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Minnesota ZIP Codes
Cass County
Swatara, MN
55785
55785 ZIP Code — Swatara, MN
Cass County, Minnesota
ZIP code 55785 is located in
Swatara ,
Minnesota ,
within Cass County .
It covers approximately 113.36 square miles and serves a population of
363 residents.
This is a standard ZIP code in the Central (CT) timezone,
served by area code 218 .
About ZIP code 55785
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $188,500. Owner-occupancy is high at 93%, well above the national average.
Median household income is $55,781. The poverty rate of 3% is below the national average. 50% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with arts, entertainment, and food service as the leading industry. An above-average commute of 52 minutes suggests many residents work outside the immediate area.
College attainment at 10% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (22%) compared to national benchmarks. 30% of residents lack health insurance, above the national average.
Notable community characteristics include disability rates above the national average at 35%.
Overall, ZIP code 55785 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.
55785 ZIP code map
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Cities in ZIP code 55785
Below are the cities the US Postal Service accepts for ZIP code 55785. Using any city not on this list may result in mail delivery delays.
Demographics
updated 05/2026
Population
Total population
363
Population density
3 / sq mi
State FIPS
27
County FIPS
021
Geography
Land area
113.36 sq mi
Water area
2.55 sq mi
Latitude
46.9213
Longitude
-93.7537
Timezone
Central (CT)
Area code
218
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
50.0%
47.9%
33.6%
$50k – $100k
41.2%
30.8%
31.5%
$100k – $200k
8.8%
18.6%
26.5%
Over $200k
0.0%
2.7%
8.5%
Demographics & statistics
$55,781
Median household income
$188,500
Median home value
Age distribution
Age summary
Group Count % Under 18 36 9.9% 18 and over 327 90.1% 65 and over 88 24.2% Median age 52.5 years
Race & ethnicity
American Indian / Alaska Native
4.9%
Group Count % White 339 93.1% American Indian / Alaska Native 18 4.9% Two or more races 6 1.6% Hispanic or Latino 1 0.3%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
50.0%
47.9%
33.6%
$50k – $100k
41.2%
30.8%
31.5%
$100k – $200k
8.8%
18.6%
26.5%
Over $200k
0.0%
2.7%
8.5%
Range % of households Under $10k 0.7% $10k–$15k 1.5% $15k–$25k 9.6% $25k–$35k 17.8% $35k–$50k 5.9% $50k–$75k 35.6% $75k–$100k 14.8% $100k–$150k 4.4% $150k–$200k 9.6% Median income $55,781
Housing
Housing overview
Metric Value Median home value $188,500 Median rent / month $0 Owner occupied 92.6% Renter occupied 7.4% Vacant 43.0% Single-family detached 87.8% Large apartment buildings 0.0% Mobile homes 12.2% Median rooms 5.6 Avg household size (owned) 2.71
Year built
Era % 2020 or later 0.0% 2010–2019 2.1% 2000–2009 22.4% 1990–1999 18.6% 1980–1989 3.0% 1970–1979 15.2% 1960–1969 8.9% 1950–1959 5.5% 1940–1949 13.9% 1939 or earlier 10.5%
Bedrooms
Size % of units No bedroom (studio) 9.3% 1 bedroom 9.3% 2 bedrooms 23.6% 3 bedrooms 55.3% 4 bedrooms 2.1% 5+ bedrooms 0.4%
Vehicles per household
Vehicles % of households No vehicle 7.4% 1 vehicle 23.0% 2 vehicles 34.1% 3 or more 35.6%
Heating fuel
Fuel type % Utility gas 1.5% Electricity 1.5% Propane / LP gas 51.9% Fuel oil 1.5% Wood 30.4% No fuel used 2.2%
Households & families
Household type Count % Married-couple family 87 64.4% Cohabiting couple 4 3.0% Male householder, no spouse 19 14.1% Female householder, no spouse 25 18.5% Households with children under 18 23 17.0% Households with seniors (65+) 65 48.1% Average household size 2.69
