32778 ZIP Code — Tavares, FL

Lake County, Florida

ZIP code 32778 is located in Tavares, Florida, within Lake County. It covers approximately 25.41 square miles and serves a population of 24,317 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 352.

About ZIP code 32778

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $209,600. Owner-occupancy is high at 77%, well above the national average.

Median household income is $57,071. 56% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average.

Educational attainment is near the national average, with 25% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 11% of civilians, above the national average of 7%.

Overall, ZIP code 32778 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

24,317

population

25.41

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

32778 ZIP code map

Cities in ZIP code 32778

Below are the cities the US Postal Service accepts for ZIP code 32778. Using any city not on this list may result in mail delivery delays.

City	Status
Tavares	Acceptable
Tavares	Preferred

Nearby ZIP codes

34705 Astatula (4.8 mi) 34797 Yalaha (5.7 mi) 34797 Yalaha (5.7 mi) 32726 Eustis (5.8 mi) 32757 Mount Dora (6.6 mi) 34737 Howey In The Hills (7.7 mi) 34737 Howey In The Hills (7.7 mi) 34788 Leesburg (8.3 mi) 34748 Leesburg (8.5 mi) 32735 Grand Island (8.6 mi) 32798 Zellwood (9.2 mi) 34762 Okahumpka (10.9 mi)

Demographics updated 05/2026

Population
Total population	24,317
Population density	957 / sq mi
State FIPS	12
County FIPS	069

Geography
Land area	25.41 sq mi
Water area	16.70 sq mi
Latitude	28.7803
Longitude	-81.7250
Timezone	Eastern (ET)
Area code	352

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.0%	44.7%	43.4%
$50k – $100k	31.1%	32.7%	30.8%
$100k – $200k	12.0%	18.8%	19.3%
Over $200k	4.9%	3.9%	6.4%

Demographics & statistics

24,317

Population

957

People per sq mi

53.5

Median age

$57,071

Median household income

$35,726

Per capita income

$209,600

Median home value

$1,203

Median monthly rent

77.2%

Home ownership

12.1%

Poverty rate

4.5%

Unemployment

10,170

Housing units

24.6%

Bachelor's or higher

Age distribution

Male Female

527

Under 5

592

533

5–9

599

428

10–14

480

510

15–19

573

478

20–24

538

1,114

25–34

1,251

1,208

35–44

1,358

1,186

45–54

1,333

552

55–59

621

882

60–64

991

1,895

65–74

2,129

1,536

75–84

1,725

602

85+

676

← Male

Female →

Age summary

Group	Count	%
Under 18	3,979	16.4%
18 and over	20,338	83.6%
65 and over	8,563	35.2%
Median age	53.5 years

Race & ethnicity

White 72.1%

Black or African American 9.3%

Hispanic or Latino 7%

Two or more races 6.6%

Other race 2.8%

Asian 1.9%

American Indian / Alaska Native 0.3%

Group	Count	%
White	18,847	72.1%
Black or African American	2,425	9.3%
Hispanic or Latino	1,835	7%
Two or more races	1,736	6.6%
Other race	744	2.8%
Asian	496	1.9%
American Indian / Alaska Native	69	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.0%	44.7%	43.4%
$50k – $100k	31.1%	32.7%	30.8%
$100k – $200k	12.0%	18.8%	19.3%
Over $200k	4.9%	3.9%	6.4%

Under $10k 3.2%

$10k–$15k 4.3%

$15k–$25k 11.6%

$25k–$35k 10.8%

$35k–$50k 14.9%

$50k–$75k 18.4%

$75k–$100k 13.7%

$100k–$150k 13.0%

$150k–$200k 4.6%

$200k+ 5.4%

Range	% of households
Under $10k	3.2%
$10k–$15k	4.3%
$15k–$25k	11.6%
$25k–$35k	10.8%
$35k–$50k	14.9%
$50k–$75k	18.4%
$75k–$100k	13.7%
$100k–$150k	13.0%
$150k–$200k	4.6%
$200k+	5.4%
Median income	$57,071

Housing

Home values

Under $50k 13.7%

$50k–$100k 11.4%

$100k–$150k 8.4%

$150k–$200k 13.8%

$200k–$300k 31.1%

$300k–$500k 15.4%

$500k–$1M 5.1%

$1M+ 0.9%

Housing overview

Metric	Value
Median home value	$209,600
Median rent / month	$1,203
Owner occupied	77.2%
Renter occupied	22.8%
Vacant	14.4%
Single-family detached	56.0%
Large apartment buildings	5.2%
Mobile homes	26.7%
Median rooms	5.2
Avg household size (owned)	2.13

Year built

Era	%
2020 or later	0.2%
2010–2019	17.9%
2000–2009	20.6%
1990–1999	12.0%
1980–1989	18.7%
1970–1979	12.2%
1960–1969	10.8%
1950–1959	5.7%
1940–1949	1.2%
1939 or earlier	0.6%

Bedrooms

Size	% of units
No bedroom (studio)	1.2%
1 bedroom	10.1%
2 bedrooms	39.3%
3 bedrooms	39.8%
4 bedrooms	8.2%
5+ bedrooms	1.3%

