95686 ZIP Code — Thornton, CA

San Joaquin County, California

ZIP code 95686 is located in Thornton, California, within San Joaquin County. It covers approximately 32.39 square miles and serves a population of 1,194 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 209.

About ZIP code 95686

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1950s, giving the area an established character. Median home value is $357,600. Owner-occupancy sits near the national average at 55%.

Median household income is $38,611. Poverty affects 36% of residents, above the national average. SNAP benefit usage at 26% of households reflects economic stress in the area. 33% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is natural resources, construction, and trades, with agriculture and mining as the leading industry. The average commute of 31 minutes is near the national average.

College attainment at 8% is below the national average, consistent with a trades and production-oriented local economy.

Notable community characteristics include Spanish spoken in 23% of households.

Overall, ZIP code 95686 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

1,194
population
32.39
sq mi land
Standard
ZIP type
Pacific (PT)
timezone
95686 ZIP code map
Cities in ZIP code 95686

Below are the cities the US Postal Service accepts for ZIP code 95686. Using any city not on this list may result in mail delivery delays.

City Status
Thornton Acceptable
Demographics updated 05/2026
Population
Total population 1,194
Population density 37 / sq mi
State FIPS 06
County FIPS 077
Geography
Land area 32.39 sq mi
Water area 1.37 sq mi
Latitude 38.1883
Longitude -121.4879
Timezone Pacific (PT)
Area code 209
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 60.1% 36.1% 32.6%
$50k – $100k 29.9% 30.8% 27.7%
$100k – $200k 7.9% 25.4% 26.4%
Over $200k 2.2% 7.7% 13.3%

Demographics & statistics

1,194
Population
37
People per sq mi
34.5
Median age
$38,611
Median household income
$20,543
Per capita income
$357,600
Median home value
$834
Median monthly rent
55.4%
Home ownership
36.1%
Poverty rate
7.5%
Unemployment
255
Housing units
7.7%
Bachelor's or higher

Age distribution

Male Female
37
Under 5
33
57
5–9
52
40
10–14
36
39
15–19
35
53
20–24
48
96
25–34
87
53
35–44
48
97
45–54
88
33
55–59
30
51
60–64
46
46
65–74
42
16
75–84
14
9
85+
8
← Male
Female →

Age summary

GroupCount%
Under 1831926.7%
18 and over87573.3%
65 and over13511.3%
Median age34.5 years

Race & ethnicity

White 31.3%
Hispanic or Latino 23.6%
Other race 19.1%
Two or more races 18.5%
Asian 4.1%
Black or African American 3.4%
GroupCount%
White49031.3%
Hispanic or Latino36923.6%
Other race29819.1%
Two or more races28918.5%
Asian644.1%
Black or African American533.4%

Household income

Income range This ZIP County avg State avg
Under $50k 60.1% 36.1% 32.6%
$50k – $100k 29.9% 30.8% 27.7%
$100k – $200k 7.9% 25.4% 26.4%
Over $200k 2.2% 7.7% 13.3%
Under $10k 7.6%
$10k–$15k 6.7%
$15k–$25k 16.3%
$25k–$35k 17.0%
$35k–$50k 15.5%
$50k–$75k 10.6%
$75k–$100k 13.1%
$100k–$150k 6.4%
$150k–$200k 4.9%
$200k+ 2.0%
Range% of households
Under $10k7.6%
$10k–$15k6.7%
$15k–$25k16.3%
$25k–$35k17.0%
$35k–$50k15.5%
$50k–$75k10.6%
$75k–$100k13.1%
$100k–$150k6.4%
$150k–$200k4.9%
$200k+2.0%
Median income$38,611

Housing

Home values

Under $50k 18.7%
$50k–$100k 1.8%
$150k–$200k 5.8%
$200k–$300k 12.0%
$300k–$500k 40.0%
$500k–$1M 21.8%

Housing overview

MetricValue
Median home value$357,600
Median rent / month$834
Owner occupied55.4%
Renter occupied44.6%
Vacant6.9%
Single-family detached66.5%
Large apartment buildings0.0%
Mobile homes18.8%
Median rooms5.1
Avg household size (owned)2.62

Year built

Era%
2020 or later0.0%
2010–20192.5%
2000–200918.6%
1990–19991.6%
1980–198918.3%
1970–197911.5%
1960–19693.7%
1950–195921.6%
1940–194913.5%
1939 or earlier8.7%

Bedrooms

Size% of units
No bedroom (studio)0.0%
1 bedroom10.8%
2 bedrooms30.5%
3 bedrooms45.9%
4 bedrooms11.5%
5+ bedrooms1.4%

