95982 ZIP Code — Sutter, CA

Sutter County, California

ZIP code 95982 is located in Sutter, California, within Sutter County. It covers approximately 42.58 square miles and serves a population of 3,084 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 530.

About ZIP code 95982

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1960s, giving the area an established character. Median home value is $342,900. Owner-occupancy is high at 76%, well above the national average.

Median household income is $91,481. The poverty rate of 5% is below the national average. 35% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.

College attainment at 19% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 95982 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

3,084

population

42.58

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

95982 ZIP code map

Cities in ZIP code 95982

Below are the cities the US Postal Service accepts for ZIP code 95982. Using any city not on this list may result in mail delivery delays.

City	Status
Sutter	Preferred

Nearby ZIP codes

95953 Live Oak (4.5 mi) 95948 Gridley (10.7 mi) 95957 Meridian (10.9 mi) 95993 Yuba City (12.4 mi) 95932 Colusa (12.9 mi) 95917 Biggs (14.7 mi) 95912 Arbuckle (15.8 mi) 95991 Yuba City (17.2 mi) 95961 Olivehurst (18.1 mi) 95920 Butte City (18.3 mi) 95970 Princeton (18.9 mi)

Demographics updated 06/2026

Population
Total population	3,084
Population density	72 / sq mi
State FIPS	06
County FIPS	101

Geography
Land area	42.58 sq mi
Water area	0.04 sq mi
Latitude	39.2086
Longitude	-121.8316
Timezone	Pacific (PT)
Area code	530

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	24.6%	39.1%	32.6%
$50k – $100k	42.5%	31.8%	27.7%
$100k – $200k	27.9%	22.6%	26.4%
Over $200k	5.0%	6.5%	13.3%

Demographics & statistics

3,084

Population

People per sq mi

41.3

Median age

$91,481

Median household income

$36,316

Per capita income

$342,900

Median home value

$1,217

Median monthly rent

76.3%

Home ownership

4.8%

Poverty rate

8.0%

Unemployment

900

Housing units

18.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

101

10–14

116

15–19

114

20–24

214

25–34

210

195

35–44

190

222

45–54

218

55–59

60–64

174

65–74

171

104

75–84

101

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	729	23.6%
18 and over	2,355	76.4%
65 and over	576	18.7%
Median age	41.3 years

Race & ethnicity

White 83.1%

Two or more races 7.8%

Hispanic or Latino 5.6%

Asian 2.1%

American Indian / Alaska Native 0.9%

Other race 0.4%

Group	Count	%
White	2,716	83.1%
Two or more races	254	7.8%
Hispanic or Latino	184	5.6%
Asian	68	2.1%
American Indian / Alaska Native	31	0.9%
Other race	14	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	24.6%	39.1%	32.6%
$50k – $100k	42.5%	31.8%	27.7%
$100k – $200k	27.9%	22.6%	26.4%
Over $200k	5.0%	6.5%	13.3%

$10k–$15k 1.4%

$15k–$25k 1.1%

$25k–$35k 6.6%

$35k–$50k 10.1%

$50k–$75k 22.2%

$75k–$100k 19.1%

$100k–$150k 25.4%

$150k–$200k 8.0%

$200k+ 6.1%

Range	% of households
$10k–$15k	1.4%
$15k–$25k	1.1%
$25k–$35k	6.6%
$35k–$50k	10.1%
$50k–$75k	22.2%
$75k–$100k	19.1%
$100k–$150k	25.4%
$150k–$200k	8.0%
$200k+	6.1%
Median income	$91,481

Housing

Home values

$50k–$100k 0.8%

$100k–$150k 5.7%

$150k–$200k 3.4%

$200k–$300k 24.7%

$300k–$500k 46.4%

$500k–$1M 18.4%

$1M+ 0.6%

Housing overview

Metric	Value
Median home value	$342,900
Median rent / month	$1,217
Owner occupied	76.3%
Renter occupied	23.7%
Vacant	4.4%
Single-family detached	90.7%
Large apartment buildings	0.0%
Mobile homes	3.4%
Median rooms	5.3
Avg household size (owned)	2.84

Year built

Era	%
2020 or later	0.0%
2010–2019	2.3%
2000–2009	10.5%
1990–1999	8.3%
1980–1989	14.0%
1970–1979	19.7%
1960–1969	19.8%
1950–1959	8.7%
1940–1949	11.9%
1939 or earlier	4.8%

Bedrooms

Size	% of units
No bedroom (studio)	0.8%
1 bedroom	4.2%
2 bedrooms	15.6%
3 bedrooms	69.5%
4 bedrooms	8.9%
5+ bedrooms	1.0%

Vehicles per household

Vehicles	% of households
No vehicle	1.4%
1 vehicle	14.5%
2 vehicles	34.5%
3 or more	49.6%

