51654 ZIP Code — Thurman, IA

Fremont County, Iowa

ZIP code 51654 is located in Thurman, Iowa, within Fremont County. It covers approximately 46.43 square miles and serves a population of 318 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 712.

About ZIP code 51654

The housing stock consists of predominantly single-family detached homes. Much of the housing stock is relatively new, reflecting recent development activity. Median home value is $214,800. Owner-occupancy is high at 76%, well above the national average.

Median household income is $73,750.

The dominant occupation class is management, business, and professional, with agriculture and mining as the leading industry. The average commute of 26 minutes is near the national average.

Educational attainment is near the national average, with 28% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (20%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 23%.

318
population
46.43
sq mi land
Standard
ZIP type
Central (CT)
timezone
51654 ZIP code map
Cities in ZIP code 51654

Below are the cities the US Postal Service accepts for ZIP code 51654. Using any city not on this list may result in mail delivery delays.

City Status
Thurman Acceptable
Thurman Preferred
Nearby ZIP codes
68455 Union (6.5 mi) 51653 Tabor (7.2 mi) 51652 Sidney (8 mi) 68410 Nebraska City (10.8 mi) 51649 Randolph (12.6 mi) 68409 Murray (12.9 mi) 68413 Nehawka (13.4 mi) 51650 Riverton (14.1 mi) 51640 Hamburg (14.7 mi) 51561 Pacific Junction (15.2 mi) 68048 Plattsmouth (15.3 mi) 51534 Glenwood (17.1 mi)
Demographics updated 05/2026
Population
Total population 318
Population density 7 / sq mi
State FIPS 19
County FIPS 071
Geography
Land area 46.43 sq mi
Water area 1.32 sq mi
Latitude 40.7949
Longitude -95.7687
Timezone Central (CT)
Area code 712
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 39.3% 42.6% 40.1%
$50k – $100k 50.9% 35.7% 33.4%
$100k – $200k 9.8% 18.6% 21.5%
Over $200k 0.0% 3.1% 5.0%

Demographics & statistics

318
Population
7
People per sq mi
48.5
Median age
$73,750
Median household income
$28,468
Per capita income
$214,800
Median home value
$1,331
Median monthly rent
75.6%
Home ownership
13.5%
Poverty rate
2.0%
Unemployment
108
Housing units
27.9%
Bachelor's or higher

Age distribution

Male Female
7
Under 5
8
9
5–9
10
4
10–14
4
21
15–19
24
1
20–24
1
20
25–34
23
7
35–44
8
32
45–54
35
10
55–59
11
19
60–64
22
10
65–74
11
6
75–84
7
4
85+
4
← Male
Female →

Age summary

GroupCount%
Under 188526.7%
18 and over23373.3%
65 and over4213.2%
Median age48.5 years

Race & ethnicity

White 82.3%
Two or more races 12.3%
Hispanic or Latino 4.8%
Black or African American 0.6%
GroupCount%
White27582.3%
Two or more races4112.3%
Hispanic or Latino164.8%
Black or African American20.6%

Household income

Income range This ZIP County avg State avg
Under $50k 39.3% 42.6% 40.1%
$50k – $100k 50.9% 35.7% 33.4%
$100k – $200k 9.8% 18.6% 21.5%
Over $200k 0.0% 3.1% 5.0%
Under $10k 18.1%
$15k–$25k 0.8%
$25k–$35k 3.1%
$35k–$50k 6.3%
$50k–$75k 31.5%
$75k–$100k 24.4%
$100k–$150k 9.4%
$150k–$200k 6.3%
Range% of households
Under $10k18.1%
$15k–$25k0.8%
$25k–$35k3.1%
$35k–$50k6.3%
$50k–$75k31.5%
$75k–$100k24.4%
$100k–$150k9.4%
$150k–$200k6.3%
Median income$73,750

Housing

Home values

Under $50k 2.1%
$50k–$100k 15.6%
$100k–$150k 24.0%
$200k–$300k 38.5%
$300k–$500k 16.7%
$500k–$1M 3.1%

Housing overview

MetricValue
Median home value$214,800
Median rent / month$1,331
Owner occupied75.6%
Renter occupied24.4%
Vacant8.6%
Single-family detached87.8%
Large apartment buildings0.0%
Mobile homes12.2%
Median rooms6.0
Avg household size (owned)2.31

Year built

Era%
2020 or later0.0%
2010–201938.8%
2000–20095.8%
1990–19994.3%
1980–19895.8%
1970–197921.6%
1960–19690.7%
1950–19592.9%
1940–19493.6%
1939 or earlier16.5%

Bedrooms

Size% of units
No bedroom (studio)0.0%
1 bedroom0.7%
2 bedrooms27.3%
3 bedrooms20.9%
4 bedrooms34.5%
5+ bedrooms16.5%