Marital status
Status Male Female Never married 36.4% 36.8% Married 51.2% 47.8% Separated 0.0% 0.0% Widowed 1.9% 9.9% Divorced 10.5% 5.5%
Education
Some college, no degree
22.4%
Graduate / professional
4.4%
Metric % HS diploma or higher 95.9% Bachelor's or higher 9.5%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 0 0.0% Kindergarten 0 0.0% Elementary school 2 3.4% High school 52 88.1% College / grad school 5 8.5%
Employment
Industry of employment
Arts, food & hospitality
19.2%
Agriculture & mining
12.5%
Education & healthcare
7.5%
Professional & management
5.8%
Transportation & utilities
2.5%
Finance & real estate
0.8%
Public administration
0.8%
Occupation
Category % Management, business & arts 24.2% Service 16.7% Sales & office 20.8% Natural resources & construction 16.7% Production & transportation 21.7%
Employment type
Type % Private sector 74.2% Government 1.7% Self-employed 24.2% Unpaid family workers 0.0%
Commute
Method % Drive alone 65.5% Carpool 18.1% Public transit 0.0% Walk 9.5% Work from home 6.9% Other means 0.0% Avg commute (minutes) 51.9
Poverty
Married-couple families
0.0%
Female-led households
0.0%
Income support
Source % of households Social Security 49.6% Retirement income 25.2% Supplemental Security 4.4% Cash public assistance 1.5% Food stamps / SNAP 7.4%
Health indicators
Condition % Obesity 36.8% High blood pressure 37.3% High cholesterol 34.4% Diabetes 12.1% Heart disease 8.0% Stroke 3.8% Asthma 9.3% Arthritis 28.5% Kidney disease 3.4% Pulmonary disease 7.7% Cancer 7.7%
Behavior / access % Smoking 22.3% Binge drinking 19.0% No physical activity 24.5% Less than 7 hrs sleep 29.7% Depression 22.8% Fair or poor health 15.2% Poor mental health 13.5% Poor physical health 11.8% No health insurance 11.2% Visited doctor (checkup) 70.2% Visited dentist 62.0% Cholesterol screening 90.7% Teeth loss 13.2%
Veterans & disability
Veterans Count % Civilian veterans 25 7.6%
Disability % Any disability 35.0% Under 18 0.0% 18–64 years 36.8% 65 and over 44.3%
Health insurance coverage
Type % Private insurance 38.3% Public insurance 45.7% No insurance 29.5% Uninsured under 19 37.0%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 363 100.0% Spanish 1 0.3% Other Indo-European 1 0.3% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 363 100.0% Born in same state 363 100.0% Born in different state 310 85.4% Foreign born 0 0.0% Naturalized citizen 0 0.0% Not a US citizen 0 0.0%
Ancestry
Ancestry Count % French 24 6.6% Italian 22 6.1% Arab 17 4.7% German 15 4.1%
Ancestry Count % Irish 12 3.3% Polish 7 1.9% Dutch 2 0.6%
Technology access
Metric % of households Computer access 37.2% Internet access 80.7%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 55785
What city is ZIP code 55785 in?
ZIP code 55785 is primarily assigned to Swatara, Minnesota.
What county is ZIP code 55785 in?
ZIP code 55785 falls within Cass County, Minnesota.
Is ZIP code 55785 mostly owner-occupied?
93% of occupied units in ZIP code 55785 are owner-occupied, well above the national average.
Does ZIP code 55785 have a large retiree population?
50% of households in ZIP code 55785 receive Social Security income, suggesting a significant retiree or disability population.
How educated is the population of ZIP code 55785?
10% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.
What is the typical home value in ZIP code 55785?
The median home value in ZIP code 55785 is $188,500.
What timezone is ZIP code 55785 in?
ZIP code 55785 observes the CST timezone.
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