58788 ZIP Code — Towner, ND

Mchenry County, North Dakota

ZIP code 58788 is located in Towner, North Dakota, within Mchenry County. It covers approximately 517.85 square miles and serves a population of 827 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 701.

About ZIP code 58788

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $111,000. Owner-occupancy is high at 81%, well above the national average.

Median household income is $77,656. 38% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with agriculture and mining as the leading industry. The average commute of 19 minutes is near the national average.

College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.

Notable community characteristics include a notable veteran presence at 18% of civilians, above the national average of 7%.

Overall, ZIP code 58788 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

827
population
517.85
sq mi land
Standard
ZIP type
Central (CT)
timezone
58788 ZIP code map
Cities in ZIP code 58788

Below are the cities the US Postal Service accepts for ZIP code 58788. Using any city not on this list may result in mail delivery delays.

City Status
Towner Acceptable
Towner Preferred
Nearby ZIP codes
58744 Karlsruhe (18.3 mi) 58741 Granville (18.7 mi) 58384 Willow City (19 mi) 58368 Rugby (19.9 mi)
Demographics updated 05/2026
Population
Total population 827
Population density 2 / sq mi
State FIPS 38
County FIPS 049
Geography
Land area 517.85 sq mi
Water area 5.94 sq mi
Latitude 48.3690
Longitude -100.4429
Timezone Central (CT)
Area code 701
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 44.3% 37.6% 37.8%
$50k – $100k 29.2% 34.7% 32.8%
$100k – $200k 12.7% 22.2% 23.3%
Over $200k 13.7% 5.5% 6.0%

Demographics & statistics

827
Population
2
People per sq mi
51.7
Median age
$77,656
Median household income
$46,851
Per capita income
$111,000
Median home value
$99
Median monthly rent
80.6%
Home ownership
14.3%
Poverty rate
6.8%
Unemployment
472
Housing units
19.9%
Bachelor's or higher

Age distribution

Male Female
22
Under 5
20
36
5–9
32
26
10–14
24
6
15–19
6
4
20–24
4
50
25–34
45
41
35–44
37
49
45–54
44
31
55–59
29
33
60–64
30
84
65–74
77
41
75–84
37
10
85+
9
← Male
Female →

Age summary

GroupCount%
Under 1817220.8%
18 and over65579.2%
65 and over25831.2%
Median age51.7 years

Race & ethnicity

White 88.7%
Black or African American 3.6%
Asian 3.2%
Two or more races 3%
Hispanic or Latino 1.5%
GroupCount%
White74588.7%
Black or African American303.6%
Asian273.2%
Two or more races253%
Hispanic or Latino131.5%

Household income

Income range This ZIP County avg State avg
Under $50k 44.3% 37.6% 37.8%
$50k – $100k 29.2% 34.7% 32.8%
$100k – $200k 12.7% 22.2% 23.3%
Over $200k 13.7% 5.5% 6.0%
Under $10k 3.6%
$10k–$15k 2.9%
$15k–$25k 6.5%
$25k–$35k 10.4%
$35k–$50k 15.7%
$50k–$75k 9.4%
$75k–$100k 12.8%
$100k–$150k 16.2%
$150k–$200k 3.9%
$200k+ 18.4%
Range% of households
Under $10k3.6%
$10k–$15k2.9%
$15k–$25k6.5%
$25k–$35k10.4%
$35k–$50k15.7%
$50k–$75k9.4%
$75k–$100k12.8%
$100k–$150k16.2%
$150k–$200k3.9%
$200k+18.4%
Median income$77,656

Housing

Home values

Under $50k 13.2%
$50k–$100k 31.2%
$100k–$150k 24.3%
$150k–$200k 16.8%
$200k–$300k 11.1%
$300k–$500k 3.3%

Housing overview

MetricValue
Median home value$111,000
Median rent / month$99
Owner occupied80.6%
Renter occupied19.4%
Vacant25.2%
Single-family detached85.5%
Large apartment buildings0.0%
Mobile homes6.7%
Median rooms5.9
Avg household size (owned)2.10

Year built

Era%
2020 or later0.0%
2010–20194.7%
2000–20092.0%
1990–199913.9%
1980–198910.0%
1970–197913.4%
1960–196914.3%
1950–195917.2%
1940–19493.3%
1939 or earlier21.2%

Bedrooms

Size% of units
No bedroom (studio)0.0%
1 bedroom0.5%
2 bedrooms27.5%
3 bedrooms52.4%
4 bedrooms16.5%
5+ bedrooms3.1%

Vehicles per household

Vehicles% of households
No vehicle6.8%
1 vehicle11.6%
2 vehicles44.3%
3 or more37.3%

