04860 ZIP Code — Tenants Harbor, ME

Knox County, Maine

ZIP code 04860 is located in Tenants Harbor, Maine, within Knox County. It covers approximately 19.43 square miles and serves a population of 1,590 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 207.

About ZIP code 04860

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $273,400. Owner-occupancy is high at 93%, well above the national average.

Median household income is $65,104. Poverty affects 18% of residents, above the national average. 59% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with agriculture and mining as the leading industry. The average commute of 26 minutes is near the national average.

Educational attainment is near the national average, with 41% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 16% of civilians, above the national average of 7%.

Overall, ZIP code 04860 reflects a community defined by economic challenges above the national average, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

1,590

population

19.43

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

04860 ZIP code map

Cities in ZIP code 04860

Below are the cities the US Postal Service accepts for ZIP code 04860. Using any city not on this list may result in mail delivery delays.

City	Status
Tenants Harbor	Acceptable
Tenants Harbor	Preferred

Nearby ZIP codes

04563 Cushing (3.1 mi) 04859 Spruce Head (4 mi) 04859 Spruce Head (4 mi) 04547 Friendship (4.1 mi) 04858 South Thomaston (6.4 mi) 04854 Owls Head (8.8 mi) 04861 Thomaston (9.3 mi) 04551 Bremen (10.7 mi) 04864 Warren (11 mi) 04564 Round Pond (11.5 mi) 04572 Waldoboro (11.8 mi) 04841 Rockland (12 mi)

Demographics updated 05/2026

Population
Total population	1,590
Population density	82 / sq mi
State FIPS	23
County FIPS	013

Geography
Land area	19.43 sq mi
Water area	18.32 sq mi
Latitude	43.9668
Longitude	-69.2308
Timezone	Eastern (ET)
Area code	207

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.2%	42.0%	42.3%
$50k – $100k	27.2%	34.5%	32.3%
$100k – $200k	13.3%	19.0%	20.6%
Over $200k	7.4%	4.6%	4.9%

Demographics & statistics

1,590

Population

People per sq mi

61.0

Median age

$65,104

Median household income

$41,089

Per capita income

$273,400

Median home value

$1,543

Median monthly rent

92.7%

Home ownership

17.6%

Poverty rate

2.5%

Unemployment

1,562

Housing units

41.0%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

108

55–59

60–64

187

65–74

206

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	196	12.3%
18 and over	1,394	87.7%
65 and over	670	42.1%
Median age	61.0 years

Race & ethnicity

White 97.7%

Two or more races 2.3%

Group	Count	%
White	1,554	97.7%
Two or more races	36	2.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.2%	42.0%	42.3%
$50k – $100k	27.2%	34.5%	32.3%
$100k – $200k	13.3%	19.0%	20.6%
Over $200k	7.4%	4.6%	4.9%

Under $10k 10.8%

$10k–$15k 6.1%

$15k–$25k 7.2%

$25k–$35k 14.8%

$35k–$50k 6.1%

$50k–$75k 9.0%

$75k–$100k 20.3%

$100k–$150k 10.7%

$150k–$200k 9.8%

$200k+ 5.3%

Range	% of households
Under $10k	10.8%
$10k–$15k	6.1%
$15k–$25k	7.2%
$25k–$35k	14.8%
$35k–$50k	6.1%
$50k–$75k	9.0%
$75k–$100k	20.3%
$100k–$150k	10.7%
$150k–$200k	9.8%
$200k+	5.3%
Median income	$65,104

Housing

Home values

$100k–$150k 20.4%

$150k–$200k 4.7%

$200k–$300k 35.9%

$300k–$500k 17.8%

$500k–$1M 16.1%

$1M+ 5.0%

Housing overview

Metric	Value
Median home value	$273,400
Median rent / month	$1,543
Owner occupied	92.7%
Renter occupied	7.3%
Vacant	46.4%
Single-family detached	92.1%
Large apartment buildings	0.0%
Mobile homes	6.7%
Median rooms	5.9
Avg household size (owned)	1.80

Year built

Era	%
2020 or later	0.0%
2010–2019	7.1%
2000–2009	5.9%
1990–1999	6.9%
1980–1989	20.8%
1970–1979	10.1%
1960–1969	6.8%
1950–1959	7.2%
1940–1949	0.7%
1939 or earlier	34.5%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	8.7%
2 bedrooms	27.2%
3 bedrooms	42.6%
4 bedrooms	13.9%
5+ bedrooms	7.7%

Vehicles per household

Vehicles	% of households
No vehicle	4.9%
1 vehicle	25.5%
2 vehicles	52.1%
3 or more	17.5%

