12781 ZIP Code — Summitville, NY

Sullivan County, New York

ZIP code 12781 is located in Summitville, New York, within Sullivan County. It covers approximately 2.89 square miles and serves a population of 202 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 845.

About ZIP code 12781

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $418,900.

Median household income is $61,250. 62% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is natural resources, construction, and trades, with construction as the leading industry. The average commute of 19 minutes is near the national average.

Educational attainment is near the national average, with 24% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 20% of civilians, above the national average of 7%.

Overall, ZIP code 12781 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

202

population

2.89

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12781 ZIP code map

Cities in ZIP code 12781

Below are the cities the US Postal Service accepts for ZIP code 12781. Using any city not on this list may result in mail delivery delays.

City	Status
Summitville	Acceptable

Demographics updated 05/2026

Population
Total population	202
Population density	70 / sq mi
State FIPS	36
County FIPS	105

Geography
Land area	2.89 sq mi
Water area	0.00 sq mi
Latitude	41.6214
Longitude	-74.4513
Timezone	Eastern (ET)
Area code	845

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	13.2%	43.2%	37.0%
$50k – $100k	49.1%	29.3%	27.0%
$100k – $200k	37.7%	22.4%	24.4%
Over $200k	0.0%	5.2%	11.5%

Demographics & statistics

202

Population

People per sq mi

59.9

Median age

$61,250

Median household income

$29,991

Per capita income

$418,900

Median home value

Median monthly rent

100.0%

Home ownership

0.0%

Poverty rate

0.0%

Unemployment

119

Housing units

23.6%

Bachelor's or higher

Age distribution

Male Female

15–19

20–24

45–54

55–59

60–64

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	10	5.0%
18 and over	192	95.0%
65 and over	93	46.0%
Median age	59.9 years

Race & ethnicity

White 100%

Group	Count	%
White	202	100%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	13.2%	43.2%	37.0%
$50k – $100k	49.1%	29.3%	27.0%
$100k – $200k	37.7%	22.4%	24.4%
Over $200k	0.0%	5.2%	11.5%

$25k–$35k 39.5%

$50k–$75k 37.2%

$75k–$100k 11.6%

$200k+ 11.6%

Range	% of households
$25k–$35k	39.5%
$50k–$75k	37.2%
$75k–$100k	11.6%
$200k+	11.6%
Median income	$61,250

Housing

Home values

$150k–$200k 26.7%

$300k–$500k 73.3%

Housing overview

Metric	Value
Median home value	$418,900
Median rent / month	$0
Owner occupied	100.0%
Renter occupied	0.0%
Vacant	27.7%
Single-family detached	100.0%
Large apartment buildings	0.0%
Mobile homes	0.0%
Median rooms	7.1
Avg household size (owned)	2.35

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	52.9%
1990–1999	0.0%
1980–1989	0.0%
1970–1979	0.0%
1960–1969	19.3%
1950–1959	0.0%
1940–1949	0.0%
1939 or earlier	27.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.0%
2 bedrooms	19.3%
3 bedrooms	16.0%
4 bedrooms	64.7%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	11.6%
2 vehicles	26.7%
3 or more	61.6%

Heating fuel

Fuel type	%
Fuel oil	88.4%
Wood	11.6%

Households & families

Household type	Count	%
Married-couple family	76	88.4%
Cohabiting couple	0	0.0%
Male householder, no spouse	10	11.6%
Female householder, no spouse	0	0.0%
Households with children under 18	10	11.6%
Households with seniors (65+)	53	61.6%
Average household size	2.35

Marital status

Status	Male	Female
Never married	18.5%	0.0%
Married	72.2%	77.7%
Separated	0.0%	0.0%
Widowed	0.0%	22.3%
Divorced	9.3%	0.0%

Education

Less than 9th grade 6.6%

Some HS, no diploma 18.1%

HS graduate 47.8%

Some college, no degree 3.8%

Associate's degree 0.0%

Bachelor's degree 23.6%

Graduate / professional 0.0%

Metric	%
HS diploma or higher	75.3%
Bachelor's or higher	23.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	0	0.0%
High school	17	100.0%
College / grad school	0	0.0%

Employment

Industry of employment

Construction 41.2%

Transportation & utilities 20.6%

Manufacturing 9.8%

Wholesale trade 9.8%

Arts, food & hospitality 9.8%

Public administration 8.8%

Occupation

Category	%
Management, business & arts	20.6%
Service	9.8%
Sales & office	17.6%
Natural resources & construction	42.2%
Production & transportation	9.8%

Employment type

Type	%
Private sector	81.4%
Government	18.6%
Self-employed	0.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	100.0%
Carpool	0.0%
Public transit	0.0%
Walk	0.0%
Work from home	0.0%
Other means	0.0%
Avg commute (minutes)	18.8

Poverty

All people 0.0%

Under 18 years 0.0%

18 and over 0.0%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	61.6%
Retirement income	0.0%
Supplemental Security	0.0%
Cash public assistance	0.0%
Food stamps / SNAP	0.0%

Health indicators

Condition	%
Obesity	30.3%
High blood pressure	29.5%
High cholesterol	31.8%
Diabetes	8.3%
Heart disease	5.8%
Stroke	2.6%
Asthma	9.8%
Arthritis	23.5%
Kidney disease	2.6%
Pulmonary disease	6.3%
Cancer	6.8%

Behavior / access	%
Smoking	16.8%
Binge drinking	18.9%
No physical activity	21.8%
Less than 7 hrs sleep	34.0%
Depression	21.1%
Fair or poor health	11.0%
Poor mental health	13.6%
Poor physical health	9.1%
No health insurance	10.4%
Visited doctor (checkup)	75.3%
Visited dentist	67.1%
Cholesterol screening	91.3%
Teeth loss	11.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	38	19.8%

Disability	%
Any disability	5.9%
Under 18	0.0%
18–64 years	0.0%
65 and over	12.9%

Health insurance coverage

Type	%
Private insurance	54.0%
Public insurance	46.0%
No insurance	0.0%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	202	100.0%
Spanish	10	5.0%
Other Indo-European	10	5.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	192	95.0%
Born in same state	192	95.0%
Born in different state	133	65.8%
Foreign born	0	0.0%
Naturalized citizen	10	5.0%
Not a US citizen	10	100.0%

Ancestry

Ancestry	Count	%
Italian	23	11.4%

Ancestry	Count	%
French	12	5.9%

Technology access

Metric	% of households
Computer access	42.6%
Internet access	100.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12781

What city is ZIP code 12781 in?

ZIP code 12781 is primarily assigned to Summitville, New York.

What county is ZIP code 12781 in?

ZIP code 12781 falls within Sullivan County, New York.

Does ZIP code 12781 have an older population?

46% of residents in ZIP code 12781 are 65 or older, above the national average of ~17%.

Does ZIP code 12781 have a large retiree population?

62% of households in ZIP code 12781 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 12781 have a large veteran population?

20% of civilians in ZIP code 12781 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 12781?

The median home value in ZIP code 12781 is $418,900.

What timezone is ZIP code 12781 in?

ZIP code 12781 observes the EST timezone.