Heating fuel

Fuel type%
Utility gas1.5%
Electricity46.5%
Propane / LP gas31.0%
Fuel oil11.4%
Wood4.4%

Households & families

Household typeCount%
Married-couple family23456.7%
Cohabiting couple153.6%
Male householder, no spouse9222.3%
Female householder, no spouse7217.4%
Households with children under 1812831.0%
Households with seniors (65+)15838.3%
Average household size2.00

Marital status

StatusMaleFemale
Never married15.0%14.4%
Married76.3%69.0%
Separated0.0%6.1%
Widowed2.8%7.3%
Divorced5.9%3.2%

Education

Less than 9th grade 2.3%
Some HS, no diploma 9.4%
HS graduate 26.3%
Some college, no degree 29.4%
Associate's degree 12.7%
Bachelor's degree 19.5%
Graduate / professional 0.5%
Metric%
HS diploma or higher88.3%
Bachelor's or higher19.9%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool74.7%
Kindergarten2617.6%
Elementary school9060.8%
High school128.1%
College / grad school138.8%

Employment

Industry of employment

Agriculture & mining 30.1%
Education & healthcare 19.7%
Public administration 13.3%
Professional & management 9.2%
Finance & real estate 7.8%
Retail trade 5.3%
Arts, food & hospitality 3.6%
Construction 3.4%
Wholesale trade 3.2%
Other services 2.7%
Transportation & utilities 1.5%
Information 0.2%

Occupation

Category%
Management, business & arts39.3%
Service18.4%
Sales & office23.3%
Natural resources & construction15.3%
Production & transportation3.6%

Employment type

Type%
Private sector52.2%
Government27.7%
Self-employed20.1%
Unpaid family workers0.0%

Commute

Method%
Drive alone76.8%
Carpool3.3%
Public transit0.0%
Walk6.0%
Work from home14.0%
Other means0.0%
Avg commute (minutes)18.9

Poverty

All people 14.3%
Under 18 years 19.2%
18 and over 13.0%
Married-couple families 6.8%
Female-led households 68.9%

Income support

Source% of households
Social Security38.0%
Retirement income25.2%
Supplemental Security1.9%
Cash public assistance3.1%
Food stamps / SNAP8.7%

Health indicators

Condition%
Obesity37.1%
High blood pressure38.6%
High cholesterol35.0%
Diabetes11.9%
Heart disease8.7%
Stroke3.8%
Asthma8.9%
Arthritis29.7%
Kidney disease3.5%
Pulmonary disease7.7%
Cancer8.9%
Behavior / access%
Smoking17.9%
Binge drinking17.8%
No physical activity26.4%
Less than 7 hrs sleep27.9%
Depression17.9%
Fair or poor health14.6%
Poor mental health11.5%
Poor physical health10.4%
No health insurance10.6%
Visited doctor (checkup)73.8%
Visited dentist63.0%
Cholesterol screening90.8%
Teeth loss13.8%

Veterans & disability

VeteransCount%
Civilian veterans11617.7%
Disability%
Any disability12.7%
Under 183.5%
18–64 years4.5%
65 and over31.4%

Health insurance coverage

Type%
Private insurance71.5%
Public insurance48.1%
No insurance4.5%
Uninsured under 1914.5%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only78594.9%
Spanish10.1%
Other Indo-European00.0%
Asian & Pacific Islander10.1%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)79596.1%
Born in same state79395.9%
Born in different state60372.9%
Foreign born20.2%
Naturalized citizen323.9%
Not a US citizen3196.9%

Ancestry

AncestryCount%
Polish22627.3%
Italian9010.9%
AncestryCount%
Arab526.3%
French111.3%

Technology access

Metric% of households
Computer access49.9%
Internet access92.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 58788

What city is ZIP code 58788 in?

ZIP code 58788 is primarily assigned to Towner, North Dakota.

What county is ZIP code 58788 in?

ZIP code 58788 falls within Mchenry County, North Dakota.

Does ZIP code 58788 have an older population?

31% of residents in ZIP code 58788 are 65 or older, above the national average of ~17%.

Does ZIP code 58788 have a large veteran population?

18% of civilians in ZIP code 58788 are veterans, above the national average of ~7%.

Is ZIP code 58788 mostly owner-occupied?

81% of occupied units in ZIP code 58788 are owner-occupied, well above the national average.

Does ZIP code 58788 have a large retiree population?

38% of households in ZIP code 58788 receive Social Security income, suggesting a significant retiree or disability population.

What timezone is ZIP code 58788 in?

ZIP code 58788 observes the CST timezone.

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