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New York ZIP Codes
Allegany County
Swain, NY
14884
14884 ZIP Code — Swain, NY
Allegany County, New York
ZIP code 14884 is located in
Swain ,
New York ,
within Allegany County .
It covers approximately 22.65 square miles and serves a population of
303 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 607 .
About ZIP code 14884
The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $123,400. Owner-occupancy is high at 87%, well above the national average.
Median household income is $57,750. 35% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 38 minutes suggests many residents work outside the immediate area.
Educational attainment is near the national average, with 23% of residents holding a bachelor's degree or higher.
Notable community characteristics include disability rates above the national average at 23%.
Overall, ZIP code 14884 reflects a community defined by high homeownership and a significant Social Security-dependent population.
14884 ZIP code map
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Cities in ZIP code 14884
Below are the cities the US Postal Service accepts for ZIP code 14884. Using any city not on this list may result in mail delivery delays.
City
Status
Swain
Preferred
Nearby ZIP codes
Demographics
updated 06/2026
Population
Total population
303
Population density
13 / sq mi
State FIPS
36
County FIPS
003
Geography
Land area
22.65 sq mi
Water area
0.32 sq mi
Latitude
42.4727
Longitude
-77.8980
Timezone
Eastern (ET)
Area code
607
Economics
updated 06/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
32.8%
49.1%
37.0%
$50k – $100k
43.0%
33.8%
27.0%
$100k – $200k
18.0%
14.7%
24.4%
Over $200k
6.3%
2.4%
11.5%
Demographics & statistics
$57,750
Median household income
$123,400
Median home value
22.7%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 81 26.7%
18 and over 222 73.3%
65 and over 53 17.5%
Median age 39.1 years
Race & ethnicity
Group Count %
White 302 99.7%
Two or more races 1 0.3%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
32.8%
49.1%
37.0%
$50k – $100k
43.0%
33.8%
27.0%
$100k – $200k
18.0%
14.7%
24.4%
Over $200k
6.3%
2.4%
11.5%
Range % of households
$10k–$15k 3.4%
$15k–$25k 5.9%
$25k–$35k 12.6%
$35k–$50k 21.8%
$50k–$75k 23.5%
$75k–$100k 11.8%
$100k–$150k 13.4%
$200k+ 7.6%
Median income $57,750
Housing
Housing overview
Metric Value
Median home value $123,400
Median rent / month $950
Owner occupied 86.6%
Renter occupied 13.4%
Vacant 58.4%
Single-family detached 62.6%
Large apartment buildings 0.0%
Mobile homes 25.5%
Median rooms 4.0
Avg household size (owned) 2.34
Year built
Era %
2020 or later 0.0%
2010–2019 6.3%
2000–2009 10.1%
1990–1999 12.2%
1980–1989 28.7%
1970–1979 16.4%
1960–1969 3.5%
1950–1959 2.8%
1940–1949 1.4%
1939 or earlier 18.5%
Bedrooms
Size % of units
No bedroom (studio) 10.5%
1 bedroom 13.3%
2 bedrooms 30.1%
3 bedrooms 37.8%
4 bedrooms 6.6%
5+ bedrooms 1.7%
Vehicles per household
Vehicles % of households
No vehicle 3.4%
1 vehicle 46.2%
2 vehicles 29.4%
3 or more 21.0%
Heating fuel
Fuel type %
Utility gas 5.0%
Electricity 8.4%
Propane / LP gas 31.9%
Fuel oil 8.4%
Wood 24.4%
Households & families
Household type Count %
Married-couple family 51 42.9%
Cohabiting couple 5 4.2%
Male householder, no spouse 22 18.5%
Female householder, no spouse 41 34.5%
Households with children under 18 25 21.0%
Households with seniors (65+) 44 37.0%
Average household size 2.55
Marital status
Status Male Female
Never married 28.0% 23.3%
