43964 ZIP Code — Toronto, OH

Jefferson County, Ohio

ZIP code 43964 is located in Toronto, Ohio, within Jefferson County. It covers approximately 47.29 square miles and serves a population of 9,199 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 740.

About ZIP code 43964

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $118,300. Owner-occupancy is high at 80%, well above the national average.

Median household income is $50,065. SNAP benefit usage at 20% of households reflects economic stress in the area. 42% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 22 minutes is near the national average.

College attainment at 18% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (27%) compared to national benchmarks.

Overall, ZIP code 43964 reflects a community defined by a trades-oriented workforce, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

9,199

population

47.29

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

43964 ZIP code map

Cities in ZIP code 43964

Below are the cities the US Postal Service accepts for ZIP code 43964. Using any city not on this list may result in mail delivery delays.

City	Status
Toronto	Preferred

Nearby ZIP codes

26047 New Cumberland (4.5 mi) 43932 Irondale (4.8 mi) 43952 Steubenville (6.6 mi) 26062 Weirton (7 mi) 43944 Richmond (7.1 mi) 26050 Newell (8 mi) 43930 Hammondsville (8.4 mi) 26034 Chester (8.8 mi) 43953 Steubenville (10 mi) 43910 Bloomingdale (10.2 mi) 43968 Wellsville (10.2 mi) 43908 Bergholz (10.3 mi)

Demographics updated 05/2026

Population
Total population	9,199
Population density	195 / sq mi
State FIPS	39
County FIPS	081

Geography
Land area	47.29 sq mi
Water area	0.95 sq mi
Latitude	40.4926
Longitude	-80.6709
Timezone	Eastern (ET)
Area code	740

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	54.7%	52.3%	43.3%
$50k – $100k	26.8%	30.3%	31.4%
$100k – $200k	15.9%	15.1%	20.0%
Over $200k	2.6%	2.4%	5.2%

Demographics & statistics

9,199

Population

195

People per sq mi

45.1

Median age

$50,065

Median household income

$29,618

Per capita income

$118,300

Median home value

$677

Median monthly rent

79.7%

Home ownership

13.4%

Poverty rate

3.3%

Unemployment

3,520

Housing units

17.9%

Bachelor's or higher

Age distribution

Male Female

280

Under 5

307

254

5–9

279

185

10–14

203

260

15–19

284

188

20–24

205

548

25–34

600

476

35–44

521

561

45–54

615

290

55–59

318

434

60–64

475

546

65–74

599

296

75–84

324

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,921	20.9%
18 and over	7,278	79.1%
65 and over	1,916	20.8%
Median age	45.1 years

Race & ethnicity

White 94.8%

Two or more races 2.1%

Black or African American 1.9%

Hispanic or Latino 0.8%

Asian 0.4%

Group	Count	%
White	8,793	94.8%
Two or more races	195	2.1%
Black or African American	172	1.9%
Hispanic or Latino	73	0.8%
Asian	39	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	54.7%	52.3%	43.3%
$50k – $100k	26.8%	30.3%	31.4%
$100k – $200k	15.9%	15.1%	20.0%
Over $200k	2.6%	2.4%	5.2%

Under $10k 5.3%

$10k–$15k 5.9%

$15k–$25k 12.2%

$25k–$35k 10.5%

$35k–$50k 16.1%

$50k–$75k 19.5%

$75k–$100k 9.2%

$100k–$150k 15.9%

$150k–$200k 2.7%

$200k+ 2.6%

Range	% of households
Under $10k	5.3%
$10k–$15k	5.9%
$15k–$25k	12.2%
$25k–$35k	10.5%
$35k–$50k	16.1%
$50k–$75k	19.5%
$75k–$100k	9.2%
$100k–$150k	15.9%
$150k–$200k	2.7%
$200k+	2.6%
Median income	$50,065

Housing

Home values

Under $50k 12.8%

$50k–$100k 27.9%

$100k–$150k 21.2%

$150k–$200k 18.8%

$200k–$300k 13.0%

$300k–$500k 4.4%

$500k–$1M 1.4%

$1M+ 0.4%

Housing overview

Metric	Value
Median home value	$118,300
Median rent / month	$677
Owner occupied	79.7%
Renter occupied	20.3%
Vacant	7.6%
Single-family detached	76.0%
Large apartment buildings	2.2%
Mobile homes	9.5%
Median rooms	6.0
Avg household size (owned)	2.33

Year built

Era	%
2020 or later	0.5%
2010–2019	2.9%
2000–2009	4.8%
1990–1999	4.4%
1980–1989	6.0%
1970–1979	12.1%
1960–1969	20.0%
1950–1959	15.7%
1940–1949	5.9%
1939 or earlier	27.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	6.3%
2 bedrooms	27.2%
3 bedrooms	52.7%
4 bedrooms	11.7%
5+ bedrooms	2.0%

Vehicles per household

Vehicles	% of households
No vehicle	6.1%
1 vehicle	32.8%
2 vehicles	37.5%
3 or more	23.6%

