42166 ZIP Code — Summer Shade, KY

Metcalfe County, Kentucky

ZIP code 42166 is located in Summer Shade, Kentucky, within Metcalfe County. It covers approximately 70.54 square miles and serves a population of 2,323 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 270/364.

About ZIP code 42166

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $104,300. Owner-occupancy is high at 79%, well above the national average.

Median household income is $52,632. Poverty affects 27% of residents, above the national average. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 29 minutes is near the national average.

College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (28%) compared to national benchmarks.

Overall, ZIP code 42166 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.

2,323

population

70.54

sq mi land

Standard

ZIP type

Central (CT)

timezone

42166 ZIP code map

Cities in ZIP code 42166

Below are the cities the US Postal Service accepts for ZIP code 42166. Using any city not on this list may result in mail delivery delays.

City	Status
Summer Shade	Acceptable
Summer Shade	Preferred

Nearby ZIP codes

42129 Edmonton (8.7 mi) 42157 Mount Hermon (9.2 mi) 42154 Knob Lick (11.3 mi) 42167 Tompkinsville (11.6 mi) 42141 Glasgow (14.2 mi) 42214 Center (15.9 mi) 42123 Austin (17.3 mi) 42715 Breeding (17.5 mi) 42140 Gamaliel (17.5 mi) 42133 Fountain Run (18.1 mi) 42717 Burkesville (19.6 mi) 42127 Cave City (19.9 mi)

Demographics updated 05/2026

Population
Total population	2,323
Population density	33 / sq mi
State FIPS	21
County FIPS	169

Geography
Land area	70.54 sq mi
Water area	0.21 sq mi
Latitude	36.8920
Longitude	-85.6960
Timezone	Central (CT)
Area code	270/364

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	57.6%	62.9%	47.9%
$50k – $100k	30.8%	26.6%	30.3%
$100k – $200k	11.6%	10.1%	17.6%
Over $200k	0.0%	0.4%	4.2%

Demographics & statistics

2,323

Population

People per sq mi

38.5

Median age

$52,632

Median household income

$25,609

Per capita income

$104,300

Median home value

$652

Median monthly rent

78.9%

Home ownership

26.9%

Poverty rate

0.0%

Unemployment

808

Housing units

14.3%

Bachelor's or higher

Age distribution

Male Female

Under 5

115

5–9

101

10–14

15–19

20–24

158

25–34

189

113

35–44

136

45–54

163

55–59

60–64

135

65–74

162

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	574	24.7%
18 and over	1,749	75.3%
65 and over	427	18.4%
Median age	38.5 years

Race & ethnicity

White 98.4%

Two or more races 1.6%

Group	Count	%
White	2,285	98.4%
Two or more races	38	1.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	57.6%	62.9%	47.9%
$50k – $100k	30.8%	26.6%	30.3%
$100k – $200k	11.6%	10.1%	17.6%
Over $200k	0.0%	0.4%	4.2%

Under $10k 2.8%

$10k–$15k 12.5%

$15k–$25k 5.3%

$25k–$35k 10.7%

$35k–$50k 18.3%

$50k–$75k 29.9%

$75k–$100k 4.8%

$100k–$150k 3.6%

$150k–$200k 7.0%

$200k+ 5.1%

Range	% of households
Under $10k	2.8%
$10k–$15k	12.5%
$15k–$25k	5.3%
$25k–$35k	10.7%
$35k–$50k	18.3%
$50k–$75k	29.9%
$75k–$100k	4.8%
$100k–$150k	3.6%
$150k–$200k	7.0%
$200k+	5.1%
Median income	$52,632

Housing

Home values

Under $50k 18.7%

$50k–$100k 25.4%

$100k–$150k 39.7%

$150k–$200k 8.7%

$200k–$300k 3.1%

$300k–$500k 1.9%

$500k–$1M 2.5%

Housing overview

Metric	Value
Median home value	$104,300
Median rent / month	$652
Owner occupied	78.9%
Renter occupied	21.1%
Vacant	12.9%
Single-family detached	63.1%
Large apartment buildings	0.0%
Mobile homes	36.9%
Median rooms	5.9
Avg household size (owned)	2.68

Year built

Era	%
2020 or later	1.1%
2010–2019	3.9%
2000–2009	12.1%
1990–1999	24.6%
1980–1989	7.8%
1970–1979	21.7%
1960–1969	6.3%
1950–1959	12.5%
1940–1949	1.9%
1939 or earlier	8.0%

Bedrooms

Size	% of units
No bedroom (studio)	2.0%
1 bedroom	2.5%
2 bedrooms	23.3%
3 bedrooms	52.4%
4 bedrooms	15.1%
5+ bedrooms	4.6%

