46381 ZIP Code — Thayer, IN

Newton County, Indiana

ZIP code 46381 is located in Thayer, Indiana, within Newton County. It covers approximately 2.14 square miles and serves a population of 647 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 219.

About ZIP code 46381

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $187,500. Owner-occupancy is high at 88%, well above the national average.

The dominant occupation class is production, transportation, and material moving, with retail trade as the leading industry.

College attainment at 3% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 23%.

Overall, ZIP code 46381 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.

647

population

2.14

sq mi land

Standard

ZIP type

Central (CT)

timezone

46381 ZIP code map

Cities in ZIP code 46381

Below are the cities the US Postal Service accepts for ZIP code 46381. Using any city not on this list may result in mail delivery delays.

City	Status
Thayer	Acceptable

Demographics updated 05/2026

Population
Total population	647
Population density	302 / sq mi
State FIPS	18
County FIPS	111

Geography
Land area	2.14 sq mi
Water area	0.00 sq mi
Latitude	41.1712
Longitude	-87.3313
Timezone	Central (CT)
Area code	219

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	85.2%	43.5%	42.9%
$50k – $100k	0.0%	38.6%	32.7%
$100k – $200k	14.8%	13.4%	19.8%
Over $200k	0.0%	4.5%	4.5%

Demographics & statistics

647

Population

302

People per sq mi

49.1

Median age

Median household income

$23,304

Per capita income

$187,500

Median home value

Median monthly rent

88.4%

Home ownership

26.9%

Poverty rate

34.3%

Unemployment

191

Housing units

2.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

20–24

35–44

45–54

125

55–59

65–74

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	48	7.4%
18 and over	599	92.6%
65 and over	111	17.2%
Median age	49.1 years

Race & ethnicity

White 89.5%

Two or more races 5.4%

Asian 5.1%

Group	Count	%
White	579	89.5%
Two or more races	35	5.4%
Asian	33	5.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	85.2%	43.5%	42.9%
$50k – $100k	0.0%	38.6%	32.7%
$100k – $200k	14.8%	13.4%	19.8%
Over $200k	0.0%	4.5%	4.5%

Under $10k 9.3%

$15k–$25k 6.0%

$25k–$35k 25.5%

$35k–$50k 6.5%

$50k–$75k 11.6%

$100k–$150k 41.2%

Range	% of households
Under $10k	9.3%
$15k–$25k	6.0%
$25k–$35k	25.5%
$35k–$50k	6.5%
$50k–$75k	11.6%
$100k–$150k	41.2%
Median income	$0

Housing

Home values

Under $50k 28.8%

$100k–$150k 10.5%

$150k–$200k 14.1%

$200k–$300k 28.3%

$300k–$500k 18.3%

Housing overview

Metric	Value
Median home value	$187,500
Median rent / month	$0
Owner occupied	88.4%
Renter occupied	11.6%
Vacant	0.0%
Single-family detached	63.0%
Large apartment buildings	0.0%
Mobile homes	37.0%
Median rooms	6.5
Avg household size (owned)	3.06

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	25.0%
1990–1999	9.3%
1980–1989	10.6%
1970–1979	38.0%
1960–1969	7.9%
1950–1959	0.0%
1940–1949	0.0%
1939 or earlier	9.3%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	2.3%
2 bedrooms	0.0%
3 bedrooms	72.7%
4 bedrooms	25.0%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	43.5%
2 vehicles	50.9%
3 or more	5.6%

Heating fuel

Fuel type	%
Utility gas	59.3%
Propane / LP gas	40.7%

Households & families

Household type	Count	%
Married-couple family	48	22.2%
Cohabiting couple	75	34.7%
Male householder, no spouse	5	2.3%
Female householder, no spouse	88	40.7%
Households with children under 18	40	18.5%
Households with seniors (65+)	81	37.5%
Average household size	3.00

Marital status

Status	Male	Female
Never married	64.8%	6.5%
Married	15.2%	25.1%
Separated	0.0%	0.0%
Widowed	20.1%	39.4%
Divorced	0.0%	29.0%

Education

Less than 9th grade 16.2%

Some HS, no diploma 10.4%

HS graduate 23.1%

Some college, no degree 47.9%

Associate's degree 0.0%

Bachelor's degree 0.0%

Graduate / professional 2.5%

Metric	%
HS diploma or higher	73.4%
Bachelor's or higher	2.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	33	100.0%
High school	0	0.0%
College / grad school	0	0.0%

Employment

Industry of employment

Retail trade 70.9%

Arts, food & hospitality 15.5%

Professional & management 5.6%

Education & healthcare 5.6%

Manufacturing 2.3%

Occupation

Category	%
Management, business & arts	5.6%
Service	0.0%
Sales & office	16.4%
Natural resources & construction	0.0%
Production & transportation	77.9%

Employment type

Type	%
Private sector	83.6%
Government	5.6%
Self-employed	10.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	83.6%
Carpool	0.0%
Public transit	0.0%
Walk	0.0%
Work from home	16.4%
Other means	0.0%
Avg commute (minutes)	0.0

Poverty

All people 26.9%

Under 18 years 68.8%

18 and over 23.5%

Married-couple families 27.1%

Female-led households 22.7%

Income support

Source	% of households
Social Security	37.5%
Retirement income	6.5%
Supplemental Security	15.7%
Cash public assistance	0.0%
Food stamps / SNAP	9.3%

Health indicators

Condition	%
Obesity	38.5%
High blood pressure	36.1%
High cholesterol	35.6%
Diabetes	11.7%
Heart disease	7.4%
Stroke	3.3%
Asthma	9.6%
Arthritis	28.5%
Kidney disease	3.0%
Pulmonary disease	8.6%
Cancer	7.5%

Behavior / access	%
Smoking	21.2%
Binge drinking	15.9%
No physical activity	27.0%
Less than 7 hrs sleep	33.7%
Depression	23.0%
Fair or poor health	15.9%
Poor mental health	15.0%
Poor physical health	11.4%
No health insurance	13.3%
Visited doctor (checkup)	74.3%
Visited dentist	62.2%
Cholesterol screening	89.8%
Teeth loss	15.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	12	2.0%

Disability	%
Any disability	22.9%
Under 18	0.0%
18–64 years	16.4%
65 and over	61.3%

Health insurance coverage

Type	%
Private insurance	36.3%
Public insurance	68.3%
No insurance	8.2%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	632	97.7%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	614	94.9%
Born in same state	614	94.9%
Born in different state	341	52.7%
Foreign born	0	0.0%
Naturalized citizen	33	5.1%
Not a US citizen	33	100.0%

Ancestry

Ancestry	Count	%
Arab	71	11%
English	53	8.2%

Ancestry	Count	%
Italian	12	1.9%
French	5	0.8%

Technology access

Metric	% of households
Computer access	33.4%
Internet access	97.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46381

What city is ZIP code 46381 in?

ZIP code 46381 is primarily assigned to Thayer, Indiana.

What county is ZIP code 46381 in?

ZIP code 46381 falls within Newton County, Indiana.

How educated is the population of ZIP code 46381?

3% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the poverty rate in ZIP code 46381?

27% of residents in ZIP code 46381 live below the poverty line, above the national average.

Is ZIP code 46381 mostly owner-occupied?

88% of occupied units in ZIP code 46381 are owner-occupied, well above the national average.

Does ZIP code 46381 have a large retiree population?

38% of households in ZIP code 46381 receive Social Security income, suggesting a significant retiree or disability population.

What timezone is ZIP code 46381 in?

ZIP code 46381 observes the CST timezone.