Vehicles per household

Vehicles% of households
No vehicle1.6%
1 vehicle4.7%
2 vehicles44.9%
3 or more48.8%

Heating fuel

Fuel type%
Utility gas21.3%
Electricity3.1%
Propane / LP gas63.8%
Fuel oil0.8%
Wood5.5%

Households & families

Household typeCount%
Married-couple family8667.7%
Cohabiting couple2822.0%
Male householder, no spouse32.4%
Female householder, no spouse107.9%
Households with children under 186248.8%
Households with seniors (65+)2721.3%
Average household size2.50

Marital status

StatusMaleFemale
Never married23.7%36.1%
Married71.2%58.9%
Separated0.0%0.0%
Widowed0.0%3.2%
Divorced5.1%1.9%

Education

Less than 9th grade 2.6%
Some HS, no diploma 4.4%
HS graduate 27.5%
Some college, no degree 20.5%
Associate's degree 17.0%
Bachelor's degree 22.7%
Graduate / professional 5.2%
Metric%
HS diploma or higher93.0%
Bachelor's or higher27.9%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool11.2%
Kindergarten33.6%
Elementary school1821.4%
High school4148.8%
College / grad school2125.0%

Employment

Industry of employment

Agriculture & mining 28.2%
Public administration 20.1%
Manufacturing 19.5%
Education & healthcare 11.4%
Professional & management 6.0%
Retail trade 4.7%
Construction 4.0%
Finance & real estate 2.7%
Other services 2.7%
Arts, food & hospitality 0.7%

Occupation

Category%
Management, business & arts45.6%
Service14.1%
Sales & office10.1%
Natural resources & construction4.0%
Production & transportation26.2%

Employment type

Type%
Private sector67.1%
Government26.8%
Self-employed6.0%
Unpaid family workers0.0%

Commute

Method%
Drive alone88.5%
Carpool8.8%
Public transit0.0%
Walk0.0%
Work from home2.7%
Other means0.0%
Avg commute (minutes)25.7

Poverty

All people 13.5%
Under 18 years 8.2%
18 and over 15.5%
Married-couple families 17.4%
Female-led households 0.0%

Income support

Source% of households
Social Security24.4%
Retirement income11.8%
Supplemental Security3.1%
Cash public assistance2.4%
Food stamps / SNAP4.7%

Health indicators

Condition%
Obesity40.4%
High blood pressure36.3%
High cholesterol37.0%
Diabetes11.5%
Heart disease7.4%
Stroke3.4%
Asthma9.7%
Arthritis28.0%
Kidney disease3.1%
Pulmonary disease8.1%
Cancer7.2%
Behavior / access%
Smoking20.3%
Binge drinking21.6%
No physical activity25.9%
Less than 7 hrs sleep32.6%
Depression18.5%
Fair or poor health14.8%
Poor mental health13.9%
Poor physical health11.1%
No health insurance9.8%
Visited doctor (checkup)76.1%
Visited dentist63.5%
Cholesterol screening88.8%
Teeth loss14.0%

Veterans & disability

VeteransCount%
Civilian veterans2410.3%
Disability%
Any disability22.6%
Under 180.0%
18–64 years26.7%
65 and over50.0%

Health insurance coverage

Type%
Private insurance77.4%
Public insurance33.3%
No insurance0.9%
Uninsured under 190.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only30395.3%
Spanish00.0%
Other Indo-European00.0%
Asian & Pacific Islander00.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)31599.1%
Born in same state31398.4%
Born in different state11435.8%
Foreign born20.6%
Naturalized citizen30.9%
Not a US citizen00.0%

Ancestry

AncestryCount%
French4213.2%
Arab3511%
Italian3410.7%
AncestryCount%
Polish41.3%
Dutch10.3%

Technology access

Metric% of households
Computer access39.9%
Internet access96.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 51654

What city is ZIP code 51654 in?

ZIP code 51654 is primarily assigned to Thurman, Iowa.

What county is ZIP code 51654 in?

ZIP code 51654 falls within Fremont County, Iowa.

Does ZIP code 51654 have a large veteran population?

10% of civilians in ZIP code 51654 are veterans, above the national average of ~7%.

What is the population of ZIP code 51654?

ZIP code 51654 has an estimated population of 318 residents, with a density of 7 people per square mile.

What is the typical home value in ZIP code 51654?

The median home value in ZIP code 51654 is $214,800.

What is the median household income in ZIP code 51654?

The median household income in ZIP code 51654 is $73,750, below the national median of ~$75,000.

What timezone is ZIP code 51654 in?

ZIP code 51654 observes the CST timezone.

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