7%.
What timezone is ZIP code 16154 in?
ZIP code 16154 observes the EST timezone.
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