Heating fuel

Fuel type	%
Utility gas	43.4%
Electricity	31.2%
Propane / LP gas	8.4%
Fuel oil	13.1%
Wood	2.3%
No fuel used	0.9%

Households & families

Household type	Count	%
Married-couple family	1,953	48.8%
Cohabiting couple	283	7.1%
Male householder, no spouse	524	13.1%
Female householder, no spouse	1,244	31.1%
Households with children under 18	1,009	25.2%
Households with seniors (65+)	1,484	37.1%
Average household size	2.29

Marital status

Status	Male	Female
Never married	24.5%	21.3%
Married	57.7%	47.2%
Separated	0.9%	2.0%
Widowed	3.9%	14.8%
Divorced	13.0%	14.8%

Education

Less than 9th grade 2.1%

Some HS, no diploma 4.1%

HS graduate 45.0%

Some college, no degree 15.5%

Associate's degree 15.4%

Bachelor's degree 11.9%

Graduate / professional 6.1%

Metric	%
HS diploma or higher	93.8%
Bachelor's or higher	17.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	127	7.9%
Kindergarten	129	8.0%
Elementary school	691	42.9%
High school	472	29.3%
College / grad school	190	11.8%

Employment

Industry of employment

Education & healthcare 23.3%

Retail trade 13.9%

Manufacturing 12.6%

Professional & management 11.0%

Arts, food & hospitality 8.9%

Construction 8.0%

Finance & real estate 6.2%

Transportation & utilities 4.5%

Public administration 3.9%

Other services 3.8%

Wholesale trade 1.9%

Agriculture & mining 1.4%

Information 0.6%

Occupation

Category	%
Management, business & arts	26.4%
Service	20.0%
Sales & office	23.9%
Natural resources & construction	9.8%
Production & transportation	19.9%

Employment type

Type	%
Private sector	84.9%
Government	9.5%
Self-employed	5.3%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	88.3%
Carpool	3.5%
Public transit	0.5%
Walk	1.2%
Work from home	6.2%
Other means	0.3%
Avg commute (minutes)	21.5

Poverty

All people 13.4%

Under 18 years 15.0%

18 and over 13.0%

Married-couple families 3.8%

Female-led households 28.8%

Income support

Source	% of households
Social Security	41.9%
Retirement income	31.6%
Supplemental Security	7.5%
Cash public assistance	1.3%
Food stamps / SNAP	20.2%

Health indicators

Condition	%
Obesity	40.7%
High blood pressure	39.6%
High cholesterol	34.3%
Diabetes	13.9%
Heart disease	9.2%
Stroke	4.2%
Asthma	10.7%
Arthritis	33.9%
Kidney disease	3.6%
Pulmonary disease	11.8%
Cancer	7.6%

Behavior / access	%
Smoking	26.9%
Binge drinking	15.4%
No physical activity	31.8%
Less than 7 hrs sleep	40.3%
Depression	25.5%
Fair or poor health	19.5%
Poor mental health	17.6%
Poor physical health	13.3%
No health insurance	12.8%
Visited doctor (checkup)	76.5%
Visited dentist	55.0%
Cholesterol screening	88.3%
Teeth loss	20.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	625	8.6%

Disability	%
Any disability	18.0%
Under 18	6.6%
18–64 years	14.3%
65 and over	39.8%

Health insurance coverage

Type	%
Private insurance	65.5%
Public insurance	43.2%
No insurance	3.7%
Uninsured under 19	0.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	8,612	93.6%
Spanish	36	0.4%
Other Indo-European	1	0.0%
Asian & Pacific Islander	35	0.4%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	9,138	99.3%
Born in same state	9,093	98.8%
Born in different state	6,703	72.9%
Foreign born	45	0.5%
Naturalized citizen	61	0.7%
Not a US citizen	48	78.7%

Ancestry

Ancestry	Count	%
Italian	1,861	20.2%
French	798	8.7%
Arab	348	3.8%
Irish	127	1.4%

Ancestry	Count	%
Polish	75	0.8%
English	63	0.7%
Norwegian	7	0.1%

Technology access

Metric	% of households
Computer access	43.5%
Internet access	84.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 43964

What city is ZIP code 43964 in?

ZIP code 43964 is primarily assigned to Toronto, Ohio.

What county is ZIP code 43964 in?

ZIP code 43964 falls within Jefferson County, Ohio.

Does ZIP code 43964 have a large retiree population?

42% of households in ZIP code 43964 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 43964?

The median home value in ZIP code 43964 is $118,300.

What is the population of ZIP code 43964?

ZIP code 43964 has an estimated population of 9,199 residents, with a density of 195 people per square mile.

What is the median household income in ZIP code 43964?

The median household income in ZIP code 43964 is $50,065, below the national median of ~$75,000.

What timezone is ZIP code 43964 in?

ZIP code 43964 observes the EST timezone.