Vehicles per household

Vehicles	% of households
No vehicle	8.5%
1 vehicle	11.4%
2 vehicles	46.6%
3 or more	33.5%

Heating fuel

Fuel type	%
Utility gas	19.5%
Electricity	60.1%
Propane / LP gas	8.8%
Fuel oil	2.1%
Wood	9.5%

Households & families

Household type	Count	%
Married-couple family	490	56.8%
Cohabiting couple	141	16.4%
Male householder, no spouse	87	10.1%
Female householder, no spouse	144	16.7%
Households with children under 18	312	36.2%
Households with seniors (65+)	273	31.7%
Average household size	2.69

Marital status

Status	Male	Female
Never married	23.9%	19.5%
Married	64.5%	55.9%
Separated	0.0%	0.3%
Widowed	2.5%	6.0%
Divorced	9.0%	18.2%

Education

Less than 9th grade 3.8%

Some HS, no diploma 9.6%

HS graduate 46.8%

Some college, no degree 19.5%

Associate's degree 6.0%

Bachelor's degree 9.9%

Graduate / professional 4.5%

Metric	%
HS diploma or higher	86.7%
Bachelor's or higher	14.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	67	15.3%
Kindergarten	0	0.0%
Elementary school	210	47.8%
High school	136	31.0%
College / grad school	26	5.9%

Employment

Industry of employment

Education & healthcare 29.1%

Manufacturing 17.5%

Professional & management 10.0%

Retail trade 9.8%

Transportation & utilities 8.8%

Construction 6.9%

Finance & real estate 5.9%

Agriculture & mining 5.1%

Public administration 3.2%

Information 1.2%

Other services 1.1%

Wholesale trade 0.9%

Arts, food & hospitality 0.6%

Occupation

Category	%
Management, business & arts	32.5%
Service	14.3%
Sales & office	15.8%
Natural resources & construction	12.7%
Production & transportation	24.6%

Employment type

Type	%
Private sector	77.6%
Government	9.4%
Self-employed	10.6%
Unpaid family workers	2.4%

Commute

Method	%
Drive alone	72.4%
Carpool	10.5%
Public transit	0.0%
Walk	4.3%
Work from home	10.6%
Other means	2.2%
Avg commute (minutes)	29.4

Poverty

All people 26.9%

Under 18 years 30.7%

18 and over 25.7%

Married-couple families 18.2%

Female-led households 23.5%

Income support

Source	% of households
Social Security	39.9%
Retirement income	22.6%
Supplemental Security	6.7%
Cash public assistance	9.5%
Food stamps / SNAP	9.5%

Health indicators

Condition	%
Obesity	41.2%
High blood pressure	45.1%
High cholesterol	38.8%
Diabetes	14.3%
Heart disease	9.2%
Stroke	4.4%
Asthma	12.0%
Arthritis	35.8%
Kidney disease	3.8%
Pulmonary disease	13.6%
Cancer	7.0%

Behavior / access	%
Smoking	28.4%
Binge drinking	14.4%
No physical activity	36.3%
Less than 7 hrs sleep	38.9%
Depression	27.3%
Fair or poor health	25.8%
Poor mental health	19.3%
Poor physical health	17.1%
No health insurance	12.3%
Visited doctor (checkup)	77.3%
Visited dentist	46.8%
Cholesterol screening	89.0%
Teeth loss	24.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	146	8.3%

Disability	%
Any disability	18.5%
Under 18	5.1%
18–64 years	16.8%
65 and over	41.9%

Health insurance coverage

Type	%
Private insurance	66.1%
Public insurance	46.5%
No insurance	4.8%
Uninsured under 19	1.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,113	91.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,323	100.0%
Born in same state	2,279	98.1%
Born in different state	1,838	79.1%
Foreign born	44	1.9%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	256	11%
Italian	126	5.4%

Ancestry	Count	%
English	94	4%
French	87	3.7%

Technology access

Metric	% of households
Computer access	37.1%
Internet access	95.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 42166

What city is ZIP code 42166 in?

ZIP code 42166 is primarily assigned to Summer Shade, Kentucky.

What county is ZIP code 42166 in?

ZIP code 42166 falls within Metcalfe County, Kentucky.

What is the poverty rate in ZIP code 42166?

27% of residents in ZIP code 42166 live below the poverty line, above the national average.

How educated is the population of ZIP code 42166?

14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 42166 have a large retiree population?

40% of households in ZIP code 42166 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 42166?

The median home value in ZIP code 42166 is $104,300.

What timezone is ZIP code 42166 in?

ZIP code 42166 observes the CST timezone.