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West Virginia ZIP Codes
Summers County
Talcott, WV
24981
24981 ZIP Code — Talcott, WV
Summers County, West Virginia
ZIP code 24981 is located in
Talcott ,
West Virginia ,
within Summers County .
It covers approximately 7.85 square miles and serves a population of
572 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 304 .
About ZIP code 24981
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Renters make up the majority at 55%, typical of denser urban areas.
Median household income is $130,585. Poverty affects 19% of residents, above the national average. SNAP benefit usage at 24% of households reflects economic stress in the area. 91% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry.
Educational attainment is high — 60% of residents hold a bachelor's degree or higher, well above the national average of 33%.
Health indicators show elevated rates of diabetes (17%), smoking (25%) compared to national benchmarks.
Overall, ZIP code 24981 reflects a community defined by a highly educated population, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.
24981 ZIP code map
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Cities in ZIP code 24981
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
572
Population density
73 / sq mi
State FIPS
54
County FIPS
089
Geography
Land area
7.85 sq mi
Water area
0.55 sq mi
Latitude
37.6418
Longitude
-80.7332
Timezone
Eastern (ET)
Area code
304
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
29.8%
63.8%
51.6%
$50k – $100k
20.4%
24.4%
29.4%
$100k – $200k
49.8%
10.3%
15.8%
Over $200k
0.0%
1.5%
3.1%
Demographics & statistics
$130,585
Median household income
60.2%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 49 8.6% 18 and over 523 91.4% 65 and over 145 25.3% Median age 64.0 years
Race & ethnicity
Black or African American
7.2%
Group Count % White 531 92.8% Black or African American 41 7.2%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
29.8%
63.8%
51.6%
$50k – $100k
20.4%
24.4%
29.4%
$100k – $200k
49.8%
10.3%
15.8%
Over $200k
0.0%
1.5%
3.1%
Range % of households $15k–$25k 17.2% $25k–$35k 9.6% $50k–$75k 2.1% $75k–$100k 8.8% $100k–$150k 52.7% $200k+ 9.6% Median income $130,585
Housing
Housing overview
Metric Value Median home value $0 Median rent / month $0 Owner occupied 44.8% Renter occupied 55.2% Vacant 21.9% Single-family detached 82.4% Large apartment buildings 0.0% Mobile homes 17.6% Median rooms 6.8 Avg household size (owned) 3.04
Year built
Era % 2020 or later 0.0% 2010–2019 0.0% 2000–2009 14.7% 1990–1999 5.6% 1980–1989 0.0% 1970–1979 0.0% 1960–1969 4.9% 1950–1959 0.0% 1940–1949 5.6% 1939 or earlier 69.3%
Bedrooms
Size % of units No bedroom (studio) 0.0% 1 bedroom 0.0% 2 bedrooms 33.0% 3 bedrooms 61.1% 4 bedrooms 5.9% 5+ bedrooms 0.0%
Vehicles per household
Vehicles % of households No vehicle 0.0% 1 vehicle 4.6% 2 vehicles 95.4% 3 or more 0.0%
Heating fuel
Fuel type % Electricity 54.8% Propane / LP gas 7.1% Fuel oil 11.3% Wood 26.8%
Households & families
Household type Count % Married-couple family 190 79.5% Cohabiting couple 0 0.0% Male householder, no spouse 21 8.8% Female householder, no spouse 28 11.7% Households with children under 18 58 24.3% Households with seniors (65+) 155 64.9% Average household size 2.39
Marital status
Status Male Female Never married 8.7% 10.8% Married 91.3% 69.9% Separated 0.0% 0.0% Widowed 0.0% 7.3% Divorced 0.0% 12.0%
Education
Some college, no degree
4.8%
Graduate / professional
26.1%
Metric % HS diploma or higher 92.8% Bachelor's or higher 60.2%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 0 0.0% Kindergarten 0 0.0% Elementary school 49 70.0% High school 0 0.0% College / grad school 21 30.0%
Employment
Industry of employment
Education & healthcare
88.7%
Occupation
Category % Management, business & arts 89.7% Service 10.3% Sales & office 0.0% Natural resources & construction 0.0% Production & transportation 0.0%
Employment type
Type % Private sector 73.4% Government 26.6% Self-employed 0.0% Unpaid family workers 0.0%
Commute
Method % Drive alone 88.7% Carpool 0.0% Public transit 0.0% Walk 0.0% Work from home 11.3% Other means 0.0% Avg commute (minutes) 0.0
Poverty
Married-couple families
21.6%
Female-led households
0.0%
Income support
Source % of households Social Security 91.2% Retirement income 21.3% Supplemental Security 7.1% Cash public assistance 0.0% Food stamps / SNAP 24.3%
Health indicators
Condition % Obesity 42.8% High blood pressure 47.7% High cholesterol 40.7% Diabetes 16.8% Heart disease 10.6% Stroke 4.8% Asthma 11.9% Arthritis 41.7% Kidney disease 4.2% Pulmonary disease 13.6% Cancer 8.2%
Behavior / access % Smoking 24.6% Binge drinking 10.4% No physical activity 33.6% Less than 7 hrs sleep 38.4% Depression 26.6% Fair or poor health 24.8% Poor mental health 17.9% Poor physical health 16.8% No health insurance 11.4% Visited doctor (checkup) 82.6% Visited dentist 51.5% Cholesterol screening 91.1% Teeth loss 22.2%
Veterans & disability
Veterans Count % Civilian veterans 41 7.8%
Disability % Any disability 21.5% Under 18 0.0% 18–64 years 31.0% 65 and over 4.1%
Health insurance coverage
Type % Private insurance 44.6% Public insurance 63.6% No insurance 0.0% Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 572 100.0% Spanish 0 0.0% Other Indo-European 0 0.0% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 549 96.0% Born in same state 549 96.0% Born in different state 402 70.3% Foreign born 0 0.0% Naturalized citizen 23 4.0% Not a US citizen 23 100.0%
Ancestry
Ancestry Count % Italian 75 13.1%
Technology access
Metric % of households Computer access 41.8% Internet access 100.0%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 24981
What city is ZIP code 24981 in?
ZIP code 24981 is primarily assigned to Talcott, West Virginia.
What county is ZIP code 24981 in?
ZIP code 24981 falls within Summers County, West Virginia.
Does ZIP code 24981 have a large retiree population?
91% of households in ZIP code 24981 receive Social Security income, suggesting a significant retiree or disability population.
How educated is the population of ZIP code 24981?
60% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.
Does ZIP code 24981 have an older population?
25% of residents in ZIP code 24981 are 65 or older, above the national average of ~17%.
Is ZIP code 24981 mostly rentals?
55% of occupied units in ZIP code 24981 are renter-occupied.
What timezone is ZIP code 24981 in?
ZIP code 24981 observes the EST timezone.
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