Married 49.5% 47.4%
Separated 0.0% 2.6%
Widowed 6.5% 20.7%
Divorced 15.9% 6.0%
Education
Some college, no degree
17.0%
Graduate / professional
9.8%
Metric %
HS diploma or higher 92.3%
Bachelor's or higher 22.7%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 15 27.8%
Kindergarten 4 7.4%
Elementary school 28 51.9%
High school 1 1.9%
College / grad school 6 11.1%
Employment
Industry of employment
Education & healthcare
35.3%
Agriculture & mining
14.3%
Arts, food & hospitality
10.1%
Public administration
5.9%
Finance & real estate
3.4%
Transportation & utilities
0.8%
Occupation
Category %
Management, business & arts 35.3%
Service 18.5%
Sales & office 5.0%
Natural resources & construction 16.0%
Production & transportation 25.2%
Employment type
Type %
Private sector 60.5%
Government 32.8%
Self-employed 5.0%
Unpaid family workers 1.7%
Commute
Method %
Drive alone 87.0%
Carpool 0.9%
Public transit 0.9%
Walk 0.0%
Work from home 7.0%
Other means 4.3%
Avg commute (minutes) 37.5
Poverty
Married-couple families
3.9%
Female-led households
30.8%
Income support
Source % of households
Social Security 35.3%
Retirement income 33.6%
Supplemental Security 8.4%
Cash public assistance 8.4%
Food stamps / SNAP 10.1%
Health indicators
Condition %
Obesity 30.0%
High blood pressure 34.8%
High cholesterol 36.3%
Diabetes 10.8%
Heart disease 7.8%
Stroke 3.4%
Asthma 9.8%
Arthritis 28.4%
Kidney disease 3.3%
Pulmonary disease 8.1%
Cancer 8.3%
Behavior / access %
Smoking 17.5%
Binge drinking 16.2%
No physical activity 24.3%
Less than 7 hrs sleep 33.7%
Depression 19.7%
Fair or poor health 13.1%
Poor mental health 13.2%
Poor physical health 10.7%
No health insurance 9.9%
Visited doctor (checkup) 79.1%
Visited dentist 62.7%
Cholesterol screening 92.6%
Teeth loss 14.1%
Veterans & disability
Veterans Count %
Civilian veterans 20 9.0%
Disability %
Any disability 22.8%
Under 18 13.6%
18–64 years 14.2%
65 and over 64.2%
Health insurance coverage
Type %
Private insurance 71.6%
Public insurance 44.9%
No insurance 3.3%
Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 263 86.8%
Spanish 0 0.0%
Other Indo-European 0 0.0%
Asian & Pacific Islander 0 0.0%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 303 100.0%
Born in same state 303 100.0%
Born in different state 279 92.1%
Foreign born 0 0.0%
Naturalized citizen 0 0.0%
Not a US citizen 0 0.0%
Ancestry
Ancestry Count %
Italian 59 19.5%
French 45 14.9%
English 22 7.3%
Ancestry Count %
Arab 4 1.3%
Norwegian 3 1%
Irish 2 0.7%
Technology access
Metric % of households
Computer access 39.3%
Internet access 89.1%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 14884
What city is ZIP code 14884 in?
ZIP code 14884 is primarily assigned to Swain, New York.
What county is ZIP code 14884 in?
ZIP code 14884 falls within Allegany County, New York.
Is ZIP code 14884 mostly owner-occupied?
87% of occupied units in ZIP code 14884 are owner-occupied, well above the national average.
What is the typical home value in ZIP code 14884?
The median home value in ZIP code 14884 is $123,400.
Does ZIP code 14884 have a large retiree population?
35% of households in ZIP code 14884 receive Social Security income, suggesting a significant retiree or disability population.
What is the population of ZIP code 14884?
ZIP code 14884 has an estimated population of 303 residents, with a density of 13 people per square mile.
What timezone is ZIP code 14884 in?
ZIP code 14884 observes the EST timezone.
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