Vehicles per household

Vehicles% of households
No vehicle5.2%
1 vehicle33.0%
2 vehicles21.2%
3 or more40.6%

Heating fuel

Fuel type%
Utility gas41.9%
Electricity38.2%
Propane / LP gas17.2%
Wood0.5%

Households & families

Household typeCount%
Married-couple family12831.5%
Cohabiting couple5112.6%
Male householder, no spouse10626.1%
Female householder, no spouse12129.8%
Households with children under 1813633.5%
Households with seniors (65+)11728.8%
Average household size2.83

Marital status

StatusMaleFemale
Never married40.5%38.9%
Married43.3%39.6%
Separated1.8%2.2%
Widowed0.0%6.4%
Divorced14.4%12.8%

Education

Less than 9th grade 18.8%
Some HS, no diploma 16.1%
HS graduate 34.3%
Some college, no degree 18.7%
Associate's degree 4.3%
Bachelor's degree 6.8%
Graduate / professional 0.9%
Metric%
HS diploma or higher65.1%
Bachelor's or higher7.7%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool216.8%
Kindergarten3712.0%
Elementary school14747.6%
High school5818.8%
College / grad school4614.9%

Employment

Industry of employment

Agriculture & mining 22.1%
Construction 13.4%
Retail trade 12.6%
Arts, food & hospitality 9.5%
Transportation & utilities 9.1%
Other services 7.9%
Public administration 6.7%
Professional & management 5.7%
Education & healthcare 5.7%
Information 2.8%
Manufacturing 1.6%
Wholesale trade 1.6%
Finance & real estate 1.2%

Occupation

Category%
Management, business & arts23.3%
Service18.2%
Sales & office10.5%
Natural resources & construction25.9%
Production & transportation22.1%

Employment type

Type%
Private sector84.0%
Government11.9%
Self-employed4.2%
Unpaid family workers0.0%

Commute

Method%
Drive alone75.3%
Carpool12.0%
Public transit0.0%
Walk3.7%
Work from home9.1%
Other means0.0%
Avg commute (minutes)31.1

Poverty

All people 36.1%
Under 18 years 62.0%
18 and over 27.3%
Married-couple families 28.9%
Female-led households 39.3%

Income support

Source% of households
Social Security33.0%
Retirement income18.5%
Supplemental Security14.0%
Cash public assistance4.4%
Food stamps / SNAP25.9%

Health indicators

Condition%
Obesity35.1%
High blood pressure33.9%
High cholesterol33.1%
Diabetes14.2%
Heart disease7.8%
Stroke4.1%
Asthma11.1%
Arthritis25.1%
Kidney disease3.8%
Pulmonary disease9.3%
Cancer5.5%
Behavior / access%
Smoking18.5%
Binge drinking17.5%
No physical activity31.2%
Less than 7 hrs sleep34.8%
Depression18.4%
Fair or poor health25.7%
Poor mental health17.5%
Poor physical health15.5%
No health insurance22.5%
Visited doctor (checkup)68.1%
Visited dentist51.4%
Cholesterol screening87.4%
Teeth loss21.5%

Veterans & disability

VeteransCount%
Civilian veterans667.5%
Disability%
Any disability14.8%
Under 1811.3%
18–64 years13.0%
65 and over33.3%

Health insurance coverage

Type%
Private insurance43.0%
Public insurance52.5%
No insurance10.7%
Uninsured under 192.4%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only1,12494.1%
Spanish25823.0%
Other Indo-European24521.8%
Asian & Pacific Islander00.0%
Other languages131.2%

Place of birth & citizenship

OriginCount%
Native born (US)86872.7%
Born in same state84270.5%
Born in different state77264.7%
Foreign born262.2%
Naturalized citizen32627.3%
Not a US citizen11033.7%

Ancestry

AncestryCount%
Italian12710.6%
French927.7%
AncestryCount%
Arab50.4%

Technology access

Metric% of households
Computer access34.0%
Internet access94.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 95686

What city is ZIP code 95686 in?

ZIP code 95686 is primarily assigned to Thornton, California.

What county is ZIP code 95686 in?

ZIP code 95686 falls within San Joaquin County, California.

What is the poverty rate in ZIP code 95686?

36% of residents in ZIP code 95686 live below the poverty line, above the national average.

How educated is the population of ZIP code 95686?

8% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is Spanish widely spoken in ZIP code 95686?

Approximately 23% of households in ZIP code 95686 speak Spanish as a primary language.

What is the typical home value in ZIP code 95686?

The median home value in ZIP code 95686 is $357,600.

What timezone is ZIP code 95686 in?

ZIP code 95686 observes the PST timezone.

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