Vehicles per household

Vehicles	% of households
No vehicle	5.7%
1 vehicle	46.5%
2 vehicles	35.6%
3 or more	12.2%

Heating fuel

Fuel type	%
Utility gas	11.0%
Electricity	83.8%
Propane / LP gas	3.2%
Wood	0.5%
Solar	0.4%
No fuel used	1.3%

Households & families

Household type	Count	%
Married-couple family	5,344	49.4%
Cohabiting couple	696	6.4%
Male householder, no spouse	1,542	14.3%
Female householder, no spouse	3,238	29.9%
Households with children under 18	2,158	19.9%
Households with seniors (65+)	5,831	53.9%
Average household size	2.15

Marital status

Status	Male	Female
Never married	26.1%	19.8%
Married	57.4%	49.9%
Separated	1.3%	1.4%
Widowed	2.9%	13.8%
Divorced	12.3%	15.2%

Education

Less than 9th grade 3.7%

Some HS, no diploma 8.8%

HS graduate 28.2%

Some college, no degree 22.5%

Associate's degree 12.2%

Bachelor's degree 17.0%

Graduate / professional 7.6%

Metric	%
HS diploma or higher	87.5%
Bachelor's or higher	24.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	256	6.4%
Kindergarten	441	11.1%
Elementary school	1,443	36.4%
High school	1,116	28.1%
College / grad school	713	18.0%

Employment

Industry of employment

Education & healthcare 25.5%

Professional & management 15.5%

Arts, food & hospitality 10.2%

Retail trade 9.9%

Construction 7.8%

Public administration 6.2%

Manufacturing 5.9%

Finance & real estate 5.2%

Transportation & utilities 4.3%

Other services 4.3%

Agriculture & mining 2.2%

Wholesale trade 1.9%

Information 1.2%

Occupation

Category	%
Management, business & arts	38.5%
Service	20.2%
Sales & office	21.6%
Natural resources & construction	10.8%
Production & transportation	8.9%

Employment type

Type	%
Private sector	78.6%
Government	13.5%
Self-employed	7.6%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	82.9%
Carpool	9.0%
Public transit	0.0%
Walk	0.9%
Work from home	5.2%
Other means	1.9%
Avg commute (minutes)	27.0

Poverty

All people 12.1%

Under 18 years 19.8%

18 and over 10.5%

Married-couple families 5.6%

Female-led households 34.9%

Income support

Source	% of households
Social Security	55.9%
Retirement income	38.4%
Supplemental Security	8.2%
Cash public assistance	2.8%
Food stamps / SNAP	11.0%

Health indicators

Condition	%
Obesity	35.3%
High blood pressure	42.6%
High cholesterol	39.2%
Diabetes	15.0%
Heart disease	10.7%
Stroke	4.9%
Asthma	8.5%
Arthritis	34.6%
Kidney disease	4.3%
Pulmonary disease	12.0%
Cancer	9.9%

Behavior / access	%
Smoking	18.9%
Binge drinking	12.0%
No physical activity	29.6%
Less than 7 hrs sleep	33.1%
Depression	19.4%
Fair or poor health	19.9%
Poor mental health	14.4%
Poor physical health	13.9%
No health insurance	20.0%
Visited doctor (checkup)	78.6%
Visited dentist	56.2%
Cholesterol screening	92.5%
Teeth loss	18.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	2,277	11.2%

Disability	%
Any disability	21.0%
Under 18	10.0%
18–64 years	12.4%
65 and over	37.4%

Health insurance coverage

Type	%
Private insurance	62.2%
Public insurance	53.4%
No insurance	8.4%
Uninsured under 19	4.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	23,198	95.4%
Spanish	1,158	5.0%
Other Indo-European	976	4.2%
Asian & Pacific Islander	127	0.5%
Other languages	55	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	22,270	91.6%
Born in same state	21,448	88.2%
Born in different state	7,645	31.4%
Foreign born	822	3.4%
Naturalized citizen	2,047	8.4%
Not a US citizen	1,291	63.1%

Ancestry

Ancestry	Count	%
French	3,242	13.3%
Italian	2,657	10.9%
Arab	1,801	7.4%
English	267	1.1%
Polish	233	1%

Ancestry	Count	%
Irish	115	0.5%
German	109	0.4%
Norwegian	57	0.2%
Dutch	10	0%

Technology access

Metric	% of households
Computer access	44.5%
Internet access	91.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 32778

What city is ZIP code 32778 in?

ZIP code 32778 is primarily assigned to Tavares, Florida.

What county is ZIP code 32778 in?

ZIP code 32778 falls within Lake County, Florida.

Does ZIP code 32778 have an older population?

35% of residents in ZIP code 32778 are 65 or older, above the national average of ~17%.

Does ZIP code 32778 have a large retiree population?

56% of households in ZIP code 32778 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 32778 have a large veteran population?

11% of civilians in ZIP code 32778 are veterans, above the national average of ~7%.

What is the population of ZIP code 32778?

ZIP code 32778 has an estimated population of 24,317 residents, with a density of 957 people per square mile.

What timezone is ZIP code 32778 in?

ZIP code 32778 observes the EST timezone.