Heating fuel

Fuel type	%
Utility gas	71.3%
Electricity	18.2%
Propane / LP gas	0.9%
Fuel oil	3.6%
Wood	3.9%
Solar	2.2%

Households & families

Household type	Count	%
Married-couple family	738	66.4%
Cohabiting couple	90	8.1%
Male householder, no spouse	123	11.1%
Female householder, no spouse	161	14.5%
Households with children under 18	383	34.4%
Households with seniors (65+)	374	33.6%
Average household size	2.76

Marital status

Status	Male	Female
Never married	24.3%	27.5%
Married	62.0%	53.8%
Separated	0.5%	1.1%
Widowed	1.5%	7.3%
Divorced	11.8%	10.3%

Education

Less than 9th grade 1.1%

Some HS, no diploma 7.6%

HS graduate 36.4%

Some college, no degree 29.8%

Associate's degree 6.7%

Bachelor's degree 15.8%

Graduate / professional 2.6%

Metric	%
HS diploma or higher	91.3%
Bachelor's or higher	18.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	73	10.2%
Kindergarten	15	2.1%
Elementary school	300	42.1%
High school	199	27.9%
College / grad school	126	17.7%

Employment

Industry of employment

Education & healthcare 36.7%

Retail trade 8.5%

Professional & management 7.5%

Other services 6.9%

Construction 6.6%

Public administration 6.6%

Transportation & utilities 5.8%

Arts, food & hospitality 5.4%

Manufacturing 4.4%

Agriculture & mining 3.5%

Information 3.3%

Finance & real estate 3.1%

Wholesale trade 1.6%

Occupation

Category	%
Management, business & arts	30.9%
Service	28.3%
Sales & office	18.9%
Natural resources & construction	11.7%
Production & transportation	10.2%

Employment type

Type	%
Private sector	64.3%
Government	28.8%
Self-employed	7.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	88.1%
Carpool	5.2%
Public transit	0.0%
Walk	0.0%
Work from home	6.6%
Other means	0.0%
Avg commute (minutes)	24.1

Poverty

All people 4.8%

Under 18 years 5.9%

18 and over 4.5%

Married-couple families 1.1%

Female-led households 18.6%

Income support

Source	% of households
Social Security	35.4%
Retirement income	37.9%
Supplemental Security	10.1%
Cash public assistance	3.8%
Food stamps / SNAP	4.5%

Health indicators

Condition	%
Obesity	29.9%
High blood pressure	28.0%
High cholesterol	31.1%
Diabetes	8.8%
Heart disease	5.8%
Stroke	2.7%
Asthma	10.1%
Arthritis	22.9%
Kidney disease	2.6%
Pulmonary disease	6.6%
Cancer	6.4%

Behavior / access	%
Smoking	14.1%
Binge drinking	20.0%
No physical activity	18.8%
Less than 7 hrs sleep	32.0%
Depression	19.3%
Fair or poor health	13.0%
Poor mental health	15.3%
Poor physical health	10.2%
No health insurance	10.2%
Visited doctor (checkup)	66.2%
Visited dentist	67.9%
Cholesterol screening	91.1%
Teeth loss	10.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	109	4.6%

Disability	%
Any disability	15.1%
Under 18	0.8%
18–64 years	13.7%
65 and over	37.3%

Health insurance coverage

Type	%
Private insurance	78.7%
Public insurance	38.3%
No insurance	1.9%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,934	95.1%
Spanish	105	3.6%
Other Indo-European	52	1.8%
Asian & Pacific Islander	8	0.3%
Other languages	45	1.5%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,988	96.9%
Born in same state	2,968	96.2%
Born in different state	2,349	76.2%
Foreign born	20	0.6%
Naturalized citizen	96	3.1%
Not a US citizen	51	53.1%

Ancestry

Ancestry	Count	%
Italian	535	17.3%
French	314	10.2%
English	59	1.9%

Ancestry	Count	%
Dutch	29	0.9%
Polish	12	0.4%
Arab	1	0%

Technology access

Metric	% of households
Computer access	36.1%
Internet access	100.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 95982

What city is ZIP code 95982 in?

ZIP code 95982 is primarily assigned to Sutter, California.

What county is ZIP code 95982 in?

ZIP code 95982 falls within Sutter County, California.

Does ZIP code 95982 have a large retiree population?

35% of households in ZIP code 95982 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 95982?

The median home value in ZIP code 95982 is $342,900.

What is the population of ZIP code 95982?

ZIP code 95982 has an estimated population of 3,084 residents, with a density of 72 people per square mile.

What is the median household income in ZIP code 95982?

The median household income in ZIP code 95982 is $91,481, above the national median of ~$75,000.

What timezone is ZIP code 95982 in?

ZIP code 95982 observes the PST timezone.