Heating fuel

Fuel type	%
Utility gas	3.0%
Electricity	2.9%
Propane / LP gas	23.5%
Fuel oil	60.0%
Wood	5.5%
Solar	1.5%

Households & families

Household type	Count	%
Married-couple family	367	42.1%
Cohabiting couple	80	9.2%
Male householder, no spouse	117	13.4%
Female householder, no spouse	307	35.2%
Households with children under 18	185	21.2%
Households with seniors (65+)	469	53.8%
Average household size	1.83

Marital status

Status	Male	Female
Never married	24.6%	5.1%
Married	51.0%	50.5%
Separated	0.0%	11.8%
Widowed	3.0%	14.4%
Divorced	21.4%	18.2%

Education

Less than 9th grade 0.0%

Some HS, no diploma 11.2%

HS graduate 27.7%

Some college, no degree 10.9%

Associate's degree 9.2%

Bachelor's degree 23.5%

Graduate / professional 17.5%

Metric	%
HS diploma or higher	88.8%
Bachelor's or higher	41.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	4	2.0%
Kindergarten	0	0.0%
Elementary school	75	38.3%
High school	117	59.7%
College / grad school	0	0.0%

Employment

Industry of employment

Agriculture & mining 13.4%

Retail trade 12.2%

Education & healthcare 11.6%

Public administration 11.3%

Construction 10.0%

Transportation & utilities 8.7%

Arts, food & hospitality 8.0%

Manufacturing 7.8%

Wholesale trade 6.9%

Professional & management 6.4%

Finance & real estate 2.2%

Information 1.6%

Occupation

Category	%
Management, business & arts	32.3%
Service	15.8%
Sales & office	13.8%
Natural resources & construction	25.0%
Production & transportation	13.1%

Employment type

Type	%
Private sector	68.1%
Government	11.3%
Self-employed	20.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	79.0%
Carpool	0.0%
Public transit	0.0%
Walk	0.0%
Work from home	17.9%
Other means	3.1%
Avg commute (minutes)	26.4

Poverty

All people 17.6%

Under 18 years 44.3%

18 and over 13.9%

Married-couple families 7.4%

Female-led households 54.4%

Income support

Source	% of households
Social Security	59.1%
Retirement income	25.7%
Supplemental Security	3.4%
Cash public assistance	0.8%
Food stamps / SNAP	3.4%

Health indicators

Condition	%
Obesity	29.6%
High blood pressure	36.1%
High cholesterol	39.0%
Diabetes	10.3%
Heart disease	7.9%
Stroke	3.4%
Asthma	10.0%
Arthritis	31.2%
Kidney disease	3.3%
Pulmonary disease	8.4%
Cancer	9.3%

Behavior / access	%
Smoking	14.1%
Binge drinking	14.1%
No physical activity	18.9%
Less than 7 hrs sleep	29.6%
Depression	21.1%
Fair or poor health	12.0%
Poor mental health	12.3%
Poor physical health	9.6%
No health insurance	10.8%
Visited doctor (checkup)	79.8%
Visited dentist	73.0%
Cholesterol screening	92.7%
Teeth loss	13.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	217	15.6%

Disability	%
Any disability	12.3%
Under 18	0.0%
18–64 years	4.7%
65 and over	24.0%

Health insurance coverage

Type	%
Private insurance	63.7%
Public insurance	56.8%
No insurance	7.1%
Uninsured under 19	7.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,586	99.7%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,543	97.0%
Born in same state	1,489	93.6%
Born in different state	808	50.8%
Foreign born	54	3.4%
Naturalized citizen	47	3.0%
Not a US citizen	35	74.5%

Ancestry

Ancestry	Count	%
French	294	18.5%
Italian	184	11.6%

Ancestry	Count	%
German	60	3.8%
Arab	32	2%

Technology access

Metric	% of households
Computer access	54.8%
Internet access	96.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 04860

What city is ZIP code 04860 in?

ZIP code 04860 is primarily assigned to Tenants Harbor, Maine.

What county is ZIP code 04860 in?

ZIP code 04860 falls within Knox County, Maine.

Does ZIP code 04860 have an older population?

42% of residents in ZIP code 04860 are 65 or older, above the national average of ~17%.

Does ZIP code 04860 have a large retiree population?

59% of households in ZIP code 04860 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 04860 mostly owner-occupied?

93% of occupied units in ZIP code 04860 are owner-occupied, well above the national average.

What is the poverty rate in ZIP code 04860?

18% of residents in ZIP code 04860 live below the poverty line, above the national average.

What timezone is ZIP code 04860 in?

ZIP code 04860 observes the EST timezone.